Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Cash and cash equivalents
Cash and due from banks	$ 18,901	$ 19,543
Interest-earning deposits in other banks	84,465	224,114
Total cash and cash equivalents	103,366	243,657
Securities
Available-for-sale, at fair value	144,566	131,708
Held-to-maturity (fair value 2022-$223,686; 2021-$174,528)	248,261	174,808
Equity securities	251	115
Restricted stock, at cost	4,614	4,614
Total securities	397,692	311,245
Loans held for sale	428	231
Loans	582,185	549,154
Less allowance for loan losses	7,268	7,618
Net loans	574,917	541,536
Premises and equipment, net	13,615	13,866
Bank-owned life insurance	24,369	24,035
Goodwill	4,728	4,728
Deferred tax asset	2,284	325
Accrued interest receivable and other assets	5,379	4,616
TOTAL ASSETS	1,126,778	1,144,239
Deposits
Noninterest-bearing	328,422	334,346
Interest-bearing	664,691	668,401
Total deposits	993,113	1,002,747
Short-term borrowings	33,885	36,530
Other borrowings	2,594	3,407
Accrued interest payable and other liabilities	3,524	4,240
Total liabilities	1,033,116	1,046,924
SHAREHOLDERS' EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding 2,718,024 shares in 2022 and 2021	18,629	18,629
Additional paid-in capital	9,815	9,815
Retained earnings	80,940	76,715
Treasury stock at cost: 262,578 shares in 2022 and 2021	(5,719)	(5,719)
Accumulated other comprehensive loss	(10,003)	(2,125)
Total shareholders' equity	93,662	97,315
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,126,778	$ 1,144,239