Commitments and Contingencies (Tables)

9 Months Ended

Sep. 30, 2025

Commitments and Contingencies Disclosure [Abstract]

Schedule of ACL - OBS by Segment

The following table presents the activity in the ACL - OBS by segment for the three and nine months ended September 30, 2025 and 2024:

(in thousands)	Balance at June 30, 2025		(Benefit)/Provision for Credit Loss		Balance at September 30, 2025
1-4 Family Rental	$	16	$	4	$	20
C&I	1,203		356		1,559
CRE NonOwner Occupied	113		22		135
CRE Owner Occupied	118		(12)		106
Consumer	3		—		3
Farmland	99		(15)		84
HELOC & Junior Liens	125		10		135
Multifamily	23		2		25
Other Construction & Land	1,042		(388)		654
Residential Construction	469		(219)		250
Residential First Liens	7		(7)		—
	$	3,218	$	(247)	$	2,971
(in thousands)	Balance at December 31, 2024		Provision/(Benefit) for Credit Loss		Balance at September 30, 2025
1-4 Family Rental	$	16	$	4	$	20
C&I	1,165		394		1,559
CRE NonOwner Occupied	132		3		135
CRE Owner Occupied	98		8		106
Consumer	3		—		3
Farmland	92		(8)		84
HELOC & Junior Liens	92		43		135
Multifamily	27		(2)		25
Other Construction & Land	792		(138)		654
Residential Construction	516		(266)		250
Residential First Liens	6		(6)		—
	$	2,939	$	32	$	2,971

(in thousands)	Balance at June 30, 2024		(Benefit)/Provision for Credit Loss		Balance at September 30, 2024
1-4 Family Rental	$	13	$	1	$	14
C&I	1,154		(8)		1,146
CRE NonOwner Occupied	110		22		132
CRE Owner Occupied	128		(14)		114
Consumer	3		—		3
Farmland	97		(23)		74
HELOC & Junior Liens	96		(6)		90
Multifamily	27		14		41
Other Construction & Land	783		(51)		732
Residential Construction	655		(43)		612
Residential First Liens	5		3		8
	$	3,071	$	(105)	$	2,966
(in thousands)	Balance at December 31, 2023		(Benefit)/Provision for Credit Loss		Balance at September 30, 2024
1-4 Family Rental	$	11	$	3	$	14
C&I	1,270		(124)		1,146
CRE NonOwner Occupied	113		19		132
CRE Owner Occupied	106		8		114
Consumer	3		—		3
Farmland	108		(34)		74
HELOC & Junior Liens	100		(10)		90
Multifamily	24		17		41
Other Construction & Land	1,036		(304)		732
Residential Construction	778		(166)		612
Residential First Liens	18		(10)		8
	$	3,567	$	(601)	$	2,966