Loans (Tables)

12 Months Ended

Dec. 31, 2025

Loans and Leases Receivable Disclosure [Abstract]

Schedule Of Composition Of Loans

The composition of loans at December 31, 2025 and 2024 was as follows:

	December 31,
	2025			2024
	(in thousands)
Mortgage loans on real estate:
Construction and & Secured by Farmland	$	82,336		$	95,200
HELOCs		58,640			50,646
Residential First Lien - Investor		107,307			105,910
Residential First Lien - Owner Occupied		178,807			194,065
Residential Junior Liens		10,724			11,184
Commercial - Owner Occupied		298,853			272,236
Commercial - Non-Owner Occupied & Multifamily		398,926			367,680
Commercial and industrial loans:
SBA PPP loans		4			28
Other commercial and industrial loans		113,220			110,315
Marine loans		175,639			210,095
Consumer loans		28,742			31,017
Overdrafts		318			309
Other loans		13,946			11,911
Total loans	$	1,467,462		$	1,460,596
Net deferred loan costs and premiums		5,615			6,453
Allowance for credit losses		(15,320	)		(15,027	)
	$	1,457,757		$	1,452,022