Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 4,742	$ 4,573
Taxable securities	737	688
Nontaxable securities	154	130
Other	28	16
Total interest and dividend income	5,661	5,407
INTEREST EXPENSE
Deposits	259	271
Short-term borrowings	17	17
Other borrowings	100	105
Total interest expense	376	393
NET INTEREST INCOME	5,285	5,014
PROVISION FOR LOAN LOSSES	164	194
Net interest income, after provision for loan losses	5,121	4,820
NONINTEREST INCOME
Service charges on deposit accounts	278	286
Trust services	226	202
Debit card interchange fees	262	227
Securities gains		35
Gain on sale of loans, net	32	70
Other income	194	234
Total noninterest income	992	1,054
NONINTEREST EXPENSES
Salaries and employee benefits	2,327	2,150
Occupancy expense	244	267
Equipment expense	174	166
Professional and director fees	174	290
Franchise tax expense	107	100
Marketing and public relations	85	76
Software expense	187	189
Debit card expense	104	99
Amortization of intangible assets	30	32
FDIC insurance expense	84	92
Other expenses	473	487
Total noninterest expenses	3,989	3,948
Income before federal income tax provision	2,124	1,926
FEDERAL INCOME TAX PROVISION	644	584
NET INCOME	$ 1,480	$ 1,342
Basic and diluted net earnings per share	$ 0.54	$ 0.49