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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Cash Flows from Operating Activities    
Net Income (Loss) $ 8,214 $ 15,343
Adjustments to reconcile net income to net cash provided by (used in) operating activities    
Depreciation 780 979
Amortization of other assets 338 564
Origination of loans held for sale (94,898) (74,216)
Proceeds from sale of loans held for sale 96,162 75,358
Net (gain) on sales of loans (3,370) (2,141)
Provision for credit losses 3,701 2,551
(Gain) on sale of portfolio loans (5) 0
Loss on sale of other real estate owned 51 0
Loss (gain) on the sale and disposal of premises and equipment 19 (3,863)
Loss on the sale of repossessed assets 302 204
Loss on the sale of securities 12,425 0
Amortization of subordinated debt issuance costs 67 67
Stock-based compensation expense 1,216 912
(Accretion) amortization of premiums and discounts on debt securities and loans, net (670) 258
Bank owned life insurance income (1,099) (1,074)
(Gain) on bank-owed life insurance settlement 0 (907)
Deferred tax accrual 221 600
Changes in assets and liabilities:    
Decrease in other assets 1,212 2,770
Increase in other liabilities 1,088 1,357
Net cash provided by operating activities 25,754 18,762
Cash Flows from Investing Activities    
Proceeds from maturities, calls, and principal payments of securities available for sale 22,662 20,046
Proceeds from the sale of securities available for sale 86,822 0
Purchases of securities available for sale (102,654) (4,983)
Proceeds from the sale of restricted investments 3,815 3,851
Purchase of restricted investments (44) (1,840)
Proceeds from bank-owned life insurance settlement 0 935
Proceeds from the sale of bank premises and equipment 40 7,672
Purchases of bank premises and equipment (1,406) (1,019)
Proceeds from the sale of other real estate owned 254 0
Proceeds from the sale of repossessed assets 1,422 112
Changes in collateral posted with other financial institutions, net 0 (400)
Proceeds from the sale of portfolio loans 18,772 0
Origination of loans, net of prinicpal collected (30,156) (6,964)
Funding of capital commitments related to other investments (492) (664)
Net cash (used in) provided by investing activities (965) 16,746
Cash Flows from Financing Activities    
Net increase (decrease) in demand deposits, money market and savings accounts 75,206 (7,548)
Net (decrease) increase in certificates of deposit (43,002) 76,382
Net (decrease) increase in short-term Federal Home Loan Bank advances (25,000) 5,000
Repayment) of long-term Federal Home Loan Bank advances (55,000) (50,000)
Net proceeds from issuance of common stock in public offering 53,501 0
Repurchase and retirement of common stock (348) (237)
Cash dividends paid (6,111) (4,299)
Net cash (used in) provided by financing activities (754) 19,298
Increase in cash and cash equivalents 24,035 54,806
Cash and Cash Equivalents    
Beginning 193,159 138,353
Ending 217,194 193,159
Supplemental Disclosures of Cash Flow Information    
Interest 37,233 40,142
Income taxes 2,014 80
Supplemental Schedule of Noncash Investing and Financing Activities:    
Unrealized (loss) gain on securities available for sale 16,946 (791)
Minimum postretirement liability adjustment (10) (11)
Real estate and repossessed assets acquired in settlement of loans 1,651 525
Lease liabilities arising from right-of-use assets $ 773 $ 5,466