SCHEDULE 13G/A 0001720792-24-000002 0001720792 XXXXXXXX LIVE 8 Common Stock, $.01 par value 12/31/2025 0000885550 Credit Acceptance Corporation 225310101 25505 West Twelve Mile Road Southfield MI 48034-8334 Rule 13d-1(b) Ruane, Cunniff & Goldfarb L.P. b DE 534520.00 0.00 536132.00 0.00 536132.00 N 4.9 IA PN Credit Acceptance Corporation 25505 West Twelve Mile Road, Southfield, Michigan 48034-8334 Ruane, Cunniff & Goldfarb L.P. 45 ROCKEFELLER PLAZA, 34TH FLOOR NEW YORK, NY, 10111 Delaware N IA 536,132 4.9% 534,520 0 536,132 0 N Y Y Y Y Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11. Ruane, Cunniff & Goldfarb L.P. /s/ John Harris 02/13/2026 * Each Reporting Person disclaims beneficial ownership of the reported securities except to the extent of his, her or its pecuniary interest therein, and this report shall not be deemed an admission that such Reporting Person is the beneficial owner of the securities for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose. To the extent that "ownership of 5 percent or less of a class" was indicated in Item 5, such response only applies to the Reporting Person(s) that indicated elsewhere herein that it beneficially owns five percent (5%) or less of the class.