UNITED STATES
             SECURITIES AND EXCHANGE COMMISSION
                   Washington, D.C.  20549
                              
                              
                           FORM 15
                              
   CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION
 UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934
 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND
        15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
                              
                         Commission File Number: 33-10743
                              
     Access Financial Mortgage Loan Trust, Series 1996-2
         c/o Cargill Financial Services Corporation
   (Exact name of registrant as specified in its charter)
                              
6000 Clearwater Avenue Minnetonka, Minnesota 55343 (612) 984-
                            3058
     (Address, including zip code, and telephone number,
   including area coed of registrant's principal executive
                          offices)
                              
A-1, A-2, A-3, A-4, A-5, A-6, B I, B II, BI-S, BII-S, RU, RL
  (Titles of each class of securities covered by this Form)
                              
                            None
 (Titles of all other classes of securities for which a duty
    to file reports under section 13(a) or 15(d) remains)

Please place an X in the box(es) to designate the
appropriate rule provisions(s) relied upon to terminate or
suspend the duty to file reports:

     Rule 12g-4(a)(1)(i)           Rule 12h-3(b)(1)(i)
     Rule 12g-4(a)(1)(ii)          Rule 12h-3(b)(1)(ii)
     Rule 12g-4(a)(2)(i)           Rule 12h-3(b)(2)(i)
     Rule 12g-4(a)(2)(ii)          Rule 12h-3(b)(2)(ii)
                                   Rule 15d-6          X

Approximate number of holders of record as of the
certification or notice date: 37

Pursuant to the requirements of the Securities Exchange Act
of 1934 (Name of registrant as specified in charter) has
caused this certification/notice to be signed on its behalf
by the undersigned duly authorized person.

Date:  January 31, 1997
By:   Kenneth Duncan

Instructions: This form is required by Rules 12g-3 and 15d-6
of the General Rules and Regulations under the Securities
Exchange Act of 1934.  The registrant shall file with the
Commission three copies of form 15, one of which shall be
manually signed.  It may be signed by an officer of the
registrant, by counsel or by any other duly authorized
person.  the name and title of the person signing the form
shall be typed or printed under the signature.