UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES AND EXCHANGE ACT OF 1934

February 2, 2004

Date of Report (Date of earliest event reported

AAMES FINANCIAL CORPORATION

(Exact name of Registrant as specified in its charter)

Delaware	1-13660	95-340340
(State or other jurisdiction of incorporation)	(Commission file number)	(I.R.S. employer identification no.)
350 South Grand Avenue Los Angeles, California		90071
(Address of principal executive offices)		(ZIP Code)
(323) 210-5000
(Registrant's telephone number, including area code)
NA
(Former name or former address, if changed since last report)

Item 5. Other Events.

None.

Item 7. Financial Statements; Pro Forma Financial Information and Exhibits.

(a) Not applicable.

(b) Not applicable.

(c) Exhibits:

99.1 ABS West Conference Information February 2, 2004

Item 9 Regulation FD Disclosure

     On February 2, 2004 the Registrant made a presentation at the ABS West 2004 conference (the "Conference"). The Registrant intends to use the attached information at the Conference and is making the information available to the public through this filing. Reference is made to the attached information which meets the requirements of this Item 9 and is incorporated herein by reference. A copy of the information to be used at the Conference is attached to this Form 8-K as Exhibit 99.1.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

AAMES FINANCIAL CORPORATION
By:	/s/ Patrick D. Grosso
	Patrick D. Grosso
	Assistant Secretary
	Dated: February 2, 2004

Index to Exhibits

Exhibit Index

99.1 ABS West Conference Information February 2, 2004