XML 65 R58.htm IDEA: XBRL DOCUMENT v3.24.3
Regulatory Capital - Summary of Company's and Wilson Banks Actual Capital Amounts and Ratios (Details)
$ in Thousands
Sep. 30, 2024
USD ($)
Dec. 31, 2023
USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Total capital to risk weighted assets actual amount $ 597,992 $ 560,757
Total capital to risk weighted assets actual ratio 0.145 0.145
Total capital to risk weighted assets regulatory minimum capital requirement amount $ 330,949 $ 308,449
Total capital to risk weighted assets regulatory minimum capital requirement ratio 0.08 0.08
Total capital to risk weighted assets well capitalized amount [1] $ 413,686 $ 385,562
Total capital to risk weighted assets regulatory minimum capital requirement well capitalized ratio [2] 0.10 0.10
Tier 1 capital to risk weighted assets actual amount $ 547,366 $ 512,762
Tier 1 capital to risk weighted assets actual ratio 0.132 0.133
Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount $ 248,212 $ 231,337
Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio 0.06 0.06
Tier 1 capital to risk well capitalized amount [1] $ 248,212 $ 231,337
Tier 1 capital to risk weighted assets regulatory well capitalized ratio [2] 0.06 0.06
Common equity Tier 1 capital to risk weighted assets actual amount $ 547,205 $ 512,693
Common equity Tier 1 capital to risk weighted assets actual ratio 0.132 0.133
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount $ 186,159 $ 173,503
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio 0.045 0.045
Tier 1 capital to average assets actual amount $ 547,366 $ 512,762
Tier 1 capital to average assets actual ratio 0.105 0.106
Tier 1 capital to average assets regulatory minimum capital requirement amount $ 208,809 $ 193,564
Tier 1 capital to average assets regulatory minimum capital requirement ratio (as a percent) 0.04 0.04
Wilson Bank [Member]    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Total capital to risk weighted assets actual amount $ 592,688 $ 559,224
Total capital to risk weighted assets actual ratio 0.143 0.145
Total capital to risk weighted assets regulatory minimum capital requirement amount $ 330,829 $ 308,333
Total capital to risk weighted assets regulatory minimum capital requirement ratio 0.08 0.08
Total capital to risk weighted assets well capitalized amount [1] $ 413,536 $ 385,417
Total capital to risk weighted assets regulatory minimum capital requirement well capitalized ratio [2] 0.10 0.10
Tier 1 capital to risk weighted assets actual amount $ 542,062 $ 511,229
Tier 1 capital to risk weighted assets actual ratio 0.131 0.133
Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount $ 248,121 $ 231,250
Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio 0.06 0.06
Tier 1 capital to risk well capitalized amount [1] $ 330,828 $ 308,334
Tier 1 capital to risk weighted assets regulatory well capitalized ratio [2] 0.08 0.08
Common equity Tier 1 capital to risk weighted assets actual amount $ 541,901 $ 511,160
Common equity Tier 1 capital to risk weighted assets actual ratio 0.131 0.133
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement amount $ 186,091 $ 173,438
Common equity Tier 1 capital to risk weighted assets regulatory minimum capital requirement ratio 0.045 0.045
Common equity Tier 1 capital to risk weighted assets regulatory well capitalized [1] $ 268,798 $ 250,521
Common equity Tier 1 capital to risk weighted assets well capitalized ratio [2] 0.065 0.065
Tier 1 capital to average assets actual amount $ 542,062 $ 511,229
Tier 1 capital to average assets actual ratio 0.104 0.106
Tier 1 capital to average assets regulatory minimum capital requirement amount $ 208,740 $ 193,492
Tier 1 capital to average assets regulatory minimum capital requirement ratio (as a percent) 0.04 0.04
Tier 1 capital to average assets well capitalized [1] $ 260,925 $ 241,865
Tier 1 capital to average assets well capitalized ratio [2] 0.05 0.05
[1] Well-capitalized minimum Common equity Tier 1 capital to risk weighted assets and Tier 1 capital to average assets are not formally defined under applicable regulations for bank holding companies.
[2] Ratios for Wilson Bank are those under applicable FDIC regulations for prompt corrective action.