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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2017
Dec. 31, 2016
Cash and cash equivalents    
Cash and due from banks $ 17,255 $ 13,590
Interest-earning deposits in other banks 19,165 23,248
Total cash and cash equivalents 36,420 36,838
Securities    
Available-for-sale, at fair value 97,752 103,875
Held-to-maturity; fair value of $25,491 in 2017 and $23,444 in 2016 25,758 23,883
Restricted stock, at cost 4,614 4,614
Total securities 128,124 132,372
Loans held for sale 246  
Loans 516,830 475,449
Less allowance for loan losses 5,604 5,291
Net loans 511,226 470,158
Premises and equipment, net 9,244 8,749
Core deposit intangible 268 383
Goodwill 4,728 4,728
Bank-owned life insurance 13,218 10,361
Accrued interest receivable and other assets 3,589 6,389
TOTAL ASSETS 707,063 669,978
Deposits    
Noninterest-bearing 173,671 167,824
Interest-bearing 409,588 372,961
Total deposits 583,259 540,785
Short-term borrowings 39,480 48,742
Other borrowings 11,409 12,385
Accrued interest payable and other liabilities 2,383 2,651
Total liabilities 636,531 604,563
SHAREHOLDERS' EQUITY    
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares in 2017 and 2016 18,629 18,629
Additional paid-in capital 9,815 9,815
Retained earnings 47,535 42,629
Treasury stock at cost - 238,360 shares in 2017 and 2016 (4,784) (4,784)
Accumulated other comprehensive loss (663) (874)
Total shareholders' equity 70,532 65,415
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 707,063 $ 669,978