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Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2024
Regulated Operations [Abstract]  
Summary of Company's and Wilson Banks Actual Capital Amounts and Ratios

 

 

Actual

 

 

Minimum Capital Adequacy

 

 

For Classification as Well Capitalized (1) (2)

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

 

(dollars in thousands)

 

September 30, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

597,992

 

 

 

14.5

%

 

$

330,949

 

 

 

8.0

%

 

$

413,686

 

 

 

10.0

%

Wilson Bank

 

 

592,688

 

 

 

14.3

 

 

 

330,829

 

 

 

8.0

 

 

 

413,536

 

 

 

10.0

 

Tier 1 capital to risk weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

547,366

 

 

 

13.2

 

 

 

248,212

 

 

 

6.0

 

 

 

248,212

 

 

 

6.0

 

Wilson Bank

 

 

542,062

 

 

 

13.1

 

 

 

248,121

 

 

 

6.0

 

 

 

330,828

 

 

 

8.0

 

Common equity Tier 1 capital to risk weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

547,205

 

 

 

13.2

 

 

 

186,159

 

 

 

4.5

 

 

N/A

 

 

N/A

 

Wilson Bank

 

 

541,901

 

 

 

13.1

 

 

 

186,091

 

 

 

4.5

 

 

 

268,798

 

 

 

6.5

 

Tier 1 capital to average assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

547,366

 

 

 

10.5

 

 

 

208,809

 

 

 

4.0

 

 

N/A

 

 

N/A

 

Wilson Bank

 

 

542,062

 

 

 

10.4

 

 

 

208,740

 

 

 

4.0

 

 

 

260,925

 

 

 

5.0

 

 

 

 

Actual

 

 

Minimum Capital Adequacy

 

 

For Classification as Well Capitalized (1) (2)

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

 

(dollars in thousands)

 

December 31, 2023

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital to risk weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

560,757

 

 

 

14.5

%

 

$

308,449

 

 

 

8.0

%

 

$

385,562

 

 

 

10.0

%

Wilson Bank

 

 

559,224

 

 

 

14.5

 

 

 

308,333

 

 

 

8.0

 

 

 

385,417

 

 

 

10.0

 

Tier 1 capital to risk weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

512,762

 

 

 

13.3

 

 

 

231,337

 

 

 

6.0

 

 

 

231,337

 

 

 

6.0

 

Wilson Bank

 

 

511,229

 

 

 

13.3

 

 

 

231,250

 

 

 

6.0

 

 

 

308,334

 

 

 

8.0

 

Common equity Tier 1 capital to risk weighted assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

512,693

 

 

 

13.3

 

 

 

173,503

 

 

 

4.5

 

 

N/A

 

 

N/A

 

Wilson Bank

 

 

511,160

 

 

 

13.3

 

 

 

173,438

 

 

 

4.5

 

 

 

250,521

 

 

 

6.5

 

Tier 1 capital to average assets:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

512,762

 

 

 

10.6

 

 

 

193,564

 

 

 

4.0

 

 

N/A

 

 

N/A

 

Wilson Bank

 

 

511,229

 

 

 

10.6

 

 

 

193,492

 

 

 

4.0

 

 

 

241,865

 

 

 

5.0