Loans and Allowance for Credit Losses on Loans (Tables)

9 Months Ended

Sep. 30, 2024

Receivables [Abstract]

Schedule of composition of loans

The composition of loans at September 30, 2024 and December 31, 2023 was as follows:

	September 30,			December 31,
	2024			2023
	(in thousands)
Mortgage real estate loans:
Construction & Secured by Farmland	$	97,170		$	84,145
HELOCs		50,452			47,674
Residential First Lien - Investor		106,323			117,431
Residential First Lien - Owner Occupied		198,570			178,180
Residential Junior Liens		11,956			12,831
Commercial - Owner Occupied		273,249			251,456
Commercial - Non-Owner Occupied & Multifamily		357,351			348,879
Commercial and industrial loans:
SBA PPP loans		34			51
Other commercial and industrial loans		111,130			107,777
Marine loans		225,902			251,168
Consumer loans		32,063			42,419
Overdrafts		215			253
Other loans		11,932			12,895
Total loans	$	1,476,347		$	1,455,159
Net deferred loan costs and premiums		6,981			7,527
Allowance for credit losses		(15,303	)		(14,493	)
	$	1,468,025		$	1,448,193

Schedule of changes in allowance for loan losses

Changes in the allowance for credit losses on loans for the three and nine months ended September 30, 2024 and 2023 were as follows:

	Three Months Ended						Nine Months Ended
	September 30,						September 30,
	2024			2023			2024			2023
	(in thousands)
Balance, beginning	$	15,014		$	14,511		$	14,493		$	11,218
Cumulative effect adjustment for adoption of ASC 326		—			—			—			2,077
Provision for credit losses		1,526			218			2,315			1,337
Recoveries added to the allowance		145			31			754			255
Credit losses charged to the allowance		(1,382	)		(187	)		(2,259	)		(314	)
Balance, ending	$	15,303		$	14,573		$	15,303		$	14,573

Schedule of nonaccrual And past due loans by class

Past due loans by class at September 30, 2024 and December 31, 2023 were as follows:

	September 30, 2024
	(in thousands)
	30 - 59 Days Past Due		60 - 89 Days Past Due		90 or More Days Past Due		Total Past Due		Current		Total Loans		90 or More Days Past Due Still Accruing
Mortgage real estate loans:
Construction & Secured by Farmland	$	6,781	$	—	$	—	$	6,781	$	90,389	$	97,170	$	—
HELOCs		17		—		—		17		50,435		50,452		—
Residential First Lien - Investor		—		—		472		472		105,851		106,323		—
Residential First Lien - Owner Occupied		—		141		278		419		198,151		198,570		247
Residential Junior Liens		15		—		—		15		11,941		11,956		—
Commercial - Owner Occupied		—		—		—		—		273,249		273,249		—
Commercial - Non-Owner Occupied & Multifamily		—		—		—		—		357,351		357,351		—
Commercial and industrial loans:
SBA PPP loans		—		—		—		—		34		34		—
Other commercial and industrial loans		299		—		—		299		110,831		111,130		—
Marine loans		—		—		—		—		225,902		225,902		—
Consumer loans		45		—		169		214		31,849		32,063		87
Overdrafts		—		—		—		—		215		215		—
Other loans		—		—		—		—		11,932		11,932		—
Total	$	7,157	$	141	$	919	$	8,217	$	1,468,130	$	1,476,347	$	334

	December 31, 2023
	(in thousands)
	30 - 59 Days Past Due		60 - 89 Days Past Due		90 or More Days Past Due		Total Past Due		Current		Total Loans		90 or More Past Due Still Accruing
Mortgage real estate loans:
Construction & Secured by Farmland	$	—	$	—	$	—	$	—	$	84,145	$	84,145	$	—
HELOCs		—		—		—		—		47,674		47,674		—
Residential First Lien - Investor		844		253		—		1,097		116,334		117,431		—
Residential First Lien - Owner Occupied		—		78		149		227		177,953		178,180		—
Residential Junior Liens		—		—		9		9		12,822		12,831		—
Commercial - Owner Occupied		—		—		—		—		251,456		251,456		—
Commercial - Non-Owner Occupied & Multifamily		—		—		—		—		348,879		348,879		—
Commercial and industrial loans:
SBA PPP loans		—		—		—		—		51		51		—
Other commercial and industrial loans		9		—		26		35		107,742		107,777		14
Marine loans		—		—		552		552		250,616		251,168		—
Consumer loans		173		—		167		340		42,079		42,419		167
Overdrafts		—		—		—		—		253		253		—
Other loans		—		—		—		—		12,895		12,895		—
Total	$	1,026	$	331	$	903	$	2,260	$	1,452,899	$	1,455,159	$	181

Nonaccrual loans by class at September 30, 2024 and December 31, 2023 were as follows:

	September 30, 2024						December 31, 2023
	(in thousands)						(in thousands)
	Nonaccruals with No Allowance for Credit Losses		Nonaccrual with an Allowance for Credit Losses		Nonaccrual Loans		Nonaccruals with No Allowance for Credit Losses		Nonaccrual with an Allowance for Credit Losses		Nonaccrual Loans
Mortgage real estate loans:
Construction & Secured by Farmland	$	—	$	—	$	—	$	95	$	—	$	95
HELOCs		—		—		—		15		—		15
Residential First Lien - Investor		472		—		472		1,085		—		1,085
Residential First Lien - Owner Occupied		104		—		104		228		—		228
Residential Junior Liens		—		—		—		11		—		11
Commercial - Owner Occupied		749		—		749		22		—		22
Commercial - Non-Owner Occupied & Multifamily		—		—		—		3,625		—		3,625
Commercial and industrial loans:
SBA PPP loans		—		—		—		—		—		—
Other commercial and industrial loans		46		891		937		12		—		12
Marine loans		—		—		—		552		—		552
Consumer loans		82		—		82		—		—		—
Overdrafts		—		—		—		—		—		—
Other loans		—		—		—		—		—		—
Total	$	1,453	$	891	$	2,344	$	5,645	$	—	$	5,645

Schedule of allowance for credit losses on loans by segment

The allowance for credit losses on loans by segment at September 30, 2024 and December 31, 2023 was as follows:

	As of and For the Nine Months Ended
	September 30, 2024
	(in thousands)
	Construction and Farmland			Residential Real Estate			Commercial Real Estate & MultiFamily			Commercial			Marine			Consumer			All Other Loans			Unallocated		Total
Allowance for credit losses:
Beginning Balance	$	772		$	4,725		$	6,224		$	1,027		$	1,153		$	198		$	394		$	—	$	14,493
Charge-Offs		(94	)		(127	)		(7	)		(83	)		(1,457	)		(376	)		(115	)		—		(2,259	)
Recoveries		100			304			162			44			—			132			12			—		754
Provision		300			(112	)		(502	)		377			1,995			245			12			—		2,315
Ending balance	$	1,078		$	4,790		$	5,877		$	1,365		$	1,691		$	199		$	303		$	—	$	15,303
Ending balance: Individually evaluated for impairment	$	—		$	—		$	—		$	268		$	—		$	—		$	—		$	—	$	268
Ending balance: Collectively evaluated for impairment	$	1,078		$	4,790		$	5,877		$	1,097		$	1,691		$	199		$	303		$	—	$	15,035
Loans:
Ending balance	$	97,170		$	367,301		$	630,600		$	111,164		$	225,902		$	32,063		$	12,147		$	—	$	1,476,347
Ending balance: Individually evaluated for impairment	$	—		$	545		$	749		$	891		$	—		$	82		$	—		$	—	$	2,267
Ending balance: Collectively evaluated for impairment	$	97,170		$	366,756		$	629,851		$	110,273		$	225,902		$	31,981		$	12,147		$	—	$	1,474,080

	As of and For the Year Ended
	December 31, 2023
	(in thousands)
	Construction and Farmland			Residential Real Estate		Commercial Real Estate & MultiFamily		Commercial			Marine			Consumer			All Other Loans			Unallocated		Total
Allowance for credit losses:
Beginning Balance	$	2,714		$	1,735	$	2,221	$	2,222		$	1,555		$	299		$	472		$	—	$	11,218
Cumulative effect adjustment for adoption of ASC 326		(1,840	)		1,933		3,584		(1,102	)		(285	)		(123	)		(90	)		—		2,077
Charge-Offs		—			—		—		(312	)		(126	)		(121	)		(182	)		—		(741	)
Recoveries		8			18		—		43			—			48			181			—		298
Provision		(110	)		1,039		419		176			9			95			13			—		1,641
Ending balance	$	772		$	4,725	$	6,224	$	1,027		$	1,153		$	198		$	394		$	—	$	14,493
Ending balance: Individually evaluated for impairment	$	—		$	—	$	—	$	—		$	—		$	—		$	—		$	—	$	—
Ending balance: Collectively evaluated for impairment	$	772		$	4,725	$	6,224	$	1,027		$	1,153		$	198		$	394		$	—	$	14,493
Loans:
Ending balance	$	84,145		$	356,116	$	600,335	$	107,828		$	251,168		$	42,419		$	13,148		$	—	$	1,455,159
Ending balance: Individually evaluated for impairment	$	95		$	1,288	$	3,639	$	—		$	552		$	—		$	—		$	—	$	5,574
Ending balance: Collectively evaluated for impairment	$	84,050		$	354,828	$	596,696	$	107,828		$	250,616		$	42,419		$	13,148		$	—	$	1,449,585

Schedule of amortized cost basis of collateral-dependent loans by loan portfolio segment

The following table presents the amortized cost basis of collateral-dependent loans by loan portfolio segment:

	September 30, 2024						December 31, 2023
	(in thousands)						(in thousands)
(in thousands)	Real Estate Collateral		Other Collateral		Total		Real Estate Collateral		Other Collateral		Total
Mortgage real estate loans:
Construction & Secured by Farmland	$	—	$	—	$	—	$	95	$	—	$	95
HELOCs		—		—		—		—		—		—
Residential First Lien - Investor		472		—		472		1,086		—		1,086
Residential First Lien - Owner Occupied		73		—		73		194		—		194
Residential Junior Liens		—		—		—		8		—		8
Commercial - Owner Occupied		749		—		749		14		—		14
Commercial - Non-Owner Occupied & Multifamily		—		—		—		3,625		—		3,625
Commercial and industrial loans:
SBA PPP loans		—		—		—		—		—		—
Other commercial and industrial loans		—		891		891		—		—		—
Marine loans		—		—		—		—		552		552
Consumer loans		—		82		82		—		—		—
Overdrafts		—		—		—		—		—		—
Other loans		—		—		—		—		—		—
	$	1,294	$	973	$	2,267	$	5,022	$	552	$	5,574

Schedule of credit quality information by class

Credit quality information by class at September 30, 2024 was as follows:

	Term Loans Amortized Cost Basis by Origination Year
(in thousands)	2024		2023		2022		2021		2020		Prior		Revolving Loans Amortized Cost Basis		Revolving Loans Converted to Term		Total
Mortgage real estate loans:
Construction & Secured by Farmland
Pass	$	31,094	$	25,570	$	15,675	$	3,886	$	3,359	$	5,173	$	2,800	$	—	$	87,557
Special Mention		—		6,968		1,156		—		1,456		—		—		—		9,580
Classified		—		—		—		—		—		33		—		—		33
Total	$	31,094	$	32,538	$	16,831	$	3,886	$	4,815	$	5,206	$	2,800	$	—	$	97,170
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	94	$	—	$	—	$	94
HELOCs
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	50,409	$	—	$	50,409
Special Mention		—		—		—		—		—		—		43		—		43
Classified		—		—		—		—		—		—		—		—		—
Total	$	—	$	—	$	—	$	—	$	—	$	—	$	50,452	$	—	$	50,452
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	14	$	—	$	14
Residential First Lien - Investor
Pass	$	5,793	$	15,500	$	18,963	$	28,090	$	10,382	$	22,782	$	—	$	1,116	$	102,626
Special Mention		—		699		1,076		1,151		—		299		—		—		3,225
Classified		—		—		—		472		—		—		—		—		472
Total	$	5,793	$	16,199	$	20,039	$	29,713	$	10,382	$	23,081	$	—	$	1,116	$	106,323
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Residential First Lien - Owner Occupied
Pass	$	25,714	$	59,419	$	33,569	$	22,887	$	34,115	$	20,356	$	—	$	487	$	196,547
Special Mention		46		624		—		—		—		983		—		—		1,653
Classified		—		—		—		—		—		370		—		—		370
Total	$	25,760	$	60,043	$	33,569	$	22,887	$	34,115	$	21,709	$	—	$	487	$	198,570
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	103	$	—	$	—	$	103
Residential Junior Liens
Pass	$	553	$	2,359	$	2,662	$	3,042	$	1,265	$	1,811	$	—	$	179	$	11,871
Special Mention		—		—		—		—		71		—		—		—		71
Classified		—		—		—		—		—		—		—		14		14
Total	$	553	$	2,359	$	2,662	$	3,042	$	1,336	$	1,811	$	—	$	193	$	11,956
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	10	$	—	$	—	$	10
Commercial - Owner Occupied
Pass	$	23,795	$	37,505	$	71,072	$	32,937	$	23,461	$	47,038	$	1,262	$	4,092	$	241,162
Special Mention		—		367		8,870		6,069		345		15,687		—		—		31,338
Classified		—		—		—		749		—		—		—		—		749
Total	$	23,795	$	37,872	$	79,942	$	39,755	$	23,806	$	62,725	$	1,262	$	4,092	$	273,249
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	7	$	—	$	—	$	7

	Term Loans Amortized Cost Basis by Origination Year
(in thousands)	2024		2023		2022		2021		2020		Prior		Revolving Loans Amortized Cost Basis		Revolving Loans Converted to Term		Total
Commercial - Non-Owner Occupied & Multifamily
Pass	$	15,088	$	57,059	$	83,489	$	56,549	$	66,248	$	45,400	$	6,572	$	5,375	$	335,780
Special Mention		—		—		11,676		7,631		1,463		801		—		—		21,571
Classified		—		—		—		—		—		—		—		—		—
Total	$	15,088	$	57,059	$	95,165	$	64,180	$	67,711	$	46,201	$	6,572	$	5,375	$	357,351
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Commercial and industrial loans:
SBA PPP loans
Pass	$	—	$	—	$	—	$	34	$	—	$	—	$	—	$	—	$	34
Special Mention		—		—		—		—		—		—		—		—		—
Classified		—		—		—		—		—		—		—		—		—
Total	$	—	$	—	$	—	$	34	$	—	$	—	$	—	$	—	$	34
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Other commercial and industrial loans
Pass	$	21,320	$	9,149	$	21,289	$	4,933	$	3,611	$	3,872	$	37,854	$	2,054	$	104,082
Special Mention		340		1,191		—		2,187		—		4		1,873		357		5,952
Classified		—		891		—		—		159		—		—		46		1,096
Total	$	21,660	$	11,231	$	21,289	$	7,120	$	3,770	$	3,876	$	39,727	$	2,457	$	111,130
Current period gross charge-offs	$	—	$	11	$	9	$	—	$	63	$	—	$	108	$	—	$	191
Marine loans
Pass	$	—	$	74,588	$	118,605	$	32,062	$	647	$	—	$	—	$	—	$	225,902
Special Mention		—		—		—		—		—		—		—		—		—
Classified		—		—		—		—		—		—		—		—		—
Total	$	—	$	74,588	$	118,605	$	32,062	$	647	$	—	$	—	$	—	$	225,902
Current period gross charge-offs	$	—	$	1,370	$	87	$	—	$	—	$	—	$	—	$	—	$	1,457
Consumer loans
Pass	$	2,382	$	2,289	$	11,248	$	5,558	$	7,578	$	1,145	$	1,746	$	35	$	31,981
Special Mention		—		—		—		—		—		—		—		—		—
Classified		—		—		82		—		—		—		—		—		82
Total	$	2,382	$	2,289	$	11,330	$	5,558	$	7,578	$	1,145	$	1,746	$	35	$	32,063
Current period gross charge-offs	$	—	$	12	$	—	$	25	$	167	$	—	$	64	$	—	$	268
Overdrafts
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Special Mention		—		—		—		—		—		—		—		—		—
Classified		215		—		—		—		—		—		—		—		215
Total	$	215	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	215
Current period gross charge-offs	$	115	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	115
Other loans
Pass	$	—	$	59	$	9,492	$	—	$	—	$	2,299	$	80	$	2	$	11,932
Special Mention		—		—		—		—		—		—		—		—		—

	Term Loans Amortized Cost Basis by Origination Year
(in thousands)	2024		2023		2022		2021		2020		Prior		Revolving Loans Amortized Cost Basis		Revolving Loans Converted to Term		Total
Classified		—		—		—		—		—		—		—		—		—
Total	$	—	$	59	$	9,492	$	—	$	—	$	2,299	$	80	$	2	$	11,932
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Total by Risk Category
Pass	$	125,739	$	283,497	$	386,064	$	189,978	$	150,666	$	149,876	$	100,723	$	13,340	$	1,399,883
Special Mention		386		9,849		22,778		17,038		3,335		17,774		1,916		357		73,433
Classified		215		891		82		1,221		159		403		—		60		3,031
Total	$	126,340	$	294,237	$	408,924	$	208,237	$	154,160	$	168,053	$	102,639	$	13,757	$	1,476,347
Total current period gross charge-offs	$	115	$	1,393	$	96	$	25	$	230	$	214	$	186	$	—	$	2,259

Credit quality information by class at December 31, 2023 was as follows:

	Term Loans Amortized Cost Basis by Origination Year
(in thousands)	2023		2022		2021		2020		2019		Prior		Revolving Loans Amortized Cost Basis		Revolving Loans Converted to Term		Total
Mortgage real estate loans:
Construction & Secured by Farmland
Pass	$	34,617	$	21,460	$	7,584	$	4,851	$	2,389	$	2,829	$	7,052	$	57	$	80,839
Special Mention		—		1,173		—		—		1,040		815		—		—		3,028
Classified		—		—		—		145		—		133		—		—		278
Total	$	34,617	$	22,633	$	7,584	$	4,996	$	3,429	$	3,777	$	7,052	$	57	$	84,145
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
HELOCs
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	47,610	$	—	$	47,610
Special Mention		—		—		—		—		—		—		49		—		49
Classified		—		—		—		—		—		—		15		—		15
Total	$	—	$	—	$	—	$	—	$	—	$	—	$	47,674	$	—	$	47,674
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Residential First Lien - Investor
Pass	$	19,394	$	23,205	$	31,371	$	10,667	$	4,054	$	22,265	$	—	$	367	$	111,323
Special Mention		—		1,273		—		1,180		626		1,944		—		—		5,023
Classified		—		—		1,085		—		—		—		—		—		1,085
Total	$	19,394	$	24,478	$	32,456	$	11,847	$	4,680	$	24,209	$	—	$	367	$	117,431
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Residential First Lien - Owner Occupied
Pass	$	59,007	$	33,793	$	23,749	$	35,783	$	3,932	$	20,413	$	—	$	589	$	177,266
Special Mention		—		—		—		—		—		258		—		—		258
Classified		—		—		—		—		—		656		—		—		656
Total	$	59,007	$	33,793	$	23,749	$	35,783	$	3,932	$	21,327	$	—	$	589	$	178,180
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Residential Junior Liens
Pass	$	2,562	$	2,902	$	3,429	$	1,486	$	606	$	1,613	$	—	$	189	$	12,787
Special Mention		—		—		—		—		—		—		—		—		—
Classified		—		—		—		—		—		27		—		17		44
Total	$	2,562	$	2,902	$	3,429	$	1,486	$	606	$	1,640	$	—	$	206	$	12,831
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

	Term Loans Amortized Cost Basis by Origination Year
(in thousands)	2023		2022		2021		2020		2019		Prior		Revolving Loans Amortized Cost Basis		Revolving Loans Converted to Term		Total
Commercial - Owner Occupied
Pass	$	36,736	$	68,868	$	40,707	$	22,871	$	13,971	$	50,059	$	3,088	$	4,364	$	240,664
Special Mention		—		3,817		64		2,145		1,877		1,402		—		—		9,305
Classified		—		—		967		498		—		8		—		14		1,487
Total	$	36,736	$	72,685	$	41,738	$	25,514	$	15,848	$	51,469	$	3,088	$	4,378	$	251,456
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Commercial - Non-Owner Occupied & Multifamily
Pass	$	56,510	$	88,518	$	64,005	$	65,075	$	15,563	$	34,619	$	1,196	$	5,651	$	331,137
Special Mention		624		4,748		3,685		5,060		—		—		—		—		14,117
Classified		—		—		—		2,355		—		1,270		—		—		3,625
Total	$	57,134	$	93,266	$	67,690	$	72,490	$	15,563	$	35,889	$	1,196	$	5,651	$	348,879
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Commercial and industrial loans:
SBA PPP loans
Pass	$	—	$	—	$	51	$	—	$	—	$	—	$	—	$	—	$	51
Special Mention		—		—		—		—		—		—		—		—		—
Classified		—		—		—		—		—		—		—		—		—
Total	$	—	$	—	$	51	$	—	$	—	$	—	$	—	$	—	$	51
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Other commercial and industrial loans
Pass	$	15,052	$	26,798	$	8,659	$	4,824	$	2,629	$	3,898	$	43,188	$	1,005	$	106,053
Special Mention		1,125		—		—		13		1		9		220		344		1,712
Classified		—		—		—		3		—		—		9		—		12
Total	$	16,177	$	26,798	$	8,659	$	4,840	$	2,630	$	3,907	$	43,417	$	1,349	$	107,777
Current period gross charge-offs	$	231	$	81	$	—	$	—	$	—	$	—	$	—	$	—	$	312
Marine loans
Pass	$	86,001	$	128,456	$	35,492	$	667	$	—	$	—	$	—	$	—	$	250,616
Special Mention		—		—		—		—		—		—		—		—		—
Classified		367		185		—		—		—		—		—		—		552
Total	$	86,368	$	128,641	$	35,492	$	667	$	—	$	—	$	—	$	—	$	251,168

	Term Loans Amortized Cost Basis by Origination Year
(in thousands)	2023		2022		2021		2020		2019		Prior		Revolving Loans Amortized Cost Basis		Revolving Loans Converted to Term		Total
Current period gross charge-offs	$	—	$	126	$	—	$	—	$	—	$	—	$	—	$	—	$	126
Consumer loans
Pass	$	3,427	$	13,950	$	6,205	$	8,687	$	1,747	$	21	$	8,354	$	28	$	42,419
Special Mention		—		—		—		—		—		—		—		—		—
Classified		—		—		—		—		—		—		—		—		—
Total	$	3,427	$	13,950	$	6,205	$	8,687	$	1,747	$	21	$	8,354	$	28	$	42,419
Current period gross charge-offs	$	—	$	3	$	—	$	66	$	—	$	—	$	52	$	—	$	121
Overdrafts
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Special Mention		—		—		—		—		—		—		—		—		—
Classified		253		—		—		—		—		—		—		—		253
Total	$	253	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	253
Current period gross charge-offs	$	182	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	182
Other loans
Pass	$	69	$	10,176	$	—	$	—	$	—	$	2,587	$	55	$	8	$	12,895
Special Mention		—		—		—		—		—		—		—		—		—
Classified		—		—		—		—		—		—		—		—		—
Total	$	69	$	10,176	$	—	$	—	$	—	$	2,587	$	55	$	8	$	12,895
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Total by Risk Category
Pass	$	313,375	$	418,126	$	221,252	$	154,911	$	44,891	$	138,304	$	110,543	$	12,258	$	1,413,660
Special Mention		1,749		11,011		3,749		8,398		3,544		4,428		269		344		33,492
Classified		620		185		2,052		3,001		—		2,094		24		31		8,007
Total	$	315,744	$	429,322	$	227,053	$	166,310	$	48,435	$	144,826	$	110,836	$	12,633	$	1,455,159
Total current period gross charge-offs	$	413	$	210	$	—	$	66	$	—	$	—	$	52	$	—	$	741