The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ALERIAN MLP ETF COM 00162Q866 2,595 283,930 SH   DFND   0 0 283,930
AT&T INC COM 00206R102 3,011 79,566 SH   DFND   7,277 0 72,289
ABBOTT LABORATORIES COM 002824100 8,686 103,813 SH   DFND   2,850 0 100,963
ABBVIE INC COM 00287Y109 1,533 20,243 SH   DFND   150 0 20,093
ADOBE INC. COM 00724F101 449 1,625 SH   DFND   0 0 1,625
AIR LEASE CORP CL A COM 00912X302 9,765 233,509 SH   DFND   11,075 0 222,434
ALPHABET CLASS C COM 02079K107 1,048 860 SH   DFND   20 0 840
ALPHABET CLASS A COM 02079K305 17,363 14,219 SH   DFND   759 0 13,460
AMERICAN EXPRESS CO COM 025816109 421 3,560 SH   DFND   150 0 3,410
AMERICAN WATER WORKS CO COM 030420103 15,929 128,220 SH   DFND   1,650 0 126,570
AMGEN INC COM 031162100 365 1,887 SH   DFND   325 0 1,562
APPLE INC COM 037833100 19,669 87,821 SH   DFND   3,836 0 83,985
AUTOMATIC DATA PROCESSING INC COM 053015103 832 5,152 SH   DFND   2,390 0 2,762
BNY MELLON MIDCAP INDEX FUND FUND 05588M209 210 6,213 SH   SOLE   6,213 0 0
BANK OF AMERICA CORP COM 060505104 533 18,281 SH   DFND   1,930 0 16,351
BARON SMALL CAP FUND INSTITUTIONAL CLA 068278803 1,400 45,529 SH   DFND   0 0 45,529
BAXTER INTERNATIONAL INC COM 071813109 225 2,575 SH   DFND   0 0 2,575
BECTON DICKINSON& CO COM 075887109 365 1,442 SH   DFND   0 0 1,442
BERKSHIRE HATHAWAY INC CLASS B COM 084670702 2,033 9,774 SH   DFND   575 0 9,199
BIO RAD LABS INC COM 090572207 230 690 SH   DFND   0 0 690
BOEING COMPANY COM 097023105 1,443 3,792 SH   DFND   0 0 3,792
BOOKING HOLDINGS INC COM 09857L108 7,326 3,733 SH   DFND   94 0 3,639
BRISTOL-MYERS SQUIBB CO COM 110122108 204 4,015 SH   DFND   200 0 3,815
CSX CORPORATION COM 126408103 2,552 36,845 SH   DFND   1,575 0 35,270
CVS HEALTH CORPORATION COM 126650100 5,907 93,657 SH   DFND   2,835 0 90,822
CALIFORNIA WTR SVC GRP CA COM 130788102 222 4,200 SH   DFND   0 0 4,200
CHEVRON CORP COM 166764100 14,044 118,413 SH   DFND   7,309 0 111,104
CINEMARK HOLDINGS INC COM 17243V102 1,117 28,915 SH   DFND   875 0 28,040
CITIGROUP INC COM 172967424 4,879 70,632 SH   DFND   4,038 0 66,594
COCA-COLA COMPANY COM 191216100 1,413 25,957 SH   DFND   350 0 25,607
COGNIZANT TECH SOL CL A COM 192446102 224 3,725 SH   DFND   3,200 0 525
COLGATE-PALMOLIVE CO. COM 194162103 594 8,087 SH   DFND   3,300 0 4,787
COMCAST CORP CL A (NEW) COM 20030N101 528 11,719 SH   DFND   0 0 11,719
CONOCOPHILLIPS COM 20825C104 392 6,886 SH   DFND   37 0 6,849
CONSTELLATION BRANDS INC CL A COM 21036P108 2,450 11,822 SH   DFND   160 0 11,662
COSTCO WHSL CORP (NEW) COM 22160K105 2,093 7,263 SH   DFND   770 0 6,493
CROWN CASTLE INTERNATIONAL COM 22822V101 13,267 95,441 SH   DFND   1,600 0 93,841
DANAHER CORP COM 235851102 468 3,243 SH   DFND   0 0 3,243
DEERE& CO COM 244199105 715 4,236 SH   DFND   0 0 4,236
DEVON ENERGY CORP (NEW) COM 25179M103 1,414 58,785 SH   DFND   800 0 57,985
DISNEY CO. (WALT) COM 254687106 17,315 132,863 SH   DFND   9,255 0 123,608
DISCOVER FINL SVCS COM 254709108 7,350 90,638 SH   DFND   1,475 0 89,163
DODGE& COX STK FUND FUND 256219106 220 1,178 SH   DFND   420 0 758
DOW INC COM 260557103 268 5,629 SH   DFND   244 0 5,385
DUKE ENERGY CORP COM 26441C204 847 8,833 SH   DFND   1,488 0 7,345
DUPONT DE NEMOURS INC COM 26614N102 3,818 53,547 SH   DFND   2,092 0 51,455
EOG RESOURCES INC COM 26875P101 2,546 34,309 SH   DFND   1,365 0 32,944
ETFMG PRIME CYBER SECURITY ETF COM 26924G201 11,920 318,718 SH   DFND   16,705 0 302,013
EATON VANCE DIV BUILDER I FUND 277905634 1,212 81,175 SH   DFND   0 0 81,175
ECOLAB INC COM 278865100 1,816 9,170 SH   DFND   145 0 9,025
EMERSON ELECTRIC COMPANY COM 291011104 892 13,345 SH   DFND   0 0 13,345
ENBRIDGE INC COM 29250N105 307 8,750 SH   DFND   0 0 8,750
ENERGY TRANSFER LP COM 29273V100 285 21,771 SH   DFND   246 0 21,525
ENTERPRISE PRD PRTNRS LP COM 293792107 516 18,042 SH   DFND   0 0 18,042
EQUITY RESIDENTIAL PPTYS TR COM 29476L107 204 2,362 SH   DFND   0 0 2,362
EVERSOURCE ENERGY COM 30040W108 1,183 13,843 SH   DFND   0 0 13,843
EXXON MOBIL CORP COM 30231G102 4,023 56,982 SH   DFND   7,455 0 49,527
GENUINE PARTS CO COM 372460105 370 3,720 SH   DFND   2,200 0 1,520
GILEAD SCIENCES INC COM 375558103 1,788 28,214 SH   DFND   1,630 0 26,584
GLOBE LIFE INC COM 37959E102 288 3,004 SH   DFND   0 0 3,004
AMERICAN GROWTH FUND F-3 FUND 399874775 4,848 98,271 SH   DFND   0 0 98,271
HCP INC COM 40414L109 392 10,991 SH   DFND   1,800 0 9,191
HOME DEPOT INC COM 437076102 4,510 19,439 SH   DFND   790 0 18,649
HONEYWELL INTERNATIONAL INC COM 438516106 1,122 6,629 SH   DFND   1,930 0 4,699
INTEL CORPORATION COM 458140100 1,470 28,523 SH   DFND   2,929 0 25,594
INTERNATIONAL BUSINESS MACHINE COM 459200101 537 3,691 SH   DFND   315 0 3,376
INVESCO WATER RESOURCES ETF COM 46137V142 1,144 31,245 SH   DFND   0 0 31,245
INVESCO DYNAMIC PHARMACEUTICAL COM 46137V662 589 10,400 SH   DFND   0 0 10,400
INVESCO KBW BANK ETF COM 46138E628 1,765 34,265 SH   DFND   0 0 34,265
ISHARES TR DJ SEL DVI INX COM 464287168 201 1,969 SH   DFND   0 0 1,969
ISHARES TR S&P 500 INDEX FUND COM 464287200 726 2,431 SH   DFND   0 0 2,431
ISHARES TR MSCI EAFE FUND ETF COM 464287465 1,041 15,965 SH   DFND   0 0 15,965
ISHARES RUSSELL MIDCAP INDEX COM 464287499 1,174 20,990 SH   DFND   0 0 20,990
ISHARES TR NASDAQ BIO FD NASDAQ BIOTECH IN 464287556 1,460 14,675 SH   DFND   1,200 0 13,475
ISHARES TR RUSSELL 2000 COM 464287655 341 2,252 SH   DFND   0 0 2,252
ISHARES DJ US REGIONAL BANKS COM 464288778 7,729 165,996 SH   DFND   4,820 0 161,176
ISHARES US MEDICAL DEVICES ETF COM 464288810 10,740 43,438 SH   DFND   1,545 0 41,893
ISHARES TR USA MIN VOL ID COM 46429B697 203 3,166 SH   DFND   0 0 3,166
JPMORGAN CHASE& CO COM 46625H100 19,380 164,672 SH   DFND   7,705 0 156,967
JACOBS ENGINEERING GROUP INC COM 469814107 6,756 73,837 SH   DFND   2,980 0 70,857
JOHNSON& JOHNSON COM 478160104 5,071 39,191 SH   DFND   710 0 38,481
JPMORGAN INCOME BUILDER FUND CLASS I SHARES 4812A3254 1,698 158,860 SH   DFND   0 0 158,860
KIMBERLY CLARK COM 494368103 774 5,452 SH   DFND   2,745 0 2,707
KINDER MORGAN INC COM 49456B101 5,121 248,484 SH   DFND   12,362 0 236,122
CLEARBRIDGE LARGE CAP FUND 52469H784 260 4,950 SH   DFND   0 0 4,950
ELI LILLY& COMPANY COM 532457108 284 2,542 SH   DFND   0 0 2,542
LOCKHEED MARTIN CORP COM 539830109 1,848 4,737 SH   DFND   50 0 4,687
LOWES CO INC COM 548661107 12,798 116,383 SH   DFND   3,114 0 113,269
MFS VALUE FUND CL I FUND 552983694 3,833 90,381 SH   DFND   0 0 90,381
MATTHEWS ASIA DIVIDEND FUND FUND 577125107 754 45,782 SH   DFND   0 0 45,782
MATTHEWS PACIFIC TIGER FUND FUND 577130107 344 12,373 SH   DFND   0 0 12,373
MCDONALDS CORP COM 580135101 1,254 5,840 SH   DFND   2,969 0 2,871
MERCK& CO. INC. COM 58933Y105 11,655 138,454 SH   DFND   3,854 0 134,600
METLIFE INC COM 59156R108 7,334 155,509 SH   DFND   6,400 0 149,109
MICROSOFT CORP COM 594918104 23,902 171,919 SH   DFND   8,031 0 163,887
MID AMERICA APARTMENT COM. COM 59522J103 7,688 59,131 SH   DFND   3,735 0 55,396
MONDELEZ INTERNATIONAL INC COM 609207105 516 9,325 SH   DFND   750 0 8,575
MOODY'S CORP COM 615369105 280 1,367 SH   DFND   0 0 1,367
NATIONAL RETAIL PROPERTIES INC COM 637417106 358 6,350 SH   DFND   50 0 6,300
NESTLE SA SPNSRD ADR REP RG SH COM 641069406 283 2,608 SH   DFND   2,000 0 608
AMERICAN NEW PERSPECTIVE FD F3 FUND 648018778 2,562 57,464 SH   DFND   0 0 57,464
NEXTERA ENERGY INC COM 65339F101 1,396 5,990 SH   DFND   750 0 5,240
NORFOLK SOUTHERN CORP COM 655844108 297 1,651 SH   DFND   0 0 1,651
NOVO-NORDISK A-S ADR F 1 ADR REP 1 ORD 670100205 430 8,320 SH   DFND   6,500 0 1,820
ORACLE CORP COM 68389X105 1,339 24,331 SH   DFND   500 0 23,831
PEPSICO INCORPORATED COM 713448108 17,245 125,782 SH   DFND   7,020 0 118,762
PFIZER INC COM 717081103 8,218 228,735 SH   DFND   12,631 0 216,104
PHILLIPS 66 COM 718546104 207 2,020 SH   DFND   0 0 2,020
PIMCO INCOME FD INS CLASS FUND 72201F490 131 10,949 SH   DFND   0 0 10,949
PRICE T ROWE GROWTH STOCK FD FUND 741479109 324 4,771 SH   SOLE   4,771 0 0
PROCTER AND GAMBLE COMPANY COM 742718109 9,904 79,625 SH   DFND   5,042 0 74,583
PRUDENTIAL FINANCIAL INC COM 744320102 236 2,625 SH   DFND   0 0 2,625
QUALCOMM INC. COM 747525103 11,956 156,733 SH   DFND   5,790 0 150,943
BOSTON PARTNERS LONG/SHORT RESEARCH INSTITUT 74925K581 268 17,287 SH   DFND   0 0 17,287
RAYTHEON CO NEW COM 755111507 8,348 42,552 SH   DFND   1,390 0 41,162
T ROWE PRICE EQUITY INCOME FD FUND 779547108 513 16,167 SH   DFND   2,453 0 13,714
S&P 500 DEPOSITARY RECEIPTS COM 78462F103 3,013 10,152 SH   DFND   1,312 0 8,840
SPDR S&P ENERGY E&P COM 78464A730 241 10,780 SH   DFND   0 0 10,780
SPDR SERIES TRUST S&P BIOTECH COM 78464A870 7,448 97,677 SH   DFND   4,955 0 92,722
SCHLUMBERGER LIMITED COM 806857108 2,779 81,323 SH   DFND   5,725 0 75,598
SCHWAB S&P 500 INDEX FUN D - SELECT SHARES 808509855 891 19,293 SH   DFND   4,898 0 14,395
SCHWAB CHARLES CORP COM 808513105 246 5,887 SH   DFND   4,548 0 1,339
SCHWAB 1000 FUND FUND 808517106 245 3,646 SH   DFND   860 0 2,785
SCHWAB US LARGE CAP COM 808524201 577 8,130 SH   DFND   270 0 7,860
SECT SPDR MATERIALS FUND COM 81369Y100 750 12,880 SH   DFND   3,000 0 9,880
SECT SPDR HEALTH CARE SELECT COM 81369Y209 659 7,315 SH   DFND   500 0 6,815
AMEX FINANCIAL SELECT SPDR COM 81369Y605 1,684 60,135 SH   DFND   400 0 59,735
SPDR AMEX TECH SELECT INDEX COM 81369Y803 225 2,800 SH   DFND   300 0 2,500
SECT SPDR THE UTILITES SEL FD COM 81369Y886 883 13,643 SH   DFND   4,568 0 9,075
SEMPRA ENERGY COM 816851109 317 2,149 SH   DFND   0 0 2,149
SIRIUS XM HOLDINGS INC. COM 82968B103 72 11,500 SH   DFND   4,000 0 7,500
STARBUCKS CORP COM 855244109 579 6,545 SH   DFND   0 0 6,545
STARWOOD PROPERTY TRUST, INC. COM 85571B105 6,943 286,644 SH   DFND   19,210 0 267,434
STRYKER CORP COM 863667101 485 2,240 SH   DFND   1,500 0 740
SYSCO CORP COM 871829107 214 2,700 SH   SOLE   2,700 0 0
TCW GALILEO FDS INC EMERG MKT CL I 87234N765 216 25,974 SH   DFND   0 0 25,974
TEXAS INSTRUMENTS INCORPORATED COM 882508104 211 1,630 SH   DFND   0 0 1,630
THERMO FISHER SCIENTIFIC INC COM 883556102 14,190 48,719 SH   DFND   575 0 48,144
3M CO COM 88579Y101 550 3,348 SH   DFND   1,725 0 1,623
TRAVELERS COS INC/THE COM 89417E109 1,974 13,277 SH   DFND   0 0 13,277
U.S. BANCORP COM 902973304 344 6,225 SH   DFND   3,018 0 3,207
UNION PACIFIC CORPORATION COM 907818108 1,134 7,002 SH   DFND   280 0 6,722
UNITED PARCEL SERVICE -CL B COM 911312106 2,115 17,648 SH   DFND   1,900 0 15,748
UNITED TECHNOLOGIES CORP COM 913017109 11,290 82,697 SH   DFND   6,330 0 76,367
UNITED HEALTH GROUP INC. COM 91324P102 8,416 38,728 SH   DFND   2,310 0 36,418
UNIVERSAL DISPLAY CORP COM 91347P105 537 3,200 SH   DFND   450 0 2,750
VANECK VECTORS OIL SERVICES COM 92189F718 755 64,265 SH   DFND   0 0 64,265
VANGUARD FTSE ALL WORLD ex US ETF 922042775 1,126 22,570 SH   DFND   0 0 22,570
VANGUARD INFORMATION TECH ETF COM 92204A702 2,596 12,044 SH   DFND   0 0 12,044
VENTAS INC COM 92276F100 215 2,948 SH   DFND   0 0 2,948
VANGUARD REIT ETF COM 922908553 210 2,254 SH   DFND   0 0 2,254
VANGUARD INDEX FUNDS 500 INDEX ADMI 922908710 867 3,158 SH   DFND   1,782 0 1,376
VANGUARD TOTAL STOCK MKT COM 922908769 1,219 8,076 SH   DFND   0 0 8,076
VERIZON COMMUNICATIONS COM 92343V104 1,855 30,730 SH   DFND   3,057 0 27,672
VISA INC-CLASS A SHRS COM 92826C839 16,168 93,997 SH   DFND   1,825 0 92,172
WEC ENERGY GROUP INC COM 92939U106 275 2,892 SH   DFND   2,600 0 292
WAL MART INC. COM 931142103 468 3,941 SH   DFND   0 0 3,941
WALGREEN BOOTS ALLIANCE INC COM 931427108 407 7,350 SH   DFND   0 0 7,350
WASTE MANAGEMENT INC. COM 94106L109 1,617 14,065 SH   DFND   0 0 14,065
WELLS FARGO& CO (NEW) COM 949746101 802 15,899 SH   DFND   750 0 15,149
WELLTOWER INC COM 95040Q104 261 2,875 SH   DFND   270 0 2,605
WEYERHAEUSER COMPANY COM 962166104 5,556 200,565 SH   DFND   9,170 0 191,395
WISDOMTREE TRUST EUROPE HEDGED EQUITY FUND 97717X701 2,917 43,344 SH   DFND   1,560 0 41,784
INGERSOLL RAND PLC COM G47791101 200 1,624 SH   DFND   0 0 1,624
PENTAIR PLC COM G7S00T104 4,289 113,460 SH   DFND   5,876 0 107,584
CHUBB LIMITED COM H1467J104 267 1,656 SH   DFND   0 0 1,656