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Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule Of Capital Requirements

The following table presents the Bank’s actual capital amounts and ratios at December 31, 2022 and 2021:

 

 

 

Actual

 

 

Minimum Capital
Requirement

 

 

Minimum To Be
Well Capitalized
Under Prompt
Corrective Action
Provisions

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

 

(dollars in thousands)

 

December 31, 2022

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital to Average Assets

 

$

143,214

 

 

 

9.19

%

 

n/a

 

 

n/a

 

 

$

140,210

 

 

 

9.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2021

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 Capital to Risk Weighted Assets

 

$

107,570

 

 

 

10.44

%

 

$

46,362

 

 

 

4.50

%

 

$

66,967

 

 

 

6.50

%

Total Capital to Risk Weighted Assets

 

 

116,420

 

 

 

11.30

%

 

 

82,421

 

 

 

8.00

%

 

 

103,026

 

 

 

10.00

%

Tier 1 Capital to Risk Weighted Assets

 

 

107,570

 

 

 

10.44

%

 

 

61,816

 

 

 

6.00

%

 

 

82,421

 

 

 

8.00

%

Tier 1 Capital to Average Assets

 

 

107,570

 

 

 

8.84

%

 

 

48,654

 

 

 

4.00

%

 

 

60,817

 

 

 

5.00

%