Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Cash and cash equivalents
Cash and due from banks	$ 21,897	$ 19,911
Interest-earning deposits with banks	38,329	66,509
Total cash and cash equivalents	60,226	86,420
Securities
Available-for-sale, at fair value	145,357	150,069
Held-to-maturity (fair value 2023-$203,979; 2022-$211,954)	238,222	247,401
Equity securities	257	244
Restricted stock, at cost	1,607	3,430
Total securities	385,443	401,144
Loans held for sale	184	52
Loans	664,605	627,171
Less allowance for credit losses	6,559	6,838
Net loans	658,046	620,333
Premises and equipment, net	13,240	13,414
Bank-owned life insurance	25,050	24,709
Goodwill	4,728	4,728
Accrued interest receivable and other assets	9,240	8,308
TOTAL ASSETS	1,156,157	1,159,108
Deposits
Noninterest-bearing	315,200	350,283
Interest-bearing	706,471	673,134
Total deposits	1,021,671	1,023,417
Short-term borrowings	28,520	32,550
Other borrowings	1,862	2,461
Allowance for credit losses on off-balance sheet commitments	328	141
Accrued interest payable and other liabilities	3,636	4,619
Total liabilities	1,056,017	1,063,188
SHAREHOLDERS' EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding 2,680,325 shares in 2023 and 2,718,024 in 2022	18,629	18,629
Additional paid-in capital	9,815	9,815
Retained earnings	92,149	86,502
Treasury stock at cost: 300,277 shares in 2023 and 273,026 shares in 2022	(7,137)	(6,107)
Accumulated other comprehensive loss	(13,316)	(12,919)
Total shareholders' equity	100,140	95,920
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,156,157	$ 1,159,108