The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM COM 023135106 1,379 423 SH   OTR   0 423 0
AMAZON COM INC COM COM 023135106 18,455 5,661 SH   SOLE   5,661 0 0
UNDER ARMOUR INC CL A COM 904311107 176 10,334 SH   SOLE   10,334 0 0
HEWLETT PACKARD ENTERPRISE CO COM COM 42824C109 173 10,330 SH   SOLE   10,330 0 0
INVESCO QQQ TRUST ETF 46090E103 513 1,415 SH   SOLE   1,415 0 0
STARBUCKS CORP COM COM 855244109 390 4,292 SH   OTR   0 4,292 0
STARBUCKS CORP COM COM 855244109 7,775 85,472 SH   SOLE   85,472 0 0
OLD REP INTL CORP COM COM 680223104 8 300 SH   OTR   0 300 0
OLD REP INTL CORP COM COM 680223104 1,736 67,093 SH   SOLE   67,093 0 0
ANTHEM INC COM COM 036752103 92 188 SH   OTR   0 188 0
ANTHEM INC COM COM 036752103 992 2,020 SH   SOLE   2,020 0 0
MONSTER BEVERAGE CORP NEW COM COM 61174X109 668 8,360 SH   SOLE   8,360 0 0
JOHNSON & JOHNSON COM COM 478160104 1,135 6,405 SH   OTR   0 6,405 0
JOHNSON & JOHNSON COM COM 478160104 17,864 100,796 SH   SOLE   100,796 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 522 2,291 SH   SOLE   2,291 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 886 3,892 SH   OTR   0 3,892 0
COSTCO WHSL CORP NEW COM COM 22160K105 75 131 SH   OTR   0 131 0
COSTCO WHSL CORP NEW COM COM 22160K105 3,751 6,513 SH   SOLE   6,513 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 182 550 SH   OTR   0 550 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 6,616 20,042 SH   SOLE   20,042 0 0
YUM BRANDS INC COM COM 988498101 7 60 SH   OTR   0 60 0
YUM BRANDS INC COM COM 988498101 393 3,314 SH   SOLE   3,314 0 0
PROCTER AND GAMBLE CO COM COM 742718109 182 1,192 SH   OTR   0 1,192 0
PROCTER AND GAMBLE CO COM COM 742718109 6,284 41,123 SH   SOLE   41,123 0 0
COCA COLA CO COM COM 191216100 212 3,425 SH   OTR   0 3,425 0
COCA COLA CO COM COM 191216100 2,545 41,046 SH   SOLE   41,046 0 0
GENERAL MLS INC COM COM 370334104 268 3,960 SH   SOLE   3,960 0 0
PPG INDS INC COM COM 693506107 20 150 SH   OTR   0 150 0
PPG INDS INC COM COM 693506107 183 1,394 SH   SOLE   1,394 0 0
TRUIST FINL CORP COM COM 89832Q109 130 2,295 SH   OTR   0 2,295 0
TRUIST FINL CORP COM COM 89832Q109 2,692 47,483 SH   SOLE   47,483 0 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825 47 2,233 SH   OTR   0 2,233 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825 279 13,365 SH   SOLE   13,365 0 0
UNITED PARCEL SERVICE INC CL B COM 911312106 366 1,708 SH   OTR   0 1,708 0
UNITED PARCEL SERVICE INC CL B COM 911312106 7,651 35,676 SH   SOLE   35,676 0 0
COHEN & STEERS REIT & PFD & IN COM CEF 19247X100 3,319 123,415 SH   SOLE   123,415 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 403 3,717 SH   SOLE   3,717 0 0
INTEL CORP COM COM 458140100 347 6,994 SH   OTR   0 6,994 0
INTEL CORP COM COM 458140100 8,935 180,277 SH   SOLE   180,277 0 0
MEDTRONIC PLC SHS COM G5960L103 353 3,185 SH   OTR   0 3,185 0
MEDTRONIC PLC SHS COM G5960L103 8,373 75,467 SH   SOLE   75,467 0 0
NETFLIX INC COM COM 64110L106 86 229 SH   OTR   0 229 0
NETFLIX INC COM COM 64110L106 1,318 3,518 SH   SOLE   3,518 0 0
LAUDER ESTEE COS INC CL A COM 518439104 27 100 SH   OTR   0 100 0
LAUDER ESTEE COS INC CL A COM 518439104 5,173 18,997 SH   SOLE   18,997 0 0
MERCK & CO INC COM COM 58933Y105 247 3,006 SH   OTR   0 3,006 0
MERCK & CO INC COM COM 58933Y105 8,945 109,014 SH   SOLE   109,014 0 0
OSHKOSH CORP COM COM 688239201 382 3,800 SH   SOLE   3,800 0 0
SPDR S&P 500 ETF ETF 78462F103 1,770 3,918 SH   SOLE   3,918 0 0
MASTERCARD INCORPORATED CL A COM 57636Q104 15 41 SH   OTR   0 41 0
MASTERCARD INCORPORATED CL A COM 57636Q104 238 665 SH   SOLE   665 0 0
ILLINOIS TOOL WKS INC COM COM 452308109 2 9 SH   OTR   0 9 0
ILLINOIS TOOL WKS INC COM COM 452308109 935 4,465 SH   SOLE   4,465 0 0
STEEL DYNAMICS INC COM COM 858119100 292 3,500 SH   SOLE   3,500 0 0
EMERSON ELEC CO COM COM 291011104 39 400 SH   OTR   0 400 0
EMERSON ELEC CO COM COM 291011104 1,415 14,434 SH   SOLE   14,434 0 0
ALLSTATE CORP COM COM 020002101 97 700 SH   OTR   0 700 0
ALLSTATE CORP COM COM 020002101 634 4,580 SH   SOLE   4,580 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 73 357 SH   OTR   0 357 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 2,071 10,194 SH   SOLE   10,194 0 0
HORACE MANN EDUCATORS CORP NEW COM COM 440327104 351 8,400 SH   SOLE   8,400 0 0
CORNING INC COM COM 219350105 27 720 SH   OTR   0 720 0
CORNING INC COM COM 219350105 1,199 32,478 SH   SOLE   32,478 0 0
BANK NEW YORK MELLON CORP COM COM 064058100 336 6,777 SH   SOLE   6,777 0 0
INSIGHT SELECT INCOME FD COM CEF 45781W109 1,449 81,060 SH   SOLE   81,060 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 506 9,942 SH   OTR   0 9,942 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 11,448 224,740 SH   SOLE   224,740 0 0
CHUBB LIMITED COM COM H1467J104 286 1,338 SH   SOLE   1,338 0 0
PEPSICO INC COM COM 713448108 1,020 6,092 SH   OTR   0 6,092 0
PEPSICO INC COM COM 713448108 16,475 98,427 SH   SOLE   98,427 0 0
KIMBERLY-CLARK CORP COM COM 494368103 115 930 SH   OTR   0 930 0
KIMBERLY-CLARK CORP COM COM 494368103 1,045 8,484 SH   SOLE   8,484 0 0
TE CONNECTIVITY LTD SHS COM H84989104 151 1,155 SH   OTR   0 1,155 0
TE CONNECTIVITY LTD SHS COM H84989104 222 1,696 SH   SOLE   1,696 0 0
HONEYWELL INTL INC COM COM 438516106 188 968 SH   OTR   0 968 0
HONEYWELL INTL INC COM COM 438516106 8,124 41,752 SH   SOLE   41,752 0 0
US BANCORP DEL COM NEW COM 902973304 213 4,000 SH   OTR   0 4,000 0
US BANCORP DEL COM NEW COM 902973304 214 4,027 SH   SOLE   4,027 0 0
BP PLC SPONSORED ADR ADR 055622104 15 511 SH   OTR   0 511 0
BP PLC SPONSORED ADR ADR 055622104 293 9,951 SH   SOLE   9,951 0 0
HOME DEPOT INC COM COM 437076102 203 677 SH   OTR   0 677 0
HOME DEPOT INC COM COM 437076102 8,611 28,767 SH   SOLE   28,767 0 0
BAXTER INTL INC COM COM 071813109 22 280 SH   OTR   0 280 0
BAXTER INTL INC COM COM 071813109 282 3,639 SH   SOLE   3,639 0 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103 10 46 SH   OTR   0 46 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103 2,399 10,543 SH   SOLE   10,543 0 0
SPDR GOLD SHARES ETF 78463V107 1,072 5,936 SH   OTR   0 5,936 0
SPDR GOLD SHARES ETF 78463V107 24,033 133,037 SH   SOLE   133,037 0 0
SOUTHERN CO COM COM 842587107 49 675 SH   OTR   0 675 0
SOUTHERN CO COM COM 842587107 834 11,501 SH   SOLE   11,501 0 0
BECTON DICKINSON & CO COM COM 075887109 343 1,291 SH   OTR   0 1,291 0
BECTON DICKINSON & CO COM COM 075887109 9,300 34,962 SH   SOLE   34,962 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 321 4,226 SH   SOLE   4,226 0 0
TREX CO INC COM COM 89531P105 2,084 31,892 SH   SOLE   31,892 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 1,073 21,344 SH   SOLE   21,344 0 0
AON PLC SHS CL A COM G0403H108 6 18 SH   OTR   0 18 0
AON PLC SHS CL A COM G0403H108 255 782 SH   SOLE   782 0 0
GALLAGHER ARTHUR J & CO COM COM 363576109 276 1,578 SH   OTR   0 1,578 0
GALLAGHER ARTHUR J & CO COM COM 363576109 8,938 51,190 SH   SOLE   51,190 0 0
TELEFLEX INCORPORATED COM COM 879369106 1,220 3,438 SH   SOLE   3,438 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 4 40 SH   OTR   0 40 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 457 4,233 SH   SOLE   4,233 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 1,098 3,112 SH   OTR   0 3,112 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 6,660 18,871 SH   SOLE   18,871 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 142 311 SH   OTR   0 311 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 5,120 11,237 SH   SOLE   11,237 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 835 10,696 SH   SOLE   10,696 0 0
ALPHABET INC CAP STK CL A COM 02079K305 476 171 SH   OTR   0 171 0
ALPHABET INC CAP STK CL A COM 02079K305 13,832 4,973 SH   SOLE   4,973 0 0
EASTMAN CHEM CO COM COM 277432100 36 320 SH   OTR   0 320 0
EASTMAN CHEM CO COM COM 277432100 321 2,867 SH   SOLE   2,867 0 0
CONSTELLATION BRANDS INC CL A COM 21036P108 71 310 SH   OTR   0 310 0
CONSTELLATION BRANDS INC CL A COM 21036P108 3,011 13,075 SH   SOLE   13,075 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 693 15,217 SH   SOLE   15,217 0 0
NEWMONT CORP COM COM 651639106 27 342 SH   OTR   0 342 0
NEWMONT CORP COM COM 651639106 2,179 27,431 SH   SOLE   27,431 0 0
CSX CORP COM COM 126408103 127 3,384 SH   OTR   0 3,384 0
CSX CORP COM COM 126408103 1,043 27,839 SH   SOLE   27,839 0 0
COMCAST CORP NEW CL A COM 20030N101 48 1,030 SH   OTR   0 1,030 0
COMCAST CORP NEW CL A COM 20030N101 4,105 87,669 SH   SOLE   87,669 0 0
MICROSOFT CORP COM COM 594918104 6,463 20,964 SH   OTR   0 20,964 0
MICROSOFT CORP COM COM 594918104 33,692 109,280 SH   SOLE   109,280 0 0
VALERO ENERGY CORP COM COM 91913Y100 362 3,568 SH   SOLE   3,568 0 0
SCHLUMBERGER LTD COM STK COM 806857108 15 367 SH   OTR   0 367 0
SCHLUMBERGER LTD COM STK COM 806857108 575 13,931 SH   SOLE   13,931 0 0
CVS HEALTH CORP COM COM 126650100 306 3,025 SH   OTR   0 3,025 0
CVS HEALTH CORP COM COM 126650100 10,197 100,748 SH   SOLE   100,748 0 0
MASCO CORP COM COM 574599106 1,577 30,920 SH   SOLE   30,920 0 0
TILRAY BRANDS INC COM CL 2 COM 88688T100 146 18,820 SH   SOLE   18,820 0 0
ARES CAPITAL CORP COM CEF 04010L103 25 1,195 SH   OTR   0 1,195 0
ARES CAPITAL CORP COM CEF 04010L103 2,303 109,918 SH   SOLE   109,918 0 0
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 9,521 18 SH   SOLE   18 0 0
BOEING CO COM COM 097023105 167 871 SH   SOLE   871 0 0
BOEING CO COM COM 097023105 229 1,198 SH   OTR   0 1,198 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 815 3,426 SH   SOLE   3,426 0 0
NEXTERA ENERGY INC COM COM 65339F101 131 1,550 SH   OTR   0 1,550 0
NEXTERA ENERGY INC COM COM 65339F101 9,430 111,319 SH   SOLE   111,319 0 0
NIKE INC CL B COM 654106103 293 2,174 SH   OTR   0 2,174 0
NIKE INC CL B COM 654106103 8,184 60,818 SH   SOLE   60,818 0 0
TESLA INC COM COM 88160R101 288 267 SH   SOLE   267 0 0
LINDE PLC SHS COM G5494J103 196 615 SH   OTR   0 615 0
LINDE PLC SHS COM G5494J103 2,046 6,404 SH   SOLE   6,404 0 0
ARCOSA INC COM COM 039653100 656 11,456 SH   SOLE   11,456 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 697 13,768 SH   SOLE   13,768 0 0
ATLANTIC UN BANKSHARES CORP COM COM 04911A107 10,315 281,137 SH   SOLE   71,289 0 209,848
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 132 3,450 SH   OTR   0 3,450 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 306 7,990 SH   SOLE   7,990 0 0
NORFOLK SOUTHN CORP COM COM 655844108 111 390 SH   OTR   0 390 0
NORFOLK SOUTHN CORP COM COM 655844108 4,226 14,815 SH   SOLE   14,815 0 0
UDR INC COM REIT 902653104 6 105 SH   OTR   0 105 0
UDR INC COM REIT 902653104 2,649 46,179 SH   SOLE   46,179 0 0
BLACKROCK TAX MUNICPAL BD TR SHS CEF 09248X100 1,089 49,469 SH   SOLE   49,469 0 0
BLACKROCK CORE BD TR SHS BEN INT CEF 09249E101 735 56,549 SH   SOLE   56,549 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH COM 112585104 167 2,952 SH   OTR   0 2,952 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH COM 112585104 5,206 92,020 SH   SOLE   92,020 0 0
WELLTOWER INC COM REIT 95040Q104 973 10,125 SH   SOLE   10,125 0 0
DOW INC COM COM 260557103 98 1,534 SH   OTR   0 1,534 0
DOW INC COM COM 260557103 812 12,747 SH   SOLE   12,747 0 0
VANGUARD S&P 500 ETF ETF 922908363 475 1,144 SH   SOLE   1,144 0 0
AGREE RLTY CORP COM REIT 008492100 449 6,760 SH   SOLE   6,760 0 0
CONSOLIDATED EDISON INC COM COM 209115104 54 575 SH   OTR   0 575 0
CONSOLIDATED EDISON INC COM COM 209115104 241 2,546 SH   SOLE   2,546 0 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 2,266 14,264 SH   OTR   0 14,264 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 80,019 503,677 SH   SOLE   503,677 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 344 2,179 SH   SOLE   2,179 0 0
VANECK GOLD MINERS ETF ETF 92189F106 399 10,411 SH   OTR   0 10,411 0
VANECK GOLD MINERS ETF ETF 92189F106 13,206 344,357 SH   SOLE   344,357 0 0
TEKLA LIFE SCIENCES INVS SH BEN INT CEF 87911K100 28 1,700 SH   OTR   0 1,700 0
TEKLA LIFE SCIENCES INVS SH BEN INT CEF 87911K100 1,569 94,840 SH   SOLE   94,839 0 0
LILLY ELI & CO COM COM 532457108 193 674 SH   OTR   0 674 0
LILLY ELI & CO COM COM 532457108 4,391 15,334 SH   SOLE   15,334 0 0
AIR PRODS & CHEMS INC COM COM 009158106 254 1,018 SH   OTR   0 1,018 0
AIR PRODS & CHEMS INC COM COM 009158106 5,924 23,704 SH   SOLE   23,704 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 772 10,820 SH   OTR   0 10,820 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 2,931 41,078 SH   SOLE   41,078 0 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771 75 1,500 SH   OTR   0 1,500 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771 178 3,545 SH   SOLE   3,545 0 0
TEKLA HEALTHCARE INVS SH BEN INT CEF 87911J103 17 800 SH   OTR   0 800 0
TEKLA HEALTHCARE INVS SH BEN INT CEF 87911J103 651 31,362 SH   SOLE   31,362 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 483 2,354 SH   SOLE   2,354 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 217 1,941 SH   OTR   0 1,941 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 4,846 43,401 SH   SOLE   43,401 0 0
DIGITAL RLTY TR INC COM REIT 253868103 321 2,264 SH   OTR   0 2,264 0
DIGITAL RLTY TR INC COM REIT 253868103 9,666 68,166 SH   SOLE   68,166 0 0
CARRIER GLOBAL CORPORATION COM COM 14448C104 32 700 SH   OTR   0 700 0
CARRIER GLOBAL CORPORATION COM COM 14448C104 709 15,456 SH   SOLE   15,456 0 0
AFLAC INC COM COM 001055102 23 350 SH   OTR   0 350 0
AFLAC INC COM COM 001055102 688 10,691 SH   SOLE   10,691 0 0
PREMIER FINANCIAL CORP COM COM 74052F108 212 7,000 SH   SOLE   7,000 0 0
EVERSOURCE ENERGY COM COM 30040W108 30 340 SH   OTR   0 340 0
EVERSOURCE ENERGY COM COM 30040W108 185 2,098 SH   SOLE   2,098 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 700 6,969 SH   OTR   0 6,969 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 16,777 166,940 SH   SOLE   166,940 0 0
MARATHON PETE CORP COM COM 56585A102 590 6,905 SH   SOLE   6,905 0 0
PREFERRED APT CMNTYS INC COM REIT 74039L103 30 1,200 SH   OTR   0 1,200 0
PREFERRED APT CMNTYS INC COM REIT 74039L103 2,214 88,775 SH   SOLE   88,775 0 0
ERIE INDTY CO CL A COM 29530P102 26,428 150,050 SH   SOLE   150,050 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 1,165 5,230 SH   SOLE   5,230 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 346 4,381 SH   OTR   0 4,381 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 4,181 52,997 SH   SOLE   52,997 0 0
COUPANG INC CL A COM 22266T109 213 12,054 SH   SOLE   12,054 0 0
ISHARES GLOBAL 100 ETF ETF 464287572 206 2,710 SH   SOLE   2,710 0 0
VISA INC COM CL A COM 92826C839 160 722 SH   OTR   0 722 0
VISA INC COM CL A COM 92826C839 5,432 24,494 SH   SOLE   24,494 0 0
KELLOGG CO COM COM 487836108 287 4,445 SH   SOLE   4,445 0 0
PROSHARES BITCOIN STRATEGY ETF ETF 74347G440 889 31,120 SH   SOLE   31,120 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 390 2,639 SH   SOLE   2,639 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 56 195 SH   OTR   0 195 0
VANGUARD GROWTH INDEX FUND ETF 922908736 537 1,868 SH   SOLE   1,868 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 22 90 SH   OTR   0 90 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 2,362 9,505 SH   SOLE   9,505 0 0
PHILLIPS 66 COM COM 718546104 197 2,275 SH   OTR   0 2,275 0
PHILLIPS 66 COM COM 718546104 7,588 87,837 SH   SOLE   87,837 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 13 53 SH   OTR   0 53 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 614 2,444 SH   SOLE   2,444 0 0
IRON MTN INC NEW COM REIT 46284V101 551 9,940 SH   SOLE   9,940 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 313 3,105 SH   SOLE   3,105 0 0
ROYCE VALUE TR INC COM CEF 780910105 27 1,600 SH   OTR   0 1,600 0
ROYCE VALUE TR INC COM CEF 780910105 3,364 197,971 SH   SOLE   197,971 0 0
SHELL PLC SPON ADS ADR 780259305 11 200 SH   OTR   0 200 0
SHELL PLC SPON ADS ADR 780259305 303 5,518 SH   SOLE   5,518 0 0
GLADSTONE INVT CORP COM CEF 376546107 1,880 116,525 SH   SOLE   116,525 0 0
META PLATFORMS INC CL A COM 30303M102 95 429 SH   OTR   0 429 0
META PLATFORMS INC CL A COM 30303M102 5,129 23,064 SH   SOLE   23,064 0 0
INGREDION INC COM COM 457187102 87 1,000 SH   SOLE   1,000 0 0
INGREDION INC COM COM 457187102 1,220 14,000 SH   OTR   0 14,000 0
PALO ALTO NETWORKS INC COM COM 697435105 44 71 SH   OTR   0 71 0
PALO ALTO NETWORKS INC COM COM 697435105 6,883 11,057 SH   SOLE   11,057 0 0
MONDELEZ INTL INC CL A COM 609207105 359 5,718 SH   OTR   0 5,718 0
MONDELEZ INTL INC CL A COM 609207105 7,574 120,646 SH   SOLE   120,646 0 0
BROADCOM INC COM COM 11135F101 494 784 SH   OTR   0 784 0
BROADCOM INC COM COM 11135F101 9,679 15,371 SH   SOLE   15,371 0 0
D R HORTON INC COM COM 23331A109 126 1,694 SH   OTR   0 1,694 0
D R HORTON INC COM COM 23331A109 4,209 56,487 SH   SOLE   56,487 0 0
METLIFE INC COM COM 59156R108 1,220 17,362 SH   SOLE   17,362 0 0
CANADIAN PAC RY LTD COM COM 13645T100 234 2,836 SH   OTR   0 2,836 0
CANADIAN PAC RY LTD COM COM 13645T100 5,230 63,368 SH   SOLE   63,368 0 0
NEW YORK CMNTY BANCORP INC COM COM 649445103 2 200 SH   OTR   0 200 0
NEW YORK CMNTY BANCORP INC COM COM 649445103 136 12,651 SH   SOLE   12,651 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 113 1,283 SH   OTR   0 1,283 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 2,512 28,628 SH   SOLE   28,628 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 520 7,476 SH   SOLE   7,476 0 0
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101 301 892 SH   OTR   0 892 0
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101 9,634 28,569 SH   SOLE   28,569 0 0
NVIDIA CORPORATION COM COM 67066G104 131 481 SH   OTR   0 481 0
NVIDIA CORPORATION COM COM 67066G104 4,051 14,847 SH   SOLE   14,847 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 639 12,363 SH   SOLE   12,363 0 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679 71 640 SH   OTR   0 640 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679 164 1,484 SH   SOLE   1,484 0 0
CUMMINS INC COM COM 231021106 694 3,382 SH   SOLE   3,382 0 0
GENUINE PARTS CO COM COM 372460105 182 1,444 SH   OTR   0 1,444 0
GENUINE PARTS CO COM COM 372460105 4,483 35,577 SH   SOLE   35,577 0 0
ABBVIE INC COM COM 00287Y109 469 2,894 SH   OTR   0 2,894 0
ABBVIE INC COM COM 00287Y109 7,392 45,597 SH   SOLE   45,597 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 311 5,596 SH   SOLE   5,596 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 42 721 SH   OTR   0 721 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 1,116 19,374 SH   SOLE   19,374 0 0
OWENS & MINOR INC NEW COM COM 690732102 198 4,493 SH   OTR   0 4,493 0
OWENS & MINOR INC NEW COM COM 690732102 512 11,638 SH   SOLE   11,638 0 0
ZOETIS INC CL A COM 98978V103 13 69 SH   OTR   0 69 0
ZOETIS INC CL A COM 98978V103 2,063 10,937 SH   SOLE   10,937 0 0
MORGAN STANLEY EMERGING MKTS COM CEF 617477104 121 24,275 SH   SOLE   24,275 0 0
BLACKSTONE INC COM COM 09260D107 89 700 SH   OTR   0 700 0
BLACKSTONE INC COM COM 09260D107 737 5,804 SH   SOLE   5,804 0 0
JACOBS ENGR GROUP INC COM COM 469814107 112 812 SH   OTR   0 812 0
JACOBS ENGR GROUP INC COM COM 469814107 5,989 43,458 SH   SOLE   43,458 0 0
STRYKER CORPORATION COM COM 863667101 16 60 SH   OTR   0 60 0
STRYKER CORPORATION COM COM 863667101 742 2,776 SH   SOLE   2,776 0 0
QUALCOMM INC COM COM 747525103 566 3,702 SH   OTR   0 3,702 0
QUALCOMM INC COM COM 747525103 12,029 78,711 SH   SOLE   78,711 0 0
GENERAL DYNAMICS CORP COM COM 369550108 17 69 SH   OTR   0 69 0
GENERAL DYNAMICS CORP COM COM 369550108 291 1,205 SH   SOLE   1,205 0 0
MCDONALDS CORP COM COM 580135101 401 1,622 SH   OTR   0 1,622 0
MCDONALDS CORP COM COM 580135101 9,967 40,305 SH   SOLE   40,305 0 0
INTERCONTINENTAL EXCHANGE INC COM COM 45866F104 772 5,845 SH   SOLE   5,845 0 0
CISCO SYS INC COM COM 17275R102 731 13,116 SH   OTR   0 13,116 0
CISCO SYS INC COM COM 17275R102 12,123 217,408 SH   SOLE   217,408 0 0
CAPITAL ONE FINL CORP COM COM 14040H105 505 3,846 SH   SOLE   3,846 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 2,261 28,978 SH   OTR   0 28,978 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 63,342 811,667 SH   SOLE   811,667 0 0
VANECK JUNIOR GOLD MINERS ETF ETF 92189F791 183 3,902 SH   OTR   0 3,902 0
VANECK JUNIOR GOLD MINERS ETF ETF 92189F791 4,380 93,443 SH   SOLE   93,443 0 0
AT&T INC COM COM 00206R102 202 8,548 SH   OTR   0 8,548 0
AT&T INC COM COM 00206R102 1,496 63,325 SH   SOLE   63,325 0 0
PHYSICIANS RLTY TR COM REIT 71943U104 431 24,575 SH   SOLE   24,575 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100 278 3,159 SH   SOLE   3,159 0 0
INDEPENDENCE RLTY TR INC COM REIT 45378A106 53 2,000 SH   OTR   0 2,000 0
INDEPENDENCE RLTY TR INC COM REIT 45378A106 2,133 80,670 SH   SOLE   80,670 0 0
ISHARES BIOTECHNOLOGY FUND ETF 464287556 188 1,444 SH   OTR   0 1,444 0
ISHARES BIOTECHNOLOGY FUND ETF 464287556 5,724 43,933 SH   SOLE   43,933 0 0
GENERAL ELECTRIC CO COM NEW COM 369604301 41 450 SH   OTR   0 450 0
GENERAL ELECTRIC CO COM NEW COM 369604301 245 2,677 SH   SOLE   2,677 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 295 2,860 SH   SOLE   2,860 0 0
ROYCE GLOBAL VALUE TR INC COM CEF 78081T104 260 22,880 SH   SOLE   22,880 0 0
BLACKROCK SHORT MATURITY BOND ETF ETF 46431W507 214 4,320 SH   SOLE   4,320 0 0
BRIXMOR PPTY GROUP INC COM REIT 11120U105 790 30,625 SH   SOLE   30,625 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 78 173 SH   OTR   0 173 0
ISHARES CORE S&P 500 ETF ETF 464287200 3,196 7,044 SH   SOLE   7,044 0 0
INVESCO BULLETSHARES 2022 CORPORATE BOND ETF ETF 46138J882 783 36,847 SH   SOLE   36,847 0 0
UNION PAC CORP COM COM 907818108 524 1,917 SH   OTR   0 1,917 0
UNION PAC CORP COM COM 907818108 1,246 4,560 SH   SOLE   4,560 0 0
ECOLAB INC COM COM 278865100 87 493 SH   OTR   0 493 0
ECOLAB INC COM COM 278865100 3,423 19,387 SH   SOLE   19,387 0 0
CARMAX INC COM COM 143130102 8 80 SH   OTR   0 80 0
CARMAX INC COM COM 143130102 338 3,499 SH   SOLE   3,499 0 0
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 571 15,667 SH   SOLE   15,667 0 0
SALESFORCE INC COM COM 79466L302 140 660 SH   OTR   0 660 0
SALESFORCE INC COM COM 79466L302 4,929 23,214 SH   SOLE   23,214 0 0
MICROCHIP TECHNOLOGY INC. COM COM 595017104 3,038 40,428 SH   SOLE   40,428 0 0
NORTHROP GRUMMAN CORP COM COM 666807102 59 132 SH   OTR   0 132 0
NORTHROP GRUMMAN CORP COM COM 666807102 783 1,750 SH   SOLE   1,750 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 126 213 SH   OTR   0 213 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 6,057 10,254 SH   SOLE   10,254 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 642 4,290 SH   SOLE   4,290 0 0
LOCKHEED MARTIN CORP COM COM 539830109 142 322 SH   OTR   0 322 0
LOCKHEED MARTIN CORP COM COM 539830109 352 798 SH   SOLE   798 0 0
ONE LIBERTY PPTYS INC COM REIT 682406103 277 8,991 SH   SOLE   8,991 0 0
JPMORGAN CHASE & CO COM COM 46625H100 677 4,969 SH   OTR   0 4,969 0
JPMORGAN CHASE & CO COM COM 46625H100 16,777 123,069 SH   SOLE   123,069 0 0
HARTFORD FINL SVCS GROUP INC COM COM 416515104 1,553 21,631 SH   SOLE   21,631 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 353 6,436 SH   SOLE   6,436 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 27 698 SH   OTR   0 698 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 1,126 29,129 SH   SOLE   29,129 0 0
CHEVRON CORP NEW COM COM 166764100 812 4,987 SH   OTR   0 4,987 0
CHEVRON CORP NEW COM COM 166764100 14,039 86,218 SH   SOLE   86,218 0 0
ALBEMARLE CORP COM COM 012653101 92 416 SH   OTR   0 416 0
ALBEMARLE CORP COM COM 012653101 506 2,290 SH   SOLE   2,290 0 0
MARKEL CORP COM COM 570535104 851 577 SH   SOLE   577 0 0
DANAHER CORPORATION COM COM 235851102 198 674 SH   OTR   0 674 0
DANAHER CORPORATION COM COM 235851102 2,903 9,896 SH   SOLE   9,896 0 0
TJX COS INC NEW COM COM 872540109 1 19 SH   OTR   0 19 0
TJX COS INC NEW COM COM 872540109 334 5,513 SH   SOLE   5,513 0 0
BK OF AMERICA CORP COM COM 060505104 289 7,001 SH   OTR   0 7,001 0
BK OF AMERICA CORP COM COM 060505104 4,876 118,290 SH   SOLE   118,290 0 0
WALMART INC COM COM 931142103 158 1,061 SH   OTR   0 1,061 0
WALMART INC COM COM 931142103 2,997 20,123 SH   SOLE   20,123 0 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101 433 3,329 SH   OTR   0 3,329 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101 819 6,300 SH   SOLE   6,300 0 0
ORACLE CORP COM COM 68389X105 108 1,306 SH   OTR   0 1,306 0
ORACLE CORP COM COM 68389X105 5,346 64,625 SH   SOLE   64,625 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 348 3,513 SH   OTR   0 3,513 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 9,472 95,613 SH   SOLE   95,613 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 66 1,426 SH   OTR   0 1,426 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 526 11,406 SH   SOLE   11,406 0 0
TEXAS INSTRS INC COM COM 882508104 225 1,227 SH   OTR   0 1,227 0
TEXAS INSTRS INC COM COM 882508104 2,884 15,718 SH   SOLE   15,718 0 0
TARGET CORP COM COM 87612E106 156 737 SH   OTR   0 737 0
TARGET CORP COM COM 87612E106 4,117 19,398 SH   SOLE   19,398 0 0
PFIZER INC COM COM 717081103 433 8,360 SH   OTR   0 8,360 0
PFIZER INC COM COM 717081103 5,871 113,400 SH   SOLE   113,400 0 0
3M CO COM COM 88579Y101 94 630 SH   OTR   0 630 0
3M CO COM COM 88579Y101 662 4,447 SH   SOLE   4,447 0 0
KLA CORP COM NEW COM 482480100 247 675 SH   OTR   0 675 0
KLA CORP COM NEW COM 482480100 11,957 32,665 SH   SOLE   32,665 0 0
HP INC COM COM 40434L105 36 1,000 SH   OTR   0 1,000 0
HP INC COM COM 40434L105 1,886 51,953 SH   SOLE   51,953 0 0
GILEAD SCIENCES INC COM COM 375558103 27 460 SH   OTR   0 460 0
GILEAD SCIENCES INC COM COM 375558103 302 5,082 SH   SOLE   5,082 0 0
CATERPILLAR INC COM COM 149123101 40 178 SH   OTR   0 178 0
CATERPILLAR INC COM COM 149123101 2,443 10,963 SH   SOLE   10,963 0 0
ALPHABET INC CAP STK CL C COM 02079K107 128 46 SH   OTR   0 46 0
ALPHABET INC CAP STK CL C COM 02079K107 2,712 971 SH   SOLE   971 0 0
AMERICAN EXPRESS CO COM COM 025816109 275 1,470 SH   OTR   0 1,470 0
AMERICAN EXPRESS CO COM COM 025816109 9,607 51,372 SH   SOLE   51,372 0 0
AMGEN INC COM COM 031162100 54 225 SH   OTR   0 225 0
AMGEN INC COM COM 031162100 596 2,465 SH   SOLE   2,465 0 0
OTIS WORLDWIDE CORP COM COM 68902V107 27 350 SH   OTR   0 350 0
OTIS WORLDWIDE CORP COM COM 68902V107 604 7,844 SH   SOLE   7,844 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 447 8,361 SH   SOLE   8,361 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 574 10,795 SH   SOLE   10,795 0 0
EATON CORP PLC SHS COM G29183103 133 874 SH   OTR   0 874 0
EATON CORP PLC SHS COM G29183103 7,237 47,690 SH   SOLE   47,690 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 56 720 SH   OTR   0 720 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 246 3,188 SH   SOLE   3,188 0 0
ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF ETF 464288612 202 1,857 SH   SOLE   1,857 0 0
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF ETF 46138J866 48 2,289 SH   OTR   0 2,289 0
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF ETF 46138J866 899 42,586 SH   SOLE   42,586 0 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841 47 2,249 SH   OTR   0 2,249 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841 756 35,857 SH   SOLE   35,857 0 0
NATIONAL RETAIL PROPERTIES INC COM REIT 637417106 18 400 SH   OTR   0 400 0
NATIONAL RETAIL PROPERTIES INC COM REIT 637417106 206 4,575 SH   SOLE   4,575 0 0
PHILIP MORRIS INTL INC COM COM 718172109 365 3,887 SH   OTR   0 3,887 0
PHILIP MORRIS INTL INC COM COM 718172109 7,386 78,625 SH   SOLE   78,625 0 0
PARKER-HANNIFIN CORP COM COM 701094104 233 822 SH   OTR   0 822 0
PARKER-HANNIFIN CORP COM COM 701094104 6,242 21,997 SH   SOLE   21,997 0 0
TRINITY INDS INC COM COM 896522109 1,093 31,798 SH   SOLE   31,798 0 0
PNC FINL SVCS GROUP INC COM COM 693475105 295 1,601 SH   OTR   0 1,601 0
PNC FINL SVCS GROUP INC COM COM 693475105 1,599 8,667 SH   SOLE   8,667 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 152 2,076 SH   OTR   0 2,076 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 3,431 46,983 SH   SOLE   46,983 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 271 1,034 SH   SOLE   1,034 0 0
ALTRIA GROUP INC COM COM 02209S103 85 1,625 SH   OTR   0 1,625 0
ALTRIA GROUP INC COM COM 02209S103 1,313 25,129 SH   SOLE   25,129 0 0
DOMINION ENERGY INC COM COM 25746U109 918 10,803 SH   OTR   0 10,803 0
DOMINION ENERGY INC COM COM 25746U109 14,335 168,711 SH   SOLE   168,711 0 0
EXXON MOBIL CORP COM COM 30231G102 788 9,544 SH   OTR   0 9,544 0
EXXON MOBIL CORP COM COM 30231G102 4,202 50,876 SH   SOLE   50,876 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 495 970 SH   OTR   0 970 0
UNITEDHEALTH GROUP INC COM COM 91324P102 15,689 30,765 SH   SOLE   30,765 0 0
TRAVELERS COMPANIES INC COM COM 89417E109 101 554 SH   OTR   0 554 0
TRAVELERS COMPANIES INC COM COM 89417E109 1,146 6,271 SH   SOLE   6,271 0 0
LOWES COS INC COM COM 548661107 969 4,791 SH   OTR   0 4,791 0
LOWES COS INC COM COM 548661107 12,799 63,300 SH   SOLE   63,300 0 0
LINCOLN NATL CORP IND COM COM 534187109 1,416 21,667 SH   SOLE   21,667 0 0
DEERE & CO COM COM 244199105 62 150 SH   OTR   0 150 0
DEERE & CO COM COM 244199105 361 868 SH   SOLE   868 0 0
COLGATE PALMOLIVE CO COM COM 194162103 5 65 SH   OTR   0 65 0
COLGATE PALMOLIVE CO COM COM 194162103 746 9,832 SH   SOLE   9,832 0 0
SPROTT PHYSICAL GOLD & SILVER TR UNIT CEF 85208R101 688 35,500 SH   SOLE   35,500 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 396 5,317 SH   OTR   0 5,317 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 9,787 131,438 SH   SOLE   131,438 0 0
PAYPAL HLDGS INC COM COM 70450Y103 132 1,142 SH   OTR   0 1,142 0
PAYPAL HLDGS INC COM COM 70450Y103 3,421 29,583 SH   SOLE   29,583 0 0
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 536 2,905 SH   OTR   0 2,905 0
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 10,791 58,457 SH   SOLE   58,457 0 0
BLACKROCK INC COM COM 09247X101 41 53 SH   OTR   0 53 0
BLACKROCK INC COM COM 09247X101 3,966 5,190 SH   SOLE   5,190 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 36 135 SH   OTR   0 135 0
ISHARES S&P MIDCAP FUND ETF 464287507 707 2,635 SH   SOLE   2,635 0 0
ISHARES MSCI EAFE ETF ETF 464287465 15 200 SH   OTR   0 200 0
ISHARES MSCI EAFE ETF ETF 464287465 597 8,118 SH   SOLE   8,118 0 0
APPLE INC COM COM 037833100 2,419 13,853 SH   OTR   0 13,853 0
APPLE INC COM COM 037833100 49,760 284,977 SH   SOLE   284,977 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 22 500 SH   OTR   0 500 0
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 235 5,405 SH   SOLE   5,405 0 0
ABBOTT LABS COM COM 002824100 666 5,623 SH   OTR   0 5,623 0
ABBOTT LABS COM COM 002824100 14,201 119,981 SH   SOLE   119,981 0 0
DISNEY WALT CO COM COM 254687106 376 2,741 SH   OTR   0 2,741 0
DISNEY WALT CO COM COM 254687106 10,652 77,663 SH   SOLE   77,663 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 39 154 SH   SOLE   154 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 368 1,470 SH   OTR   0 1,470 0
MARSH & MCLENNAN COS INC COM COM 571748102 9 53 SH   OTR   0 53 0
MARSH & MCLENNAN COS INC COM COM 571748102 686 4,028 SH   SOLE   4,028 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 229 1,382 SH   SOLE   1,382 0 0