Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011		Jun. 30, 2010
Cash flows from operating activities:
Net income	$ 5,107		$ 2,875
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation	1,254		1,365
Deferred income tax benefit	(1,238)		(804)
Provision for loan losses	6,664		7,082
Net investment securities gains	(118)		(162)
Other-than-temporary impairment losses	62
Net amortization of premium on investment securities	1,609		584
Increase in CSV of bank-owned life insurance	(466)		(452)
Stock options compensation cost	63		120
Gain on disposal of premises and equipment	(17)		(27)
Loss (gain) on the sale of other real estate	213		(369)
Provision for other real estate valuation allowance	248		697
Gain on sales of loans	(2,927)		(3,576)
Real estate loans originated for sale	(102,402)		(144,349)
Proceeds from sales of real estate loans	102,191		133,939
Decrease in accrued interest receivable	92		460
(Increase) decrease in other assets	(387)		5,536
Decrease in accrued interest payable and other liabilities	(110)		(1,722)
Net cash provided by operating activities	9,838		1,197
Cash flows from investing activities:
Proceeds from sales of securities	59,984		20,364
Proceeds from maturities and calls of available-for-sale securities	77,875		65,453
Proceeds from maturities of held-to-maturity securities			180
Purchase of available-for-sale securities	(114,700)		(226,892)
Purchase of restricted equity securities	(38)
Proceeds from redemption of FHLB stock	291
Net (increase) decrease in loans	(7,970)		26,184
Purchase of bank-owned life insurance	(5,500)
Additions to premises and equipment	(403)		(189)
Proceeds from sale of other real estate	2,085		5,985
Proceeds from sale of premises and equipment	36		30
Net cash provided by (used in) investing activities	11,660		(108,885)
Cash flows from financing activities:
Net (decrease) increase in deposits	(8,737)		90,908
Net decrease in securities sold under repurchase agreements	(207)		(2,740)
Payments of Federal Home Loan Bank advances	(8,000)		(5,000)
Proceeds from other borrowed funds	0		300
Proceeds from Directors' stock purchase plan	15		12
Net cash (used in) provided by financing activities	(16,929)		83,480
Net increase (decrease) in cash and cash equivalents	4,569		(24,208)
Cash and cash equivalents at beginning of period	65,115		147,994
Cash and cash equivalents at end of period	69,684	[1]	123,786
Supplemental disclosures of cash paid during the period for:
Interest	9,918		12,660
Income taxes	3,054		1,846
Supplemental information on noncash investing activities:
Loans transferred to other real estate	$ 3,353		$ 5,544

[1] Unaudited