The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 34,394 248,868 SH   SOLE Firm Name 8,512 0 240,356
MICROSOFT CORP COM 594918104 31,815 136,602 SH   SOLE Firm Name 5,984 0 130,618
ALPHABET INC CAP STK CL A 02079K305 21,561 225,420 SH   SOLE Firm Name 12,140 0 213,280
UNITEDHEALTH GROUP INC COM 91324P102 21,312 42,198 SH   SOLE Firm Name 2,607 0 39,591
THERMO FISHER SCIENTIFIC INC COM 883556102 20,727 40,843 SH   SOLE Firm Name 1,111 0 39,732
PEPSICO INC COM 713448108 20,165 123,515 SH   SOLE Firm Name 4,685 0 118,830
VISA INC COM CL A 92826C839 19,365 109,004 SH   SOLE Firm Name 6,013 0 102,991
QUALCOMM INC COM 747525103 18,952 167,744 SH   SOLE Firm Name 8,048 0 159,696
JPMORGAN CHASE & CO COM 46625H100 18,326 175,371 SH   SOLE Firm Name 8,365 0 167,006
CHEVRON CORP NEW COM 166764100 18,144 126,292 SH   SOLE Firm Name 5,639 0 120,653
LOWES COS INC COM 548661107 17,140 91,262 SH   SOLE Firm Name 2,111 0 89,151
MERCK & CO INC COM 58933Y105 16,191 186,542 SH   SOLE Firm Name 11,073 0 175,469
PFIZER INC COM 717081103 15,791 360,859 SH   SOLE Firm Name 22,356 0 338,503
PROCTER AND GAMBLE CO COM 742718109 15,763 124,853 SH   SOLE Firm Name 5,623 0 119,230
RAYTHEON TECHNOLOGIES CORP COM 75513E101 15,594 190,498 SH   SOLE Firm Name 8,800 0 181,698
CROWN CASTLE INC COM 22822V101 14,335 99,168 SH   SOLE Firm Name 4,812 0 94,356
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 13,648 314,697 SH   SOLE Firm Name 14,957 0 299,740
DISNEY WALT CO COM 254687106 12,920 136,966 SH   SOLE Firm Name 8,633 0 128,333
METLIFE INC COM 59156R108 12,278 202,006 SH   SOLE Firm Name 6,850 0 195,156
JACOBS SOLUTIONS INC COM 46982L108 11,863 109,114 SH   SOLE Firm Name 4,019 0 105,095
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 11,812 119,481 SH   SOLE Firm Name 9,926 0 109,555
EMERSON ELEC CO COM 291011104 11,524 157,385 SH   SOLE Firm Name 0 0 157,385
US BANCORP DEL COM NEW 902973304 11,470 281,133 SH   SOLE Firm Name 8,423 0 272,710
ISHARES TR U.S. MED DVC ETF 464288810 10,529 223,165 SH   SOLE Firm Name 3,635 0 219,530
ABBOTT LABS COM 002824100 10,156 104,958 SH   SOLE Firm Name 7,444 0 97,514
CONSTELLATION BRANDS INC CL A 21036P108 8,879 38,660 SH   SOLE Firm Name 1,667 0 36,993
AMERICAN WTR WKS CO INC NEW COM 030420103 8,869 68,140 SH   SOLE Firm Name 1,325 0 66,815
DISCOVER FINL SVCS COM 254709108 8,699 95,676 SH   SOLE Firm Name 2,348 0 93,328
MID-AMER APT CMNTYS INC COM 59522J103 8,615 55,558 SH   SOLE Firm Name 990 0 54,568
SPDR SER TR S&P BIOTECH 78464A870 8,198 103,358 SH   SOLE Firm Name 7,511 0 95,847
JOHNSON & JOHNSON COM 478160104 6,736 41,232 SH   SOLE Firm Name 2,755 0 38,477
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,659 89,647 SH   SOLE Firm Name 13,513 0 76,134
KINDER MORGAN INC DEL COM 49456B101 6,648 399,512 SH   SOLE Firm Name 27,330 0 372,182
CSX CORP COM 126408103 5,835 219,044 SH   SOLE Firm Name 7,659 0 211,385
SPDR SER TR PORTFOLIO SHORT 78464A474 5,737 196,326 SH   SOLE Firm Name 4,300 0 192,026
HOME DEPOT INC COM 437076102 5,587 20,246 SH   SOLE Firm Name 2,501 0 17,745
EXXON MOBIL CORP COM 30231G102 4,779 54,741 SH   SOLE Firm Name 7,730 0 47,011
COSTCO WHSL CORP NEW COM 22160K105 4,624 9,790 SH   SOLE Firm Name 328 0 9,462
CONOCOPHILLIPS COM 20825C104 4,484 43,819 SH   SOLE Firm Name 6,270 0 37,549
UNITED PARCEL SERVICE INC CL B 911312106 4,442 27,499 SH   SOLE Firm Name 2,495 0 25,004
LOCKHEED MARTIN CORP COM 539830109 4,433 11,475 SH   SOLE Firm Name 1,700 0 9,775
CVS HEALTH CORP COM 126650100 4,403 46,169 SH   SOLE Firm Name 350 0 45,819
VERIZON COMMUNICATIONS INC COM 92343V104 3,960 104,296 SH   SOLE Firm Name 1,700 0 102,596
NEWMONT CORP COM 651639106 3,903 92,871 SH   SOLE Firm Name 2,727 0 90,144
EATON CORP PLC SHS G29183103 3,487 26,147 SH   SOLE Firm Name 1,075 0 25,072
INTERNATIONAL BUSINESS MACHS COM 459200101 2,934 24,698 SH   SOLE Firm Name 647 0 24,051
WHEATON PRECIOUS METALS CORP COM 962879102 2,878 88,933 SH   SOLE Firm Name 1,480 0 87,453
MONDELEZ INTL INC CL A 609207105 2,787 50,501 SH   SOLE Firm Name 3,155 0 47,346
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,779 9,019 SH   SOLE Firm Name 0 0 9,019
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,640 9,888 SH   SOLE Firm Name 0 0 9,888
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 2,593 56,180 SH   SOLE Firm Name 3,295 0 52,885
ABBVIE INC COM 00287Y109 2,384 17,765 SH   SOLE Firm Name 588 0 17,177
AT&T INC COM 00206R102 2,299 149,879 SH   SOLE Firm Name 10,173 0 139,706
ROPER TECHNOLOGIES INC COM 776696106 2,202 6,123 SH   SOLE Firm Name 150 0 5,973
MCDONALDS CORP COM 580135101 2,177 9,437 SH   SOLE Firm Name 0 0 9,437
CITIGROUP INC COM NEW 172967424 2,116 50,780 SH   SOLE Firm Name 2,613 0 48,167
WASTE MGMT INC DEL COM 94106L109 2,059 12,854 SH   SOLE Firm Name 175 0 12,679
NEXTERA ENERGY INC COM 65339F101 1,869 23,837 SH   SOLE Firm Name 0 0 23,837
ISHARES TR US REGNL BKS ETF 464288778 1,751 36,674 SH   SOLE Firm Name 1,105 0 35,569
ALPHABET INC CAP STK CL C 02079K107 1,665 17,320 SH   SOLE Firm Name 300 0 17,020
TRAVELERS COMPANIES INC COM 89417E109 1,604 10,470 SH   SOLE Firm Name 0 0 10,470
ORACLE CORP COM 68389X105 1,473 24,124 SH   SOLE Firm Name 0 0 24,124
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,357 3,783 SH   SOLE Firm Name 530 0 3,253
DEERE & CO COM 244199105 1,329 3,974 SH   SOLE Firm Name 0 0 3,974
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,319 27,425 SH   SOLE Firm Name 0 0 27,425
DANAHER CORPORATION COM 235851102 1,261 4,881 SH   SOLE Firm Name 0 0 4,881
AUTOMATIC DATA PROCESSING IN COM 053015103 1,220 5,370 SH   SOLE Firm Name 0 0 5,370
COCA COLA CO COM 191216100 1,137 20,140 SH   SOLE Firm Name 50 0 20,090
ECOLAB INC COM 278865100 1,133 7,818 SH   SOLE Firm Name 0 0 7,818
OTIS WORLDWIDE CORP COM 68902V107 1,105 17,321 SH   SOLE Firm Name 650 0 16,671
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 1,092 17,555 SH   SOLE Firm Name 1,400 0 16,155
STARBUCKS CORP COM 855244109 1,085 12,879 SH   SOLE Firm Name 5,000 0 7,879
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,066 33,935 SH   SOLE Firm Name 1,650 0 32,285
ISHARES TR ISHARES BIOTECH 464287556 1,039 8,880 SH   SOLE Firm Name 345 0 8,535
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,018 14,140 SH   SOLE Firm Name 0 0 14,140
KIMBERLY-CLARK CORP COM 494368103 1,011 8,915 SH   SOLE Firm Name 0 0 8,915
WEYERHAEUSER CO MTN BE COM NEW 962166104 996 34,883 SH   SOLE Firm Name 1,755 0 33,128
EOG RES INC COM 26875P101 992 8,882 SH   SOLE Firm Name 680 0 8,202
ISHARES TR RUS MID CAP ETF 464287499 969 15,590 SH   SOLE Firm Name 0 0 15,590
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 955 20,864 SH   SOLE Firm Name 0 0 20,864
UNION PAC CORP COM 907818108 946 4,858 SH   SOLE Firm Name 0 0 4,858
INTEL CORP COM 458140100 930 36,104 SH   SOLE Firm Name 1,101 0 35,003
DEVON ENERGY CORP NEW COM 25179M103 905 15,055 SH   SOLE Firm Name 2,395 0 12,660
VANGUARD INDEX FDS TOTAL STK MKT 922908769 878 4,894 SH   SOLE Firm Name 0 0 4,894
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 870 19,615 SH   SOLE Firm Name 1,825 0 17,790
CISCO SYS INC COM 17275R102 837 20,936 SH   SOLE Firm Name 0 0 20,936
EVERSOURCE ENERGY COM 30040W108 828 10,625 SH   SOLE Firm Name 0 0 10,625
AMAZON COM INC COM 023135106 820 7,260 SH   SOLE Firm Name 320 0 6,940
NORFOLK SOUTHN CORP COM 655844108 819 3,908 SH   SOLE Firm Name 0 0 3,908
ISHARES TR CORE S&P500 ETF 464287200 807 2,250 SH   SOLE Firm Name 0 0 2,250
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 797 10,650 SH   SOLE Firm Name 2,065 0 8,585
LILLY ELI & CO COM 532457108 769 2,378 SH   SOLE Firm Name 0 0 2,378
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 742 11,328 SH   SOLE Firm Name 0 0 11,328
ISHARES TR MSCI EAFE ETF 464287465 738 13,170 SH   SOLE Firm Name 0 0 13,170
ISHARES TR RUS MDCP VAL ETF 464287473 724 7,536 SH   SOLE Firm Name 736 0 6,800
HONEYWELL INTL INC COM 438516106 715 4,284 SH   SOLE Firm Name 0 0 4,284
3M CO COM 88579Y101 695 6,288 SH   SOLE Firm Name 0 0 6,288
DUKE ENERGY CORP NEW COM NEW 26441C204 690 7,414 SH   SOLE Firm Name 0 0 7,414
NOVO-NORDISK A S ADR 670100205 655 6,570 SH   SOLE Firm Name 0 0 6,570
COMCAST CORP NEW CL A 20030N101 629 21,448 SH   SOLE Firm Name 0 0 21,448
ENTERPRISE PRODS PARTNERS L COM 293792107 623 26,217 SH   SOLE Firm Name 875 0 25,342
SCHLUMBERGER LTD COM STK 806857108 617 17,115 SH   SOLE Firm Name 0 0 17,115
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 608 12,626 SH   SOLE Firm Name 477 0 12,149
GENUINE PARTS CO COM 372460105 561 3,744 SH   SOLE Firm Name 0 0 3,744
ENBRIDGE INC COM 29250N105 556 14,980 SH   SOLE Firm Name 0 0 14,980
BK OF AMERICA CORP COM 060505104 549 18,166 SH   SOLE Firm Name 3,236 0 14,930
AMGEN INC COM 031162100 546 2,423 SH   SOLE Firm Name 0 0 2,423
ISHARES TR RUSSELL 2000 ETF 464287655 529 3,209 SH   SOLE Firm Name 0 0 3,209
COLGATE PALMOLIVE CO COM 194162103 525 7,469 SH   SOLE Firm Name 0 0 7,469
PROSHARES TR PSHS ULT S&P 500 74347R107 520 13,100 SH   SOLE Firm Name 0 0 13,100
ISHARES TR RUS MD CP GR ETF 464287481 519 6,612 SH   SOLE Firm Name 1,012 0 5,600
INVESCO EXCHANGE TRADED FD T DYNMC PHRMCTLS 46137V662 503 7,050 SH   SOLE Firm Name 0 0 7,050
CHUBB LIMITED COM H1467J104 479 2,620 SH   SOLE Firm Name 0 0 2,620
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 479 3,952 SH   SOLE Firm Name 0 0 3,952
AGNICO EAGLE MINES LTD COM 008474108 471 11,162 SH   SOLE Firm Name 119 0 11,043
WALMART INC COM 931142103 458 3,530 SH   SOLE Firm Name 200 0 3,330
WELLS FARGO CO NEW COM 949746101 452 11,241 SH   SOLE Firm Name 2,525 0 8,716
ISHARES TR INTRM GOV CR ETF 464288612 448 4,405 SH   SOLE Firm Name 0 0 4,405
AMERICAN EXPRESS CO COM 025816109 439 3,254 SH   SOLE Firm Name 0 0 3,254
SCHWAB CHARLES CORP COM 808513105 438 6,092 SH   SOLE Firm Name 0 0 6,092
GENERAL MLS INC COM 370334104 418 5,450 SH   SOLE Firm Name 0 0 5,450
SPDR SER TR S&P OILGAS EXP 78468R556 396 3,178 SH   SOLE Firm Name 0 0 3,178
ISHARES TR IBOXX INV CP ETF 464287242 394 3,849 SH   SOLE Firm Name 0 0 3,849
PRUDENTIAL FINL INC COM 744320102 389 4,539 SH   SOLE Firm Name 0 0 4,539
SEMPRA COM 816851109 387 2,572 SH   SOLE Firm Name 0 0 2,572
ADOBE SYSTEMS INCORPORATED COM 00724F101 373 1,355 SH   SOLE Firm Name 0 0 1,355
BRISTOL-MYERS SQUIBB CO COM 110122108 358 5,040 SH   SOLE Firm Name 0 0 5,040
TEXAS INSTRS INC COM 882508104 356 2,300 SH   SOLE Firm Name 0 0 2,300
STRYKER CORPORATION COM 863667101 325 1,600 SH   SOLE Firm Name 0 0 1,600
MOODYS CORP COM 615369105 319 1,314 SH   SOLE Firm Name 0 0 1,314
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 313 7,384 SH   SOLE Firm Name 0 0 7,384
TESLA INC COM 88160R101 306 1,155 SH   SOLE Firm Name 0 0 1,155
CARRIER GLOBAL CORPORATION COM 14448C104 302 8,500 SH   SOLE Firm Name 0 0 8,500
DOW INC COM 260557103 300 6,839 SH   SOLE Firm Name 0 0 6,839
GLOBE LIFE INC COM 37959E102 299 3,004 SH   SOLE Firm Name 0 0 3,004
WARNER BROS DISCOVERY INC COM SER A 934423104 297 25,837 SH   SOLE Firm Name 2,068 0 23,769
ISHARES TR 1 3 YR TREAS BD 464287457 274 3,370 SH   SOLE Firm Name 0 0 3,370
SVB FINANCIAL GROUP COM 78486Q101 268 797 SH   SOLE Firm Name 0 0 797
GLOBAL PMTS INC COM 37940X102 266 2,462 SH   SOLE Firm Name 150 0 2,312
WEC ENERGY GROUP INC COM 92939U106 263 2,941 SH   SOLE Firm Name 0 0 2,941
MCKESSON CORP COM 58155Q103 262 770 SH   SOLE Firm Name 0 0 770
TARGET CORP COM 87612E106 258 1,742 SH   SOLE Firm Name 126 0 1,616
ISHARES TR SELECT DIVID ETF 464287168 256 2,391 SH   SOLE Firm Name 0 0 2,391
STARWOOD PPTY TR INC COM 85571B105 250 13,355 SH   SOLE Firm Name 400 0 12,955
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 249 2,100 SH   SOLE Firm Name 0 0 2,100
ISHARES TR CORE MSCI EAFE 46432F842 237 4,499 SH   SOLE Firm Name 0 0 4,499
PHILIP MORRIS INTL INC COM 718172109 237 2,815 SH   SOLE Firm Name 0 0 2,815
CORNING INC COM 219350105 234 8,050 SH   SOLE Firm Name 0 0 8,050
VORNADO RLTY TR SH BEN INT 929042109 232 10,000 SH   SOLE Firm Name 0 0 10,000
ISHARES TR CORE S&P MCP ETF 464287507 228 1,040 SH   SOLE Firm Name 0 0 1,040
BIO RAD LABS INC CL A 090572207 227 545 SH   SOLE Firm Name 0 0 545
QUALYS INC COM 74758T303 226 1,618 SH   SOLE Firm Name 0 0 1,618
CALIFORNIA WTR SVC GROUP COM 130788102 221 4,200 SH   SOLE Firm Name 0 0 4,200
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 215 1,593 SH   SOLE Firm Name 0 0 1,593
TJX COS INC NEW COM 872540109 214 3,450 SH   SOLE Firm Name 0 0 3,450
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 212 6,985 SH   SOLE Firm Name 0 0 6,985
ISHARES TR CORE S&P SCP ETF 464287804 211 2,425 SH   SOLE Firm Name 0 0 2,425
VMWARE INC CL A COM 928563402 211 1,986 SH   SOLE Firm Name 0 0 1,986
AMERICAN ELEC PWR CO INC COM 025537101 207 2,389 SH   SOLE Firm Name 0 0 2,389
REPUBLIC SVCS INC COM 760759100 207 1,516 SH   SOLE Firm Name 0 0 1,516
AIR PRODS & CHEMS INC COM 009158106 203 867 SH   SOLE Firm Name 0 0 867
SIRIUS XM HOLDINGS INC COM 82968B103 66 11,500 SH   SOLE Firm Name 0 0 11,500