DEPOSITS

12 Months Ended

Dec. 31, 2025

Deposits, Interest-bearing and Noninterest-bearing, Alternative [Abstract]

DEPOSITS

8. DEPOSITS

The following table presents the deposit balances as of December 31, (dollars in thousands):

	2025		2024
Deposits:
Interest checking accounts	$	7,193,204	$	5,494,550
Money market accounts		6,863,981		4,291,097
Savings accounts		2,747,622		1,025,896
Customer time deposits of more than $250,000		1,737,345		1,202,657
Customer time deposits of $250,000 or less		3,956,571		2,888,476
Time deposits		5,693,916		4,091,133
Total interest-bearing customer deposits		22,498,723		14,902,676
Brokered deposits (1)		1,128,284		1,217,895
Total interest-bearing deposits	$	23,627,007	$	16,120,571
Demand deposits		6,844,629		4,277,048
Total deposits	$	30,471,636	$	20,397,619

⁽¹⁾ Includes time deposits of $493.4 million and $751.0 million as of December 31, 2025 and 2024, respectively.

As of December 31, 2025, the scheduled maturities of time deposits, including brokered deposits, are as follows for the years ending (dollars in thousands):

2026		5,570,133
2027		497,378
2028		72,147
2029		20,305
2030		10,425
Thereafter		16,916
Total scheduled maturities of time deposits	$	6,187,304

The Company classifies deposit overdrafts as LHFI within “Other Commercial”, and these deposits totaled $4.4 million and $2.8 million at December 31, 2025 and 2024, respectively.