Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Cash and cash equivalents
Cash and due from banks	$ 18,269	$ 17,648
Interest-earning deposits in other banks	179,875	84,369
Total cash and cash equivalents	198,144	102,017
Securities
Available-for-sale, at fair value	112,279	112,146
Held-to-maturity (fair value 2020-$10,120; 2019-13,950)	9,901	13,869
Equity securities	82	92
Restricted stock, at cost	4,614	4,614
Total securities	126,876	130,721
Loans held for sale	1,488	622
Loans	628,084	551,633
Less allowance for loan losses	8,355	7,017
Net loans	619,729	544,616
Premises and equipment, net	12,685	12,040
Core deposit intangible	59	104
Goodwill	4,728	4,728
Bank-owned life insurance	19,284	18,894
Accrued interest receivable and other assets	4,985	4,941
TOTAL ASSETS	987,978	818,683
Deposits
Noninterest-bearing	252,891	197,780
Interest-bearing	587,765	485,766
Total deposits	840,656	683,546
Short-term borrowings	41,645	38,889
Other borrowings	9,765	6,330
Accrued interest payable and other liabilities	4,059	4,442
Total liabilities	896,125	733,207
SHAREHOLDERS' EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding 2,742,350 shares 2020 and 2019	18,629	18,629
Additional paid-in capital	9,815	9,815
Retained earnings	67,325	61,740
Treasury stock at cost: 238,252 shares 2020 and 2019	(4,780)	(4,780)
Accumulated other comprehensive income	864	72
Total shareholders' equity	91,853	85,476
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 987,978	$ 818,683