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Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2015
Banking and Thrift [Abstract]  
Summary of Bank's Capital Ratios and Ratios Required by Federal Regulators
The following table summarizes the Company’s and Bank capital ratios:
 
December 31, 2015
 
December 31, 2014
 
Ratio
 
To be Adequately Capitalized
 
To be Well Capitalized
 
Ratio
 
To be Adequately Capitalized
 
To be Well Capitalized
Common equity tier 1 ratio (1)
 
 
 
 
 
 
 
 
 
 
 
Anchor Bancorp
18.66
%
 
4.50
%
 
N/A

 
N/A

 
N/A

 
N/A

AnchorBank, fsb
17.04
%
 
4.50
%
 
6.50
%
 
N/A

 
N/A

 
N/A

Tier 1 capital ratio (2)
 
 
 
 
 
 
 
 
 
 
 
Anchor Bancorp
18.66
%
 
6.00
%
 
N/A

 
N/A

 
N/A

 
N/A

AnchorBank, fsb
17.04
%
 
6.00
%
 
8.00
%
 
16.97
%
 
4.00
%
 
6.00
%
Total capital ratio (3)
 
 
 
 
 
 
 
 
 
 
 
Anchor Bancorp
19.95
%
 
8.00
%
 
N/A

 
N/A

 
N/A

 
N/A

AnchorBank, fsb
18.33
%
 
8.00
%
 
10.00
%
 
18.25
%
 
8.00
%
 
10.00
%
Tier 1 leverage ratio (4)
 
 
 
 
 
 
 
 
 
 
 
Anchor Bancorp
13.52
%
 
4.00
%
 
N/A

 
N/A

 
N/A

 
N/A

AnchorBank, fsb
12.35
%
 
4.00
%
 
5.00
%
 
10.43
%
 
4.00
%
 
5.00
%

(1)
CET1 capital divided by total risk-weighted assets
(2)
Tier 1 capital divided by total risk-weighted assets
(3)
Total risk-based capital divided by total risk-weighted assets
(4)
Tier 1 capital divided by adjusted average total assets
Reconciliation of Bank's Stockholders' Equity to Federal Regulatory Capital
The following table reconciles the Bank's stockholders' equity to regulatory capital:
 
December 31, 2015
 
December 31, 2014
 
(In thousands)
Stockholders’ equity of the Bank
$
336,194

 
$
216,030

Less: disallowed servicing assets

 
(1,773
)
Disallowed deferred tax assets
(69,254
)
 

Accumulated other comprehensive loss
3,250

 
2,402

Common equity tier 1 capital
270,190

 
N/A

Additional tier 1 capital

 
N/A

Tier 1 capital
270,190

 
216,659

Plus: allowable allowance for loan losses
20,426

 
16,373

Total risk-based capital
$
290,616

 
$
233,032