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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2015
Dec. 31, 2014
Assets    
Cash and due from banks $ 43,970 $ 46,400
Interest-earning deposits 31,297 100,873
Cash and cash equivalents 75,267 147,273
Investment securities available for sale (AFS) 341,523 294,599
Investment securities held to maturity (HTM) 15,492 0
Loans held for sale 10,323 6,594
Loans held for investment 1,640,100 1,571,476
Less: Allowance for loan losses (25,147) (47,037)
Loans held for investment, net 1,614,953 1,524,439
Other real estate owned (OREO), net 20,371 35,491
Premises and equipment, net 26,224 23,569
Federal Home Loan Bank stock - at cost 11,940 11,940
Mortgage servicing rights (MSRs), net 18,942 19,404
Accrued interest receivable 7,827 7,627
Deferred tax asset, net 90,620 0
Other assets 15,016 11,443
Total assets 2,248,498 2,082,379
Deposits    
Non-interest bearing 323,956 291,248
Interest bearing 1,516,768 1,522,923
Total deposits 1,840,724 1,814,171
Other borrowed funds 12,562 13,752
Accrued interest payable 325 316
Accrued taxes, insurance and employee related expenses 6,577 7,259
Other liabilities 21,669 19,218
Total liabilities 1,881,857 1,854,716
Preferred stock: par value $0.01, authorized 100,000 shares, none outstanding 0 0
Common stock: par value $0.01, 11,900,000 shares authorized, 9,608,957 and 9,552,094 shares issued, 9,597,392 and 9,547,587 shares outstanding at December 31, 2015 and 2014, respectively 96 95
Additional paid-in capital 197,498 195,083
Retained earnings 172,610 34,981
Accumulated other comprehensive loss (3,250) (2,402)
Treasury stock: 11,565 shares and 4,507 shares at December 31, 2015 and 2014, respectively, at cost (313) (94)
Total stockholders' equity 366,641 227,663
Total liabilities and stockholders' equity $ 2,248,498 $ 2,082,379