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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest and Dividend Income      
Interest and fees on loans $ 21,751 $ 21,695 $ 21,530
Interest and dividends on securities available for sale:      
Taxable interest income 1,645 1,825 2,055
Interest income exempt from federal income taxes 972 1,096 1,241
Dividends 99 222 187
Interest on deposits in banks 26 12 23
Total interest and dividend income 24,493 24,850 25,036
Interest Expense      
Interest on deposits 741 924 1,142
Interest on federal funds purchased and securities sold under agreements to repurchase 10 20 31
Interest on Federal Home Loan Bank advances 336 650 1,094
Interest on trust preferred capital notes 78 132 135
Interest on interest rate swap 182 186 183
Total interest expense 1,347 1,912 2,585
Net interest income 23,146 22,938 22,451
(Recovery Of) Provision For Loan Losses (227) 350 0
Net interest income after (recovery of) provision for loan losses 23,373 22,588 22,451
Noninterest Income      
Income from fiduciary activities 1,338 1,162 1,186
Service charges on deposit accounts 1,244 1,323 1,453
Other service charges and fees 3,375 2,995 3,864
(Loss) on sale of bank premises and equipment (76) (14) (1)
Gain on sale of securities 124 990 465
Gain on redemption of trust preferred capital notes 2,424 0 0
Other operating income 9 150 495
Total noninterest income 8,438 6,606 7,462
Noninterest Expenses      
Salaries and employee benefits 12,318 11,427 11,451
Occupancy expenses 1,563 1,280 1,291
Equipment expenses 1,102 720 666
Advertising and marketing expenses 612 571 548
Stationery and supplies 242 307 274
ATM network fees 805 712 616
Other real estate owned expense 336 27 40
(Gain) loss on foreclosure and sale of other real estate owned (46) (82) 140
FDIC assessment 439 357 375
Computer software expense 696 872 664
Bank franchise tax 505 466 407
Professional fees 1,025 988 1,013
Other bank service charges 71 73 695
Cost to terminate operating lease 520 0 0
Other operating expenses 2,293 2,268 2,187
Total noninterest expenses 22,481 19,986 20,367
Income before income taxes 9,330 9,208 9,546
Income Tax Expense 2,433 2,068 2,388
Net income $ 6,897 $ 7,140 $ 7,158
Earnings Per Share      
Net income per common share, basic (in US dollars per share) $ 1.97 $ 2.08 $ 2.11
Net income per common share, diluted (in US dollars per share) $ 1.97 $ 2.08 $ 2.11