CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 47,688	$ 37,002
Interest-bearing balances with other financial institutions	16,880	14,490
Federal funds sold	42,686	19,072
Total cash and cash equivalents	107,254	70,564
Investment securities:
HTM, at amortized cost (fair value $339,708 and $340,648, respectively)	375,115	382,447
AFS, at fair value (amortized cost $278,158 and $284,770, respectively)	258,493	260,477
Equity securities, at fair value	436	428
Loans held for sale, at fair value	6,851	7,064
Loans, net of unearned income	4,491,167	4,443,070
Less: ACL - Loans	(35,838)	(35,514)
Net loans	4,455,329	4,407,556
Premises and equipment, net	40,328	38,806
Operating lease right of use asset	9,402	7,699
Finance lease right of use asset	2,503	2,548
Cash surrender value of life insurance	51,351	51,521
Restricted investment in bank stocks	6,660	7,461
Accrued interest receivable	27,263	26,846
Deferred income taxes	21,800	22,747
Goodwill	128,160	128,160
Core deposit and other intangibles, net	5,814	6,242
Foreclosed assets held for sale	1,402	44
Other assets	47,865	50,326
Total Assets	5,546,026	5,470,936
Deposits:
Noninterest-bearing demand	788,316	759,169
Interest-bearing transaction accounts	2,375,205	2,319,753
Time	1,568,681	1,611,005
Total Deposits	4,732,202	4,689,927
Short-term borrowings	25,000	2,000
Long-term debt	23,489	23,603
Subordinated debt	45,587	45,741
Operating lease liability	9,765	8,092
Accrued interest payable	12,900	13,484
Other liabilities	29,150	33,071
Total Liabilities	4,878,093	4,815,918
Shareholders' Equity:
Common stock, par value $1.00 per share; 40,000,000 shares authorized at March 31, 2025 and December 31, 2024; 19,802,816 issued at March 31, 2025 and 19,796,519 at December 31, 2024; 19,362,094 outstanding at March 31, 2025 and 19,355,797 at December 31, 2024	19,803	19,797
Additional paid-in capital	480,866	480,491
Retained earnings	191,469	181,597
Accumulated other comprehensive loss	(14,163)	(16,825)
Treasury stock, at cost; 440,722 shares at March 31, 2025 and December 31, 2024.	(10,042)	(10,042)
Total Shareholders’ Equity	667,933	655,018
Total Liabilities and Shareholders' Equity	$ 5,546,026	$ 5,470,936