Current Report

JEWETT-CAMERON TRADING COMPANY LTD.

Date: October 21, 2025

/s/ Chad Summers

Chad Summers

President and Chief Executive Officer

Current Report
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

JEWETT-CAMERON TRADING COMPANY LTD.
(Exact name of registrant as specified in its charter)

32275 N.W. Hillcrest, North Plains, OR 97133
(Address of principal executive offices) (Zip Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a -12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d -2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e -4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

On October 15, 2025, Jewett-Cameron Trading Co. Ltd. (the “Company”) learned that a threat actor had gained unauthorized access to portions of the Company’s information technology (“IT”) environment and claimed to have unlawfully accessed certain Company information and data. The Company immediately activated its cyber incident response process to contain the intrusion, assess and investigate the incident and implement remedial measures. The Company also immediately notified law enforcement and retained external cybersecurity experts to assist. Based on its investigation to date, the Company believes that the cybersecurity incident consisted of unauthorized access and deployment of encryption and monitoring software by a third party to a portion of the Company’s internal corporate IT systems. The incident caused disruptions and limitation of access to portions of the Company’s business applications supporting aspects of the Company’s operations and corporate functions, which the Company voluntarily took offline as a precautionary measure. Based on the information reviewed to date, the Company believes the unauthorized activity has been contained and is working diligently to bring the impacted portions of its IT systems and individual computer devices back online.

Although the Company ascertained that certain information was exfiltrated, it is still investigating the extent of compromise of any sensitive information contained within the accessed IT systems. However, it is believed that the threat actors unlawfully accessed certain computer systems and exfiltrated images of video meetings and computer screens that may contain sensitive Company information. The threat actors have threatened to release this information publicly if the Company does not provide them with a monetary payment. The Company has taken additional cybersecurity measures in response to this incident including closing off the point of unlawful access and bolstering its cyber defensive capabilities. The Company believes that the costs associated with these activities will be largely covered by the Company’s cyber security insurance policy. However, due to the extended period that the Company has been and may continue to be offline, operations may be materially impacted, which may also impact the Company’s financial results for the first quarter of fiscal 2026.

Current analysis indicates that the data exfiltrated primarily relates to IT related information and financial information the Company has been gathering and analyzing over the past few weeks in preparation of filing with the Securities and Exchange Commission its Annual Report on Form 10-K for the fiscal year ended August 31, 2025, which the Company expects to release in mid-November.

As the investigation of the incident is ongoing, the full scope, nature and impact of the incident are not yet completely known. We have no current evidence that any personally identifiable information of any employees, customers, suppliers or vendors has been compromised, but our analysis and review of the potential compromised systems and data continues. The Company is bringing systems and devices online in a thoughtful and methodical manner in coordination with our cybersecurity experts and the ongoing investigation and expects to be at full operational capability shortly.

Information set forth herein contains financial estimates and other forward-looking statements that are subject to risks and uncertainties, and actual results might differ materially. A discussion of factors that may affect future results is contained in the Company’s filings with the Securities and Exchange Commission. The Company disclaims any obligation to update and revise statements contained herein based on new information or otherwise, except as required by law.

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Current Report to be signed on its behalf by the undersigned hereunto duly authorized.

A1BRITISH COLUMBIA	000-19954	00-0000000
(State or other jurisdiction	(Commission	(IRS Employer
of incorporation)	File Number)	Identification No.)

Title of each class		Trading symbol(s)		Name of each exchange on which registered
Common Stock, no par value		JCTC		NASDAQ Capital Market

Exhibit No.		Description
104		Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101)