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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income $ 7,101 $ 6,738 $ 6,022
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization of premises, equipment and software 865 905 916
Deferred income taxes (167) (4) 83
Provision for loan losses 1,145 493 389
Gain on sale of loans, net (296) (309) (363)
Securities gains   (1) (56)
Security amortization, net of accretion 556 802 575
Secondary market loan sale proceeds 10,790 10,985 12,414
Originations of secondary market loans held-for-sale (10,793) (10,682) (12,083)
Bank-owned life insurance (357) (276) (270)
Effects of changes in operating assets and liabilities:      
Net deferred loan (fees) costs (57) (262) (89)
Accrued interest receivable (135) 103 (184)
Accrued interest payable 14 (4) (4)
Other assets and liabilities 289 (1,521) 316
Net cash provided by operating activities 8,955 6,967 7,666
Securities:      
Proceeds from repayments, available-for-sale 19,019 49,870 39,187
Proceeds from repayments, held-to-maturity 2,885 19,404 14,834
Purchases, available-for-sale (13,028) (27,741) (69,684)
Purchases, held-to-maturity (4,700) (8,998) (10,000)
Proceeds from sale of securities   1 1,576
Loan originations, net of repayments (42,156) (52,213) (6,023)
Purchase of residential real estate loans     (5,964)
Proceeds from sale of other real estate   26  
Property, equipment, and software acquisitions (1,325) (1,418) (611)
Net cash used in investing activities (39,305) (21,069) (36,685)
CASH FLOWS FROM FINANCING ACTIVITIES      
Net change in deposits 42,474 15,743 24,967
Net change in short-term borrowings (9,262) 144 1,971
Proceeds from other borrowings 10,000    
Repayment of other borrowings (10,976) (1,080) (1,488)
Cash dividends paid (2,304) (2,139) (2,082)
Net cash provided by financing activities 29,932 12,668 23,368
NET DECREASE IN CASH AND CASH EQUIVALENTS (418) (1,434) (5,651)
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 36,838 38,272 43,923
CASH AND CASH EQUIVALENTS AT END OF YEAR 36,420 36,838 38,272
Cash paid during the year for:      
Interest 1,973 1,477 1,571
Income taxes 3,320 2,650 $ 2,180
Noncash investing activities:      
Transfer of loans to other real estate owned   $ 72  
Purchase of bank-owned life insurance $ 2,500