Consolidated Balance Sheets - USD ($)	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 42,628,000	$ 25,746,000
Interest-bearing balances with other financial institutions	4,097,000	4,657,000
Federal funds sold	148,632,000	108,627,000
Total cash and cash equivalents	195,357,000	139,030,000
Investment securities available for sale, at fair value	8,337,000	37,009,000
Investment securities held to maturity, at amortized cost (fair value $144,708 and $137,476)	140,474,000	136,477,000
Equity securities available for sale, at fair value	1,522,000	507,000
Loans held for sale	30,938,000	8,422,000
Loans and leases, net of unearned interest	2,521,827,000	1,762,756,000
Less: Allowance for loan and lease losses	(12,170,000)	(9,515,000)
Net loans and leases	2,509,657,000	1,753,241,000
Bank premises and equipment, net	25,227,000	24,937,000
Operating lease right of use asset	10,173,000	11,442,000
Finance lease right of use asset	3,312,000	3,447,000
Cash surrender value of life insurance	17,108,000	16,881,000
Restricted investment in bank stocks	7,726,000	4,902,000
Accrued interest receivable	14,663,000	7,964,000
Deferred income taxes	4,819,000	2,810,000
Goodwill	62,840,000	62,840,000
Core deposit and other intangibles, net	4,791,000	5,758,000
Foreclosed assets held for sale	1,716,000	196,000
Other assets	14,275,000	15,312,000
Total Assets	3,052,935,000	2,231,175,000
LIABILITIES & SHAREHOLDERS’ EQUITY
Deposits: Noninterest-bearing demand	534,918,000	310,036,000
Deposits: Interest-bearing demand	630,160,000	458,451,000
Deposits: Money Market	679,024,000	488,748,000
Deposits: Savings	192,314,000	177,737,000
Deposits: Time	419,982,000	477,422,000
Total Deposits	2,456,398,000	1,912,394,000
Short-term borrowings	203,842,000
Long-term debt	75,199,000	32,903,000
Subordinated debt	41,972,000	27,070,000
Operating lease liability	11,212,000	12,544,000
Accrued interest payable	2,840,000	2,208,000
Federal income tax payable	1,734,000
Other liabilities	11,549,000	6,182,000
Total Liabilities	2,804,746,000	1,993,301,000
Shareholders' Equity:
Common stock, par value $1.00 per share; 20,000,000 shares authorized; Shares issued: 8,508,241 at Sept. 30, 2020 and 8,480,938 at Dec. 31, 2019; Shares outstanding: 8,415,589 at Sept. 30, 2020 and 8,480,938 at Dec. 31, 2019	8,508,000	8,481,000
Additional paid-in capital	178,659,000	178,159,000
Retained earnings	63,099,000	50,891,000
Accumulated other comprehensive (loss) income	(284,000)	343,000
Treasury stock, at cost; 92,652 shares at September 30, 2020	(1,793,000)
Total Shareholders’ Equity	248,189,000	237,874,000
Total Liabilities and Shareholders' Equity	$ 3,052,935,000	$ 2,231,175,000