COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2025

Commitments and Contingencies Disclosure [Abstract]

Balances of Commitments and Contingencies

The following table presents the balances of commitments and contingencies as of December 31, (dollars in thousands):

	2025		2024
Commitments with off-balance sheet risk:
Commitments to extend credit (1)	$	9,733,175	$	5,987,562
Letters of credit		224,068		145,985
Total commitments with off-balance sheet risk	$	9,957,243	$	6,133,547

⁽¹⁾ Includes unfunded overdraft protection.

Schedule of Pledged Assets, Not Separately Reported on Statement of Financial Position

	Pledged Assets 2025
			AFS		HTM
	Cash		Securities (1)		Securities (1)		Loans		Total
Public deposits	$	—	$	1,249,969	$	607,061	$	—	$	1,857,030
Repurchase agreements		—		203,404		—		—		203,404
FHLB advances (2)		—		518,895		9,486		8,832,269		9,360,650
Derivatives		120,697		64,037		—		—		184,734
Federal Reserve Discount Window (3)		—		—		—		3,363,761		3,363,761
Other purposes		—		63,924		—		—		63,924
Total pledged assets	$	120,697	$	2,100,229	$	616,547	$	12,196,030	$	15,033,503

⁽¹⁾ Balance represents market value.

⁽²⁾ The loan balance pledged to FHLB represents unpaid principal balance.

⁽³⁾ The loan balance pledged to Federal Reserve Discount Window represents unpaid principal balance.

	Pledged Assets 2024
			AFS		HTM
	Cash		Securities (1)		Securities (1)		Loans		Total
Public deposits	$	—	$	771,486	$	601,421	$	—	$	1,372,907
Repurchase agreements		—		93,667		—		—		93,667
FHLB advances (2)		—		579,947		9,417		4,089,049		4,678,413
Derivatives		134,668		62,199		—		—		196,867
Federal Reserve Discount Window (3)		—		—		—		4,358,701		4,358,701
Other purposes		—		18,713		—		—		18,713
Total pledged assets	$	134,668	$	1,526,012	$	610,838	$	8,447,750	$	10,719,268

⁽¹⁾ Balance represents market value.

⁽²⁾ The loan balance pledged to FHLB represents unpaid principal balance.

⁽³⁾ The loan balance pledged to Federal Reserve Discount Window represents unpaid principal balance.