Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Cash and cash equivalents
Cash and due from banks	$ 19,911	$ 19,543
Interest-earning deposits in other banks	66,509	224,114
Total cash and cash equivalents	86,420	243,657
Securities
Available-for-sale, at fair value	150,069	131,708
Held-to-maturity; fair value of $211,954 in 2022 and $174,528 in 2021	247,401	174,808
Equity securities	244	115
Restricted stock, at cost	3,430	4,614
Total securities	401,144	311,245
Loans held for sale	52	231
Loans	627,171	549,154
Less allowance for loan losses	6,838	7,618
Net loans	620,333	541,536
Premises and equipment, net	13,414	13,866
Goodwill	4,728	4,728
Bank-owned life insurance	24,709	24,035
Accrued interest receivable and other assets	8,308	4,941
TOTAL ASSETS	1,159,108	1,144,239
Deposits
Noninterest-bearing	350,283	334,346
Interest-bearing	673,134	668,401
Total deposits	1,023,417	1,002,747
Short-term borrowings	32,550	36,530
Other borrowings	2,461	3,407
Accrued interest payable and other liabilities	4,760	4,240
Total liabilities	1,063,188	1,046,924
SHAREHOLDERS’ EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; and outstanding 2,707,576 shares in 2022 and 2,718,024 in 2021	18,629	18,629
Additional paid-in capital	9,815	9,815
Retained earnings	86,502	76,715
Treasury stock at cost: 273,026 shares in 2022, 262,578 shares in 2021	(6,107)	(5,719)
Accumulated other comprehensive loss	(12,919)	(2,125)
Total shareholders’ equity	95,920	97,315
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 1,159,108	$ 1,144,239