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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Interest and Dividend Income    
Interest and fees on loans $ 7,518 $ 6,541
Interest and dividends on securities available for sale:    
Taxable interest income 785 605
Interest income exempt from federal income taxes 242 262
Dividends 16 13
Interest on deposits with other institutions 31 53
Interest on federal funds sold 1 1
Total interest and dividend income 8,593 7,475
Interest Expense    
Interest on deposits 944 426
Interest on federal funds purchased 25 0
Total interest expense 969 426
Net interest income 7,624 7,049
Provision for Loan Losses 194 205
Net interest income after provision for loan losses 7,430 6,844
Noninterest Income    
Income from fiduciary activities 282 444
Service charges on deposit accounts 285 308
Other service charges and fees 1,071 961
(Loss) gain on sale of securities (3) 11
Gain (loss) on disposal of bank premises and equipment 120 (3)
Other operating income 89 80
Total noninterest income 1,844 1,801
Noninterest Expenses    
Salaries and employee benefits 3,542 3,526
Occupancy expenses 428 371
Equipment expenses 202 219
Advertising and marketing expenses 218 185
Stationery and supplies 29 56
ATM network fees 230 206
Other real estate owned expense 0 130
(Gain) on other real estate owned 0 (397)
FDIC assessment 53 58
Computer software expense 110 139
Bank franchise tax 146 134
Professional fees 385 275
Data processing fees 240 125
Other operating expenses 648 603
Total noninterest expenses 6,231 5,630
Income before income taxes 3,043 3,015
Income Tax Expense 472 476
Net income $ 2,571 $ 2,539
Earnings Per Share    
Net income per common share, basic $ 0.74 $ 0.73
Net income per common share, diluted $ 0.74 $ 0.73