<informationTable xsi:schemaLocation="http://www.sec.gov/edgar/document/thirteenf/informationtable eis_13FDocument.xsd" xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:n1="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
	<infoTable>
		<nameOfIssuer>AAON INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>000360206</cusip>
		<value>2158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28646</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28646</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AFLAC CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>001055102</cusip>
		<value>95</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1326</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>326</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AFLAC CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>001055102</cusip>
		<value>661</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9184</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>944</Sole>
			<Shared>0</Shared>
			<None>8240</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALERIAN</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>00162Q452</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2019</Sole>
			<Shared>0</Shared>
			<None>86</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALERIAN</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>00162Q452</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7147</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3389</Sole>
			<Shared>0</Shared>
			<None>3758</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMN HEALTHCARE SERVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>001744101</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMN HEALTHCARE SERVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>001744101</cusip>
		<value>938</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>210</Sole>
			<Shared>0</Shared>
			<None>8916</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&amp;T</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00206R102</cusip>
		<value>2838</value>
		<shrsOrPrnAmt>
			<sshPrnamt>154137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>153207</Sole>
			<Shared>0</Shared>
			<None>930</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&amp;T</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00206R102</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2252</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>2252</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&amp;T</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00206R102</cusip>
		<value>3825</value>
		<shrsOrPrnAmt>
			<sshPrnamt>207756</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>183447</Sole>
			<Shared>0</Shared>
			<None>24309</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>002824100</cusip>
		<value>3019</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27502</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>27502</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>002824100</cusip>
		<value>10759</value>
		<shrsOrPrnAmt>
			<sshPrnamt>97999</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20769</Sole>
			<Shared>0</Shared>
			<None>77230</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>3054</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>18900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>12740</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78834</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>21540</Sole>
			<Shared>0</Shared>
			<None>57294</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABERDEEN</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>00301W105</cusip>
		<value>88</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17116</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17116</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACUSHNET HOLDINGS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>005098108</cusip>
		<value>575</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13552</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADAMS</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>006212104</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15176</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15176</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADAMS</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>006212104</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADOBE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00724F101</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>77</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>77</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADOBE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00724F101</cusip>
		<value>2020</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>725</Sole>
			<Shared>0</Shared>
			<None>5278</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>007903107</cusip>
		<value>7804</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120486</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>120083</Sole>
			<Shared>0</Shared>
			<None>403</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>007903107</cusip>
		<value>2026</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31282</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>14135</Sole>
			<Shared>0</Shared>
			<None>17147</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AGILENT TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00846U101</cusip>
		<value>251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1675</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1675</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AGILENT TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00846U101</cusip>
		<value>88</value>
		<shrsOrPrnAmt>
			<sshPrnamt>590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>590</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AGNICO EAGLE MINES LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>008474108</cusip>
		<value>343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6598</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6598</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AGNICO EAGLE MINES LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>008474108</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>250</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>009158106</cusip>
		<value>556</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1804</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1804</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>009158106</cusip>
		<value>3002</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7373</Sole>
			<Shared>0</Shared>
			<None>2365</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLSTATE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>020002101</cusip>
		<value>261</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1922</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1922</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLSTATE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>020002101</cusip>
		<value>670</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4938</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4410</Sole>
			<Shared>0</Shared>
			<None>528</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02079K107</cusip>
		<value>2648</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29845</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>29845</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02079K107</cusip>
		<value>5186</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58445</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>27550</Sole>
			<Shared>0</Shared>
			<None>30895</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02079K305</cusip>
		<value>16715</value>
		<shrsOrPrnAmt>
			<sshPrnamt>189444</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>188968</Sole>
			<Shared>0</Shared>
			<None>476</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02079K305</cusip>
		<value>176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02079K305</cusip>
		<value>15644</value>
		<shrsOrPrnAmt>
			<sshPrnamt>177305</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>58863</Sole>
			<Shared>0</Shared>
			<None>118442</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02209S103</cusip>
		<value>426</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9328</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9328</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02209S103</cusip>
		<value>898</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19637</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>15523</Sole>
			<Shared>0</Shared>
			<None>4114</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMAZON.COM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>023135106</cusip>
		<value>13701</value>
		<shrsOrPrnAmt>
			<sshPrnamt>163110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>162689</Sole>
			<Shared>0</Shared>
			<None>421</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMAZON.COM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>023135106</cusip>
		<value>504</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMAZON.COM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>023135106</cusip>
		<value>17473</value>
		<shrsOrPrnAmt>
			<sshPrnamt>208012</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>71226</Sole>
			<Shared>0</Shared>
			<None>136786</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>025537101</cusip>
		<value>3580</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37702</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>37702</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>025537101</cusip>
		<value>686</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>225</Sole>
			<Shared>0</Shared>
			<None>7000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>025537101</cusip>
		<value>4141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43614</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>40228</Sole>
			<Shared>0</Shared>
			<None>3386</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN EXPRESS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>025816109</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1382</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1382</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN EXPRESS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>025816109</cusip>
		<value>379</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2565</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1933</Sole>
			<Shared>0</Shared>
			<None>632</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN INT&apos;L GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>026874784</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN INT&apos;L GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>026874784</cusip>
		<value>310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4907</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>807</Sole>
			<Shared>0</Shared>
			<None>4100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN TOWER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03027X100</cusip>
		<value>388</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1830</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1830</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN TOWER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03027X100</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1127</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>682</Sole>
			<Shared>0</Shared>
			<None>445</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN WATER WORKS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>030420103</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1323</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1323</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN WATER WORKS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>030420103</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>40</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03073E105</cusip>
		<value>210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1266</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03073E105</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>990</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>990</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERIS BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03076K108</cusip>
		<value>1317</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27932</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>27932</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>031162100</cusip>
		<value>5065</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>19120</Sole>
			<Shared>0</Shared>
			<None>164</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>031162100</cusip>
		<value>10567</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40232</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13484</Sole>
			<Shared>0</Shared>
			<None>26748</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMPHENOL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>032095101</cusip>
		<value>1072</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14084</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14084</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMPHENOL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>032095101</cusip>
		<value>1161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15248</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10368</Sole>
			<Shared>0</Shared>
			<None>4880</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANALOG DEVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>032654105</cusip>
		<value>160</value>
		<shrsOrPrnAmt>
			<sshPrnamt>973</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>973</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANALOG DEVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>032654105</cusip>
		<value>1095</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6678</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3246</Sole>
			<Shared>0</Shared>
			<None>3432</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE ANDERSONS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>034164103</cusip>
		<value>612</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17479</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANNALY CAPITAL MGMT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>035710839</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>129</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>129</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANNALY CAPITAL MGMT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>035710839</cusip>
		<value>419</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19864</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6791</Sole>
			<Shared>0</Shared>
			<None>13073</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANTERO RESOURCES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03674X106</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANTERO RESOURCES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03674X106</cusip>
		<value>1647</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53153</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1125</Sole>
			<Shared>0</Shared>
			<None>52028</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELEVANCE HEALTH INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>036752103</cusip>
		<value>287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>559</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>559</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELEVANCE HEALTH INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>036752103</cusip>
		<value>481</value>
		<shrsOrPrnAmt>
			<sshPrnamt>938</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>738</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>037833100</cusip>
		<value>52997</value>
		<shrsOrPrnAmt>
			<sshPrnamt>407891</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>407296</Sole>
			<Shared>0</Shared>
			<None>595</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>037833100</cusip>
		<value>1625</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12505</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>505</Sole>
			<Shared>0</Shared>
			<None>12000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>037833100</cusip>
		<value>68791</value>
		<shrsOrPrnAmt>
			<sshPrnamt>529445</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>271447</Sole>
			<Shared>0</Shared>
			<None>257998</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLIED INDUSTRIAL TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03820C105</cusip>
		<value>1853</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14705</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14705</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLIED MATERIALS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>038222105</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>705</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>705</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLIED MATERIALS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>038222105</cusip>
		<value>591</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4320</Sole>
			<Shared>0</Shared>
			<None>1747</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCHER DANIELS </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>039483102</cusip>
		<value>129</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1391</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1391</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCHER DANIELS </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>039483102</cusip>
		<value>1118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12046</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3424</Sole>
			<Shared>0</Shared>
			<None>8622</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARTISAN PARTNERS ASSET MGMT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>04316A108</cusip>
		<value>337</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11358</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>120</Sole>
			<Shared>0</Shared>
			<None>11238</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATLANTIC UNION BANKSHARES CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>04911A107</cusip>
		<value>1223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>34808</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>049560105</cusip>
		<value>143</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1275</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>049560105</cusip>
		<value>236</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2110</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATRICURE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>04963C209</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6525</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6525</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>053015103</cusip>
		<value>586</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2454</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2338</Sole>
			<Shared>0</Shared>
			<None>116</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>053015103</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>55</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>053015103</cusip>
		<value>1877</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7476</Sole>
			<Shared>0</Shared>
			<None>384</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AVID BIOSERVICES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>05368M106</cusip>
		<value>162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11798</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11798</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BJS WHOLESALE CLUB HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>05550J101</cusip>
		<value>1711</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25868</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25868</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BP PLC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>055622104</cusip>
		<value>379</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10841</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10841</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BP PLC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>055622104</cusip>
		<value>621</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17766</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>15766</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAIDU INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>056752108</cusip>
		<value>343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BALL CORP.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>058498106</cusip>
		<value>185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3625</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3625</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BALL CORP.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>058498106</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>883</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>753</Sole>
			<Shared>0</Shared>
			<None>130</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANCFIRST CORP.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>05945F103</cusip>
		<value>321</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3645</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>060505104</cusip>
		<value>522</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15754</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15754</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>060505104</cusip>
		<value>3691</value>
		<shrsOrPrnAmt>
			<sshPrnamt>111446</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>21899</Sole>
			<Shared>0</Shared>
			<None>89547</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
		<titleOfClass>PREFERRED STOCK</titleOfClass>
		<cusip>060505633</cusip>
		<value>125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6550</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
		<titleOfClass>PREFERRED STOCK</titleOfClass>
		<cusip>060505633</cusip>
		<value>177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9275</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF NY MELLON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>064058100</cusip>
		<value>122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2687</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2687</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF NY MELLON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>064058100</cusip>
		<value>341</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7481</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>956</Sole>
			<Shared>0</Shared>
			<None>6525</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANKUNITED INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>06652K103</cusip>
		<value>2141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63026</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>63026</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANNER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>06652V208</cusip>
		<value>1022</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16169</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAXTER INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>071813109</cusip>
		<value>3172</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62237</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>62017</Sole>
			<Shared>0</Shared>
			<None>220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAXTER INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>071813109</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>613</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>613</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAXTER INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>071813109</cusip>
		<value>1369</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26859</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10749</Sole>
			<Shared>0</Shared>
			<None>16110</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>075887109</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>180</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>180</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>075887109</cusip>
		<value>249</value>
		<shrsOrPrnAmt>
			<sshPrnamt>981</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>981</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WR BERKLEY CORP.</nameOfIssuer>
		<titleOfClass>PREFERRED STOCK</titleOfClass>
		<cusip>084423870</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1750</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WR BERKLEY CORP.</nameOfIssuer>
		<titleOfClass>PREFERRED STOCK</titleOfClass>
		<cusip>084423870</cusip>
		<value>177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>084670702</cusip>
		<value>1504</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4868</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4868</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>084670702</cusip>
		<value>3770</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12205</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9295</Sole>
			<Shared>0</Shared>
			<None>2910</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BHP BILLITON LIMITED -ADR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>088606108</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4027</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4027</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BHP BILLITON LIMITED -ADR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>088606108</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2151</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2151</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOGEN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09062X103</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>43</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOGEN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09062X103</cusip>
		<value>400</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1445</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>345</Sole>
			<Shared>0</Shared>
			<None>1100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09247X101</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>328</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>298</Sole>
			<Shared>0</Shared>
			<None>30</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09247X101</cusip>
		<value>8798</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12415</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>600</Sole>
			<Shared>0</Shared>
			<None>11815</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE BLACKSTONE GROUP INC A</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09260D107</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>781</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>781</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE BLACKSTONE GROUP INC A</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09260D107</cusip>
		<value>842</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11343</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2456</Sole>
			<Shared>0</Shared>
			<None>8887</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLOOMIN&apos; BRANDS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>094235108</cusip>
		<value>468</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23264</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23264</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOEING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>097023105</cusip>
		<value>4659</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24458</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24458</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOEING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>097023105</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOEING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>097023105</cusip>
		<value>3634</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17644</Sole>
			<Shared>0</Shared>
			<None>1431</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BORGWARNER, INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>099724106</cusip>
		<value>415</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3220</Sole>
			<Shared>0</Shared>
			<None>7100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>10316T104</cusip>
		<value>2544</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81735</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>81735</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>110122108</cusip>
		<value>10394</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144466</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>144261</Sole>
			<Shared>0</Shared>
			<None>205</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>110122108</cusip>
		<value>189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2620</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>620</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>110122108</cusip>
		<value>12477</value>
		<shrsOrPrnAmt>
			<sshPrnamt>173416</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>162112</Sole>
			<Shared>0</Shared>
			<None>11304</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADCOM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>11135F101</cusip>
		<value>18620</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33302</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>33214</Sole>
			<Shared>0</Shared>
			<None>88</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADCOM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>11135F101</cusip>
		<value>559</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADCOM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>11135F101</cusip>
		<value>22882</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40924</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11473</Sole>
			<Shared>0</Shared>
			<None>29451</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>B2GOLD CORP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>11777Q209</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BUMBLE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12047B105</cusip>
		<value>713</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33894</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>33894</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CB FINANCIAL SERVICES INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12479G101</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6549</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6549</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CB FINANCIAL SERVICES INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12479G101</cusip>
		<value>165</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7719</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7719</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIGNA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>125523100</cusip>
		<value>1012</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3053</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3053</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIGNA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>125523100</cusip>
		<value>166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIGNA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>125523100</cusip>
		<value>4922</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14855</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2137</Sole>
			<Shared>0</Shared>
			<None>12718</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CME GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>192</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1141</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CME GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>51</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>126408103</cusip>
		<value>1273</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>41075</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>126408103</cusip>
		<value>1767</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57031</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>52220</Sole>
			<Shared>0</Shared>
			<None>4811</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>126650100</cusip>
		<value>12708</value>
		<shrsOrPrnAmt>
			<sshPrnamt>136362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>135881</Sole>
			<Shared>0</Shared>
			<None>481</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>126650100</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>126650100</cusip>
		<value>7324</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78587</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>40953</Sole>
			<Shared>0</Shared>
			<None>37634</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COTERRA ENERGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>127097103</cusip>
		<value>1977</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80465</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3069</Sole>
			<Shared>0</Shared>
			<None>77396</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CADENCE BANK</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12740C103</cusip>
		<value>919</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>37281</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAMPBELL SOUP COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>134429109</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAMPBELL SOUP COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>134429109</cusip>
		<value>303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5344</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5144</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN NAT&apos;L RAILWAY CO</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>136375102</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>748</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>748</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN NAT&apos;L RAILWAY CO</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>136375102</cusip>
		<value>124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1039</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>664</Sole>
			<Shared>0</Shared>
			<None>375</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN PACIFIC RAILWAY LIMITED</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>13645T100</cusip>
		<value>721</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9665</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN PACIFIC RAILWAY LIMITED</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>13645T100</cusip>
		<value>331</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3714</Sole>
			<Shared>0</Shared>
			<None>721</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANNABIS SCIENCE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>137648101</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>15000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITIZENS BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>140000993</cusip>
		<value>294</value>
		<shrsOrPrnAmt>
			<sshPrnamt>750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>750</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARDINAL HEALTH</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14149Y108</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1643</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1643</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARDINAL HEALTH</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14149Y108</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARDINAL HEALTH</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14149Y108</cusip>
		<value>305</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3962</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2930</Sole>
			<Shared>0</Shared>
			<None>1032</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARRIER GLOBAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14448C104</cusip>
		<value>802</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19446</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>19446</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARRIER GLOBAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14448C104</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>604</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>604</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARRIER GLOBAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14448C104</cusip>
		<value>1535</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>35005</Sole>
			<Shared>0</Shared>
			<None>2215</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>149123101</cusip>
		<value>1717</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7169</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>149123101</cusip>
		<value>63</value>
		<shrsOrPrnAmt>
			<sshPrnamt>261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>261</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>149123101</cusip>
		<value>4045</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16884</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6346</Sole>
			<Shared>0</Shared>
			<None>10538</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CELANESE CORP. SERIES A</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>150870103</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3213</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>513</Sole>
			<Shared>0</Shared>
			<None>2700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CELESTICA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>15101Q108</cusip>
		<value>713</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>63250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTENE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>15135B101</cusip>
		<value>425</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5180</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1280</Sole>
			<Shared>0</Shared>
			<None>3900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHAMPIONX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>15872M104</cusip>
		<value>1234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42571</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>42571</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>166764100</cusip>
		<value>20504</value>
		<shrsOrPrnAmt>
			<sshPrnamt>114234</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>113827</Sole>
			<Shared>0</Shared>
			<None>407</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>166764100</cusip>
		<value>448</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2494</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>494</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>166764100</cusip>
		<value>21308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>118712</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>85427</Sole>
			<Shared>0</Shared>
			<None>33285</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHIPOTLE MEXICAN GRILL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>169656105</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHIPOTLE MEXICAN GRILL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>169656105</cusip>
		<value>1077</value>
		<shrsOrPrnAmt>
			<sshPrnamt>776</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11</Sole>
			<Shared>0</Shared>
			<None>765</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHURCH &amp; DWIGHT CO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>171340102</cusip>
		<value>1408</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17468</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17468</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHURCH &amp; DWIGHT CO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>171340102</cusip>
		<value>851</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10562</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9462</Sole>
			<Shared>0</Shared>
			<None>1100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17275R102</cusip>
		<value>3610</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75779</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>75779</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17275R102</cusip>
		<value>238</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17275R102</cusip>
		<value>9388</value>
		<shrsOrPrnAmt>
			<sshPrnamt>197056</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>123588</Sole>
			<Shared>0</Shared>
			<None>73468</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>172967424</cusip>
		<value>112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2482</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2482</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>172967424</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>172967424</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4167</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2892</Sole>
			<Shared>0</Shared>
			<None>1275</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITIGROUP</nameOfIssuer>
		<titleOfClass>PREFERRED STOCK</titleOfClass>
		<cusip>173080201</cusip>
		<value>275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITIZENS FINANCIAL GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>174610105</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>670</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>670</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITIZENS FINANCIAL GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>174610105</cusip>
		<value>3845</value>
		<shrsOrPrnAmt>
			<sshPrnamt>97658</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>681</Sole>
			<Shared>0</Shared>
			<None>96977</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITY HOLDING COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>177835105</cusip>
		<value>173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1855</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1855</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITY HOLDING COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>177835105</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>550</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIVITAS RESOURCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17888H103</cusip>
		<value>850</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14678</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14678</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLOROX</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>189054109</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>663</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>663</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLOROX</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>189054109</cusip>
		<value>357</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2544</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2064</Sole>
			<Shared>0</Shared>
			<None>480</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COCA-COLA CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>191216100</cusip>
		<value>10601</value>
		<shrsOrPrnAmt>
			<sshPrnamt>166652</sshPrnamt>
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		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>166652</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COCA-COLA CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>191216100</cusip>
		<value>293</value>
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			<sshPrnamt>4600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>1600</Sole>
			<Shared>0</Shared>
			<None>3000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COCA-COLA CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>191216100</cusip>
		<value>6682</value>
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			<sshPrnamt>105043</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>98593</Sole>
			<Shared>0</Shared>
			<None>6450</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COLGATE-PALMOLIVE COMPANY</nameOfIssuer>
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		<cusip>194162103</cusip>
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			<sshPrnamt>5366</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5366</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COLGATE-PALMOLIVE COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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			<sshPrnamt>11795</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10594</Sole>
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			<None>1201</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COMCAST CORP</nameOfIssuer>
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			<sshPrnamt>99199</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>98685</Sole>
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			<None>514</None>
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	<infoTable>
		<nameOfIssuer>COMCAST CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
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			<None>2000</None>
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	<infoTable>
		<nameOfIssuer>COMCAST CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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			<sshPrnamt>22134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>18106</Sole>
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			<None>4028</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COMMERCE BANCSHARES, INC.</nameOfIssuer>
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		<cusip>200525103</cusip>
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			<sshPrnamt>1537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1537</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMMERCE BANCSHARES, INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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			<sshPrnamt>2208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2208</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COMMUNITY BANK SYSTEM INC</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>23121</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23121</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COMSTOCK RES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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			<sshPrnamt>120249</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>120249</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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			<sshPrnamt>18409</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>18409</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>205887102</cusip>
		<value>739</value>
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			<sshPrnamt>19090</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17740</Sole>
			<Shared>0</Shared>
			<None>1350</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20825C104</cusip>
		<value>4589</value>
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			<sshPrnamt>38893</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>38893</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>200</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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			<sshPrnamt>117097</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>54990</Sole>
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			<None>62107</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
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			<sshPrnamt>2510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2510</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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			<sshPrnamt>205</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>205</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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			<sshPrnamt>7647</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7544</Sole>
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			<None>103</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONSTELLATION BRANDS, INC.</nameOfIssuer>
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			<sshPrnamt>35511</sshPrnamt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>35380</Sole>
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			<None>131</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONSTELLATION BRANDS, INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>21036P108</cusip>
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			<sshPrnamt>37401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6113</Sole>
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			<None>31288</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONSTELLATION ENERGY </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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			<sshPrnamt>1365</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1365</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CONSTELLATION ENERGY </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>21037T109</cusip>
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			<sshPrnamt>26</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>26</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONSTELLATION ENERGY </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>21037T109</cusip>
		<value>139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1609</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1609</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CORCEPT THERAPEUTICS INC</nameOfIssuer>
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		<cusip>218352102</cusip>
		<value>476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23431</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23431</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CORNING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>219350105</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6322</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6322</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORNING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>219350105</cusip>
		<value>459</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14384</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>14384</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CORTEVA INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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		<value>724</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12312</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12179</Sole>
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			<None>133</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CORTEVA INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>228</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>228</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CORTEVA INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22052L104</cusip>
		<value>1209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20569</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>18367</Sole>
			<Shared>0</Shared>
			<None>2202</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CORVEL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>221006109</cusip>
		<value>460</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3166</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3166</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COSTCO WHOLESALE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22160K105</cusip>
		<value>1782</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3903</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3868</Sole>
			<Shared>0</Shared>
			<None>35</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COSTCO WHOLESALE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22160K105</cusip>
		<value>3564</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7807</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7168</Sole>
			<Shared>0</Shared>
			<None>639</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CROCS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>227046109</cusip>
		<value>1118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10313</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10313</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CROWDSTRIKE HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22788C105</cusip>
		<value>620</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5890</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>60</Sole>
			<Shared>0</Shared>
			<None>5830</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CULLEN FROST BANKERS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>229899109</cusip>
		<value>289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>60</Sole>
			<Shared>0</Shared>
			<None>2099</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CUMMINS INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>231021106</cusip>
		<value>357</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1475</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1475</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CUMMINS INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>231021106</cusip>
		<value>1030</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4253</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>4053</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CUSTOM TRUCK ONE SOURCE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>23204X103</cusip>
		<value>479</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75722</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>75722</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DNP SELECT INCOME FUND, INC.</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>23325P104</cusip>
		<value>280</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24880</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DNP SELECT INCOME FUND, INC.</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>23325P104</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DNP SELECT INCOME FUND, INC.</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>23325P104</cusip>
		<value>311</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>27655</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DANAHER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>235851102</cusip>
		<value>6805</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25640</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>25575</Sole>
			<Shared>0</Shared>
			<None>65</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DANAHER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>235851102</cusip>
		<value>1560</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5878</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5360</Sole>
			<Shared>0</Shared>
			<None>518</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DARDEN RESTAURANTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>237194105</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>499</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>499</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DARDEN RESTAURANTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>237194105</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1676</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1426</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>244199105</cusip>
		<value>1183</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2760</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>244199105</cusip>
		<value>4269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9956</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2278</Sole>
			<Shared>0</Shared>
			<None>7678</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELL TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>24703L202</cusip>
		<value>84</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2092</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2092</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELL TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>24703L202</cusip>
		<value>503</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12503</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5531</Sole>
			<Shared>0</Shared>
			<None>6972</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELTA AIR LINES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>247361702</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5770</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELTA AIR LINES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>247361702</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1640</Sole>
			<Shared>0</Shared>
			<None>220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEVON ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25179M103</cusip>
		<value>2191</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35627</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2518</Sole>
			<Shared>0</Shared>
			<None>33109</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEXCOM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>252131107</cusip>
		<value>1995</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17617</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>485</Sole>
			<Shared>0</Shared>
			<None>17132</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIAMONDBACK ENERGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25278X109</cusip>
		<value>6323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46228</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>46087</Sole>
			<Shared>0</Shared>
			<None>141</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIAMONDBACK ENERGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25278X109</cusip>
		<value>1979</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14466</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4599</Sole>
			<Shared>0</Shared>
			<None>9867</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DICK&apos;S SPORTING GOODS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>253393102</cusip>
		<value>686</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>253868103</cusip>
		<value>5957</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>59170</Sole>
			<Shared>0</Shared>
			<None>240</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>253868103</cusip>
		<value>1282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12786</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12073</Sole>
			<Shared>0</Shared>
			<None>713</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALT DISNEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>254687106</cusip>
		<value>3398</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39117</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>38890</Sole>
			<Shared>0</Shared>
			<None>227</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALT DISNEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>254687106</cusip>
		<value>174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALT DISNEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>254687106</cusip>
		<value>6473</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74501</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>23825</Sole>
			<Shared>0</Shared>
			<None>50676</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISCOVER FINANCIAL SERVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>254709108</cusip>
		<value>121</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1236</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1236</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISCOVER FINANCIAL SERVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>254709108</cusip>
		<value>2087</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1689</Sole>
			<Shared>0</Shared>
			<None>19646</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOLLAR GENERAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>256677105</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>330</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>330</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOLLAR GENERAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>256677105</cusip>
		<value>305</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1238</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>238</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOLLAR TREE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>256746108</cusip>
		<value>430</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3041</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3041</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOLLAR TREE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>256746108</cusip>
		<value>1176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8312</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>678</Sole>
			<Shared>0</Shared>
			<None>7634</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25746U109</cusip>
		<value>3240</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52835</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>52835</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25746U109</cusip>
		<value>251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25746U109</cusip>
		<value>4536</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73967</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>58098</Sole>
			<Shared>0</Shared>
			<None>15869</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DONALDSON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>257651109</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3888</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>301</Sole>
			<Shared>0</Shared>
			<None>3587</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOVER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260003108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOVER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260003108</cusip>
		<value>264</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1950</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOW INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260557103</cusip>
		<value>2449</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>48228</Sole>
			<Shared>0</Shared>
			<None>364</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOW INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260557103</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>571</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>571</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOW INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260557103</cusip>
		<value>3029</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60101</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>53555</Sole>
			<Shared>0</Shared>
			<None>6546</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DRIVEN BRAND HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26210V102</cusip>
		<value>973</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35615</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35615</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26441C204</cusip>
		<value>3683</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35757</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>35599</Sole>
			<Shared>0</Shared>
			<None>158</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26441C204</cusip>
		<value>313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3037</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>371</Sole>
			<Shared>0</Shared>
			<None>2666</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26441C204</cusip>
		<value>3189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30961</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20010</Sole>
			<Shared>0</Shared>
			<None>10951</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26614N102</cusip>
		<value>1875</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27319</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>27186</Sole>
			<Shared>0</Shared>
			<None>133</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26614N102</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>490</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>490</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26614N102</cusip>
		<value>1793</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26121</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>23667</Sole>
			<Shared>0</Shared>
			<None>2454</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELF BEAUTY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26856L103</cusip>
		<value>488</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8824</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8824</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26875P101</cusip>
		<value>3784</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29213</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>29213</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26875P101</cusip>
		<value>5843</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45113</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>37713</Sole>
			<Shared>0</Shared>
			<None>7400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26884L109</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1433</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1433</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26884L109</cusip>
		<value>209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6164</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3040</Sole>
			<Shared>0</Shared>
			<None>3124</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>277432100</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1553</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1553</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>277432100</cusip>
		<value>213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2615</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1865</Sole>
			<Shared>0</Shared>
			<None>750</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ECOLAB INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>278865100</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>349</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>349</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ECOLAB INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>278865100</cusip>
		<value>158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>485</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMCOR GROUP, INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29084Q100</cusip>
		<value>857</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5785</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5785</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>291011104</cusip>
		<value>1579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16442</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16442</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>291011104</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>455</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>455</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>291011104</cusip>
		<value>3448</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35897</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13547</Sole>
			<Shared>0</Shared>
			<None>22350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASPEN TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29109X106</cusip>
		<value>334</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1628</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1628</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>29250N105</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4194</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4194</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>29250N105</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>388</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>388</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>29250N105</cusip>
		<value>405</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10369</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8964</Sole>
			<Shared>0</Shared>
			<None>1405</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29273V100</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3407</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29273V100</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10598</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8360</Sole>
			<Shared>0</Shared>
			<None>2238</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENHABIT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29332G102</cusip>
		<value>507</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38507</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENPHASE ENERGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29355A107</cusip>
		<value>1210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4565</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4565</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29364G103</cusip>
		<value>581</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5168</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5168</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29364G103</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29364G103</cusip>
		<value>339</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3013</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2913</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>293792107</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1626</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1626</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>293792107</cusip>
		<value>763</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31633</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17644</Sole>
			<Shared>0</Shared>
			<None>13989</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUIFAX</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>294429105</cusip>
		<value>231</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1186</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1186</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUIFAX</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>294429105</cusip>
		<value>762</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3920</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1649</Sole>
			<Shared>0</Shared>
			<None>2271</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EQUINIX</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29444U700</cusip>
		<value>325</value>
		<shrsOrPrnAmt>
			<sshPrnamt>496</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>496</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUINIX</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29444U700</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>180</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>74</Sole>
			<Shared>0</Shared>
			<None>106</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EVOLENT HEALTH INC </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30050B101</cusip>
		<value>567</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20203</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20203</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EVOQUA WATER TECHNOLOGIES CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30057T105</cusip>
		<value>2321</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58616</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>58616</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXELON CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30161N101</cusip>
		<value>179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4138</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4138</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXELON CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30161N101</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>80</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXELON CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30161N101</cusip>
		<value>345</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7985</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7461</Sole>
			<Shared>0</Shared>
			<None>524</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30212P303</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30212P303</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2470</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXTREME NETWORKS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30226D106</cusip>
		<value>870</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47527</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>47527</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30231G102</cusip>
		<value>15605</value>
		<shrsOrPrnAmt>
			<sshPrnamt>141479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>141479</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30231G102</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1583</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>1583</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30231G102</cusip>
		<value>36248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>328635</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>296421</Sole>
			<Shared>0</Shared>
			<None>32214</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FMC CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>302491303</cusip>
		<value>6425</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>51240</Sole>
			<Shared>0</Shared>
			<None>240</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FMC CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>302491303</cusip>
		<value>1051</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8423</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7342</Sole>
			<Shared>0</Shared>
			<None>1081</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FTI CONSULTING INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>302941109</cusip>
		<value>806</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5074</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5074</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30303M102</cusip>
		<value>5991</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49780</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>49629</Sole>
			<Shared>0</Shared>
			<None>151</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30303M102</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30303M102</cusip>
		<value>2022</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13111</Sole>
			<Shared>0</Shared>
			<None>3692</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACTSET RESEARCH SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>303075105</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>44</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FACTSET RESEARCH SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>303075105</cusip>
		<value>516</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1286</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9</Sole>
			<Shared>0</Shared>
			<None>1277</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FREDDIE MAC</nameOfIssuer>
		<titleOfClass>PREFERRED STOCK</titleOfClass>
		<cusip>313400673</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FREDDIE MAC</nameOfIssuer>
		<titleOfClass>PREFERRED STOCK</titleOfClass>
		<cusip>313400780</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FREDDIE MAC</nameOfIssuer>
		<titleOfClass>PREFERRED STOCK</titleOfClass>
		<cusip>313400855</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FNMA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>313586109</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20012</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12</Sole>
			<Shared>0</Shared>
			<None>20000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FEDEX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>31428X106</cusip>
		<value>6676</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38547</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>38440</Sole>
			<Shared>0</Shared>
			<None>107</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FEDEX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>31428X106</cusip>
		<value>2237</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12917</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10239</Sole>
			<Shared>0</Shared>
			<None>2678</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>315616102</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>90</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>315616102</cusip>
		<value>1788</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12459</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>197</Sole>
			<Shared>0</Shared>
			<None>12262</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>316773100</cusip>
		<value>391</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11910</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11910</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>316773100</cusip>
		<value>522</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15896</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10163</Sole>
			<Shared>0</Shared>
			<None>5733</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>318910106</cusip>
		<value>1981</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46246</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46246</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST FOUNDATION INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>32026V104</cusip>
		<value>1982</value>
		<shrsOrPrnAmt>
			<sshPrnamt>138330</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>138330</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST MERCHANTS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>320817109</cusip>
		<value>869</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21140</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST WATCH RESTAURANT GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>33748L101</cusip>
		<value>659</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>48699</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FISERV INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>337738108</cusip>
		<value>718</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6000</Sole>
			<Shared>0</Shared>
			<None>1108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>337932107</cusip>
		<value>101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2404</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>337932107</cusip>
		<value>298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7097</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6597</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>33829M101</cusip>
		<value>814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLEXSHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>33939L407</cusip>
		<value>425</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9780</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9605</Sole>
			<Shared>0</Shared>
			<None>175</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLEXSHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>33939L407</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>1100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLEXSHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>33939L407</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>926</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>444</Sole>
			<Shared>0</Shared>
			<None>482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORD</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>345370860</cusip>
		<value>2782</value>
		<shrsOrPrnAmt>
			<sshPrnamt>239239</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>238204</Sole>
			<Shared>0</Shared>
			<None>1035</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORD</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>345370860</cusip>
		<value>1476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>126913</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>76206</Sole>
			<Shared>0</Shared>
			<None>50707</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTINET INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>34959E109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>25</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTINET INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>34959E109</cusip>
		<value>384</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3200</Sole>
			<Shared>0</Shared>
			<None>4650</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTIVE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>34959J108</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTIVE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>34959J108</cusip>
		<value>1166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18142</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>17642</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRANKLIN RESOURCES, INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>354613101</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRANKLIN RESOURCES, INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>354613101</cusip>
		<value>288</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10910</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6346</Sole>
			<Shared>0</Shared>
			<None>4564</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FREEPORT-MCMORAN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>35671D857</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>375</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FREEPORT-MCMORAN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>35671D857</cusip>
		<value>187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4911</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4630</Sole>
			<Shared>0</Shared>
			<None>281</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>H.B FULLER COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>359694106</cusip>
		<value>365</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GAMING AND LEISURE PROPERTIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>36467J108</cusip>
		<value>474</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL DYNAMICS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>369550108</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1077</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1077</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL DYNAMICS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>369550108</cusip>
		<value>230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>929</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>805</Sole>
			<Shared>0</Shared>
			<None>124</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>369604301</cusip>
		<value>1209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14429</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14429</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>369604301</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>46</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>369604301</cusip>
		<value>3711</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>39264</Sole>
			<Shared>0</Shared>
			<None>5024</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MILLS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>370334104</cusip>
		<value>4316</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51473</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>50923</Sole>
			<Shared>0</Shared>
			<None>550</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MILLS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>370334104</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>95</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MILLS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>370334104</cusip>
		<value>5151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61431</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>34012</Sole>
			<Shared>0</Shared>
			<None>27419</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENUINE PARTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>372460105</cusip>
		<value>155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>891</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>891</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENUINE PARTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>372460105</cusip>
		<value>612</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3529</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GIBRALTAR INDUSTRIES INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>374689107</cusip>
		<value>827</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18028</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18028</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>375558103</cusip>
		<value>833</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9704</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9704</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>375558103</cusip>
		<value>1132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8979</Sole>
			<Shared>0</Shared>
			<None>4203</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38141G104</cusip>
		<value>147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>427</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38141G104</cusip>
		<value>5863</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1943</Sole>
			<Shared>0</Shared>
			<None>15132</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GRACO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>384109104</cusip>
		<value>606</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9012</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9012</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GRANITE CONSTRUCTION INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>387328107</cusip>
		<value>1014</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28922</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28922</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GREIF INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>397624107</cusip>
		<value>660</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9839</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9839</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>40434L105</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4310</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>40434L105</cusip>
		<value>135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5029</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3317</Sole>
			<Shared>0</Shared>
			<None>1712</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HARRIS OFFICE EQUIPMENT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>406000992</cusip>
		<value>492</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>80</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HALLIBURTON </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>406216101</cusip>
		<value>3874</value>
		<shrsOrPrnAmt>
			<sshPrnamt>98440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>98170</Sole>
			<Shared>0</Shared>
			<None>270</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HALLIBURTON </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>406216101</cusip>
		<value>752</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>15120</Sole>
			<Shared>0</Shared>
			<None>3984</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HAWKINS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>420261109</cusip>
		<value>481</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12450</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HENRY (JACK) &amp; ASSOCIATES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>426281101</cusip>
		<value>300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1709</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5</Sole>
			<Shared>0</Shared>
			<None>1704</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE HERSHEY COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>427866108</cusip>
		<value>327</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1414</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1014</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HESS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>42809H107</cusip>
		<value>184</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1299</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1299</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HESS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>42809H107</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOME DEPOT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>437076102</cusip>
		<value>7949</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24953</Sole>
			<Shared>0</Shared>
			<None>212</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOME DEPOT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>437076102</cusip>
		<value>764</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2420</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>420</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOME DEPOT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>437076102</cusip>
		<value>17322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54840</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>21645</Sole>
			<Shared>0</Shared>
			<None>33195</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>438516106</cusip>
		<value>7773</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36273</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>36198</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>438516106</cusip>
		<value>643</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>438516106</cusip>
		<value>7106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>29028</Sole>
			<Shared>0</Shared>
			<None>4132</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOSTESS BRANDS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>44109J106</cusip>
		<value>869</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38721</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38721</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOWMET AEROSPACE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>443201108</cusip>
		<value>804</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>800</Sole>
			<Shared>0</Shared>
			<None>19598</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUMANA INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>444859102</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUMANA INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>444859102</cusip>
		<value>540</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1054</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>208</Sole>
			<Shared>0</Shared>
			<None>846</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUMBL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>44501Q104</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>61000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTINGTON BANCSHARES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>446150104</cusip>
		<value>595</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>40825</Sole>
			<Shared>0</Shared>
			<None>1383</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTINGTON BANCSHARES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>446150104</cusip>
		<value>1625</value>
		<shrsOrPrnAmt>
			<sshPrnamt>115270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>114270</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>452308109</cusip>
		<value>173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>785</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>785</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>452308109</cusip>
		<value>442</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2005</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2005</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INCYTE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45337C102</cusip>
		<value>562</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INGERSOLL-RAND INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45687V106</cusip>
		<value>441</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8441</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8441</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INGERSOLL-RAND INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45687V106</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2647</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2647</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INGERSOLL-RAND INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45687V106</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4777</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4777</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEGRA LIFESCIENCES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>457985208</cusip>
		<value>970</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17297</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17297</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>458140100</cusip>
		<value>2433</value>
		<shrsOrPrnAmt>
			<sshPrnamt>92041</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>91291</Sole>
			<Shared>0</Shared>
			<None>750</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>458140100</cusip>
		<value>146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5525</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>525</Sole>
			<Shared>0</Shared>
			<None>5000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>458140100</cusip>
		<value>3417</value>
		<shrsOrPrnAmt>
			<sshPrnamt>129278</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>108508</Sole>
			<Shared>0</Shared>
			<None>20770</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERCONTINENTAL EXCHANGE GRP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45866F104</cusip>
		<value>119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1160</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERCONTINENTAL EXCHANGE GRP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45866F104</cusip>
		<value>125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1217</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>637</Sole>
			<Shared>0</Shared>
			<None>580</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IBM CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>459200101</cusip>
		<value>3682</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26132</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>26132</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IBM CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>459200101</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IBM CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>459200101</cusip>
		<value>10179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72245</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>70125</Sole>
			<Shared>0</Shared>
			<None>2120</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL PAPER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>460146103</cusip>
		<value>338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9760</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL PAPER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>460146103</cusip>
		<value>537</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15521</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13246</Sole>
			<Shared>0</Shared>
			<None>2275</None>
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		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
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		<shrsOrPrnAmt>
			<sshPrnamt>14528</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14528</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46090E103</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>6176</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5147</Sole>
			<Shared>0</Shared>
			<None>1029</None>
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	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46090F100</cusip>
		<value>1898</value>
		<shrsOrPrnAmt>
			<sshPrnamt>128435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>128435</None>
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	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46138E354</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3171</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3171</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46138G508</cusip>
		<value>155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7569</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7569</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46138G508</cusip>
		<value>184</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8950</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>IQVIA HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46266C105</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>14557</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12</Sole>
			<Shared>0</Shared>
			<None>14545</None>
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		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287168</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>10758</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10758</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287168</cusip>
		<value>851</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7056</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6030</Sole>
			<Shared>0</Shared>
			<None>1026</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287176</cusip>
		<value>2970</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27906</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>27127</Sole>
			<Shared>0</Shared>
			<None>779</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287176</cusip>
		<value>1075</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10096</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1998</Sole>
			<Shared>0</Shared>
			<None>8098</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287200</cusip>
		<value>6225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16203</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16007</Sole>
			<Shared>0</Shared>
			<None>196</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287200</cusip>
		<value>124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>323</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>323</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287200</cusip>
		<value>2584</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6726</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6061</Sole>
			<Shared>0</Shared>
			<None>665</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287226</cusip>
		<value>28415</value>
		<shrsOrPrnAmt>
			<sshPrnamt>292964</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>290585</Sole>
			<Shared>0</Shared>
			<None>2379</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287226</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>471</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>471</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287226</cusip>
		<value>7313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>23529</Sole>
			<Shared>0</Shared>
			<None>51871</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287234</cusip>
		<value>350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9234</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9234</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287234</cusip>
		<value>403</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10636</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6886</Sole>
			<Shared>0</Shared>
			<None>3750</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287242</cusip>
		<value>4242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40231</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>40231</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287242</cusip>
		<value>5703</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54094</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7079</Sole>
			<Shared>0</Shared>
			<None>47015</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287309</cusip>
		<value>690</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11791</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11791</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287309</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4131</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>565</Sole>
			<Shared>0</Shared>
			<None>3566</None>
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		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287408</cusip>
		<value>3397</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23413</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>23381</Sole>
			<Shared>0</Shared>
			<None>32</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287408</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>182</Sole>
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			<None>0</None>
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		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287408</cusip>
		<value>883</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6089</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3825</Sole>
			<Shared>0</Shared>
			<None>2264</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287432</cusip>
		<value>1028</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10328</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10328</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287432</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
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		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287457</cusip>
		<value>1198</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14754</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14095</Sole>
			<Shared>0</Shared>
			<None>659</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287457</cusip>
		<value>4568</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56278</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4975</Sole>
			<Shared>0</Shared>
			<None>51303</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287465</cusip>
		<value>7179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>109369</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>109369</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287465</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>608</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>608</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287465</cusip>
		<value>1792</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27308</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>26163</Sole>
			<Shared>0</Shared>
			<None>1145</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287473</cusip>
		<value>185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1756</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1756</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287473</cusip>
		<value>1510</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14332</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6496</Sole>
			<Shared>0</Shared>
			<None>7836</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287481</cusip>
		<value>860</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10287</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10287</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287481</cusip>
		<value>1288</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7140</Sole>
			<Shared>0</Shared>
			<None>8264</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287499</cusip>
		<value>2406</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35672</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>35672</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287499</cusip>
		<value>88</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1311</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>1311</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287499</cusip>
		<value>1407</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20866</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>19576</Sole>
			<Shared>0</Shared>
			<None>1290</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287507</cusip>
		<value>5118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21158</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21158</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287507</cusip>
		<value>929</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3840</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3516</Sole>
			<Shared>0</Shared>
			<None>324</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287556</cusip>
		<value>354</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287556</cusip>
		<value>197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287556</cusip>
		<value>609</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4641</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3036</Sole>
			<Shared>0</Shared>
			<None>1605</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287598</cusip>
		<value>609</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4019</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4019</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287598</cusip>
		<value>422</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2785</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2785</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287614</cusip>
		<value>1345</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6276</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6276</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287614</cusip>
		<value>751</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3506</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3506</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287622</cusip>
		<value>733</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3480</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287622</cusip>
		<value>322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1530</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287630</cusip>
		<value>5061</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36498</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>35828</Sole>
			<Shared>0</Shared>
			<None>670</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287630</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>353</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>353</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287630</cusip>
		<value>1153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7655</Sole>
			<Shared>0</Shared>
			<None>662</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287648</cusip>
		<value>514</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2396</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2396</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287648</cusip>
		<value>99</value>
		<shrsOrPrnAmt>
			<sshPrnamt>460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>460</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287655</cusip>
		<value>12206</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70006</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>69739</Sole>
			<Shared>0</Shared>
			<None>267</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287655</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>154</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>154</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287655</cusip>
		<value>4916</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28197</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8842</Sole>
			<Shared>0</Shared>
			<None>19355</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287689</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>170</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287689</cusip>
		<value>314</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1422</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1422</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287705</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2648</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2648</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287705</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287721</cusip>
		<value>352</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4726</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4726</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287721</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>285</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>285</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287721</cusip>
		<value>284</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3808</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287762</cusip>
		<value>497</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1752</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1752</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287762</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>377</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>377</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287804</cusip>
		<value>468</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4950</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287804</cusip>
		<value>634</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6702</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5880</Sole>
			<Shared>0</Shared>
			<None>822</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287879</cusip>
		<value>1145</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12540</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287879</cusip>
		<value>965</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10570</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>559</Sole>
			<Shared>0</Shared>
			<None>10011</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287887</cusip>
		<value>102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>944</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>944</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464287887</cusip>
		<value>697</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6446</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6446</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288240</cusip>
		<value>17030</value>
		<shrsOrPrnAmt>
			<sshPrnamt>374287</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>372235</Sole>
			<Shared>0</Shared>
			<None>2052</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288240</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>46107</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<None>4525</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288414</cusip>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>67737</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288414</cusip>
		<value>5044</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<None>543</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288513</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>4001</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>600</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288513</cusip>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<None>120</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288588</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1031</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1031</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288588</cusip>
		<value>213</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>2300</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288596</cusip>
		<value>1055</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288596</cusip>
		<value>381</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3718</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288620</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>1367</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1367</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288620</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4169</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288646</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>470</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288646</cusip>
		<value>3030</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>34</Sole>
			<Shared>0</Shared>
			<None>60792</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288687</cusip>
		<value>1544</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50571</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>49897</Sole>
			<Shared>0</Shared>
			<None>674</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288687</cusip>
		<value>448</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14676</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>14676</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288802</cusip>
		<value>443</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5386</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5386</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288802</cusip>
		<value>181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2202</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2202</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>464288877</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4106</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4106</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>464288877</cusip>
		<value>1357</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29568</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>29568</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>464288885</cusip>
		<value>227</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2716</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2716</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES SILVER TRUST</nameOfIssuer>
		<titleOfClass>ALTERNATIVE FUN</titleOfClass>
		<cusip>46428Q109</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>12725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12725</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES SILVER TRUST</nameOfIssuer>
		<titleOfClass>ALTERNATIVE FUN</titleOfClass>
		<cusip>46428Q109</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>51286</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46429B267</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>48132</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>48132</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
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		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46429B267</cusip>
		<value>125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5482</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5482</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46429B655</cusip>
		<value>970</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19265</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>984</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
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		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2305</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2305</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46429B663</cusip>
		<value>213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2040</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2040</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46429B663</cusip>
		<value>358</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3439</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3439</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46429B689</cusip>
		<value>661</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10403</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10403</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
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		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46429B689</cusip>
		<value>120</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1145</Sole>
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			<None>735</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
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		<value>547</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4797</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4797</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46432F339</cusip>
		<value>153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1342</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1342</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46432F842</cusip>
		<value>1269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20590</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46432F842</cusip>
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		<shrsOrPrnAmt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46432F842</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3010</Sole>
			<Shared>0</Shared>
			<None>2308</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46432F859</cusip>
		<value>635</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13665</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46434G103</cusip>
		<value>461</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9873</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9873</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46434G103</cusip>
		<value>84</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1799</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1799</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46435G193</cusip>
		<value>2360</value>
		<shrsOrPrnAmt>
			<sshPrnamt>105820</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>105820</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46435G516</cusip>
		<value>2059</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31322</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>31322</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46435U549</cusip>
		<value>7018</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>150160</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>I SHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>46435U549</cusip>
		<value>279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5973</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5973</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>I3 VERTICALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46571Y107</cusip>
		<value>1201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49338</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>49338</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JP MORGAN CHASE </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46625H100</cusip>
		<value>22160</value>
		<shrsOrPrnAmt>
			<sshPrnamt>165247</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>164554</Sole>
			<Shared>0</Shared>
			<None>693</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JP MORGAN CHASE </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46625H100</cusip>
		<value>879</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6556</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>2556</Sole>
			<Shared>0</Shared>
			<None>4000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JP MORGAN CHASE </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46625H100</cusip>
		<value>17684</value>
		<shrsOrPrnAmt>
			<sshPrnamt>131875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>96993</Sole>
			<Shared>0</Shared>
			<None>34882</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JACKSON FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46817M107</cusip>
		<value>863</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24808</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JACOBS SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46982L108</cusip>
		<value>99</value>
		<shrsOrPrnAmt>
			<sshPrnamt>825</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>825</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JACOBS SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46982L108</cusip>
		<value>4031</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33571</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>265</Sole>
			<Shared>0</Shared>
			<None>33306</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478160104</cusip>
		<value>22500</value>
		<shrsOrPrnAmt>
			<sshPrnamt>127368</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>127102</Sole>
			<Shared>0</Shared>
			<None>266</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478160104</cusip>
		<value>254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>440</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478160104</cusip>
		<value>17369</value>
		<shrsOrPrnAmt>
			<sshPrnamt>98323</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>86879</Sole>
			<Shared>0</Shared>
			<None>11444</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KLA-TENCOR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>482480100</cusip>
		<value>94</value>
		<shrsOrPrnAmt>
			<sshPrnamt>249</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>249</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KLA-TENCOR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>482480100</cusip>
		<value>399</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1057</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>57</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KKR &amp; CO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>48251W104</cusip>
		<value>1003</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21609</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21609</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KKR &amp; CO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>48251W104</cusip>
		<value>70</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KKR &amp; CO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>48251W104</cusip>
		<value>615</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13247</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11902</Sole>
			<Shared>0</Shared>
			<None>1345</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KELLOGG</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>487836108</cusip>
		<value>442</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KELLOGG</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>487836108</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3361</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2901</Sole>
			<Shared>0</Shared>
			<None>460</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KEMPER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>488401100</cusip>
		<value>471</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9570</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9570</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KEYCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>493267108</cusip>
		<value>1401</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80416</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>318</Sole>
			<Shared>0</Shared>
			<None>80098</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBERLY-CLARK</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>494368103</cusip>
		<value>997</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7341</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7341</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBERLY-CLARK</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>494368103</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>125</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBERLY-CLARK</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>494368103</cusip>
		<value>504</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3715</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3715</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49456B101</cusip>
		<value>1420</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78557</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>78245</Sole>
			<Shared>0</Shared>
			<None>312</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49456B101</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49456B101</cusip>
		<value>976</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53984</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>48556</Sole>
			<Shared>0</Shared>
			<None>5428</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KNOWLES CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49926D109</cusip>
		<value>508</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30935</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KORN/FERRY INTL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>500643200</cusip>
		<value>1671</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33018</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>33018</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>500754106</cusip>
		<value>254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6241</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6241</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>500754106</cusip>
		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1763</Sole>
			<Shared>0</Shared>
			<None>1894</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KROGER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>501044101</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KROGER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>501044101</cusip>
		<value>247</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5548</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4202</Sole>
			<Shared>0</Shared>
			<None>1346</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KYNDRYL HOLDINGS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>50155Q100</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2972</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2972</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KYNDRYL HOLDINGS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>50155Q100</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>20</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KYNDRYL HOLDINGS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>50155Q100</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7319</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7145</Sole>
			<Shared>0</Shared>
			<None>174</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LKQ CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>501889208</cusip>
		<value>775</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14507</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LCI INDUSTRIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>50189K103</cusip>
		<value>316</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3419</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3419</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LPL FINANCIAL HOLDINGS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>50212V100</cusip>
		<value>1583</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7323</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10</Sole>
			<Shared>0</Shared>
			<None>7313</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LANCASTER COLONY CORP.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>513847103</cusip>
		<value>305</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1544</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1544</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LANCASTER COLONY CORP.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>513847103</cusip>
		<value>696</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3526</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3526</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LANDSTAR SYSTEM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>515098101</cusip>
		<value>59</value>
		<shrsOrPrnAmt>
			<sshPrnamt>360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>360</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LANDSTAR SYSTEM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>515098101</cusip>
		<value>608</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3732</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3732</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LENNAR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>526057104</cusip>
		<value>314</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3471</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3471</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LENNAR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>526057104</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>562</Sole>
			<Shared>0</Shared>
			<None>463</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>532457108</cusip>
		<value>2063</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5639</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5639</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>532457108</cusip>
		<value>10587</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28940</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>19018</Sole>
			<Shared>0</Shared>
			<None>9922</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIQUIDMETAL TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>53634X100</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>620307</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>620307</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LITHIA MOTORS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>536797103</cusip>
		<value>2193</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10713</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10713</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>539830109</cusip>
		<value>2662</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5472</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5461</Sole>
			<Shared>0</Shared>
			<None>11</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>539830109</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>215</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>15</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>539830109</cusip>
		<value>2170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2260</Sole>
			<Shared>0</Shared>
			<None>2200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE LOVESAC COMPANY </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>54738L109</cusip>
		<value>436</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19799</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19799</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOWES COS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>548661107</cusip>
		<value>8838</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>44273</Sole>
			<Shared>0</Shared>
			<None>87</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOWES COS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>548661107</cusip>
		<value>6612</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33184</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>23793</Sole>
			<Shared>0</Shared>
			<None>9391</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LULULEMON ATHLETICA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>550021109</cusip>
		<value>975</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3043</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3043</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LYFT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55087P104</cusip>
		<value>569</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51617</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>51617</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>M &amp; T BANK CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55261F104</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>80</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>M &amp; T BANK CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55261F104</cusip>
		<value>693</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>265</Sole>
			<Shared>0</Shared>
			<None>4513</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>M D U RESOURCES GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>552690109</cusip>
		<value>158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5196</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5196</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>M D U RESOURCES GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>552690109</cusip>
		<value>68</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2250</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MPLX LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55336V100</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1067</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MPLX LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55336V100</cusip>
		<value>182</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5545</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2818</Sole>
			<Shared>0</Shared>
			<None>2727</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MVB FINANCIAL CORP.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>553810102</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3639</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3639</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MVB FINANCIAL CORP.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>553810102</cusip>
		<value>367</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>16645</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACQUARIE BANK LTD</nameOfIssuer>
		<titleOfClass>FOREIGN BDS NTS</titleOfClass>
		<cusip>556079AD3</cusip>
		<value>308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>425000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>175000</Sole>
			<Shared>0</Shared>
			<None>250000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACQUARIE GROUP LTD</nameOfIssuer>
		<titleOfClass>FOREIGN BDS NTS</titleOfClass>
		<cusip>55608JAR9</cusip>
		<value>244</value>
		<shrsOrPrnAmt>
			<sshPrnamt>280000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>280000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORTOISE</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>56167N720</cusip>
		<value>605</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24515</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24515</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORTOISE</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>56167N720</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>875</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORTOISE</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>56167N720</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>525</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>525</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MANHATTAN ASSOCIATES, INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>562750109</cusip>
		<value>535</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4406</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4406</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MANULIFE FINANCIAL CORP.</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>56501R106</cusip>
		<value>183</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10278</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10278</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MANULIFE FINANCIAL CORP.</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>56501R106</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5358</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3358</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON DIGITAL HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>565788106</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>25</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON DIGITAL HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>565788106</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>15000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>56585A102</cusip>
		<value>1282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11017</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11017</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>56585A102</cusip>
		<value>1688</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14501</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8380</Sole>
			<Shared>0</Shared>
			<None>6121</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARSH &amp; MCLENNAN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>571748102</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1508</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARRIOTT INTERNATIONAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>571903202</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>110</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARRIOTT INTERNATIONAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>571903202</cusip>
		<value>630</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4229</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>750</Sole>
			<Shared>0</Shared>
			<None>3479</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASCO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>574599106</cusip>
		<value>6056</value>
		<shrsOrPrnAmt>
			<sshPrnamt>129759</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>129126</Sole>
			<Shared>0</Shared>
			<None>633</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASCO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>574599106</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASCO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>574599106</cusip>
		<value>652</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13976</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12884</Sole>
			<Shared>0</Shared>
			<None>1092</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASTERCARD INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>6424</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18474</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>18474</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASTERCARD INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>348</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASTERCARD INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>14419</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41465</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12280</Sole>
			<Shared>0</Shared>
			<None>29185</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MATADOR RESOURCES COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>576485205</cusip>
		<value>1173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20494</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20494</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>580135101</cusip>
		<value>4808</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18246</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>18246</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>580135101</cusip>
		<value>3756</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14252</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11885</Sole>
			<Shared>0</Shared>
			<None>2367</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>837</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2232</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2232</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>375</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1001</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1001</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCADOLIBRE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58733R102</cusip>
		<value>1692</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCADOLIBRE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58733R102</cusip>
		<value>200</value>
		<shrsOrPrnAmt>
			<sshPrnamt>236</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>180</Sole>
			<Shared>0</Shared>
			<None>56</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>17246</value>
		<shrsOrPrnAmt>
			<sshPrnamt>155435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>154586</Sole>
			<Shared>0</Shared>
			<None>849</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>211</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>25992</value>
		<shrsOrPrnAmt>
			<sshPrnamt>234272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>131913</Sole>
			<Shared>0</Shared>
			<None>102359</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>METLIFE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>59156R108</cusip>
		<value>186</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2569</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2569</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>METLIFE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>59156R108</cusip>
		<value>1124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15526</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4924</Sole>
			<Shared>0</Shared>
			<None>10602</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROSOFT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>594918104</cusip>
		<value>33854</value>
		<shrsOrPrnAmt>
			<sshPrnamt>141163</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>140864</Sole>
			<Shared>0</Shared>
			<None>299</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROSOFT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>594918104</cusip>
		<value>1264</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>270</Sole>
			<Shared>0</Shared>
			<None>5000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROSOFT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>594918104</cusip>
		<value>31763</value>
		<shrsOrPrnAmt>
			<sshPrnamt>132447</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>69096</Sole>
			<Shared>0</Shared>
			<None>63351</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROCHIP TECHNOLOGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>595017104</cusip>
		<value>6975</value>
		<shrsOrPrnAmt>
			<sshPrnamt>99291</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>99060</Sole>
			<Shared>0</Shared>
			<None>231</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROCHIP TECHNOLOGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>595017104</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>466</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>466</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROCHIP TECHNOLOGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>595017104</cusip>
		<value>1415</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>18834</Sole>
			<Shared>0</Shared>
			<None>1302</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MID AMERICAN APART CMNTY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>59522J103</cusip>
		<value>4507</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28708</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>28572</Sole>
			<Shared>0</Shared>
			<None>136</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MID AMERICAN APART CMNTY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>59522J103</cusip>
		<value>540</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3312</Sole>
			<Shared>0</Shared>
			<None>128</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOELIS &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>60786M105</cusip>
		<value>419</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10928</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10928</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>609207105</cusip>
		<value>8277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>123709</Sole>
			<Shared>0</Shared>
			<None>476</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>609207105</cusip>
		<value>152</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>275</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>609207105</cusip>
		<value>6863</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102969</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>42836</Sole>
			<Shared>0</Shared>
			<None>60133</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOOG INC- CL A</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>615394202</cusip>
		<value>109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1240</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOOG INC- CL A</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>615394202</cusip>
		<value>2661</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30327</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>708</Sole>
			<Shared>0</Shared>
			<None>29619</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>617446448</cusip>
		<value>2295</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26988</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>26841</Sole>
			<Shared>0</Shared>
			<None>147</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>617446448</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>617446448</cusip>
		<value>4792</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>14377</Sole>
			<Shared>0</Shared>
			<None>41985</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOTOROLA SOLUTIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>620076307</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>452</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>452</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOTOROLA SOLUTIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>620076307</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>874</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>374</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL AUSTRALIA BANK</nameOfIssuer>
		<titleOfClass>FOREIGN BDS NTS</titleOfClass>
		<cusip>632525AW1</cusip>
		<value>154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>250000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>637417106</cusip>
		<value>993</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21706</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21330</Sole>
			<Shared>0</Shared>
			<None>376</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>637417106</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>120</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>637417106</cusip>
		<value>334</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7302</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7112</Sole>
			<Shared>0</Shared>
			<None>190</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEOGEN CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>640491106</cusip>
		<value>685</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44956</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>460</Sole>
			<Shared>0</Shared>
			<None>44496</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NETFLIX INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>64110L106</cusip>
		<value>404</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1197</Sole>
			<Shared>0</Shared>
			<None>173</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NETFLIX INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>64110L106</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>79</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>79</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NETFLIX INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>64110L106</cusip>
		<value>249</value>
		<shrsOrPrnAmt>
			<sshPrnamt>844</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>644</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEXTERA ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>65339F101</cusip>
		<value>12011</value>
		<shrsOrPrnAmt>
			<sshPrnamt>143677</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>143251</Sole>
			<Shared>0</Shared>
			<None>426</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEXTERA ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>65339F101</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEXTERA ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>65339F101</cusip>
		<value>4811</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57543</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>51469</Sole>
			<Shared>0</Shared>
			<None>6074</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>654106103</cusip>
		<value>12195</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104226</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>103616</Sole>
			<Shared>0</Shared>
			<None>610</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>654106103</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>654106103</cusip>
		<value>3072</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26252</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>23333</Sole>
			<Shared>0</Shared>
			<None>2919</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NISOURCE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>65473P105</cusip>
		<value>2921</value>
		<shrsOrPrnAmt>
			<sshPrnamt>106510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>105997</Sole>
			<Shared>0</Shared>
			<None>513</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NISOURCE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>65473P105</cusip>
		<value>480</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17493</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13862</Sole>
			<Shared>0</Shared>
			<None>3631</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORFOLK SOUTHERN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>655844108</cusip>
		<value>1006</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4081</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4081</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORFOLK SOUTHERN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>655844108</cusip>
		<value>1282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5201</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2386</Sole>
			<Shared>0</Shared>
			<None>2815</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHRUP GRUMMAN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>666807102</cusip>
		<value>217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>397</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>397</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHRUP GRUMMAN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>666807102</cusip>
		<value>753</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1380</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>858</Sole>
			<Shared>0</Shared>
			<None>522</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHWEST BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>667340103</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHWEST BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>667340103</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15417</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>15417</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVARTIS A G ADR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>66987V109</cusip>
		<value>291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3077</Sole>
			<Shared>0</Shared>
			<None>131</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVARTIS A G ADR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>66987V109</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1389</Sole>
			<Shared>0</Shared>
			<None>407</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUCOR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>670346105</cusip>
		<value>581</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4407</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUCOR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>670346105</cusip>
		<value>625</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4741</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3955</Sole>
			<Shared>0</Shared>
			<None>786</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>670657105</cusip>
		<value>657</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57763</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>57763</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>670657105</cusip>
		<value>444</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39066</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>39066</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NVIDIA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>67066G104</cusip>
		<value>1200</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8212</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8212</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NVIDIA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>67066G104</cusip>
		<value>919</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6286</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4831</Sole>
			<Shared>0</Shared>
			<None>1455</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NUVEEN DIVIDEND ADVANTAGE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>67066V101</cusip>
		<value>104</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8836</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8836</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN DIVIDEND ADVANTAGE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>67066V101</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4934</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4934</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN MUNICIPAL VALUE FUND INC.</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>670928100</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19057</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>19057</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>670980101</cusip>
		<value>266</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20948</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20948</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>O&apos;REILLY AUTOMOTIVE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>67103H107</cusip>
		<value>435</value>
		<shrsOrPrnAmt>
			<sshPrnamt>515</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>515</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>O&apos;REILLY AUTOMOTIVE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>67103H107</cusip>
		<value>121</value>
		<shrsOrPrnAmt>
			<sshPrnamt>143</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>85</Sole>
			<Shared>0</Shared>
			<None>58</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>OSI SYSTEMS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>671044105</cusip>
		<value>1068</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13427</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>OLD NATIONAL BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>680033107</cusip>
		<value>952</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52961</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>52961</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>OLO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68134L109</cusip>
		<value>228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36423</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36423</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ON SEMICONDUCTOR CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>682189105</cusip>
		<value>5854</value>
		<shrsOrPrnAmt>
			<sshPrnamt>93854</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>93354</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ONEOK, INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>682680103</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ONEOK, INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>682680103</cusip>
		<value>681</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10365</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10365</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68389X105</cusip>
		<value>2222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27188</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>27188</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68389X105</cusip>
		<value>409</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68389X105</cusip>
		<value>6910</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84536</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>37132</Sole>
			<Shared>0</Shared>
			<None>47404</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>OPTIMIZERX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68401U204</cusip>
		<value>278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16531</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ORGANON &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68622V106</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1872</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1830</Sole>
			<Shared>0</Shared>
			<None>42</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORGANON &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68622V106</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>10</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORGANON &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68622V106</cusip>
		<value>255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9145</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8783</Sole>
			<Shared>0</Shared>
			<None>362</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>OTIS WORLDWIDE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68902V107</cusip>
		<value>1171</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14958</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14958</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>OTIS WORLDWIDE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68902V107</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>302</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>302</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OTIS WORLDWIDE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68902V107</cusip>
		<value>1764</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22522</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>21422</Sole>
			<Shared>0</Shared>
			<None>1100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OTTER TAIL POWER CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>689648103</cusip>
		<value>544</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9273</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>726</Sole>
			<Shared>0</Shared>
			<None>8547</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OXFORD LANE CAPITAL CORP</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>691543102</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10209</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10209</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693475105</cusip>
		<value>5307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33604</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>33604</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693475105</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>155</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>155</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693475105</cusip>
		<value>5433</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34402</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>23548</Sole>
			<Shared>0</Shared>
			<None>10854</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PPG INDUSTRIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693506107</cusip>
		<value>3207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>25507</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPG INDUSTRIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693506107</cusip>
		<value>6379</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50729</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>18524</Sole>
			<Shared>0</Shared>
			<None>32205</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACIRA BIOSCIENCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>695127100</cusip>
		<value>406</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10503</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10503</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PALO ALTO NETWORKS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>697435105</cusip>
		<value>7982</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57203</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>57031</Sole>
			<Shared>0</Shared>
			<None>172</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PALO ALTO NETWORKS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>697435105</cusip>
		<value>84</value>
		<shrsOrPrnAmt>
			<sshPrnamt>600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PALO ALTO NETWORKS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>697435105</cusip>
		<value>1698</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12171</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10686</Sole>
			<Shared>0</Shared>
			<None>1485</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PARKER-HANNIFIN CORP.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>701094104</cusip>
		<value>6758</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23224</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>23162</Sole>
			<Shared>0</Shared>
			<None>62</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PARKER-HANNIFIN CORP.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>701094104</cusip>
		<value>87</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PARKER-HANNIFIN CORP.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>701094104</cusip>
		<value>8424</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28947</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5045</Sole>
			<Shared>0</Shared>
			<None>23902</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PATTERSON COMPANIES INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>703395103</cusip>
		<value>1080</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38536</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>38036</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>704326107</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1148</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>898</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>704326107</cusip>
		<value>194</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1680</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1680</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYPAL HOLDINGS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>70450Y103</cusip>
		<value>4562</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64058</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>63802</Sole>
			<Shared>0</Shared>
			<None>256</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYPAL HOLDINGS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>70450Y103</cusip>
		<value>3126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43895</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9862</Sole>
			<Shared>0</Shared>
			<None>34033</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RANGER OIL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>70788V102</cusip>
		<value>560</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13858</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13858</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PEPSICO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>713448108</cusip>
		<value>12424</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>68354</Sole>
			<Shared>0</Shared>
			<None>416</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PEPSICO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>713448108</cusip>
		<value>644</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3566</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>566</Sole>
			<Shared>0</Shared>
			<None>3000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PEPSICO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>713448108</cusip>
		<value>13475</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>53138</Sole>
			<Shared>0</Shared>
			<None>21452</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PERKINELMER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>714046109</cusip>
		<value>625</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4460</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PERKINELMER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>714046109</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>254</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>254</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>717081103</cusip>
		<value>3158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61628</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>61628</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>717081103</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>103</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>717081103</cusip>
		<value>10569</value>
		<shrsOrPrnAmt>
			<sshPrnamt>206260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>155950</Sole>
			<Shared>0</Shared>
			<None>50310</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718172109</cusip>
		<value>1197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11824</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11824</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718172109</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>70</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718172109</cusip>
		<value>1104</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10909</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6809</Sole>
			<Shared>0</Shared>
			<None>4100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718546104</cusip>
		<value>2549</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24489</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24448</Sole>
			<Shared>0</Shared>
			<None>41</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718546104</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1942</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1942</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718546104</cusip>
		<value>3382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32492</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>28510</Sole>
			<Shared>0</Shared>
			<None>3982</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PHYSICIANS REALTY TRUST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>71943U104</cusip>
		<value>245</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16940</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16940</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PIONEER NATURAL RESOURCES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>723787107</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>27</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIONEER NATURAL RESOURCES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>723787107</cusip>
		<value>772</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3380</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>381</Sole>
			<Shared>0</Shared>
			<None>2999</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLANET LABS PBC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>72703X106</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLANET LABS PBC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>72703X106</cusip>
		<value>461</value>
		<shrsOrPrnAmt>
			<sshPrnamt>105929</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>105929</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PLYMOUTH ROCK TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>730020104</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>100000</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRESTIGE CONSUMER HEALTHCARE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74112D101</cusip>
		<value>695</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11109</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11109</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>T ROWE PRICE GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74144T108</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>472</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>472</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>T ROWE PRICE GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74144T108</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3080</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>780</Sole>
			<Shared>0</Shared>
			<None>2300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRICESMART INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>741511109</cusip>
		<value>234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3854</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3854</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRIMERICA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74164M108</cusip>
		<value>691</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4875</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRINCIPAL FINANCIAL GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74251V102</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>631</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>631</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRINCIPAL FINANCIAL GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74251V102</cusip>
		<value>162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1926</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1926</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>742718109</cusip>
		<value>11217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74011</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>74011</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>742718109</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>742718109</cusip>
		<value>20563</value>
		<shrsOrPrnAmt>
			<sshPrnamt>135678</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>119134</Sole>
			<Shared>0</Shared>
			<None>16544</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>743315103</cusip>
		<value>1413</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10890</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10890</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>743315103</cusip>
		<value>797</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6145</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5558</Sole>
			<Shared>0</Shared>
			<None>587</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROGYNY, INC. </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74340E103</cusip>
		<value>238</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7638</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7638</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROLOGIS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74340W103</cusip>
		<value>682</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6046</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6046</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROLOGIS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74340W103</cusip>
		<value>825</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7315</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6615</Sole>
			<Shared>0</Shared>
			<None>700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>74347B680</cusip>
		<value>432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6039</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6039</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74347R206</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74347R206</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>744320102</cusip>
		<value>5656</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56864</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>56448</Sole>
			<Shared>0</Shared>
			<None>416</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>744320102</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>80</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>744320102</cusip>
		<value>1477</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11509</Sole>
			<Shared>0</Shared>
			<None>3341</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC SERVICE ENTERPRISE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>744573106</cusip>
		<value>318</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5184</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5184</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC SERVICE ENTERPRISE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>744573106</cusip>
		<value>504</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8226</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3726</Sole>
			<Shared>0</Shared>
			<None>4500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PURE STORAGE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74624M102</cusip>
		<value>2111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78873</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>78873</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>747525103</cusip>
		<value>757</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6885</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6885</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>747525103</cusip>
		<value>789</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7179</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5779</Sole>
			<Shared>0</Shared>
			<None>1400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALYS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74758T303</cusip>
		<value>750</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6681</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6681</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUANTA SERVICES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74762E102</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>92</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>92</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUANTA SERVICES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74762E102</cusip>
		<value>7114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49922</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2422</Sole>
			<Shared>0</Shared>
			<None>47500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUEST DIAGNOSTICS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74834L100</cusip>
		<value>78</value>
		<shrsOrPrnAmt>
			<sshPrnamt>499</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>499</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUEST DIAGNOSTICS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74834L100</cusip>
		<value>569</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3639</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3304</Sole>
			<Shared>0</Shared>
			<None>335</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RLI CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>749607107</cusip>
		<value>382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2907</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2907</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RESTORATION HARDWARE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74967X103</cusip>
		<value>1069</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAPID7 INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>753422104</cusip>
		<value>447</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13149</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13149</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYMOND JAMES FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>754730109</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>561</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYMOND JAMES FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>754730109</cusip>
		<value>672</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6291</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>32</Sole>
			<Shared>0</Shared>
			<None>6259</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYTHEON TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>75513E101</cusip>
		<value>6178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>61100</Sole>
			<Shared>0</Shared>
			<None>121</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYTHEON TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>75513E101</cusip>
		<value>143</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1421</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>604</Sole>
			<Shared>0</Shared>
			<None>817</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYTHEON TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>75513E101</cusip>
		<value>14154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>58863</Sole>
			<Shared>0</Shared>
			<None>81387</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RBC BEARINGS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>75524B104</cusip>
		<value>449</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2143</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2143</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>756109104</cusip>
		<value>104</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1645</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>756109104</cusip>
		<value>254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>3500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RECONNAISSANCE ENERGY AFRICA LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>75624R108</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>16000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RESTAURANT BRANDS INTL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>76131D103</cusip>
		<value>1875</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28991</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>870</Sole>
			<Shared>0</Shared>
			<None>28121</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RIGHTMOVE PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>76657Y101</cusip>
		<value>459</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37354</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>37354</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RIOT PLATFORMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>767292105</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROCKWELL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>773903109</cusip>
		<value>377</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1462</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1462</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROCKWELL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>773903109</cusip>
		<value>1433</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5565</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5447</Sole>
			<Shared>0</Shared>
			<None>118</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>776696106</cusip>
		<value>189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>437</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>437</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>776696106</cusip>
		<value>5646</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1228</Sole>
			<Shared>0</Shared>
			<None>11839</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHELL PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>780259305</cusip>
		<value>592</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10395</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHELL PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>780259305</cusip>
		<value>688</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12076</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10822</Sole>
			<Shared>0</Shared>
			<None>1254</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>78409V104</cusip>
		<value>391</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1168</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1168</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>78409V104</cusip>
		<value>70</value>
		<shrsOrPrnAmt>
			<sshPrnamt>209</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>209</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>78462F103</cusip>
		<value>5182</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13551</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>78462F103</cusip>
		<value>4081</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10671</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2832</Sole>
			<Shared>0</Shared>
			<None>7839</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ALTERNATIVE FUN</titleOfClass>
		<cusip>78463V107</cusip>
		<value>1404</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8276</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8154</Sole>
			<Shared>0</Shared>
			<None>122</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ALTERNATIVE FUN</titleOfClass>
		<cusip>78463V107</cusip>
		<value>2373</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13988</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1037</Sole>
			<Shared>0</Shared>
			<None>12951</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>78464A359</cusip>
		<value>1887</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>29335</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>78464A359</cusip>
		<value>411</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6383</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6383</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>78464A698</cusip>
		<value>829</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14107</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14107</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>78464A698</cusip>
		<value>352</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>78464A698</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3227</Sole>
			<Shared>0</Shared>
			<None>1350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>78464A763</cusip>
		<value>10102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80742</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>80742</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>78464A763</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>740</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>740</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>78464A763</cusip>
		<value>2734</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21852</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>21852</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>78467Y107</cusip>
		<value>1008</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2277</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2277</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>78467Y107</cusip>
		<value>423</value>
		<shrsOrPrnAmt>
			<sshPrnamt>955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>955</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>78468R200</cusip>
		<value>297</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9775</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SVB FINANCIAL GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>78486Q101</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>75</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SVB FINANCIAL GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>78486Q101</cusip>
		<value>814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3536</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3536</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>78573L106</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>336</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>336</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>78573L106</cusip>
		<value>274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>176</Sole>
			<Shared>0</Shared>
			<None>21879</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALESFORCE INC </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>79466L302</cusip>
		<value>9174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>69012</Sole>
			<Shared>0</Shared>
			<None>178</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALESFORCE INC </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>79466L302</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALESFORCE INC </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>79466L302</cusip>
		<value>5764</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43471</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13213</Sole>
			<Shared>0</Shared>
			<None>30258</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>806857108</cusip>
		<value>255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4776</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4776</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>806857108</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>350</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>806857108</cusip>
		<value>396</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7399</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6899</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCIENCE APPLICATIONS INTL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>808625107</cusip>
		<value>1371</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12363</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12363</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y209</cusip>
		<value>760</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5592</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y209</cusip>
		<value>2291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16864</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>839</Sole>
			<Shared>0</Shared>
			<None>16025</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y308</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>44</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y308</cusip>
		<value>1814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24330</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2032</Sole>
			<Shared>0</Shared>
			<None>22298</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y506</cusip>
		<value>985</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11265</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11265</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y506</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1942</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1942</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y605</cusip>
		<value>822</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24034</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>23674</Sole>
			<Shared>0</Shared>
			<None>360</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y605</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3366</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2315</Sole>
			<Shared>0</Shared>
			<None>1051</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y704</cusip>
		<value>1617</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16461</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2046</Sole>
			<Shared>0</Shared>
			<None>14415</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y803</cusip>
		<value>366</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2942</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2942</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y803</cusip>
		<value>1290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10367</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3752</Sole>
			<Shared>0</Shared>
			<None>6615</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y852</cusip>
		<value>2708</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56419</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>56149</Sole>
			<Shared>0</Shared>
			<None>270</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y852</cusip>
		<value>489</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10185</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y886</cusip>
		<value>383</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5428</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5428</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>81369Y886</cusip>
		<value>1625</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23048</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2045</Sole>
			<Shared>0</Shared>
			<None>21003</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT MEDICAL HOLDINGS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>81619Q105</cusip>
		<value>937</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37733</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>37733</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>816851109</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>501</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>501</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>816851109</cusip>
		<value>185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1194</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1194</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SENTINELONE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>81730H109</cusip>
		<value>715</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49023</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>49023</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>81762P102</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>81762P102</cusip>
		<value>1239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3190</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHERWIN WILLIAMS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>824348106</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>57</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHERWIN WILLIAMS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>824348106</cusip>
		<value>440</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1855</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1300</Sole>
			<Shared>0</Shared>
			<None>555</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE SHYFT GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>825698103</cusip>
		<value>2081</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83726</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>83726</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE SIMPLY GOOD FOODS COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>82900L102</cusip>
		<value>500</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13146</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13146</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIMPSON MANUFACTURING CO. INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>829073105</cusip>
		<value>664</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7485</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JM SMUCKER CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>832696405</cusip>
		<value>78</value>
		<shrsOrPrnAmt>
			<sshPrnamt>491</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>420</Sole>
			<Shared>0</Shared>
			<None>71</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JM SMUCKER CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>832696405</cusip>
		<value>525</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3312</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2612</Sole>
			<Shared>0</Shared>
			<None>700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOCIETE GENERALE</nameOfIssuer>
		<titleOfClass>FOREIGN BDS NTS</titleOfClass>
		<cusip>83368RBC5</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>250000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SONOS, INC. </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>83570H108</cusip>
		<value>609</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36039</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36039</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTH STATE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>840441109</cusip>
		<value>651</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8527</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8527</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>842587107</cusip>
		<value>1165</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16318</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>842587107</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>842587107</cusip>
		<value>2523</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35326</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>30649</Sole>
			<Shared>0</Shared>
			<None>4677</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOVOS BRANDS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>84612U107</cusip>
		<value>466</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32394</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32394</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPLUNK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>848637104</cusip>
		<value>406</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4713</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4713</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPLUNK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>848637104</cusip>
		<value>177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1725</Sole>
			<Shared>0</Shared>
			<None>330</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPROUTS FARMERS MARKET</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>85208M102</cusip>
		<value>633</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19553</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19553</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLOCK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>852234103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>35</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLOCK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>852234103</cusip>
		<value>273</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4350</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STANDARD CHARTERED PLC</nameOfIssuer>
		<titleOfClass>FOREIGN BDS NTS</titleOfClass>
		<cusip>853254BZ2</cusip>
		<value>217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>250000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>855244109</cusip>
		<value>9603</value>
		<shrsOrPrnAmt>
			<sshPrnamt>96803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>96252</Sole>
			<Shared>0</Shared>
			<None>551</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>855244109</cusip>
		<value>125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1259</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>259</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>855244109</cusip>
		<value>3600</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36293</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>28375</Sole>
			<Shared>0</Shared>
			<None>7918</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STATE STREET CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>857477103</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>36</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STATE STREET CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>857477103</cusip>
		<value>1206</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15548</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>77</Sole>
			<Shared>0</Shared>
			<None>15471</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STIFEL FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>860630102</cusip>
		<value>4022</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68911</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>600</Sole>
			<Shared>0</Shared>
			<None>68311</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STOCK YARDS BANCORP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>861025104</cusip>
		<value>209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3213</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3213</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>863667101</cusip>
		<value>673</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2751</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2624</Sole>
			<Shared>0</Shared>
			<None>127</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>863667101</cusip>
		<value>1449</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5925</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5925</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SURGERY PARTNERS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>86881A100</cusip>
		<value>464</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16655</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYNEOS HEALTH INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87166B102</cusip>
		<value>1585</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>43208</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>871829107</cusip>
		<value>127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1665</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>871829107</cusip>
		<value>1524</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3973</Sole>
			<Shared>0</Shared>
			<None>15962</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872540109</cusip>
		<value>2538</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31888</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>31387</Sole>
			<Shared>0</Shared>
			<None>501</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872540109</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>260</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872540109</cusip>
		<value>1352</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16983</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>16341</Sole>
			<Shared>0</Shared>
			<None>642</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872590104</cusip>
		<value>5509</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39351</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>39233</Sole>
			<Shared>0</Shared>
			<None>118</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872590104</cusip>
		<value>770</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5498</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4865</Sole>
			<Shared>0</Shared>
			<None>633</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TTM TECHNOLOGIES, INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87305R109</cusip>
		<value>414</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27469</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>27469</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TAIWAN SEMICONDUCTOR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>874039100</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>904</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>904</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TAIWAN SEMICONDUCTOR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>874039100</cusip>
		<value>322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3959</Sole>
			<Shared>0</Shared>
			<None>358</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TARGET CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87612E106</cusip>
		<value>132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>887</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>887</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TARGET CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87612E106</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>626</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>626</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TARGET CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87612E106</cusip>
		<value>3698</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24815</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4000</Sole>
			<Shared>0</Shared>
			<None>20815</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>879360105</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>56</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>879360105</cusip>
		<value>416</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1041</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>93</Sole>
			<Shared>0</Shared>
			<None>948</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TESLA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>88160R101</cusip>
		<value>421</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3420</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3420</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TESLA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>88160R101</cusip>
		<value>628</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5099</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3212</Sole>
			<Shared>0</Shared>
			<None>1887</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>882508104</cusip>
		<value>11980</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72514</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>72415</Sole>
			<Shared>0</Shared>
			<None>99</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>882508104</cusip>
		<value>1133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6857</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>357</Sole>
			<Shared>0</Shared>
			<None>6500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>882508104</cusip>
		<value>17684</value>
		<shrsOrPrnAmt>
			<sshPrnamt>107032</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>88194</Sole>
			<Shared>0</Shared>
			<None>18838</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXTRON INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>883203101</cusip>
		<value>299</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4222</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4000</Sole>
			<Shared>0</Shared>
			<None>222</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>883556102</cusip>
		<value>8305</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15081</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15020</Sole>
			<Shared>0</Shared>
			<None>61</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>883556102</cusip>
		<value>193</value>
		<shrsOrPrnAmt>
			<sshPrnamt>350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>883556102</cusip>
		<value>10761</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19541</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5251</Sole>
			<Shared>0</Shared>
			<None>14290</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THIRD STREET BANCSHARES, INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>884283102</cusip>
		<value>615</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7218</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7218</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THIRD STREET BANCSHARES, INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>884283102</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>3M COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>3621</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30193</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>30193</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>3M COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>425</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>425</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>3M COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>4407</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36748</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>35057</Sole>
			<Shared>0</Shared>
			<None>1691</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORO COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>891092108</cusip>
		<value>719</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6348</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6348</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORONTO-DOMINION BANK</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>891160509</cusip>
		<value>382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5893</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5893</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORONTO-DOMINION BANK</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>891160509</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3692</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3692</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRACTOR SUPPLY COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>892356106</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>55</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRACTOR SUPPLY COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>892356106</cusip>
		<value>920</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4088</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4088</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE TRAVELERS COMPANIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>89417E109</cusip>
		<value>108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>575</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE TRAVELERS COMPANIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>89417E109</cusip>
		<value>465</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2481</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1481</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRI- CONTINENTAL CORP.</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>895436103</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3612</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRI- CONTINENTAL CORP.</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>895436103</cusip>
		<value>125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4861</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4861</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRUIST FINANCIAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>89832Q109</cusip>
		<value>9875</value>
		<shrsOrPrnAmt>
			<sshPrnamt>229490</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>228782</Sole>
			<Shared>0</Shared>
			<None>708</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TRUIST FINANCIAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>89832Q109</cusip>
		<value>3987</value>
		<shrsOrPrnAmt>
			<sshPrnamt>92662</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>46243</Sole>
			<Shared>0</Shared>
			<None>46419</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRUSTMARK CORP.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>898402102</cusip>
		<value>983</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28160</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TYSON FOODS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>902494103</cusip>
		<value>330</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5302</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5302</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TYSON FOODS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>902494103</cusip>
		<value>268</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4302</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3569</Sole>
			<Shared>0</Shared>
			<None>733</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UGI CORP HOLDING CO.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4022</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4022</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UGI CORP HOLDING CO.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3194</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2481</Sole>
			<Shared>0</Shared>
			<None>713</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>US BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>902973304</cusip>
		<value>12151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>278631</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>277662</Sole>
			<Shared>0</Shared>
			<None>969</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>US BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>902973304</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>140</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>US BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>902973304</cusip>
		<value>4450</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102037</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>61565</Sole>
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			<None>40472</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>90384S303</cusip>
		<value>7788</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16603</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16542</Sole>
			<Shared>0</Shared>
			<None>61</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>90384S303</cusip>
		<value>1128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2225</Sole>
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			<None>179</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNION PACIFIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>907818108</cusip>
		<value>3042</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14690</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14690</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNION PACIFIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>907818108</cusip>
		<value>3502</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16914</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>15348</Sole>
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			<None>1566</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITED BANKSHARES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>909907107</cusip>
		<value>1559</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>38495</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED BANKSHARES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>909907107</cusip>
		<value>4051</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100061</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>82997</Sole>
			<Shared>0</Shared>
			<None>17064</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITED BANCORP INC/OHIO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>909911109</cusip>
		<value>136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9271</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9271</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED BANCORP INC/OHIO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>909911109</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>2700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED BANCORP INC/OHIO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>909911109</cusip>
		<value>265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17986</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17986</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>911312106</cusip>
		<value>942</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5420</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5311</Sole>
			<Shared>0</Shared>
			<None>109</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>911312106</cusip>
		<value>174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>911312106</cusip>
		<value>9576</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55086</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>40813</Sole>
			<Shared>0</Shared>
			<None>14273</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED RENTALS, INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>911363109</cusip>
		<value>84</value>
		<shrsOrPrnAmt>
			<sshPrnamt>236</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>236</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED RENTALS, INC.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>911363109</cusip>
		<value>2313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>117</Sole>
			<Shared>0</Shared>
			<None>6391</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>91324P102</cusip>
		<value>13444</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25357</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>25312</Sole>
			<Shared>0</Shared>
			<None>45</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>91324P102</cusip>
		<value>265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
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			<None>500</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6680</Sole>
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			<None>32582</None>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>698</Sole>
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			<None>0</None>
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	<infoTable>
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		<titleOfClass>COMMON STOCK</titleOfClass>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>5330</None>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3525</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>92189F106</cusip>
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			<sshPrnamt>5487</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4487</Sole>
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			<None>1000</None>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>92189F171</cusip>
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		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
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		<cusip>921908844</cusip>
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			<sshPrnamt>2503</sshPrnamt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
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		<cusip>921908844</cusip>
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		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<None>300</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
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		<cusip>921909768</cusip>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<None>1728</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
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		<cusip>921910840</cusip>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>689</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>921910840</cusip>
		<value>4336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42158</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<None>42158</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>921937819</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>6147</sshPrnamt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6147</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>921937827</cusip>
		<value>1113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14788</sshPrnamt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14788</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>921937827</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>116</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>921937835</cusip>
		<value>17201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>239441</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>236454</Sole>
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			<None>2987</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>921937835</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3049</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>3049</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>921937835</cusip>
		<value>2573</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35821</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>31776</Sole>
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			<None>4045</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>921943858</cusip>
		<value>97</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2316</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>921943858</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>921943858</cusip>
		<value>737</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17561</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>921946406</cusip>
		<value>372</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3439</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3439</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>921946406</cusip>
		<value>87</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>800</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>922020805</cusip>
		<value>2072</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44357</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>44357</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>922020805</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>922020805</cusip>
		<value>524</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11208</Sole>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>922042775</cusip>
		<value>1221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24349</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24349</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>922042775</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>922042858</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>87382</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>87382</Sole>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>922042858</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>922042858</cusip>
		<value>967</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24811</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>22811</Sole>
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			<None>2000</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>534</Sole>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>92204A504</cusip>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>497</Sole>
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			<None>362</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>92204A702</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>236</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>236</Sole>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>92204A702</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>320</Sole>
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			<None>274</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>92206C102</cusip>
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		<shrsOrPrnAmt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>92206C409</cusip>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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		<shrsOrPrnAmt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>VANGUARD</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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		<shrsOrPrnAmt>
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		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>VANGUARD</nameOfIssuer>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
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		<shrsOrPrnAmt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
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		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
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		<shrsOrPrnAmt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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	<infoTable>
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		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>VANGUARD</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>922908751</cusip>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>VANGUARD</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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	<infoTable>
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		<shrsOrPrnAmt>
			<sshPrnamt>1668</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>963</Sole>
			<Shared>0</Shared>
			<None>705</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92343V104</cusip>
		<value>4189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>106315</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>105494</Sole>
			<Shared>0</Shared>
			<None>821</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92343V104</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>637</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>637</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92343V104</cusip>
		<value>5134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>130315</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>94198</Sole>
			<Shared>0</Shared>
			<None>36117</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92532F100</cusip>
		<value>686</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>62</Sole>
			<Shared>0</Shared>
			<None>2314</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VIATRIS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92556V106</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10353</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10353</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VIATRIS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92556V106</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>12</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VIATRIS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92556V106</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18411</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>14972</Sole>
			<Shared>0</Shared>
			<None>3439</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VICTORIAS SECRET AND CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>926400102</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>552</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VICTORIAS SECRET AND CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>926400102</cusip>
		<value>437</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>994</Sole>
			<Shared>0</Shared>
			<None>11231</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VICTORY CAPITAL HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92645B103</cusip>
		<value>777</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28962</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28962</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VISA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92826C839</cusip>
		<value>459</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2209</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2209</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VISA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92826C839</cusip>
		<value>1343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6466</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3537</Sole>
			<Shared>0</Shared>
			<None>2929</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VMWARE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>928563402</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>919</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>919</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VMWARE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>928563402</cusip>
		<value>906</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7378</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1997</Sole>
			<Shared>0</Shared>
			<None>5381</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VODAFONE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92857W308</cusip>
		<value>410</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40504</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>40504</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VODAFONE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92857W308</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5287</Sole>
			<Shared>0</Shared>
			<None>221</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VULCAN MATERIALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>929160109</cusip>
		<value>393</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2247</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2247</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VULCAN MATERIALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>929160109</cusip>
		<value>247</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1411</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1361</Sole>
			<Shared>0</Shared>
			<None>50</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEC ENERGY GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92939U106</cusip>
		<value>652</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6949</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6949</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEC ENERGY GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92939U106</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>53</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WALMART INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>931142103</cusip>
		<value>8258</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58238</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>58017</Sole>
			<Shared>0</Shared>
			<None>221</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALMART INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>931142103</cusip>
		<value>142</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALMART INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>931142103</cusip>
		<value>4444</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20324</Sole>
			<Shared>0</Shared>
			<None>11021</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WALGREENS BOOTS ALLIANCE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>931427108</cusip>
		<value>84</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2252</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2252</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALGREENS BOOTS ALLIANCE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>931427108</cusip>
		<value>396</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4387</Sole>
			<Shared>0</Shared>
			<None>6205</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WARNER BROS DISCOVERY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>934423104</cusip>
		<value>176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18569</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>18394</Sole>
			<Shared>0</Shared>
			<None>175</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WARNER BROS DISCOVERY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>934423104</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>470</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WARNER BROS DISCOVERY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>934423104</cusip>
		<value>289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30462</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>28178</Sole>
			<Shared>0</Shared>
			<None>2284</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>94106L109</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1118</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1118</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>94106L109</cusip>
		<value>371</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2363</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2363</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WATTS WATER TECHNOLOGIES INC A</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>942749102</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>244</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>244</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WATTS WATER TECHNOLOGIES INC A</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>942749102</cusip>
		<value>513</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3506</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3506</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>949746101</cusip>
		<value>882</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21372</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21132</Sole>
			<Shared>0</Shared>
			<None>240</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>949746101</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>954</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>954</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>949746101</cusip>
		<value>1099</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26610</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>16761</Sole>
			<Shared>0</Shared>
			<None>9849</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLTOWER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>95040Q104</cusip>
		<value>609</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9295</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLTOWER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>95040Q104</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>85</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLTOWER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>95040Q104</cusip>
		<value>444</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6772</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6772</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESBANCO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>950810101</cusip>
		<value>28960</value>
		<shrsOrPrnAmt>
			<sshPrnamt>783127</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>484481</Sole>
			<Shared>0</Shared>
			<None>298646</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESBANCO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>950810101</cusip>
		<value>820</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22184</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>20184</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESBANCO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>950810101</cusip>
		<value>34983</value>
		<shrsOrPrnAmt>
			<sshPrnamt>946006</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>762557</Sole>
			<Shared>0</Shared>
			<None>183449</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESBANCO INC</nameOfIssuer>
		<titleOfClass>PREFERRED STOCK</titleOfClass>
		<cusip>950810705</cusip>
		<value>322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESBANCO INC</nameOfIssuer>
		<titleOfClass>PREFERRED STOCK</titleOfClass>
		<cusip>950810705</cusip>
		<value>334</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13279</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12279</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTROCK CO.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>96145D105</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6275</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTROCK CO.</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>96145D105</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1489</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1489</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>962166104</cusip>
		<value>64</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2067</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>962166104</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>240</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>962166104</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8297</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7622</Sole>
			<Shared>0</Shared>
			<None>675</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WINGSTOP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>974155103</cusip>
		<value>675</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4908</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4908</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>97717W505</cusip>
		<value>847</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>97717W505</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>392</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>392</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>97717W505</cusip>
		<value>437</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10611</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10611</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>97717W604</cusip>
		<value>725</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25493</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>25493</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>97717W604</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>431</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>431</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>97717W604</cusip>
		<value>165</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5790</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5790</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>YUM! BRANDS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>988498101</cusip>
		<value>193</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1505</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1505</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>YUM! BRANDS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>988498101</cusip>
		<value>454</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3546</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2986</Sole>
			<Shared>0</Shared>
			<None>560</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>YUM CHINA HOLDING INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98850P109</cusip>
		<value>68</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1250</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>YUM CHINA HOLDING INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98850P109</cusip>
		<value>189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3461</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3061</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98956P102</cusip>
		<value>933</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7319</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7319</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98956P102</cusip>
		<value>1984</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15562</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13522</Sole>
			<Shared>0</Shared>
			<None>2040</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZOETIS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98978V103</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>635</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>635</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZOETIS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98978V103</cusip>
		<value>5259</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35888</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1300</Sole>
			<Shared>0</Shared>
			<None>34588</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZOOMINFO TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98980F104</cusip>
		<value>998</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33145</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>32645</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KENNEDY HARDWARE CO INC.</nameOfIssuer>
		<titleOfClass>CLOSELY HELD ST</titleOfClass>
		<cusip>992360107</cusip>
		<value>248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>83400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RIESBECK FOOD MARKETS, INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>994694529</cusip>
		<value>1183</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9052</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9052</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GWI FIXED ACCOUNT - SERIES CLASS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>CS0000071</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53042</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>53042</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G0176J109</cusip>
		<value>342</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3251</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3251</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G0176J109</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G0176J109</cusip>
		<value>142</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1352</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1319</Sole>
			<Shared>0</Shared>
			<None>33</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMBARELLA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>G037AX101</cusip>
		<value>331</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4022</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4022</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>1524</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5711</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5668</Sole>
			<Shared>0</Shared>
			<None>43</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>6709</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4237</Sole>
			<Shared>0</Shared>
			<None>20904</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G29183103</cusip>
		<value>10632</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67739</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>67496</Sole>
			<Shared>0</Shared>
			<None>243</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G29183103</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>60</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G29183103</cusip>
		<value>3496</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22273</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20317</Sole>
			<Shared>0</Shared>
			<None>1956</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINDE PUBLIC LIMITED COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>5100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15635</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15584</Sole>
			<Shared>0</Shared>
			<None>51</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINDE PUBLIC LIMITED COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>G5494J103</cusip>
		<value>861</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2639</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2362</Sole>
			<Shared>0</Shared>
			<None>277</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>1396</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17966</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17766</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>159</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>50</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10477</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7742</Sole>
			<Shared>0</Shared>
			<None>2735</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYALTY PHARMA PLC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>G7709Q104</cusip>
		<value>1107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G8994E103</cusip>
		<value>1545</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9192</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G8994E103</cusip>
		<value>504</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK</titleOfClass>
		<cusip>G8994E103</cusip>
		<value>957</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5697</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5655</Sole>
			<Shared>0</Shared>
			<None>42</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>1991</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9025</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>1655</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7076</Sole>
			<Shared>0</Shared>
			<None>424</None>
		</votingAuthority>
	</infoTable>
</informationTable>
