Segment Reporting

9 Months Ended

Sep. 30, 2025

Segment Reporting [Abstract]

Segment Reporting

Segment Reporting

Mid Penn operates as a single reportable segment, providing a broad range of banking and financial services to individuals, businesses, and institutional clients. These services include commercial and consumer lending, deposit products, wealth management, insurance, and treasury management solutions. The Chief Executive Officer and the Chief Financial Officer are the Mid Penn Chief Operating Decision Makers ("CODM"). The CODM regularly evaluates financial performance and allocates resources on a consolidated basis.

The following table presents certain information reviewed by management:

	Three Months Ended September 30,				Nine Months Ended September 30,
(in thousands)	2025		2024		2025		2024
Net interest income	$	53,629	$	40,169	$	144,344	$	115,391
(Benefit)/Provision for credit losses	(434)		516		2,136		1,183
Noninterest income	8,183		5,178		19,565		16,344
Noninterest expense	37,982		29,959		116,422		86,703
Provision for Income taxes	5,967		2,571		8,550		7,644
Net income	18,297		12,301		36,801		36,205
Total assets	$	6,267,349	$	5,527,025	$	6,267,349	$	5,527,025

Other Segment Information

Revenue Composition: Mid Penn generates revenue primarily from net interest income and non-interest income, including fees from deposit accounts, wealth management, insurance, and treasury services.

Capital Allocation & Performance Metrics: The CODM assesses performance based on key financial metrics, including net interest margin, return on average assets ("ROAA"), return on average equity ("ROAE") and core efficiency ratio.