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Loans (Tables)
 6 Months Ended
Jun. 30, 2016
Receivables [Abstract]  
Schedule of summary of loans
 
    June 30, 2016     December 31, 2015  
    (Dollars in thousands)  
             
Commercial, financial, and agricultural   $ 226,248       210,712  
Real estate:                
Commercial     370,501       366,566  
Residential     245,609       229,161  
Acquisition, development and construction     164,893       184,292  
Consumer installment     19,832       18,584  
    $ 1,027,083       1,009,315  
Less allowance for loan losses     21,401       21,367  
Less deferred loan origination fees (costs)     36       166  
    $ 1,005,646       987,782  
Schedule of activity in the allowance for loan losses by portfolio segment

 

    Three Months Ended June 30, 2016  
    Commercial,                                            
    Financial, and     CRE - Owner     CRE - Non Owner     Residential     ADC     ADC              
    Agricultural     Occupied     Occupied     Real Estate     CSRA     Other     Consumer     Total  
    (Dollars in thousands)  
Allowance for loan losses:                                                
Beginning balance   $ 4,998       4,605       2,836       5,024       2,553       828       704       21,548  
Charge-offs     (10 )     —       —       (43 )     (1 )     (100 )     (148 )     (302 )
Recoveries     9       2       —       9       2       —       93       115  
Provision     592       (176 )     (219 )     117       (504 )     212       18       40  
Ending balance   $ 5,589       4,431       2,617       5,107       2,050       940       667       21,401  

 

    Three Months Ended June 30, 2015  
    Commercial,                                            
    Financial, and     CRE - Owner     CRE - Non Owner     Residential     ADC     ADC              
    Agricultural     Occupied     Occupied     Real Estate     CSRA     Other     Consumer     Total  
    (Dollars in thousands)  
Allowance for loan losses:                                                
Beginning balance   $ 5,295       5,373       3,838       6,355       1,631       2,197       702       25,391  
Charge-offs     (517 )     (74 )     —       (245 )     (250 )     (20 )     (132 )     (1,238 )
Recoveries     187       1       —       1       —       1,666       54       1,909  
Provision     (538 )     141       3       225       424       (2,922 )     (23 )     (2,690 )
Ending balance   $ 4,427       5,441       3,841       6,336       1,805       921       601       23,372  

 

    Six Months Ended June 30, 2016  
    Commercial,                                            
    Financial, and     CRE - Owner     CRE - Non Owner     Residential     ADC     ADC              
    Agricultural     Occupied     Occupied     Real Estate     CSRA     Other     Consumer     Total  
    (Dollars in thousands)  
Allowance for loan losses:                                                
Beginning balance   $ 4,908       4,667       2,709       5,027       2,469       914       673       21,367  
Charge-offs     (27 )     —       —       (139 )     (61 )     (200 )     (335 )     (762 )
Recoveries     18       3       100       10       4       —       193       328  
Provision     690       (239 )     (192 )     209       (362 )     226       136       468  
Ending balance   $ 5,589       4,431       2,617       5,107       2,050       940       667       21,401  

 

    Six Months Ended June 30, 2015  
    Commercial,                                            
    Financial, and     CRE - Owner     CRE - Non Owner     Residential     ADC     ADC              
    Agricultural     Occupied     Occupied     Real Estate     CSRA     Other     Consumer     Total  
    (Dollars in thousands)  
Allowance for loan losses:                                                
Beginning balance   $ 5,407       4,805       3,817       6,591       1,943       2,320       623       25,506  
Charge-offs     (1,134 )     (74 )     —       (286 )     (255 )     (20 )     (261 )     (2,030 )
Recoveries     217       2       —       12       —       1,695       113       2,039  
Provision     (63 )     708       24       19       117       (3,074 )     126       (2,143 )
Ending balance   $ 4,427       5,441       3,841       6,336       1,805       921       601       23,372  

 
Schedule of allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method
 
    June 30, 2016  
    Commercial,                                            
    Financial, and     CRE - Owner     CRE - Non Owner     Residential     ADC     ADC              
    Agricultural     Occupied     Occupied     Real Estate     CSRA     Other     Consumer     Total  
    (Dollars in thousands)  
Allowance for loan losses:                                                
Ending balance attributable to loans:                                                                
Individually evaluated for impairment   $ 199       —       —       —       —       —       —       199  
Collectively evaluated for impairment     5,390       4,431       2,617       5,107       2,050       940       667       21,202  
    $ 5,589       4,431       2,617       5,107       2,050       940       667       21,401  
                                                                 
Loans:                                                                
Individually evaluated for impairment     751       3,680       3,301       2,607       948       —       —       11,287  
Collectively evaluated for impairment     225,497       224,361       139,159       243,002       119,205       44,740       19,832       1,015,796  
    $ 226,248       228,041       142,460       245,609       120,153       44,740       19,832       1,027,083  
 
    December 31, 2015  
    Commercial,                                            
    Financial, and     CRE - Owner     CRE - Non Owner     Residential     ADC     ADC              
    Agricultural     Occupied     Occupied     Real Estate     CSRA     Other     Consumer     Total  
    (Dollars in thousands)  
Allowance for loan losses:                                                
Ending balance attributable to loans:                                                                
Individually evaluated for impairment   $ —       —       —       —       —       —       —       —  
Collectively evaluated for impairment     4,908       4,667       2,709       5,027       2,469       914       673       21,367  
    $ 4,908       4,667       2,709       5,027       2,469       914       673       21,367  
                                                                 
Loans:                                                                
Individually evaluated for impairment     991       3,771       6,244       1,998       2,468       —       —       15,472  
Collectively evaluated for impairment     209,721       225,592       130,959       227,163       138,649       43,175       18,584       993,843  
    $ 210,712       229,363       137,203       229,161       141,117       43,175       18,584       1,009,315  
Schedule of loans individually evaluated for impairment by class of loans

 

    June 30, 2016  
    Unpaid           Allowance for     Average  
    Principal     Recorded     Loan Losses     Recorded  
    Balance     Investment (2)     Allocated     Investment  
    (Dollars in thousands)  
With no related allowance recorded: (1)                        
Commercial, financial, and agricultural:                        
Commerical   $ —       —       —       —  
Financial     —       —       —       —  
Agricultural     —       —       —       —  
Equity lines     —       —       —       —  
Other     —       —       —       —  
Commercial real estate:                                
Owner occupied     4,752       3,680       —       3,726  
Non Owner occupied     3,566       3,301       —       2,990  
Residential real estate:                                
Secured by first liens     3,130       2,519       —       2,558  
Secured by junior liens     144       88       —       91  
Acquisition, development and construction:                                
Residential     —       —       —       —  
Other     1,295       948       —       1,033  
Consumer     —       —       —       —  
      12,887       10,536       —       10,398  
With an allowance recorded:                                
Commercial, financial, and agricultural:                                
Commerical   $ 1,924       751       199       780  
Financial     —       —       —       —  
Agricultural     —       —       —       —  
Equity lines     —       —       —       —  
Other     —       —       —       —  
      1,924       751       199       780  
                                 
    $ 14,811       11,287       199       11,178  

 

(1) No specific allowance for credit losses is allocated to these loans since they are sufficiently collateralized or had sufficient cash flows

(2) Excludes accrued interest receivable and loan origination fees, net due to immateriality

 

    December 31, 2015  
    Unpaid           Allowance for     Average  
    Principal     Recorded     Loan Losses     Recorded  
    Balance     Investment (2)     Allocated     Investment  
    (Dollars in thousands)  
With no related allowance recorded: (1)                        
Commercial, financial, and agricultural:                        
Commerical   $ 1,948       810       —       1,222  
Financial     —       —       —       —  
Agricultural     251       181       —       193  
Equity lines     —       —       —       —  
Other     —       —       —       —  
Commercial real estate:                                
Owner occupied     4,773       3,771       —       4,656  
Non Owner occupied     7,659       6,244       —       7,201  
Residential real estate:                                
Secured by first liens     2,587       1,904       —       2,026  
Secured by junior liens     147       94       —       100  
Acquisition, development and construction:                                
Residential     —       —       —       —  
Other     3,440       2,468       —       2,645  
Consumer     —       —       —       —  
      20,805       15,472       —       18,043  
                                 
With an allowance recorded:     —       —       —       —  
                                 
    $ 20,805       15,472       —       18,043  

 

(1) No specific allowance for credit losses is allocated to these loans since they are sufficiently collateralized or had sufficient cash flows

(2) Excludes accrued interest receivable and loan origination fees, net due to immateriality
Schedule of interest income on impaired loans

 

    Three Months Ended June 30, 2016     Three Months Ended June 30, 2015  
    Interest     Cash Basis     Interest     Cash Basis  
    Income     Interest Income     Income     Interest Income  
    Recognized     Recognized     Recognized     Recognized  
    (Dollars in thousands)     (Dollars in thousands)  
Commercial, financial, and agricultural:                        
Commerical   $ —     —     —     —  
Financial     —       —       —       —  
Agricultural     —       —       —       —  
Equity lines     —       —       —       —  
Other     —       —       —       —  
Commercial real estate:                                
Owner occupied     2       2       3       3  
Non Owner occupied     24       24       73       73  
Residential real estate:                                
Secured by first liens     16       16       9       9  
Secured by junior liens     —       —       1       1  
Acquisition, development and construction:                                
Residential     —       —       —       —  
Other     7       7       7       7  
Consumer     —       —       —       —  
    $ 49       49       93       93  

 

    Six Months Ended June 30, 2016     Six Months Ended June 30, 2015  
    Interest     Cash Basis     Interest     Cash Basis  
    Income     Interest Income     Income     Interest Income  
    Recognized     Recognized     Recognized     Recognized  
    (Dollars in thousands)     (Dollars in thousands)  
Commercial, financial, and agricultural:                        
Commerical   $ —     —     —     —  
Financial     —       —       —       —  
Agricultural     —       —       —       —  
Equity lines     —       —       —       —  
Other     —       —       —       —  
Commercial real estate:                                
Owner occupied     7       7       6       6  
Non Owner occupied     45       45       178       178  
Residential real estate:                                
Secured by first liens     31       31       30       30  
Secured by junior liens     —       —       3       3  
Acquisition, development and construction:                                
Residential     —       —       —       —  
Other     16       16       13       13  
Consumer     —       —       —       —  
    $ 99       99       230       230  

 
Schedule of aging of the recorded investment in past due loans

 

    June 30, 2016  
    30 - 89 Days     90 Days or     Nonaccrual     Total     Loans Not        
    Past Due     More Past Due     Loans     Past Due     Past Due     Total  
    (Dollars in thousands)  
Commercial, financial, and    agricultural:                                                
Commerical   $ —       —       751       751       144,691       145,442  
Financial     —       —       —       —       4,224       4,224  
Agricultural     —       —       —       —       10,540       10,540  
Equity lines     —       —       140       140       40,915       41,055  
Other     —       —       59       59       24,928       24,987  
Commercial real estate:                                                
Owner occupied     220       —       4,005       4,225       223,816       228,041  
Non Owner occupied     650       —       2,381       3,031       139,429       142,460  
Residential real estate:                                                
Secured by first liens     212       —       4,017       4,229       236,561       240,790  
Secured by junior liens     —       —       347       347       4,472       4,819  
Acquisition, development and     construction:                                                
Residential     —       —       —       —       50,788       50,788  
Other     730       —       649       1,379       112,726       114,105  
Consumer     32       —       52       84       19,748       19,832  
    $ 1,844       —       12,401       14,245       1,012,838       1,027,083  

 

    December 31, 2015  
    30 - 89 Days     90 Days or     Nonaccrual     Total     Loans Not        
    Past Due     More Past Due     Loans     Past Due     Past Due     Total  
    (Dollars in thousands)  
Commercial, financial, and agricultural:                                                
Commerical   $ 39       —       831       870       125,735       126,605  
Financial     —       —       —       —       4,678       4,678  
Agricultural     —       —       182       182       10,712       10,894  
Equity lines     —       —       75       75       40,536       40,611  
Other     —       —       63       63       27,861       27,924  
Commercial real estate:                                                
Owner occupied     1,158       —       3,988       5,146       224,217       229,363  
Non Owner occupied     226       127       2,775       3,128       134,075       137,203  
Residential real estate:                                                
Secured by first liens     2,207       —       3,192       5,399       218,742       224,141  
Secured by junior liens     —       —       368       368       4,652       5,020  
Acquisition, development and construction:                                                
Residential     —       —       —       —       54,266       54,266  
Other     8       —       2,537       2,545       127,481       130,026  
Consumer     19       —       33       52       18,532       18,584  
    $ 3,657       127       14,044       17,828       991,487       1,009,315  
 
Schedule of details of TDRs

 

    June 30, 2016  
    Number of     Recorded  
    Loans     Investment  
    (Dollars in thousands)  
Troubled Debt Restructurings:                
Commercial, financial, and agricultural:                
Commerical     1     $ 751  
Financial     -       -  
Agricultural     -       -  
Equity lines     -       -  
Other     -       -  
Commercial real estate:                
Owner occupied     2       3,681  
Non Owner occupied     3       1,735  
Residential real estate:                
Secured by first liens     9       1,026  
Secured by junior liens     1       88  
Acquisition, development and construction:                
Residential     -       -  
Other     1       302  
Consumer     -       -  
      17     $ 7,583  

 

    December 31, 2015  
    Number of     Recorded  
    Loans     Investment  
    (Dollars in thousands)  
Troubled Debt Restructurings:                
Commercial, financial, and agricultural:                
Commerical     1     $ 810  
Financial     -       -  
Agricultural     -       -  
Equity lines     -       -  
Other     -       -  
Commercial real estate:                
Owner occupied     1       273  
Non Owner occupied     4       4,499  
Residential real estate:                
Secured by first liens     10       1,140  
Secured by junior liens     1       94  
Acquisition, development and construction:                
Residential     -       -  
Other     2       1,820  
Consumer     -       -  
      19     $ 8,636  
 
Schedule of loans by class modified as TDRs

 

    Six Months Ended June 30, 2016     Six Months Ended June 30, 2015  
          Pre-Modification     Post-Modification           Pre-Modification     Post-Modification  
    Number of     Outstanding     Outstanding     Number of     Outstanding     Outstanding  
    Loans     Recorded Investment     Recorded Investment     Loans     Recorded Investment     Recorded Investment  
    (Dollars in thousands)     (Dollars in thousands)  
Troubled Debt Restructurings:                                      
Commercial, financial, and agricultural:                                                
Commerical     -     $ -     $ -       -     $ -     $ -  
Financial     -       -       -       -       -       -  
Agricultural     -       -       -       -       -       -  
Equity lines     -       -       -       -       -       -  
Other     -       -       -       -       -       -  
Commercial real estate:                                                
Owner occupied     1       4,508       3,411       -       -       -  
Non Owner occupied     1       1,824       1,368       -       -       -  
Residential real estate:                                                
Secured by first liens     -       -       -       -       -       -  
Secured by junior liens     -       -       -       -       -       -  
Acquisition, development and construction:                                                
Residential     -       -       -       -       -       -  
Other     -       -       -       -       -       -  
Consumer     -       -       -       -       -       -  
      2     $ 6,332     $ 4,779       -     $ -     $ -  

 
Schedule of the risk category of loans by class of loans

 

    June 30, 2016  
    Pass     Watch     Substandard     Doubtful  
    (Dollars in thousands)  
Commercial, financial, and agricultural:                                
Commerical   $ 138,570       4,992       1,880       —  
Financial     4,224       —       —       —  
Agricultural     7,639       1,342       1,559       —  
Equity lines     39,899       796       360       —  
Other     24,608       320       59       —  
Commercial real estate:                                
Owner occupied     209,838       11,530       6,673       —  
Non Owner occupied     133,026       5,589       3,845       —  
Residential real estate:                                
Secured by first liens     231,610       3,771       5,409       —  
Secured by junior liens     4,290       120       409       —  
Acquisition, development and construction:                                
Residential     50,788       —       —       —  
Other     106,618       6,220       1,267       —  
Consumer     19,412       345       75       —  
    $ 970,522       35,025       21,536       —  

 

    December 31, 2015  
    Pass     Watch     Substandard     Doubtful  
    (Dollars in thousands)  
Commercial, financial, and agricultural:                                
Commerical   $ 120,385       4,469       1,751       —  
Financial     4,678       —       —       —  
Agricultural     7,758       2,641       495       —  
Equity lines     39,576       691       344       —  
Other     27,532       329       63       —  
Commercial real estate:                                
Owner occupied     208,370       14,545       6,448       —  
Non Owner occupied     124,945       5,632       6,626       —  
Residential real estate:                                
Secured by first liens     213,167       6,370       4,604       —  
Secured by junior liens     4,455       134       431       —  
Acquisition, development and construction:                                
Residential     54,168       98       —       —  
Other     119,330       7,354       3,342       —  
Consumer     18,156       358       70       —  
    $ 942,520       42,621       24,174       —