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Consolidated Balance Sheets (USD $)
In Thousands
Jun. 30, 2011
Dec. 31, 2010
Assets    
Cash and due from banks $ 61,141 [1] $ 42,305
Interest-bearing deposits in other banks 8,543 [1] 22,810
Cash and cash equivalents 69,684 [1] 65,115
Investment securities    
Available-for-sale 569,500 [1] 586,302
Held-to-maturity, at cost (fair values of $0 and $311, respectively) 0 [1] 310
Loans held for sale 15,913 [1] 12,775
Loans 873,801 [1] 874,095
Less allowance for loan losses 28,410 [1] 26,657
Loans, net 845,391 [1] 847,438
Premises and equipment, net 28,546 [1] 29,416
Accrued interest receivable 6,290 [1] 6,382
Bank-owned life insurance 30,144 [1] 24,178
Restricted equity securities 5,454 [1] 5,707
Other real estate owned 8,558 [1] 7,751
Prepaid FDIC assessment 3,886 [1] 4,784
Deferred tax asset 12,917 [1] 14,595
Other assets 3,638 [1] 2,352
Total assets 1,599,921 [1] 1,607,105
Deposits    
Noninterest-bearing 131,328 [1] 120,139
Interest-bearing:    
NOW accounts 343,400 [1] 356,267
Savings 466,264 [1] 409,584
Money management accounts 39,266 [1] 36,937
Time deposits over $100 304,424 [1] 346,721
Other time deposits 117,318 [1] 141,089
Total deposits 1,402,000 [1] 1,410,737
Securities sold under repurchase agreements 611 [1] 818
Advances from Federal Home Loan Bank 52,000 [1] 60,000
Accrued interest payable and other liabilities 12,641 [1] 12,645
Subordinated debentures 22,947 [1] 22,947
Total liabilities 1,490,199 [1] 1,507,147
Stockholders' equity:    
Preferred stock, no par value; 10,000,000 shares authorized; 0 shares outstanding in 2011 and 2010, respectively 0 [1] 0
Common stock, $3.00 par value;10,000,000 shares authorized; 6,676,467 and 6,675,147 shares issued and outstanding in 2011 and 2010, respectively 20,029 [1] 20,025
Additional paid-in capital 62,691 [1] 62,618
Retained earnings 24,656 [1] 19,548
Accumulated other comprehensive income (loss), net 2,346 [1] (2,233)
Total stockholders' equity 109,722 [1] 99,958
Total liabilities and stockholders' equity $ 1,599,921 [1] $ 1,607,105
[1] Unaudited