CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 18,013	$ 37,002
Interest-bearing balances with other financial institutions	24,736	14,490
Federal funds sold	214,420	19,072
Total Cash and cash equivalents	257,169	70,564
Investment securities:
HTM, at amortized cost (fair value $325,606 and $340,648, respectively)	354,094	382,447
AFS, at fair value (amortized cost $439,853 and $284,770, respectively)	427,352	260,477
Equity securities, at fair value	442	428
Loans held for sale, at fair value	6,085	7,064
Loans, net of unearned income	4,821,134	4,443,070
Less: ACL - Loans	(37,337)	(35,514)
Net loans	4,783,797	4,407,556
Premises and equipment, net	48,491	38,806
Operating lease right of use asset	15,700	7,699
Finance lease right of use asset	2,413	2,548
Cash surrender value of life insurance	95,015	51,521
Restricted investment in bank stocks	6,737	7,461
Accrued interest receivable	29,705	26,846
Deferred income taxes	27,475	22,747
Goodwill	136,620	128,160
Core deposit and other intangibles, net	15,586	6,242
Foreclosed assets held for sale	9,346	44
Other assets	51,322	50,326
Total Assets	6,267,349	5,470,936
Deposits:
Noninterest-bearing demand	836,374	759,169
Interest-bearing transaction accounts	2,858,082	2,319,753
Time	1,648,264	1,611,005
Total Deposits	5,342,720	4,689,927
Short-term borrowings	0	2,000
Long-term debt	23,258	23,603
Subordinated debt	37,149	45,741
Operating lease liability	15,973	8,092
Accrued interest payable	16,460	13,484
Other liabilities	35,466	33,071
Total Liabilities	5,471,026	4,815,918
Shareholders' Equity:
Common stock, par value $1.00 per share; 40,000,000 shares authorized at September 30, 2025 and December 31, 2024; 23,550,614 issued at September 30, 2025 and 19,796,519 at December 31, 2024; 23,039,223 outstanding at September 30, 2025 and 19,355,797 at December 31, 2024	23,551	19,797
Additional paid-in capital	588,405	480,491
Retained earnings	205,320	181,597
Accumulated other comprehensive loss	(8,907)	(16,825)
Treasury stock, at cost; 511,391 shares at September 30, 2025 and 440,722 at December 31, 2024	(12,046)	(10,042)
Total Shareholders’ Equity	796,323	655,018
Total Liabilities and Shareholders' Equity	$ 6,267,349	$ 5,470,936