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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
INTEREST AND DIVIDEND INCOME      
Loans, including fees $ 23,097 $ 20,278 $ 18,548
Taxable securities 2,374 2,598 2,790
Nontaxable securities 680 646 563
Other 289 110 96
Total interest and dividend income 26,440 23,632 21,997
INTEREST EXPENSE      
Deposits 1,344 1,006 1,081
Short-term borrowings 149 73 71
Other borrowings 495 394 415
Total interest expense 1,988 1,473 1,567
NET INTEREST INCOME 24,452 22,159 20,430
PROVISION FOR LOAN LOSSES 1,145 493 389
Net interest income, after provision for loan losses 23,307 21,666 20,041
NONINTEREST INCOME      
Service charges on deposit accounts 1,133 1,166 1,203
Trust services 687 861 860
Debit card interchange fees 1,193 1,087 988
Securities gains   1 56
Gain on sale of loans, net 296 309 363
Earnings on bank-owned life insurance 357 276 270
Other income 674 596 684
Total noninterest income 4,340 4,296 4,424
NONINTEREST EXPENSES      
Salaries and employee benefits 10,009 9,354 8,819
Occupancy expense 869 973 1,027
Equipment expense 665 679 663
Professional and director fees 963 832 830
Financial institutions and franchise tax 523 427 400
Marketing and public relations 401 415 419
Software expense 879 799 801
Debit card expense 535 445 413
Amortization of intangible assets 116 121 125
FDIC insurance expense 225 282 357
Other expenses 2,131 1,928 1,942
Total noninterest expenses 17,316 16,255 15,796
INCOME BEFORE INCOME TAXES 10,331 9,707 8,669
FEDERAL INCOME TAX PROVISION 3,230 2,969 2,647
NET INCOME $ 7,101 $ 6,738 $ 6,022
NET INCOME PER SHARE      
Basic $ 2.59 $ 2.46 $ 2.20
Diluted $ 2.59 $ 2.46 $ 2.20