The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM COM 023135106 1,430 429 SH   OTR   0 429 0
AMAZON COM INC COM COM 023135106 16,798 5,038 SH   SOLE   5,038 0 0
UNDER ARMOUR INC CL A COM 904311107 248 11,714 SH   SOLE   11,714 0 0
HEWLETT PACKARD ENTERPRISE CO COM COM 42824C109 235 14,930 SH   SOLE   14,930 0 0
INVESCO QQQ TRUST ETF 46090E103 563 1,415 SH   SOLE   1,415 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 5 29 SH   OTR   0 29 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 206 1,182 SH   SOLE   1,182 0 0
STARBUCKS CORP COM COM 855244109 519 4,439 SH   OTR   0 4,439 0
STARBUCKS CORP COM COM 855244109 10,695 91,430 SH   SOLE   91,430 0 0
OLD REP INTL CORP COM COM 680223104 1,649 67,080 SH   SOLE   67,080 0 0
ANTHEM INC COM COM 036752103 87 188 SH   OTR   0 188 0
ANTHEM INC COM COM 036752103 963 2,078 SH   SOLE   2,078 0 0
MONSTER BEVERAGE CORP NEW COM COM 61174X109 834 8,689 SH   SOLE   8,689 0 0
JOHNSON & JOHNSON COM COM 478160104 1,103 6,446 SH   OTR   0 6,446 0
JOHNSON & JOHNSON COM COM 478160104 16,912 98,859 SH   SOLE   98,859 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 1,493 6,183 SH   SOLE   6,183 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 74 131 SH   OTR   0 131 0
COSTCO WHSL CORP NEW COM COM 22160K105 3,602 6,345 SH   SOLE   6,345 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 225 588 SH   OTR   0 588 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 7,452 19,479 SH   SOLE   19,479 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A ADR 780259206 9 200 SH   OTR   0 200 0
ROYAL DUTCH SHELL PLC SPONS ADR A ADR 780259206 236 5,437 SH   SOLE   5,437 0 0
YUM BRANDS INC COM COM 988498101 8 60 SH   OTR   0 60 0
YUM BRANDS INC COM COM 988498101 502 3,615 SH   SOLE   3,615 0 0
PROCTER AND GAMBLE CO COM COM 742718109 199 1,215 SH   OTR   0 1,215 0
PROCTER AND GAMBLE CO COM COM 742718109 6,667 40,755 SH   SOLE   40,755 0 0
COCA COLA CO COM COM 191216100 203 3,425 SH   OTR   0 3,425 0
COCA COLA CO COM COM 191216100 2,408 40,672 SH   SOLE   40,672 0 0
GENERAL MLS INC COM COM 370334104 267 3,960 SH   SOLE   3,960 0 0
PPG INDS INC COM COM 693506107 26 150 SH   OTR   0 150 0
PPG INDS INC COM COM 693506107 185 1,075 SH   SOLE   1,075 0 0
TRUIST FINL CORP COM COM 89832Q109 158 2,706 SH   OTR   0 2,706 0
TRUIST FINL CORP COM COM 89832Q109 2,774 47,373 SH   SOLE   47,373 0 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825 49 2,233 SH   OTR   0 2,233 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825 293 13,365 SH   SOLE   13,365 0 0
UNITED PARCEL SERVICE INC CL B COM 911312106 377 1,761 SH   OTR   0 1,761 0
UNITED PARCEL SERVICE INC CL B COM 911312106 7,620 35,549 SH   SOLE   35,549 0 0
COHEN & STEERS REIT & PFD & IN COM CEF 19247X100 3,616 126,355 SH   SOLE   126,355 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 385 3,317 SH   SOLE   3,317 0 0
INTEL CORP COM COM 458140100 360 6,994 SH   OTR   0 6,994 0
INTEL CORP COM COM 458140100 9,151 177,692 SH   SOLE   177,692 0 0
MEDTRONIC PLC SHS COM G5960L103 343 3,315 SH   OTR   0 3,315 0
MEDTRONIC PLC SHS COM G5960L103 7,286 70,426 SH   SOLE   70,426 0 0
FORTIVE CORP COM COM 34959J108 6 75 SH   OTR   0 75 0
FORTIVE CORP COM COM 34959J108 209 2,738 SH   SOLE   2,738 0 0
LAUDER ESTEE COS INC CL A COM 518439104 37 100 SH   OTR   0 100 0
LAUDER ESTEE COS INC CL A COM 518439104 7,087 19,145 SH   SOLE   19,145 0 0
MERCK & CO INC COM COM 58933Y105 230 3,006 SH   OTR   0 3,006 0
MERCK & CO INC COM COM 58933Y105 8,198 106,968 SH   SOLE   106,968 0 0
OSHKOSH CORP COM COM 688239201 440 3,900 SH   SOLE   3,900 0 0
SPDR S&P 500 ETF ETF 78462F103 1,873 3,943 SH   SOLE   3,943 0 0
MASTERCARD INCORPORATED CL A COM 57636Q104 15 41 SH   OTR   0 41 0
MASTERCARD INCORPORATED CL A COM 57636Q104 228 635 SH   SOLE   635 0 0
ILLINOIS TOOL WKS INC COM COM 452308109 2 9 SH   OTR   0 9 0
ILLINOIS TOOL WKS INC COM COM 452308109 1,072 4,345 SH   SOLE   4,345 0 0
STEEL DYNAMICS INC COM COM 858119100 217 3,500 SH   SOLE   3,500 0 0
EMERSON ELEC CO COM COM 291011104 19 200 SH   OTR   0 200 0
EMERSON ELEC CO COM COM 291011104 1,288 13,852 SH   SOLE   13,852 0 0
ALLSTATE CORP COM COM 020002101 82 700 SH   OTR   0 700 0
ALLSTATE CORP COM COM 020002101 661 5,620 SH   SOLE   5,620 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 79 357 SH   OTR   0 357 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 2,589 11,761 SH   SOLE   11,761 0 0
HORACE MANN EDUCATORS CORP NEW COM COM 440327104 325 8,400 SH   SOLE   8,400 0 0
CORNING INC COM COM 219350105 27 720 SH   OTR   0 720 0
CORNING INC COM COM 219350105 1,285 34,519 SH   SOLE   34,519 0 0
BANK NEW YORK MELLON CORP COM COM 064058100 394 6,777 SH   SOLE   6,777 0 0
INSIGHT SELECT INCOME FD COM CEF 45781W109 1,846 82,160 SH   SOLE   82,160 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 528 10,161 SH   OTR   0 10,161 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 12,096 232,800 SH   SOLE   232,800 0 0
CHUBB LIMITED COM COM H1467J104 221 1,141 SH   SOLE   1,141 0 0
PEPSICO INC COM COM 713448108 1,185 6,822 SH   OTR   0 6,822 0
PEPSICO INC COM COM 713448108 17,195 98,985 SH   SOLE   98,985 0 0
MARATHON OIL CORP COM COM 565849106 507 30,902 SH   SOLE   30,902 0 0
KIMBERLY-CLARK CORP COM COM 494368103 133 930 SH   OTR   0 930 0
KIMBERLY-CLARK CORP COM COM 494368103 1,079 7,551 SH   SOLE   7,551 0 0
TE CONNECTIVITY LTD SHS COM H84989104 207 1,283 SH   OTR   0 1,283 0
TE CONNECTIVITY LTD SHS COM H84989104 239 1,479 SH   SOLE   1,479 0 0
HONEYWELL INTL INC COM COM 438516106 202 968 SH   OTR   0 968 0
HONEYWELL INTL INC COM COM 438516106 8,348 40,038 SH   SOLE   40,038 0 0
US BANCORP DEL COM NEW COM 902973304 223 3,976 SH   SOLE   3,976 0 0
US BANCORP DEL COM NEW COM 902973304 225 4,000 SH   OTR   0 4,000 0
BP PLC SPONSORED ADR ADR 055622104 14 511 SH   OTR   0 511 0
BP PLC SPONSORED ADR ADR 055622104 265 9,951 SH   SOLE   9,951 0 0
HOME DEPOT INC COM COM 437076102 299 720 SH   OTR   0 720 0
HOME DEPOT INC COM COM 437076102 11,732 28,269 SH   SOLE   28,269 0 0
BAXTER INTL INC COM COM 071813109 24 280 SH   OTR   0 280 0
BAXTER INTL INC COM COM 071813109 305 3,548 SH   SOLE   3,548 0 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103 11 46 SH   OTR   0 46 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103 2,588 10,496 SH   SOLE   10,496 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 251 1,783 SH   SOLE   1,783 0 0
SPDR GOLD SHARES ETF 78463V107 1,063 6,216 SH   OTR   0 6,216 0
SPDR GOLD SHARES ETF 78463V107 21,558 126,101 SH   SOLE   126,101 0 0
SOUTHERN CO COM COM 842587107 46 675 SH   OTR   0 675 0
SOUTHERN CO COM COM 842587107 869 12,674 SH   SOLE   12,674 0 0
BECTON DICKINSON & CO COM COM 075887109 336 1,336 SH   OTR   0 1,336 0
BECTON DICKINSON & CO COM COM 075887109 8,661 34,440 SH   SOLE   34,440 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 410 5,323 SH   SOLE   5,323 0 0
TREX CO INC COM COM 89531P105 660 4,889 SH   SOLE   4,889 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 1,461 28,940 SH   SOLE   28,940 0 0
AON PLC SHS CL A COM G0403H108 5 18 SH   OTR   0 18 0
AON PLC SHS CL A COM G0403H108 264 877 SH   SOLE   877 0 0
GALLAGHER ARTHUR J & CO COM COM 363576109 248 1,461 SH   OTR   0 1,461 0
GALLAGHER ARTHUR J & CO COM COM 363576109 8,815 51,953 SH   SOLE   51,953 0 0
TELEFLEX INCORPORATED COM COM 879369106 1,481 4,508 SH   SOLE   4,508 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 9 82 SH   OTR   0 82 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 485 4,233 SH   SOLE   4,233 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 930 3,112 SH   OTR   0 3,112 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 5,472 18,300 SH   SOLE   18,300 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 147 259 SH   OTR   0 259 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 4,150 7,318 SH   SOLE   7,318 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 867 10,667 SH   SOLE   10,667 0 0
ALPHABET INC CAP STK CL A COM 02079K305 510 176 SH   OTR   0 176 0
ALPHABET INC CAP STK CL A COM 02079K305 13,686 4,724 SH   SOLE   4,724 0 0
EASTMAN CHEM CO COM COM 277432100 39 320 SH   OTR   0 320 0
EASTMAN CHEM CO COM COM 277432100 322 2,662 SH   SOLE   2,662 0 0
CONSTELLATION BRANDS INC CL A COM 21036P108 72 286 SH   OTR   0 286 0
CONSTELLATION BRANDS INC CL A COM 21036P108 2,883 11,487 SH   SOLE   11,487 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 880 16,362 SH   SOLE   16,362 0 0
NEWMONT CORP COM COM 651639106 21 342 SH   OTR   0 342 0
NEWMONT CORP COM COM 651639106 1,528 24,639 SH   SOLE   24,639 0 0
CSX CORP COM COM 126408103 127 3,384 SH   OTR   0 3,384 0
CSX CORP COM COM 126408103 1,065 28,314 SH   SOLE   28,314 0 0
COMCAST CORP NEW CL A COM 20030N101 52 1,030 SH   OTR   0 1,030 0
COMCAST CORP NEW CL A COM 20030N101 4,236 84,172 SH   SOLE   84,172 0 0
MICROSOFT CORP COM COM 594918104 7,097 21,101 SH   OTR   0 21,101 0
MICROSOFT CORP COM COM 594918104 36,199 107,634 SH   SOLE   107,634 0 0
VALERO ENERGY CORP COM COM 91913Y100 942 12,537 SH   SOLE   12,537 0 0
SCHLUMBERGER LTD COM STK COM 806857108 11 367 SH   OTR   0 367 0
SCHLUMBERGER LTD COM STK COM 806857108 415 13,867 SH   SOLE   13,867 0 0
CVS HEALTH CORP COM COM 126650100 342 3,312 SH   OTR   0 3,312 0
CVS HEALTH CORP COM COM 126650100 10,289 99,735 SH   SOLE   99,735 0 0
MASCO CORP COM COM 574599106 2,320 33,045 SH   SOLE   33,045 0 0
ARES CAPITAL CORP COM CEF 04010L103 25 1,195 SH   OTR   0 1,195 0
ARES CAPITAL CORP COM CEF 04010L103 2,267 106,999 SH   SOLE   106,999 0 0
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 7,661 17 SH   SOLE   17 0 0
BOEING CO COM COM 097023105 175 871 SH   SOLE   871 0 0
BOEING CO COM COM 097023105 241 1,198 SH   OTR   0 1,198 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 898 3,526 SH   SOLE   3,526 0 0
VANGUARD LARGE-CAP INDEX FUND ETF 922908637 208 942 SH   OTR   0 942 0
NEXTERA ENERGY INC COM COM 65339F101 152 1,630 SH   OTR   0 1,630 0
NEXTERA ENERGY INC COM COM 65339F101 9,806 105,037 SH   SOLE   105,037 0 0
NIKE INC CL B COM 654106103 362 2,174 SH   OTR   0 2,174 0
NIKE INC CL B COM 654106103 9,941 59,646 SH   SOLE   59,646 0 0
TESLA INC COM COM 88160R101 279 264 SH   SOLE   264 0 0
LINDE PLC SHS COM G5494J103 213 615 SH   OTR   0 615 0
LINDE PLC SHS COM G5494J103 1,989 5,741 SH   SOLE   5,741 0 0
ARCOSA INC COM COM 039653100 620 11,758 SH   SOLE   11,758 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 896 17,545 SH   SOLE   17,545 0 0
ATLANTIC UN BANKSHARES CORP COM COM 04911A107 1,238 33,206 SH   OTR   0 0 33,206
ATLANTIC UN BANKSHARES CORP COM COM 04911A107 10,501 281,600 SH   SOLE   37,646 0 243,954
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 135 3,450 SH   OTR   0 3,450 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 354 9,065 SH   SOLE   9,065 0 0
NORFOLK SOUTHN CORP COM COM 655844108 122 410 SH   OTR   0 410 0
NORFOLK SOUTHN CORP COM COM 655844108 4,469 15,011 SH   SOLE   15,011 0 0
UDR INC COM REIT 902653104 6 105 SH   OTR   0 105 0
UDR INC COM REIT 902653104 3,148 52,478 SH   SOLE   52,478 0 0
BLACKROCK TAX MUNICPAL BD TR SHS CEF 09248X100 1,300 49,669 SH   SOLE   49,669 0 0
BLACKROCK CORE BD TR SHS BEN INT CEF 09249E101 1,029 62,299 SH   SOLE   62,299 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH COM 112585104 182 3,015 SH   OTR   0 3,015 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH COM 112585104 5,579 92,396 SH   SOLE   92,396 0 0
WELLTOWER INC COM REIT 95040Q104 871 10,150 SH   SOLE   10,150 0 0
DOW INC COM COM 260557103 87 1,534 SH   OTR   0 1,534 0
DOW INC COM COM 260557103 760 13,394 SH   SOLE   13,394 0 0
VANGUARD S&P 500 ETF ETF 922908363 499 1,144 SH   SOLE   1,144 0 0
AGREE RLTY CORP COM REIT 008492100 561 7,860 SH   SOLE   7,860 0 0
CONSOLIDATED EDISON INC COM COM 209115104 49 575 SH   OTR   0 575 0
CONSOLIDATED EDISON INC COM COM 209115104 224 2,626 SH   SOLE   2,626 0 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 2,582 14,894 SH   OTR   0 14,894 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 87,512 504,826 SH   SOLE   504,826 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 326 2,004 SH   SOLE   2,004 0 0
VANECK GOLD MINERS ETF ETF 92189F106 296 9,229 SH   OTR   0 9,229 0
VANECK GOLD MINERS ETF ETF 92189F106 9,818 306,523 SH   SOLE   306,523 0 0
TEKLA LIFE SCIENCES INVS SH BEN INT CEF 87911K100 33 1,700 SH   OTR   0 1,700 0
TEKLA LIFE SCIENCES INVS SH BEN INT CEF 87911K100 1,873 97,389 SH   SOLE   97,389 0 0
LILLY ELI & CO COM COM 532457108 196 709 SH   OTR   0 709 0
LILLY ELI & CO COM COM 532457108 4,292 15,538 SH   SOLE   15,538 0 0
AIR PRODS & CHEMS INC COM COM 009158106 321 1,054 SH   OTR   0 1,054 0
AIR PRODS & CHEMS INC COM COM 009158106 7,057 23,193 SH   SOLE   23,193 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 850 10,820 SH   OTR   0 10,820 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 3,423 43,578 SH   SOLE   43,578 0 0
TEKLA HEALTHCARE INVS SH BEN INT CEF 87911J103 19 800 SH   OTR   0 800 0
TEKLA HEALTHCARE INVS SH BEN INT CEF 87911J103 744 31,307 SH   SOLE   31,307 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 527 2,368 SH   SOLE   2,368 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 222 2,119 SH   OTR   0 2,119 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 4,717 44,968 SH   SOLE   44,968 0 0
DIGITAL RLTY TR INC COM REIT 253868103 422 2,384 SH   OTR   0 2,384 0
DIGITAL RLTY TR INC COM REIT 253868103 11,691 66,102 SH   SOLE   66,102 0 0
CARRIER GLOBAL CORPORATION COM COM 14448C104 38 700 SH   OTR   0 700 0
CARRIER GLOBAL CORPORATION COM COM 14448C104 850 15,680 SH   SOLE   15,680 0 0
AFLAC INC COM COM 001055102 20 350 SH   OTR   0 350 0
AFLAC INC COM COM 001055102 596 10,212 SH   SOLE   10,212 0 0
SYSCO CORP COM COM 871829107 47 600 SH   OTR   0 600 0
SYSCO CORP COM COM 871829107 165 2,096 SH   SOLE   2,096 0 0
PREMIER FINANCIAL CORP COM COM 74052F108 216 7,000 SH   SOLE   7,000 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 976 8,468 SH   OTR   0 8,468 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 18,694 162,250 SH   SOLE   162,250 0 0
MARATHON PETE CORP COM COM 56585A102 442 6,905 SH   SOLE   6,905 0 0
PREFERRED APT CMNTYS INC COM REIT 74039L103 22 1,200 SH   OTR   0 1,200 0
PREFERRED APT CMNTYS INC COM REIT 74039L103 1,974 109,325 SH   SOLE   109,325 0 0
ERIE INDTY CO CL A COM 29530P102 28,909 150,050 SH   SOLE   150,050 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 1,332 5,230 SH   SOLE   5,230 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 228 2,825 SH   OTR   0 2,825 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 3,535 43,729 SH   SOLE   43,729 0 0
COUPANG INC CL A COM 22266T109 484 16,461 SH   SOLE   16,461 0 0
ISHARES GLOBAL 100 ETF ETF 464287572 211 2,710 SH   SOLE   2,710 0 0
VISA INC COM CL A COM 92826C839 156 722 SH   OTR   0 722 0
VISA INC COM CL A COM 92826C839 4,870 22,472 SH   SOLE   22,472 0 0
KELLOGG CO COM COM 487836108 286 4,445 SH   SOLE   4,445 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 388 2,639 SH   SOLE   2,639 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 74 230 SH   OTR   0 230 0
VANGUARD GROWTH INDEX FUND ETF 922908736 598 1,865 SH   SOLE   1,865 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 267 9,993 SH   SOLE   9,993 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 19 90 SH   OTR   0 90 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 1,760 8,255 SH   SOLE   8,255 0 0
PHILLIPS 66 COM COM 718546104 181 2,493 SH   OTR   0 2,493 0
PHILLIPS 66 COM COM 718546104 6,521 89,991 SH   SOLE   89,991 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 16 53 SH   OTR   0 53 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 709 2,423 SH   SOLE   2,423 0 0
IRON MTN INC NEW COM REIT 46284V101 520 9,940 SH   SOLE   9,940 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 332 3,105 SH   SOLE   3,105 0 0
ROYCE VALUE TR INC COM CEF 780910105 31 1,600 SH   OTR   0 1,600 0
ROYCE VALUE TR INC COM CEF 780910105 3,849 196,466 SH   SOLE   196,466 0 0
GLADSTONE INVT CORP COM CEF 376546107 2,025 118,575 SH   SOLE   118,575 0 0
META PLATFORMS INC CL A COM 30303M102 88 262 SH   OTR   0 262 0
META PLATFORMS INC CL A COM 30303M102 5,914 17,583 SH   SOLE   17,583 0 0
INGREDION INC COM COM 457187102 97 1,000 SH   SOLE   1,000 0 0
INGREDION INC COM COM 457187102 1,353 14,000 SH   OTR   0 14,000 0
PALO ALTO NETWORKS INC COM COM 697435105 40 71 SH   OTR   0 71 0
PALO ALTO NETWORKS INC COM COM 697435105 5,849 10,506 SH   SOLE   10,506 0 0
MONDELEZ INTL INC CL A COM 609207105 395 5,959 SH   OTR   0 5,959 0
MONDELEZ INTL INC CL A COM 609207105 7,940 119,741 SH   SOLE   119,741 0 0
BROADCOM INC COM COM 11135F101 550 827 SH   OTR   0 827 0
BROADCOM INC COM COM 11135F101 9,617 14,453 SH   SOLE   14,453 0 0
MPLX LP COM UNIT REP LTD COM 55336V100 293 9,899 SH   SOLE   9,899 0 0
D R HORTON INC COM COM 23331A109 188 1,730 SH   OTR   0 1,730 0
D R HORTON INC COM COM 23331A109 6,022 55,531 SH   SOLE   55,531 0 0
METLIFE INC COM COM 59156R108 1,122 17,947 SH   SOLE   17,947 0 0
NEW YORK CMNTY BANCORP INC COM COM 649445103 154 12,651 SH   SOLE   12,651 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 163 1,862 SH   OTR   0 1,862 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 2,837 32,429 SH   SOLE   32,429 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 570 7,639 SH   SOLE   7,639 0 0
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101 389 938 SH   OTR   0 938 0
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101 11,655 28,114 SH   SOLE   28,114 0 0
NVIDIA CORPORATION COM COM 67066G104 96 325 SH   OTR   0 325 0
NVIDIA CORPORATION COM COM 67066G104 2,871 9,762 SH   SOLE   9,762 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 662 12,286 SH   SOLE   12,286 0 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679 71 640 SH   OTR   0 640 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679 187 1,693 SH   SOLE   1,693 0 0
CUMMINS INC COM COM 231021106 738 3,382 SH   SOLE   3,382 0 0
GENUINE PARTS CO COM COM 372460105 215 1,537 SH   OTR   0 1,537 0
GENUINE PARTS CO COM COM 372460105 4,764 33,983 SH   SOLE   33,983 0 0
ABBVIE INC COM COM 00287Y109 480 3,542 SH   OTR   0 3,542 0
ABBVIE INC COM COM 00287Y109 8,331 61,532 SH   SOLE   61,532 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 425 7,102 SH   SOLE   7,102 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 44 721 SH   OTR   0 721 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 1,196 19,524 SH   SOLE   19,524 0 0
OWENS & MINOR INC NEW COM COM 690732102 541 12,438 SH   SOLE   12,438 0 0
ZOETIS INC CL A COM 98978V103 17 69 SH   OTR   0 69 0
ZOETIS INC CL A COM 98978V103 2,682 10,990 SH   SOLE   10,990 0 0
MORGAN STANLEY EMERGING MKTS COM CEF 617477104 134 24,475 SH   SOLE   24,475 0 0
BLACKSTONE INC COM COM 09260D107 91 700 SH   OTR   0 700 0
BLACKSTONE INC COM COM 09260D107 764 5,904 SH   SOLE   5,904 0 0
JACOBS ENGR GROUP INC COM COM 469814107 117 837 SH   OTR   0 837 0
JACOBS ENGR GROUP INC COM COM 469814107 5,972 42,894 SH   SOLE   42,894 0 0
ZIMMER BIOMET HOLDINGS INC COM COM 98956P102 10 80 SH   OTR   0 80 0
ZIMMER BIOMET HOLDINGS INC COM COM 98956P102 235 1,853 SH   SOLE   1,853 0 0
STRYKER CORPORATION COM COM 863667101 16 60 SH   OTR   0 60 0
STRYKER CORPORATION COM COM 863667101 695 2,600 SH   SOLE   2,600 0 0
QUALCOMM INC COM COM 747525103 706 3,858 SH   OTR   0 3,858 0
QUALCOMM INC COM COM 747525103 14,336 78,393 SH   SOLE   78,393 0 0
GENERAL DYNAMICS CORP COM COM 369550108 17 80 SH   OTR   0 80 0
GENERAL DYNAMICS CORP COM COM 369550108 203 975 SH   SOLE   975 0 0
MCDONALDS CORP COM COM 580135101 470 1,754 SH   OTR   0 1,754 0
MCDONALDS CORP COM COM 580135101 10,724 40,006 SH   SOLE   40,006 0 0
INTERCONTINENTAL EXCHANGE INC COM COM 45866F104 1,202 8,785 SH   SOLE   8,785 0 0
CISCO SYS INC COM COM 17275R102 857 13,517 SH   OTR   0 13,517 0
CISCO SYS INC COM COM 17275R102 13,402 211,484 SH   SOLE   211,484 0 0
CAPITAL ONE FINL CORP COM COM 14040H105 569 3,922 SH   SOLE   3,922 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 2,519 30,342 SH   OTR   0 30,342 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 64,487 776,861 SH   SOLE   776,861 0 0
VANECK JUNIOR GOLD MINERS ETF ETF 92189F791 238 5,670 SH   OTR   0 5,670 0
VANECK JUNIOR GOLD MINERS ETF ETF 92189F791 3,327 79,343 SH   SOLE   79,343 0 0
AT&T INC COM COM 00206R102 211 8,578 SH   OTR   0 8,578 0
AT&T INC COM COM 00206R102 1,209 49,137 SH   SOLE   49,137 0 0
PHYSICIANS RLTY TR COM REIT 71943U104 463 24,575 SH   SOLE   24,575 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100 292 3,219 SH   SOLE   3,219 0 0
INDEPENDENCE RLTY TR INC COM REIT 45378A106 52 2,000 SH   OTR   0 2,000 0
INDEPENDENCE RLTY TR INC COM REIT 45378A106 2,587 100,162 SH   SOLE   100,162 0 0
ISHARES BIOTECHNOLOGY FUND ETF 464287556 117 764 SH   OTR   0 764 0
ISHARES BIOTECHNOLOGY FUND ETF 464287556 678 4,444 SH   SOLE   4,444 0 0
GENERAL ELECTRIC CO COM NEW COM 369604301 43 450 SH   OTR   0 450 0
GENERAL ELECTRIC CO COM NEW COM 369604301 271 2,873 SH   SOLE   2,873 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 328 2,860 SH   SOLE   2,860 0 0
ROYCE GLOBAL VALUE TR INC COM CEF 78081T104 279 21,280 SH   SOLE   21,280 0 0
BLACKROCK SHORT MATURITY BOND ETF ETF 46431W507 216 4,320 SH   SOLE   4,320 0 0
BRIXMOR PPTY GROUP INC COM REIT 11120U105 778 30,625 SH   SOLE   30,625 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 83 173 SH   OTR   0 173 0
ISHARES CORE S&P 500 ETF ETF 464287200 3,411 7,152 SH   SOLE   7,152 0 0
INVESCO BULLETSHARES 2022 CORPORATE BOND ETF ETF 46138J882 805 37,622 SH   SOLE   37,622 0 0
UNION PAC CORP COM COM 907818108 521 2,069 SH   OTR   0 2,069 0
UNION PAC CORP COM COM 907818108 1,059 4,205 SH   SOLE   4,205 0 0
ECOLAB INC COM COM 278865100 142 605 SH   OTR   0 605 0
ECOLAB INC COM COM 278865100 4,172 17,783 SH   SOLE   17,783 0 0
CARMAX INC COM COM 143130102 10 80 SH   OTR   0 80 0
CARMAX INC COM COM 143130102 451 3,462 SH   SOLE   3,462 0 0
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 629 15,950 SH   SOLE   15,950 0 0
SALESFORCE COM INC COM COM 79466L302 168 660 SH   OTR   0 660 0
SALESFORCE COM INC COM COM 79466L302 5,428 21,361 SH   SOLE   21,361 0 0
MICROCHIP TECHNOLOGY INC. COM COM 595017104 3,574 41,047 SH   SOLE   41,047 0 0
NORTHROP GRUMMAN CORP COM COM 666807102 61 158 SH   OTR   0 158 0
NORTHROP GRUMMAN CORP COM COM 666807102 629 1,625 SH   SOLE   1,625 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 142 213 SH   OTR   0 213 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 6,554 9,822 SH   SOLE   9,822 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 645 4,290 SH   SOLE   4,290 0 0
LOCKHEED MARTIN CORP COM COM 539830109 288 811 SH   OTR   0 811 0
LOCKHEED MARTIN CORP COM COM 539830109 4,097 11,528 SH   SOLE   11,528 0 0
ONE LIBERTY PPTYS INC COM REIT 682406103 316 8,945 SH   SOLE   8,945 0 0
JPMORGAN CHASE & CO COM COM 46625H100 811 5,124 SH   OTR   0 5,124 0
JPMORGAN CHASE & CO COM COM 46625H100 19,456 122,869 SH   SOLE   122,869 0 0
HARTFORD FINL SVCS GROUP INC COM COM 416515104 1,493 21,631 SH   SOLE   21,631 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 366 6,182 SH   SOLE   6,182 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 29 698 SH   OTR   0 698 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 1,490 35,906 SH   SOLE   35,906 0 0
CHEVRON CORP NEW COM COM 166764100 691 5,886 SH   OTR   0 5,886 0
CHEVRON CORP NEW COM COM 166764100 11,085 94,463 SH   SOLE   94,463 0 0
ALBEMARLE CORP COM COM 012653101 97 416 SH   OTR   0 416 0
ALBEMARLE CORP COM COM 012653101 535 2,290 SH   SOLE   2,290 0 0
MARKEL CORP COM COM 570535104 742 601 SH   SOLE   601 0 0
DANAHER CORPORATION COM COM 235851102 227 689 SH   OTR   0 689 0
DANAHER CORPORATION COM COM 235851102 3,288 9,994 SH   SOLE   9,994 0 0
TJX COS INC NEW COM COM 872540109 1 19 SH   OTR   0 19 0
TJX COS INC NEW COM COM 872540109 487 6,418 SH   SOLE   6,418 0 0
BK OF AMERICA CORP COM COM 060505104 326 7,335 SH   OTR   0 7,335 0
BK OF AMERICA CORP COM COM 060505104 5,185 116,548 SH   SOLE   116,548 0 0
WALMART INC COM COM 931142103 154 1,061 SH   OTR   0 1,061 0
WALMART INC COM COM 931142103 2,579 17,824 SH   SOLE   17,824 0 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101 398 2,980 SH   OTR   0 2,980 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101 1,277 9,553 SH   SOLE   9,553 0 0
ORACLE CORP COM COM 68389X105 114 1,306 SH   OTR   0 1,306 0
ORACLE CORP COM COM 68389X105 5,635 64,618 SH   SOLE   64,618 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 314 3,653 SH   OTR   0 3,653 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 8,171 94,943 SH   SOLE   94,943 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 669 13,518 SH   SOLE   13,518 0 0
TEXAS INSTRS INC COM COM 882508104 238 1,262 SH   OTR   0 1,262 0
TEXAS INSTRS INC COM COM 882508104 2,921 15,496 SH   SOLE   15,496 0 0
TARGET CORP COM COM 87612E106 171 737 SH   OTR   0 737 0
TARGET CORP COM COM 87612E106 4,190 18,104 SH   SOLE   18,104 0 0
PFIZER INC COM COM 717081103 494 8,360 SH   OTR   0 8,360 0
PFIZER INC COM COM 717081103 7,033 119,109 SH   SOLE   119,109 0 0
3M CO COM COM 88579Y101 23 130 SH   OTR   0 130 0
3M CO COM COM 88579Y101 776 4,367 SH   SOLE   4,367 0 0
KLA CORP COM NEW COM 482480100 301 700 SH   OTR   0 700 0
KLA CORP COM NEW COM 482480100 13,752 31,974 SH   SOLE   31,974 0 0
HP INC COM COM 40434L105 38 1,000 SH   OTR   0 1,000 0
HP INC COM COM 40434L105 2,033 53,973 SH   SOLE   53,973 0 0
GILEAD SCIENCES INC COM COM 375558103 33 460 SH   OTR   0 460 0
GILEAD SCIENCES INC COM COM 375558103 449 6,186 SH   SOLE   6,186 0 0
CATERPILLAR INC COM COM 149123101 43 208 SH   OTR   0 208 0
CATERPILLAR INC COM COM 149123101 2,322 11,230 SH   SOLE   11,230 0 0
ALPHABET INC CAP STK CL C COM 02079K107 133 46 SH   OTR   0 46 0
ALPHABET INC CAP STK CL C COM 02079K107 2,969 1,026 SH   SOLE   1,026 0 0
AMERICAN EXPRESS CO COM COM 025816109 253 1,548 SH   OTR   0 1,548 0
AMERICAN EXPRESS CO COM COM 025816109 8,454 51,675 SH   SOLE   51,675 0 0
AMGEN INC COM COM 031162100 51 225 SH   OTR   0 225 0
AMGEN INC COM COM 031162100 566 2,515 SH   SOLE   2,515 0 0
OTIS WORLDWIDE CORP COM COM 68902V107 30 350 SH   OTR   0 350 0
OTIS WORLDWIDE CORP COM COM 68902V107 732 8,406 SH   SOLE   8,406 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 240 1,399 SH   SOLE   1,399 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 415 7,461 SH   SOLE   7,461 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 604 10,818 SH   SOLE   10,818 0 0
EATON CORP PLC SHS COM G29183103 159 919 SH   OTR   0 919 0
EATON CORP PLC SHS COM G29183103 8,110 46,925 SH   SOLE   46,925 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 61 720 SH   OTR   0 720 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 272 3,188 SH   SOLE   3,188 0 0
ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF ETF 464288612 293 2,574 SH   SOLE   2,574 0 0
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF ETF 46138J866 49 2,289 SH   OTR   0 2,289 0
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF ETF 46138J866 919 42,836 SH   SOLE   42,836 0 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841 49 2,249 SH   OTR   0 2,249 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841 793 36,330 SH   SOLE   36,330 0 0
NATIONAL RETAIL PROPERTIES INC COM REIT 637417106 19 400 SH   OTR   0 400 0
NATIONAL RETAIL PROPERTIES INC COM REIT 637417106 254 5,275 SH   SOLE   5,275 0 0
PHILIP MORRIS INTL INC COM COM 718172109 403 4,243 SH   OTR   0 4,243 0
PHILIP MORRIS INTL INC COM COM 718172109 7,369 77,571 SH   SOLE   77,571 0 0
PARKER-HANNIFIN CORP COM COM 701094104 272 854 SH   OTR   0 854 0
PARKER-HANNIFIN CORP COM COM 701094104 6,973 21,919 SH   SOLE   21,919 0 0
TRINITY INDS INC COM COM 896522109 967 32,022 SH   SOLE   32,022 0 0
PNC FINL SVCS GROUP INC COM COM 693475105 321 1,601 SH   OTR   0 1,601 0
PNC FINL SVCS GROUP INC COM COM 693475105 1,791 8,934 SH   SOLE   8,934 0 0
GRAHAM HLDGS CO COM CL B COM 384637104 220 350 SH   SOLE   350 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 123 1,976 SH   OTR   0 1,976 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 2,991 47,978 SH   SOLE   47,978 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 287 1,034 SH   SOLE   1,034 0 0
ALTRIA GROUP INC COM COM 02209S103 72 1,525 SH   OTR   0 1,525 0
ALTRIA GROUP INC COM COM 02209S103 1,210 25,540 SH   SOLE   25,540 0 0
DOMINION ENERGY INC COM COM 25746U109 1,067 13,578 SH   OTR   0 13,578 0
DOMINION ENERGY INC COM COM 25746U109 13,081 166,507 SH   SOLE   166,507 0 0
EXXON MOBIL CORP COM COM 30231G102 437 7,144 SH   OTR   0 7,144 0
EXXON MOBIL CORP COM COM 30231G102 2,960 48,366 SH   SOLE   48,366 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 491 977 SH   OTR   0 977 0
UNITEDHEALTH GROUP INC COM COM 91324P102 15,433 30,735 SH   SOLE   30,735 0 0
TRAVELERS COMPANIES INC COM COM 89417E109 87 554 SH   OTR   0 554 0
TRAVELERS COMPANIES INC COM COM 89417E109 968 6,189 SH   SOLE   6,189 0 0
LOWES COS INC COM COM 548661107 1,264 4,892 SH   OTR   0 4,892 0
LOWES COS INC COM COM 548661107 16,354 63,270 SH   SOLE   63,270 0 0
LINCOLN NATL CORP IND COM COM 534187109 1,479 21,667 SH   SOLE   21,667 0 0
DEERE & CO COM COM 244199105 51 150 SH   OTR   0 150 0
DEERE & CO COM COM 244199105 298 868 SH   SOLE   868 0 0
COLGATE PALMOLIVE CO COM COM 194162103 6 65 SH   OTR   0 65 0
COLGATE PALMOLIVE CO COM COM 194162103 860 10,073 SH   SOLE   10,073 0 0
SPROTT PHYSICAL GOLD & SILVER TR UNIT CEF 85208R101 630 35,500 SH   SOLE   35,500 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 351 4,897 SH   OTR   0 4,897 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 8,789 122,782 SH   SOLE   122,782 0 0
CABLE ONE INC COM COM 12685J105 265 150 SH   SOLE   150 0 0
PAYPAL HLDGS INC COM COM 70450Y103 181 958 SH   OTR   0 958 0
PAYPAL HLDGS INC COM COM 70450Y103 2,419 12,829 SH   SOLE   12,829 0 0
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 631 3,023 SH   OTR   0 3,023 0
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 11,861 56,822 SH   SOLE   56,822 0 0
BLACKROCK INC COM COM 09247X101 49 53 SH   OTR   0 53 0
BLACKROCK INC COM COM 09247X101 4,613 5,038 SH   SOLE   5,038 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 38 135 SH   OTR   0 135 0
ISHARES S&P MIDCAP FUND ETF 464287507 746 2,635 SH   SOLE   2,635 0 0
ISHARES MSCI EAFE ETF ETF 464287465 16 200 SH   OTR   0 200 0
ISHARES MSCI EAFE ETF ETF 464287465 647 8,218 SH   SOLE   8,218 0 0
APPLE INC COM COM 037833100 2,509 14,129 SH   OTR   0 14,129 0
APPLE INC COM COM 037833100 50,710 285,580 SH   SOLE   285,580 0 0
ABBOTT LABS COM COM 002824100 810 5,758 SH   OTR   0 5,758 0
ABBOTT LABS COM COM 002824100 16,715 118,767 SH   SOLE   118,767 0 0
DISNEY WALT CO COM COM 254687106 433 2,794 SH   OTR   0 2,794 0
DISNEY WALT CO COM COM 254687106 11,478 74,104 SH   SOLE   74,104 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 462 1,747 SH   SOLE   1,747 0 0
MARSH & MCLENNAN COS INC COM COM 571748102 9 53 SH   OTR   0 53 0
MARSH & MCLENNAN COS INC COM COM 571748102 708 4,073 SH   SOLE   4,073 0 0