Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Cash and cash equivalents
Cash and due from banks	$ 22,174	$ 19,281
Interest-earning deposits in other banks	256,736	162,371
Total cash and cash equivalents	278,910	181,652
Securities
Available-for-sale, at fair value	197,470	190,438
Held-to-maturity (fair value 2021-$8,410; 2020-$9,225)	8,270	9,045
Equity securities	100	87
Restricted stock, at cost	4,614	4,614
Total securities	210,454	204,184
Loans held for sale	1,450	1,378
Loans	582,714	609,159
Less allowance for loan losses	8,338	8,274
Net loans	574,376	600,885
Premises and equipment, net	12,968	12,633
Core deposit intangible	33	44
Goodwill	4,728	4,728
Bank-owned life insurance	21,566	21,416
Accrued interest receivable and other assets	5,672	4,712
TOTAL ASSETS	1,110,157	1,031,632
Deposits
Noninterest-bearing	303,803	272,051
Interest-bearing	664,766	619,511
Total deposits	968,569	891,562
Short-term borrowings	39,665	37,215
Other borrowings	4,564	4,664
Accrued interest payable and other liabilities	4,274	4,332
Total liabilities	1,017,072	937,773
SHAREHOLDERS' EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding 2,742,350 shares 2021 and 2020	18,629	18,629
Additional paid-in capital	9,815	9,815
Retained earnings	71,271	69,209
Treasury stock at cost: 238,252 shares 2021 and 2020	(4,780)	(4,780)
Accumulated other comprehensive income (loss)	(1,850)	986
Total shareholders' equity	93,085	93,859
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,110,157	$ 1,031,632