Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 37,002	$ 45,435
Interest-bearing balances with other financial institutions	14,490	34,668
Federal funds sold	19,072	16,660
Total cash and cash equivalents	70,564	96,763
Investment securities:
Held to maturity, at amortized cost	382,447	399,128
Available-for-sale securities	260,477	223,555
Equity securities, at fair value	428	438
Loans held for sale, at fair value	7,064	3,855
Loans, net of unearned income	4,443,070	4,252,792
Less: ACL - Loans	(35,514)	(34,187)
Net loans	4,407,556	4,218,605
Premises and equipment, net	38,806	36,909
Operating lease right of use asset	7,699	8,953
Finance lease right of use asset	2,548	2,727
Cash surrender value of life insurance	51,521	54,497
Restricted investment in bank stocks	7,461	16,768
Accrued interest receivable	26,846	25,820
Deferred income taxes	22,747	24,146
Goodwill	128,160	127,031
Core deposit and other intangibles, net	6,242	6,479
Foreclosed assets held for sale	44	293
Other assets	50,326	44,825
Total Assets	5,470,936	5,290,792
Deposits:
Noninterest-bearing demand	759,169	801,312
Interest-bearing demand deposits	2,319,753	2,086,450
Time	1,611,005	1,458,450
Total Deposits	4,689,927	4,346,212
Short-term borrowings	2,000	241,532
Long-term debt	23,603	59,003
Subordinated debt and trust preferred securities	45,741	46,354
Operating lease liability	8,092	9,285
Accrued interest payable	13,484	14,257
Other liabilities	33,071	31,799
Total Liabilities	4,815,918	4,748,442
Shareholders' Equity:
Common stock, par value $1.00 per share; 40,000,000 shares authorized; 19,796,519 issued at December 31, 2024 and 16,998,929 at December 31, 2023; 19,355,797 outstanding at December 31, 2024 and 16,573,707 at December 31, 2023	19,797	16,999
Additional paid-in capital	480,491	405,725
Retained earnings	181,597	145,982
Accumulated other comprehensive loss	(16,825)	(16,637)
Treasury Stock, at cost; 440,722 and 425,222 shares at December 31, 2024 and December 31, 2023	(10,042)	(9,719)
Total Shareholders’ Equity	655,018	542,350
Total Liabilities and Shareholders' Equity	$ 5,470,936	$ 5,290,792