The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ALERIAN MLP ETF COM 00162Q866 3,139 312,970 SH   DFND   0 0 312,970
AT&T INC COM 00206R102 1,713 54,620 SH   DFND   5,060 0 49,560
ABBOTT LABORATORIES COM 002824100 8,588 107,430 SH   DFND   3,250 0 104,180
ABBVIE INC COM 00287Y109 1,748 21,688 SH   DFND   150 0 21,538
ADOBE INC. COM 00724F101 382 1,435 SH   DFND   0 0 1,435
AGILENT TECHNOLOGIES INC COM 00846U101 210 2,613 SH   DFND   0 0 2,613
AIR LEASE CORP CL A COM 00912X302 8,088 235,446 SH   DFND   10,875 0 224,571
ALPHABET CLASS C COM 02079K107 968 825 SH   DFND   0 0 825
ALPHABET CLASS A COM 02079K305 16,785 14,262 SH   DFND   681 0 13,581
AMERICAN EXPRESS CO COM 025816109 389 3,560 SH   DFND   150 0 3,410
AMERICAN WATER WORKS CO COM 030420103 14,173 135,939 SH   DFND   1,790 0 134,149
AMGEN INC COM 031162100 337 1,772 SH   DFND   325 0 1,447
APACHE CORP COM 037411105 218 6,280 SH   DFND   0 0 6,280
APPLE INC COM 037833100 18,763 98,778 SH   DFND   3,355 0 95,423
AUTOMATIC DATA PROCESSING INC COM 053015103 839 5,252 SH   DFND   2,390 0 2,862
BANK OF AMERICA CORP COM 060505104 570 20,654 SH   DFND   0 0 20,654
BARON SMALL CAP FUND INSTITUTIONAL CLA 068278803 1,356 44,130 SH   DFND   0 0 44,130
BAXTER INTERNATIONAL INC COM 071813109 220 2,700 SH   DFND   0 0 2,700
BECTON DICKINSON& CO COM 075887109 404 1,617 SH   DFND   0 0 1,617
BERKSHIRE HATHAWAY INC CLASS B COM 084670702 2,018 10,047 SH   DFND   575 0 9,472
BIO RAD LABS INC COM 090572207 954 3,120 SH   DFND   0 0 3,120
THE BLACKSTONE GROUP LP COM 09253U108 282 8,050 SH   DFND   0 0 8,050
BOEING COMPANY COM 097023105 1,346 3,528 SH   DFND   0 0 3,528
BOOKING HOLDINGS INC COM 09857L108 6,578 3,770 SH   DFND   89 0 3,681
BRISTOL-MYERS SQUIBB CO COM 110122108 208 4,365 SH   DFND   200 0 4,165
CSX CORPORATION COM 126408103 2,897 38,720 SH   DFND   1,575 0 37,145
CVS HEALTH CORPORATION COM 126650100 5,258 97,494 SH   DFND   3,085 0 94,409
CADENCE DESIGN SYSTEMS INC COM 127387108 210 3,300 SH   DFND   0 0 3,300
CALIFORNIA WTR SVC GRP CA COM 130788102 228 4,200 SH   DFND   0 0 4,200
CHEVRON CORP COM 166764100 14,439 117,216 SH   DFND   7,075 0 110,141
CINEMARK HOLDINGS INC COM 17243V102 7,785 194,680 SH   DFND   10,260 0 184,420
CISCO SYSTEMS INC COM 17275R102 277 5,127 SH   DFND   0 0 5,127
CITIGROUP INC COM 172967424 3,785 60,825 SH   DFND   3,998 0 56,827
CLOROX COMPANY COM 189054109 337 2,100 SH   DFND   0 0 2,100
COCA-COLA COMPANY COM 191216100 1,256 26,793 SH   DFND   300 0 26,493
COGNIZANT TECH SOL CL A COM 192446102 270 3,725 SH   DFND   3,200 0 525
COLGATE-PALMOLIVE CO. COM 194162103 559 8,154 SH   DFND   3,300 0 4,854
COMCAST CORP CL A (NEW) COM 20030N101 357 8,937 SH   DFND   0 0 8,937
CONOCOPHILLIPS COM 20825C104 457 6,849 SH   DFND   0 0 6,849
COSTCO WHSL CORP (NEW) COM 22160K105 1,760 7,267 SH   DFND   770 0 6,497
CROWN CASTLE INTERNATIONAL COM 22822V101 13,210 103,204 SH   DFND   1,350 0 101,854
DANAHER CORP COM 235851102 379 2,869 SH   DFND   0 0 2,869
DEERE& CO COM 244199105 677 4,236 SH   DFND   0 0 4,236
DEVON ENERGY CORP (NEW) COM 25179M103 603 19,100 SH   DFND   800 0 18,300
DISNEY CO. (WALT) COM 254687106 14,899 134,191 SH   DFND   8,640 0 125,551
DISCOVER FINL SVCS COM 254709108 6,344 89,145 SH   DFND   950 0 88,195
DISH NETWORK CORP COM 25470M109 285 9,000 SH   DFND   0 0 9,000
DODGE& COX STK FUND FUND 256219106 226 1,233 SH   DFND   420 0 813
DOWDUPONT INC COM 26078J100 5,383 100,970 SH   DFND   4,475 0 96,495
DUKE ENERGY CORP COM 26441C204 763 8,483 SH   DFND   1,488 0 6,995
EOG RESOURCES INC COM 26875P101 4,371 45,920 SH   DFND   1,365 0 44,555
ETFMG PRIME CYBER SECURITY ETF COM 26924G201 12,205 305,055 SH   DFND   15,655 0 289,400
EATON VANCE DIV BUILDER I FUND 277905634 1,125 80,622 SH   DFND   0 0 80,622
ECOLAB INC COM 278865100 1,641 9,295 SH   DFND   145 0 9,150
EMERSON ELECTRIC COMPANY COM 291011104 839 12,260 SH   DFND   0 0 12,260
ENBRIDGE INC COM 29250N105 374 10,305 SH   DFND   0 0 10,305
ENERGY TRANSFER LP COM 29273V100 331 21,525 SH   DFND   0 0 21,525
ENTERPRISE PRD PRTNRS LP COM 293792107 530 18,216 SH   DFND   0 0 18,216
ESSEX PROPERTIES TRUST COM 297178105 383 1,325 SH   DFND   0 0 1,325
EVERSOURCE ENERGY COM 30040W108 982 13,843 SH   DFND   0 0 13,843
EXXON MOBIL CORP COM 30231G102 4,470 55,325 SH   DFND   7,495 0 47,830
FEDEX CORPORATION COM 31428X106 291 1,605 SH   DFND   0 0 1,605
GENERAL ELECTRIC COMPANY COM 369604103 104 10,375 SH   DFND   2,960 0 7,415
GENUINE PARTS CO COM 372460105 426 3,803 SH   DFND   2,250 0 1,553
GILEAD SCIENCES INC COM 375558103 1,846 28,394 SH   DFND   1,580 0 26,814
AMERICAN GROWTH FUND F-3 FUND 399874775 4,736 97,345 SH   DFND   0 0 97,345
HCP INC COM 40414L109 350 11,191 SH   DFND   1,800 0 9,391
HOME DEPOT INC COM 437076102 3,591 18,712 SH   DFND   150 0 18,562
HONEYWELL INTERNATIONAL INC COM 438516106 810 5,095 SH   DFND   1,930 0 3,165
INTEL CORPORATION COM 458140100 1,586 29,541 SH   DFND   2,150 0 27,391
INTERNATIONAL BUSINESS MACHINE COM 459200101 560 3,970 SH   DFND   305 0 3,665
INVESCO WATER RESOURCES ETF COM 46137V142 1,082 31,845 SH   DFND   0 0 31,845
INVESCO DYNAMIC PHARMACEUTICAL COM 46137V662 678 10,400 SH   DFND   0 0 10,400
INVESCO KBW BANK ETF COM 46138E628 1,652 34,265 SH   DFND   0 0 34,265
ISHARES TR DJ SEL DVI INX COM 464287168 212 2,160 SH   DFND   0 0 2,160
ISHARES TR S&P 500 INDEX FUND COM 464287200 811 2,849 SH   DFND   0 0 2,849
ISHARES TR NASDAQ BIO FD NASDAQ BIOTECH IN 464287556 1,737 15,533 SH   DFND   1,200 0 14,333
ISHARES DJ US REGIONAL BANKS COM 464288778 7,085 163,061 SH   DFND   4,820 0 158,241
ISHARES US MEDICAL DEVICES ETF COM 464288810 10,435 45,071 SH   DFND   1,470 0 43,601
JPMORGAN CHASE& CO COM 46625H100 16,548 163,465 SH   DFND   7,515 0 155,950
JACOBS ENGINEERING GROUP INC COM 469814107 5,532 73,568 SH   DFND   2,275 0 71,293
JOHNSON& JOHNSON COM 478160104 10,226 73,154 SH   DFND   5,345 0 67,809
JPMORGAN INCOME BUILDER FUND CLASS I SHARES 4812A3254 1,718 164,403 SH   DFND   0 0 164,403
KIMBERLY CLARK COM 494368103 675 5,446 SH   DFND   2,845 0 2,601
KINDER MORGAN INC COM 49456B101 4,531 226,419 SH   DFND   9,200 0 217,219
ELI LILLY& COMPANY COM 532457108 443 3,413 SH   DFND   0 0 3,413
LOCKHEED MARTIN CORP COM 539830109 1,445 4,814 SH   DFND   0 0 4,814
LOWES CO INC COM 548661107 12,819 117,102 SH   DFND   3,035 0 114,067
MFS VALUE FUND CL I FUND 552983694 3,731 93,503 SH   DFND   0 0 93,503
MATTHEWS ASIA DIVIDEND FUND FUND 577125107 785 45,782 SH   DFND   0 0 45,782
MATTHEWS PACIFIC TIGER FUND FUND 577130107 369 12,759 SH   DFND   0 0 12,759
MCDONALDS CORP COM 580135101 1,205 6,346 SH   DFND   2,969 0 3,377
MCKESSON CORPORATION COM 58155Q103 301 2,570 SH   DFND   0 0 2,570
MERCK& CO. INC. COM 58933Y105 11,194 134,593 SH   DFND   3,500 0 131,093
METLIFE INC COM 59156R108 6,427 150,975 SH   DFND   6,105 0 144,870
MICROSOFT CORP COM 594918104 22,032 186,807 SH   DFND   9,560 0 177,247
MID AMERICA APARTMENT COM. COM 59522J103 7,397 67,657 SH   DFND   4,950 0 62,707
MONDELEZ INTERNATIONAL INC COM 609207105 498 9,975 SH   DFND   750 0 9,225
MOODY'S CORP COM 615369105 248 1,367 SH   DFND   0 0 1,367
NATIONAL RETAIL PROPERTIES INC COM 637417106 366 6,600 SH   DFND   50 0 6,550
AMERICAN NEW PERSPECTIVE FD F3 FUND 648018778 2,525 58,847 SH   DFND   0 0 58,847
NEXTERA ENERGY INC COM 65339F101 1,303 6,742 SH   DFND   1,250 0 5,492
NORFOLK SOUTHERN CORP COM 655844108 351 1,876 SH   DFND   0 0 1,876
NOVO-NORDISK A-S ADR F 1 ADR REP 1 ORD 670100205 435 8,320 SH   DFND   6,500 0 1,820
ORACLE CORP COM 68389X105 1,581 29,431 SH   DFND   500 0 28,931
PPG INDUSTRIES COM 693506107 316 2,797 SH   DFND   400 0 2,397
DREYFUS MID CAP INDEX FUND FUND 712223106 204 6,213 SH   SOLE   6,213 0 0
PEPSICO INCORPORATED COM 713448108 15,855 129,372 SH   DFND   7,160 0 122,212
PFIZER INC COM 717081103 8,266 194,630 SH   DFND   12,380 0 182,250
PHILLIPS 66 COM 718546104 230 2,420 SH   DFND   0 0 2,420
PIMCO INCOME FD INS CLASS FUND 72201F490 131 10,949 SH   DFND   0 0 10,949
PRICE T ROWE GROWTH STOCK FD FUND 741479109 316 4,771 SH   SOLE   4,771 0 0
PROCTER AND GAMBLE COMPANY COM 742718109 9,241 88,810 SH   DFND   5,182 0 83,628
PRUDENTIAL FINANCIAL INC COM 744320102 248 2,700 SH   DFND   0 0 2,700
QUALCOMM INC. COM 747525103 10,406 182,461 SH   DFND   4,385 0 178,076
RAYTHEON CO NEW COM 755111507 6,806 37,379 SH   DFND   255 0 37,124
T ROWE PRICE EQUITY INCOME FD FUND 779547108 487 16,167 SH   DFND   2,453 0 13,714
ROYAL DUTCH SHELL PLC CL A ADR COM 780259206 219 3,500 SH   DFND   0 0 3,500
S&P 500 DEPOSITARY RECEIPTS COM 78462F103 2,859 10,120 SH   DFND   910 0 9,210
SPDR S&P ENERGY E&P COM 78464A730 332 10,810 SH   DFND   0 0 10,810
SPDR SERIES TRUST S&P BIOTECH COM 78464A870 8,884 98,121 SH   DFND   4,765 0 93,356
SCHLUMBERGER LIMITED COM 806857108 2,995 68,734 SH   DFND   5,725 0 63,009
SCHWAB S&P 500 INDEX FUN D - SELECT SHARES 808509855 661 15,185 SH   DFND   0 0 15,185
SCHWAB CHARLES CORP COM 808513105 252 5,887 SH   DFND   4,548 0 1,339
SCHWAB 1000 FUND FUND 808517106 260 4,086 SH   DFND   860 0 3,225
SCHWAB US LARGE CAP COM 808524201 567 8,380 SH   DFND   270 0 8,110
SECT SPDR MATERIALS FUND COM 81369Y100 1,937 34,905 SH   DFND   3,000 0 31,905
SECT SPDR HEALTH CARE SELECT COM 81369Y209 690 7,515 SH   DFND   500 0 7,015
AMEX FINANCIAL SELECT SPDR COM 81369Y605 1,880 73,135 SH   DFND   400 0 72,735
SPDR AMEX TECH SELECT INDEX COM 81369Y803 235 3,180 SH   DFND   300 0 2,880
SECT SPDR THE UTILITES SEL FD COM 81369Y886 794 13,643 SH   DFND   4,568 0 9,075
SEMPRA ENERGY COM 816851109 270 2,149 SH   DFND   0 0 2,149
SIRIUS XM HOLDINGS INC. COM 82968B103 93 16,395 SH   DFND   0 0 16,395
STARBUCKS CORP COM 855244109 501 6,745 SH   DFND   0 0 6,745
STARWOOD PROPERTY TRUST, INC. COM 85571B105 7,592 339,668 SH   DFND   20,960 0 318,708
STRYKER CORP COM 863667101 442 2,240 SH   DFND   1,500 0 740
THERMO FISHER SCIENTIFIC INC COM 883556102 15,502 56,636 SH   DFND   775 0 55,861
3M CO COM 88579Y101 752 3,621 SH   DFND   1,725 0 1,896
TORCHMARK CORP COM 891027104 279 3,404 SH   DFND   0 0 3,404
TRAVELERS COS INC/THE COM 89417E109 1,816 13,237 SH   DFND   0 0 13,237
U.S. BANCORP COM 902973304 386 8,000 SH   DFND   3,018 0 4,982
UNION PACIFIC CORPORATION COM 907818108 1,129 6,750 SH   DFND   380 0 6,370
UNITED PARCEL SERVICE -CL B COM 911312106 1,987 17,778 SH   DFND   1,900 0 15,878
UNITED TECHNOLOGIES CORP COM 913017109 11,034 85,608 SH   DFND   6,380 0 79,228
UNITED HEALTH GROUP INC. COM 91324P102 8,048 32,549 SH   DFND   1,790 0 30,759
UNIVERSAL DISPLAY CORP COM 91347P105 1,307 8,550 SH   DFND   0 0 8,550
VANECK VECTORS OIL SERVICES COM 92189F718 1,165 67,600 SH   DFND   0 0 67,600
VANGUARD FTSE ALL WORLD ex US ETF 922042775 1,132 22,570 SH   DFND   0 0 22,570
VANGUARD INFORMATION TECH ETF COM 92204A702 2,611 13,014 SH   DFND   0 0 13,014
VANGUARD 500 INDEX FUND FUND 922908108 708 2,708 SH   DFND   1,782 0 926
VANGUARD TOTAL STOCK MKT COM 922908769 1,227 8,476 SH   DFND   0 0 8,476
VERIZON COMMUNICATIONS COM 92343V104 1,895 32,042 SH   DFND   2,873 0 29,169
VISA INC-CLASS A SHRS COM 92826C839 15,710 100,583 SH   DFND   2,030 0 98,553
WEC ENERGY GROUP INC COM 92939U106 246 3,117 SH   DFND   2,600 0 517
WAL MART INC. COM 931142103 409 4,191 SH   DFND   0 0 4,191
WALGREEN BOOTS ALLIANCE INC COM 931427108 497 7,850 SH   DFND   0 0 7,850
WASTE MANAGEMENT INC. COM 94106L109 1,516 14,590 SH   DFND   0 0 14,590
WELLS FARGO& CO (NEW) COM 949746101 1,138 23,556 SH   DFND   1,502 0 22,054
WEYERHAEUSER COMPANY COM 962166104 4,312 163,719 SH   DFND   8,455 0 155,264
WISDOMTREE TRUST EUROPE HEDGED EQUITY FUND 97717X701 2,862 44,784 SH   DFND   1,595 0 43,189
PENTAIR PLC COM G7S00T104 5,393 121,154 SH   DFND   5,876 0 115,278
CHUBB LIMITED COM H1467J104 221 1,577 SH   DFND   0 0 1,577
CORE LABORATORIES N.V. COM N22717107 266 3,865 SH   DFND   600 0 3,265