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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 15,640 $ 11,200
Interest-bearing balances with other financial institutions 1,204 1,273
Federal funds sold 24,641 3,000
Total cash and cash equivalents 41,485 15,473
Interest-bearing time deposits with other financial institutions 16,808 23,563
Available for sale investment securities 145,506 154,295
Loans and leases, net of unearned interest 495,196 484,220
Less: Allowance for loan and lease losses (5,870) (5,509)
Net loans and leases 489,326 478,711
Bank premises and equipment, net 13,157 13,123
Restricted investment in bank stocks 2,197 2,503
Foreclosed assets held for sale 772 843
Accrued interest receivable 2,846 2,893
Deferred income taxes 2,117 1,789
Goodwill 1,016 1,016
Core deposit and other intangibles, net 278 288
Cash surrender value of life insurance 8,201 8,143
Other assets 2,721 2,560
Total Assets 726,430 705,200
LIABILITIES & SHAREHOLDERS' EQUITY    
Deposits: Noninterest bearing demand 61,564 57,977
Deposits: Interest bearing demand 186,986 164,837
Deposits: Money Market 205,222 210,588
Deposits: Savings 29,694 28,406
Deposits: Time 156,719 163,653
Total Deposits 640,185 625,461
Long-term debt 21,777 22,510
Accrued interest payable 736 620
Other liabilities 11,213 4,389
Total Liabilities 673,911 652,980
Shareholders' Equity:    
Common stock, par value $1 per share; 10,000,000 shares authorized; 3,491,030 shares issued and outstanding at March 31, 2013 nad and 3,489,684 shares issued and outstanding at December 31, 2012 3,491 3,490
Additional paid-in capital 29,816 29,816
Retained earnings 12,321 11,741
Accumulated other comprehensive income 1,891 2,293
total Shareholders' Equity 52,519 52,220
Total Liabilities and Shareholders' Equity 726,430 705,200
Series B Preferred Stock [Member]
   
Shareholders' Equity:    
Series B Preferred stock, par value $1.00; liquidation value $1,000; authorized 5,000 shares; 7% non-cumulative dividend; 5,000 shares issued and outstanding at March 31, 2013 and 4,880 shares issued and outstanding at December 31, 2012 $ 5,000 $ 4,880