<informationTable xsi:schemaLocation="http://www.sec.gov/edgar/document/thirteenf/informationtable eis_13FDocument.xsd" xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:n1="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
        <infoTable>
                <nameOfIssuer>AAON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>000360206</cusip>
                <value>2174</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44987</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>44987</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AFLAC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>001055102</cusip>
                <value>2</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>60</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>60</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AFLAC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>001055102</cusip>
                <value>314</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9184</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>944</Sole>
                        <Shared>0</Shared>
                        <None>8240</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AGNC INVESTMENT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00123Q104</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>640</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>640</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AGNC INVESTMENT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00123Q104</cusip>
                <value>160</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>00162Q866</cusip>
                <value>289</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>84002</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>83903</Sole>
                        <Shared>0</Shared>
                        <None>99</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>00162Q866</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>00162Q866</cusip>
                <value>169</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>49245</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>29101</Sole>
                        <Shared>0</Shared>
                        <None>20144</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AT&amp;T</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>7507</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>257517</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>256575</Sole>
                        <Shared>0</Shared>
                        <None>942</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AT&amp;T</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>316</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10850</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>3850</Sole>
                        <Shared>0</Shared>
                        <None>7000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AT&amp;T</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>9469</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>324824</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>247545</Sole>
                        <Shared>0</Shared>
                        <None>77279</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>002824100</cusip>
                <value>2392</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30316</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30316</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>002824100</cusip>
                <value>9376</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>118817</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20933</Sole>
                        <Shared>0</Shared>
                        <None>97884</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABBVIE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00287Y109</cusip>
                <value>1289</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16916</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16916</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABBVIE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00287Y109</cusip>
                <value>4367</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>57319</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19396</Sole>
                        <Shared>0</Shared>
                        <None>37923</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABERDEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>00301W105</cusip>
                <value>105</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20345</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20345</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADAMS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>006212104</cusip>
                <value>205</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16260</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16260</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADAMS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>006212104</cusip>
                <value>31</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2430</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2430</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADOBE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00724F101</cusip>
                <value>56</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>177</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>177</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADOBE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00724F101</cusip>
                <value>6741</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21181</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>470</Sole>
                        <Shared>0</Shared>
                        <None>20711</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>007903107</cusip>
                <value>4178</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>91861</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>90904</Sole>
                        <Shared>0</Shared>
                        <None>957</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>007903107</cusip>
                <value>302</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6634</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6001</Sole>
                        <Shared>0</Shared>
                        <None>633</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>009158106</cusip>
                <value>382</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1914</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1914</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>009158106</cusip>
                <value>1577</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7902</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7554</Sole>
                        <Shared>0</Shared>
                        <None>348</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALIBABA GROUP HOLDING LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01609W102</cusip>
                <value>5963</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30663</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30368</Sole>
                        <Shared>0</Shared>
                        <None>295</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALIBABA GROUP HOLDING LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01609W102</cusip>
                <value>97</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALIBABA GROUP HOLDING LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01609W102</cusip>
                <value>1330</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6839</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4907</Sole>
                        <Shared>0</Shared>
                        <None>1932</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLSTATE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>020002101</cusip>
                <value>58</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>635</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>635</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLSTATE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>020002101</cusip>
                <value>1087</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11853</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11389</Sole>
                        <Shared>0</Shared>
                        <None>464</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K107</cusip>
                <value>2100</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1806</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1806</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K107</cusip>
                <value>8466</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7281</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1761</Sole>
                        <Shared>0</Shared>
                        <None>5520</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K305</cusip>
                <value>10092</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8685</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8627</Sole>
                        <Shared>0</Shared>
                        <None>58</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K305</cusip>
                <value>116</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K305</cusip>
                <value>11826</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10178</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2846</Sole>
                        <Shared>0</Shared>
                        <None>7332</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALTRIA GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02209S103</cusip>
                <value>435</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11247</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11247</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALTRIA GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02209S103</cusip>
                <value>846</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21886</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18671</Sole>
                        <Shared>0</Shared>
                        <None>3215</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMAZON.COM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>023135106</cusip>
                <value>17138</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8790</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8726</Sole>
                        <Shared>0</Shared>
                        <None>64</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMAZON.COM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>023135106</cusip>
                <value>585</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMAZON.COM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>023135106</cusip>
                <value>23570</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12089</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3709</Sole>
                        <Shared>0</Shared>
                        <None>8380</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMBEV SA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02319V103</cusip>
                <value>32</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14010</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14010</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025537101</cusip>
                <value>3759</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>47001</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>47001</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025537101</cusip>
                <value>582</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>275</Sole>
                        <Shared>0</Shared>
                        <None>7000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025537101</cusip>
                <value>4322</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>54044</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>49934</Sole>
                        <Shared>0</Shared>
                        <None>4110</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN EXPRESS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025816109</cusip>
                <value>233</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2724</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2724</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN EXPRESS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025816109</cusip>
                <value>375</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4378</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3312</Sole>
                        <Shared>0</Shared>
                        <None>1066</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN INT'L GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>026874784</cusip>
                <value>327</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13466</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>511</Sole>
                        <Shared>0</Shared>
                        <None>12955</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN TOWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03027X100</cusip>
                <value>484</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2222</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2222</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN TOWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03027X100</cusip>
                <value>342</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1570</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>742</Sole>
                        <Shared>0</Shared>
                        <None>828</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN WATER WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>030420103</cusip>
                <value>375</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3135</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3135</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN WATER WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>030420103</cusip>
                <value>142</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1190</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1156</Sole>
                        <Shared>0</Shared>
                        <None>34</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03073E105</cusip>
                <value>142</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03073E105</cusip>
                <value>119</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1350</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMGEN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>031162100</cusip>
                <value>8004</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39483</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>39249</Sole>
                        <Shared>0</Shared>
                        <None>234</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMGEN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>031162100</cusip>
                <value>12805</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>63161</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16534</Sole>
                        <Shared>0</Shared>
                        <None>46627</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMPHENOL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032095101</cusip>
                <value>561</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7698</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7698</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMPHENOL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032095101</cusip>
                <value>591</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8114</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5174</Sole>
                        <Shared>0</Shared>
                        <None>2940</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANNALY CAPITAL MGMT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>035710409</cusip>
                <value>3</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>586</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>586</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANNALY CAPITAL MGMT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>035710409</cusip>
                <value>374</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>73739</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>43170</Sole>
                        <Shared>0</Shared>
                        <None>30569</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANTHEM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>036752103</cusip>
                <value>138</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>606</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>606</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANTHEM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>036752103</cusip>
                <value>394</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1735</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>704</Sole>
                        <Shared>0</Shared>
                        <None>1031</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APOLLO COMMERCIAL REAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03762U105</cusip>
                <value>76</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10185</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7800</Sole>
                        <Shared>0</Shared>
                        <None>2385</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APPLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>037833100</cusip>
                <value>32302</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>127028</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>125945</Sole>
                        <Shared>0</Shared>
                        <None>1083</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APPLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>037833100</cusip>
                <value>909</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3575</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>75</Sole>
                        <Shared>0</Shared>
                        <None>3500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APPLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>037833100</cusip>
                <value>44526</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>175100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>86402</Sole>
                        <Shared>0</Shared>
                        <None>88698</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APPLIED MATERIALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>038222105</cusip>
                <value>155</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3378</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3378</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APPLIED MATERIALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>038222105</cusip>
                <value>236</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5155</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3655</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ASPEN TECHNOLOGY,INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>045327103</cusip>
                <value>474</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4990</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4990</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>049560105</cusip>
                <value>168</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1691</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1691</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>049560105</cusip>
                <value>411</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4143</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4143</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ATRICURE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>04963C209</cusip>
                <value>545</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16227</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>16227</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ATRION CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>049904105</cusip>
                <value>228</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AUTOHOME INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>05278C107</cusip>
                <value>643</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9060</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9060</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053015103</cusip>
                <value>511</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3738</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3621</Sole>
                        <Shared>0</Shared>
                        <None>117</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053015103</cusip>
                <value>14</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053015103</cusip>
                <value>1300</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9514</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9264</Sole>
                        <Shared>0</Shared>
                        <None>250</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>055622104</cusip>
                <value>421</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17254</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17170</Sole>
                        <Shared>0</Shared>
                        <None>84</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>055622104</cusip>
                <value>890</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36470</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>34470</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANCORPSOUTH BANK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>05971J102</cusip>
                <value>560</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29616</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>29616</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>060505104</cusip>
                <value>289</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13611</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13027</Sole>
                        <Shared>0</Shared>
                        <None>584</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>060505104</cusip>
                <value>838</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39473</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>25385</Sole>
                        <Shared>0</Shared>
                        <None>14088</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>060505633</cusip>
                <value>114</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>060505633</cusip>
                <value>294</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13950</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF NY MELLON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>064058100</cusip>
                <value>113</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3369</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3369</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF NY MELLON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>064058100</cusip>
                <value>647</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19220</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2420</Sole>
                        <Shared>0</Shared>
                        <None>16800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANKUNITED INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>06652K103</cusip>
                <value>794</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>42439</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>42439</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANNER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>06652V208</cusip>
                <value>534</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16169</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>16169</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BAXTER INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>071813109</cusip>
                <value>508</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6255</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6255</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BAXTER INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>071813109</cusip>
                <value>689</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8485</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7605</Sole>
                        <Shared>0</Shared>
                        <None>880</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>075887109</cusip>
                <value>59</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>256</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>256</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>075887109</cusip>
                <value>338</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1472</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1076</Sole>
                        <Shared>0</Shared>
                        <None>396</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>084670702</cusip>
                <value>1430</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7822</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6932</Sole>
                        <Shared>0</Shared>
                        <None>890</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>084670702</cusip>
                <value>2354</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12877</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9144</Sole>
                        <Shared>0</Shared>
                        <None>3733</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BIOGEN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09062X103</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BIOGEN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09062X103</cusip>
                <value>1406</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4445</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>345</Sole>
                        <Shared>0</Shared>
                        <None>4100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BLACK KNIGHT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09215C105</cusip>
                <value>3861</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>66504</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>66504</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09247X101</cusip>
                <value>112</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>254</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>254</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09247X101</cusip>
                <value>10028</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22792</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>694</Sole>
                        <Shared>0</Shared>
                        <None>22098</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOEING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>097023105</cusip>
                <value>7419</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>49743</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>49459</Sole>
                        <Shared>0</Shared>
                        <None>284</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOEING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>097023105</cusip>
                <value>149</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOEING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>097023105</cusip>
                <value>5026</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33702</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>26561</Sole>
                        <Shared>0</Shared>
                        <None>7141</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOOZ ALLEN HAMILTON HOLDING CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>099502106</cusip>
                <value>30</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>435</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>435</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOOZ ALLEN HAMILTON HOLDING CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>099502106</cusip>
                <value>5148</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>75000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>75000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BORGWARNER, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>099724106</cusip>
                <value>564</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23153</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4953</Sole>
                        <Shared>0</Shared>
                        <None>18200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110122108</cusip>
                <value>9832</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>176388</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>176264</Sole>
                        <Shared>0</Shared>
                        <None>124</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110122108</cusip>
                <value>241</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4329</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2329</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110122108</cusip>
                <value>12479</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>223881</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>199054</Sole>
                        <Shared>0</Shared>
                        <None>24827</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BROADCOM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>11135F101</cusip>
                <value>10911</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>46017</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>45704</Sole>
                        <Shared>0</Shared>
                        <None>313</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BROADCOM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>11135F101</cusip>
                <value>285</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BROADCOM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>11135F101</cusip>
                <value>10170</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>42893</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10419</Sole>
                        <Shared>0</Shared>
                        <None>32474</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CB FINANCIAL SERVICES INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12479G101</cusip>
                <value>126</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6549</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6549</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CB FINANCIAL SERVICES INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12479G101</cusip>
                <value>149</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7719</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7719</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CDW CORP OF DELAWARE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12514G108</cusip>
                <value>24</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>260</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>260</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CDW CORP OF DELAWARE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12514G108</cusip>
                <value>605</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6490</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6490</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CIGNA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>125523100</cusip>
                <value>590</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3332</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3332</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CIGNA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>125523100</cusip>
                <value>89</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CIGNA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>125523100</cusip>
                <value>1049</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5921</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5109</Sole>
                        <Shared>0</Shared>
                        <None>812</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CME GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12572Q105</cusip>
                <value>241</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1393</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1393</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CME GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12572Q105</cusip>
                <value>72</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>414</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>51</Sole>
                        <Shared>0</Shared>
                        <None>363</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CSX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126408103</cusip>
                <value>442</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7713</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7713</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CSX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126408103</cusip>
                <value>1245</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21720</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20094</Sole>
                        <Shared>0</Shared>
                        <None>1626</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126650100</cusip>
                <value>9133</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>153930</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>152781</Sole>
                        <Shared>0</Shared>
                        <None>1149</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126650100</cusip>
                <value>59</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126650100</cusip>
                <value>4466</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>75282</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>40018</Sole>
                        <Shared>0</Shared>
                        <None>35264</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CALADRIUS BIOSCIENCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>128058203</cusip>
                <value>18</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAMPBELL SOUP COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>134429109</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAMPBELL SOUP COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>134429109</cusip>
                <value>274</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5942</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5742</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CANNABIS SCIENCE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>137648101</cusip>
                <value>0</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CITIZENS BANCSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>140000993</cusip>
                <value>294</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>750</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARDINAL HEALTH</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14149Y108</cusip>
                <value>169</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3520</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3520</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARDINAL HEALTH</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14149Y108</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARDINAL HEALTH</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14149Y108</cusip>
                <value>271</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5655</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4719</Sole>
                        <Shared>0</Shared>
                        <None>936</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>143658300</cusip>
                <value>154</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11672</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11672</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>143658300</cusip>
                <value>19</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1432</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1432</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>149123101</cusip>
                <value>348</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3003</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3003</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>149123101</cusip>
                <value>30</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>261</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>261</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>149123101</cusip>
                <value>935</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8054</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6831</Sole>
                        <Shared>0</Shared>
                        <None>1223</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CELANESE CORP. SERIES A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>150870103</cusip>
                <value>683</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>9200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CENTENE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>15135B101</cusip>
                <value>897</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>15100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CENTERSTATE BANK CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>15201P109</cusip>
                <value>904</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>52468</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>52468</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CERNER CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>156782104</cusip>
                <value>226</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3594</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3594</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CERNER CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>156782104</cusip>
                <value>19</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHARLES RIVER LABORATORIES INTL,</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>159864107</cusip>
                <value>1815</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14377</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14377</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEGG INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>163092109</cusip>
                <value>2888</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80713</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>80713</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>166764100</cusip>
                <value>10048</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>138672</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>137896</Sole>
                        <Shared>0</Shared>
                        <None>776</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>166764100</cusip>
                <value>203</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>800</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>166764100</cusip>
                <value>9495</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>131041</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>95841</Sole>
                        <Shared>0</Shared>
                        <None>35200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHURCH &amp; DWIGHT CO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>171340102</cusip>
                <value>1733</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26995</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>26985</Sole>
                        <Shared>0</Shared>
                        <None>10</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHURCH &amp; DWIGHT CO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>171340102</cusip>
                <value>917</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14283</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12898</Sole>
                        <Shared>0</Shared>
                        <None>1385</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CINCINNATI FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172062101</cusip>
                <value>24</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>322</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>322</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CINCINNATI FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172062101</cusip>
                <value>376</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4985</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4985</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>17275R102</cusip>
                <value>3451</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>87783</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>87783</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>17275R102</cusip>
                <value>197</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>17275R102</cusip>
                <value>9025</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>229576</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>130980</Sole>
                        <Shared>0</Shared>
                        <None>98596</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172967424</cusip>
                <value>154</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3647</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3633</Sole>
                        <Shared>0</Shared>
                        <None>14</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172967424</cusip>
                <value>13</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172967424</cusip>
                <value>4884</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>115955</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2455</Sole>
                        <Shared>0</Shared>
                        <None>113500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CITIGROUP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>173080201</cusip>
                <value>230</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CLOROX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>189054109</cusip>
                <value>230</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1328</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1328</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CLOROX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>189054109</cusip>
                <value>973</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5614</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5434</Sole>
                        <Shared>0</Shared>
                        <None>180</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CLOUDERA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>18914U100</cusip>
                <value>2956</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>375652</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>652</Sole>
                        <Shared>0</Shared>
                        <None>375000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COCA-COLA CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>191216100</cusip>
                <value>8565</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>193563</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>192563</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COCA-COLA CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>191216100</cusip>
                <value>256</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5780</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2780</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COCA-COLA CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>191216100</cusip>
                <value>7660</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>173110</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>141090</Sole>
                        <Shared>0</Shared>
                        <None>32020</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COLGATE-PALMOLIVE COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>194162103</cusip>
                <value>437</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6578</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6578</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COLGATE-PALMOLIVE COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>194162103</cusip>
                <value>1008</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15192</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12836</Sole>
                        <Shared>0</Shared>
                        <None>2356</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COMCAST CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>20030N101</cusip>
                <value>527</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15338</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15338</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COMCAST CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>20030N101</cusip>
                <value>6535</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>190078</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14993</Sole>
                        <Shared>0</Shared>
                        <None>175085</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COMMERCE BANCSHARES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>200525103</cusip>
                <value>91</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1815</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1815</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COMMERCE BANCSHARES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>200525103</cusip>
                <value>190</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3780</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3780</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COMMUNITY BANK SYSTEM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>203607106</cusip>
                <value>1000</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17004</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>17004</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>205887102</cusip>
                <value>3882</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>132304</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>130890</Sole>
                        <Shared>0</Shared>
                        <None>1414</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>205887102</cusip>
                <value>2849</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>97111</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>34423</Sole>
                        <Shared>0</Shared>
                        <None>62688</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>20825C104</cusip>
                <value>1824</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>59207</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>58824</Sole>
                        <Shared>0</Shared>
                        <None>383</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>20825C104</cusip>
                <value>126</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4085</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>3885</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>20825C104</cusip>
                <value>2761</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>89652</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>79047</Sole>
                        <Shared>0</Shared>
                        <None>10605</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>209115104</cusip>
                <value>360</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4612</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4612</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>209115104</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>205</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>205</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>209115104</cusip>
                <value>615</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7885</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7782</Sole>
                        <Shared>0</Shared>
                        <None>103</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONSTELLATION BRANDS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>21036P108</cusip>
                <value>5243</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36575</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>36299</Sole>
                        <Shared>0</Shared>
                        <None>276</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONSTELLATION BRANDS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>21036P108</cusip>
                <value>5969</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41638</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4522</Sole>
                        <Shared>0</Shared>
                        <None>37116</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CORNING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>219350105</cusip>
                <value>119</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5817</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5817</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CORNING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>219350105</cusip>
                <value>419</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20378</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18878</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CORTEVA INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22052L104</cusip>
                <value>703</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29899</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>29466</Sole>
                        <Shared>0</Shared>
                        <None>433</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CORTEVA INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22052L104</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>270</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>270</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CORTEVA INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22052L104</cusip>
                <value>931</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39614</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>37235</Sole>
                        <Shared>0</Shared>
                        <None>2379</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COSTCO WHOLESALE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22160K105</cusip>
                <value>1226</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4299</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4299</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COSTCO WHOLESALE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22160K105</cusip>
                <value>2335</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8190</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7535</Sole>
                        <Shared>0</Shared>
                        <None>655</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CROWN CASTLE INTL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22822V101</cusip>
                <value>40</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>280</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>280</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CROWN CASTLE INTL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22822V101</cusip>
                <value>7407</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>51298</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>298</Sole>
                        <Shared>0</Shared>
                        <None>51000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CUMMINS INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>231021106</cusip>
                <value>267</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1972</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1972</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CUMMINS INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>231021106</cusip>
                <value>150</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1105</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>432</Sole>
                        <Shared>0</Shared>
                        <None>673</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DNP SELECT INCOME FUND, INC.</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>23325P104</cusip>
                <value>269</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27435</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>27435</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DNP SELECT INCOME FUND, INC.</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>23325P104</cusip>
                <value>59</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>6000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DNP SELECT INCOME FUND, INC.</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>23325P104</cusip>
                <value>273</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27920</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>27920</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DTF TAX-FREE INCOME, INC.</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>23334J107</cusip>
                <value>419</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DANAHER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>235851102</cusip>
                <value>4058</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29320</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>29076</Sole>
                        <Shared>0</Shared>
                        <None>244</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DANAHER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>235851102</cusip>
                <value>73</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>525</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>525</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DANAHER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>235851102</cusip>
                <value>625</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4513</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4089</Sole>
                        <Shared>0</Shared>
                        <None>424</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>244199105</cusip>
                <value>341</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2465</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2465</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>244199105</cusip>
                <value>1509</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10924</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2539</Sole>
                        <Shared>0</Shared>
                        <None>8385</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DELL TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>24703L202</cusip>
                <value>110</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2791</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2791</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DELL TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>24703L202</cusip>
                <value>1057</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26723</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4609</Sole>
                        <Shared>0</Shared>
                        <None>22114</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DELTA AIR LINES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>247361702</cusip>
                <value>521</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18264</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18110</Sole>
                        <Shared>0</Shared>
                        <None>154</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DELTA AIR LINES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>247361702</cusip>
                <value>725</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25405</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5739</Sole>
                        <Shared>0</Shared>
                        <None>19666</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIAMOND EAGLE ACQUISIT-CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25258L109</cusip>
                <value>344</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27843</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>27843</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DICK'S SPORTING GOODS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>253393102</cusip>
                <value>1</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>70</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>70</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DICK'S SPORTING GOODS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>253393102</cusip>
                <value>1007</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>47387</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>47287</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>253868103</cusip>
                <value>4645</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33439</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>33115</Sole>
                        <Shared>0</Shared>
                        <None>324</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>253868103</cusip>
                <value>28</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>253868103</cusip>
                <value>2972</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21394</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8280</Sole>
                        <Shared>0</Shared>
                        <None>13114</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALT DISNEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254687106</cusip>
                <value>8108</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>83930</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>83476</Sole>
                        <Shared>0</Shared>
                        <None>454</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALT DISNEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254687106</cusip>
                <value>193</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALT DISNEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254687106</cusip>
                <value>10371</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>107358</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>30295</Sole>
                        <Shared>0</Shared>
                        <None>77063</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DISCOVER FINANCIAL SERVICES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254709108</cusip>
                <value>18</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>499</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>499</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DISCOVER FINANCIAL SERVICES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254709108</cusip>
                <value>1978</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55447</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4097</Sole>
                        <Shared>0</Shared>
                        <None>51350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOLLAR GENERAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>256677105</cusip>
                <value>28</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>185</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>185</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOLLAR GENERAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>256677105</cusip>
                <value>282</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1865</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1100</Sole>
                        <Shared>0</Shared>
                        <None>765</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOLLAR TREE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>256746108</cusip>
                <value>327</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4448</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4448</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOLLAR TREE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>256746108</cusip>
                <value>236</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3212</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1708</Sole>
                        <Shared>0</Shared>
                        <None>1504</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25746U109</cusip>
                <value>6531</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>90468</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>90468</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25746U109</cusip>
                <value>513</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>3000</Sole>
                        <Shared>0</Shared>
                        <None>4100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25746U109</cusip>
                <value>9272</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>128437</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>96686</Sole>
                        <Shared>0</Shared>
                        <None>31751</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DONALDSON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>257651109</cusip>
                <value>238</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6171</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>301</Sole>
                        <Shared>0</Shared>
                        <None>5870</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOVER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260003108</cusip>
                <value>65</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>769</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>769</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOVER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260003108</cusip>
                <value>579</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOW INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260557103</cusip>
                <value>1770</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>60543</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>59823</Sole>
                        <Shared>0</Shared>
                        <None>720</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOW INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260557103</cusip>
                <value>25</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>858</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>858</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOW INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260557103</cusip>
                <value>3573</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>122186</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>65536</Sole>
                        <Shared>0</Shared>
                        <None>56650</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DRIL-QUIP INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>262037104</cusip>
                <value>209</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6850</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6850</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26441C204</cusip>
                <value>2607</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32229</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>32229</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26441C204</cusip>
                <value>251</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3107</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>441</Sole>
                        <Shared>0</Shared>
                        <None>2666</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26441C204</cusip>
                <value>3243</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>40096</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>24851</Sole>
                        <Shared>0</Shared>
                        <None>15245</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26614N102</cusip>
                <value>4224</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>123882</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>122428</Sole>
                        <Shared>0</Shared>
                        <None>1454</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26614N102</cusip>
                <value>29</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>838</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>838</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26614N102</cusip>
                <value>1731</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>50763</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>47047</Sole>
                        <Shared>0</Shared>
                        <None>3716</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26875P101</cusip>
                <value>1543</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>42958</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>42958</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26875P101</cusip>
                <value>2347</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>65336</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>48757</Sole>
                        <Shared>0</Shared>
                        <None>16579</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26884L109</cusip>
                <value>48</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6720</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6720</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26884L109</cusip>
                <value>72</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10214</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3840</Sole>
                        <Shared>0</Shared>
                        <None>6374</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>277432100</cusip>
                <value>75</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1609</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1609</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>277432100</cusip>
                <value>217</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4661</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3711</Sole>
                        <Shared>0</Shared>
                        <None>950</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>278274105</cusip>
                <value>106</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8723</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8723</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>278274105</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>750</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>278274105</cusip>
                <value>55</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4575</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4200</Sole>
                        <Shared>0</Shared>
                        <None>375</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EBAY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278642103</cusip>
                <value>123</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EBAY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278642103</cusip>
                <value>196</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6520</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5520</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ECOLAB INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278865100</cusip>
                <value>4</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ECOLAB INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278865100</cusip>
                <value>266</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1705</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>641</Sole>
                        <Shared>0</Shared>
                        <None>1064</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ELANCO ANIMAL HEALTH INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>28414H103</cusip>
                <value>4075</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>182000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>181500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>291011104</cusip>
                <value>1082</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22709</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22709</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>291011104</cusip>
                <value>22</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>455</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>455</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>291011104</cusip>
                <value>1859</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39013</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15437</Sole>
                        <Shared>0</Shared>
                        <None>23576</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29250N105</cusip>
                <value>126</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4315</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4315</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29250N105</cusip>
                <value>10</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>350</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29250N105</cusip>
                <value>266</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9144</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7755</Sole>
                        <Shared>0</Shared>
                        <None>1389</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENERGY TRANSFER LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29273V100</cusip>
                <value>31</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6715</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6715</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENERGY TRANSFER LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29273V100</cusip>
                <value>0</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>32</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENERGY TRANSFER LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29273V100</cusip>
                <value>67</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14592</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11615</Sole>
                        <Shared>0</Shared>
                        <None>2977</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29364G103</cusip>
                <value>870</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9258</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9205</Sole>
                        <Shared>0</Shared>
                        <None>53</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29364G103</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29364G103</cusip>
                <value>464</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4934</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4620</Sole>
                        <Shared>0</Shared>
                        <None>314</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERGY LOUISIANA LLC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>29364W504</cusip>
                <value>205</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>293792107</cusip>
                <value>23</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1626</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1626</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>293792107</cusip>
                <value>247</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17305</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6023</Sole>
                        <Shared>0</Shared>
                        <None>11282</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUIFAX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>294429105</cusip>
                <value>202</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1694</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1694</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUIFAX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>294429105</cusip>
                <value>729</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3800</Sole>
                        <Shared>0</Shared>
                        <None>2300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUINIX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29444U700</cusip>
                <value>305</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>488</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>488</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUINIX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29444U700</cusip>
                <value>132</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>212</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>84</Sole>
                        <Shared>0</Shared>
                        <None>128</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29476L107</cusip>
                <value>34</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>550</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>550</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29476L107</cusip>
                <value>1311</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>250</Sole>
                        <Shared>0</Shared>
                        <None>21000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXELON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30161N101</cusip>
                <value>200</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5441</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5441</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXELON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30161N101</cusip>
                <value>238</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6456</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6456</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30212P303</cusip>
                <value>27</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>475</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>475</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30212P303</cusip>
                <value>553</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9835</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9835</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30231G102</cusip>
                <value>9159</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>241220</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>241220</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30231G102</cusip>
                <value>67</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1775</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1775</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30231G102</cusip>
                <value>14423</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>379850</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>367898</Sole>
                        <Shared>0</Shared>
                        <None>11952</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FMC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>302491303</cusip>
                <value>4909</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>60094</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>59475</Sole>
                        <Shared>0</Shared>
                        <None>619</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FMC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>302491303</cusip>
                <value>451</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5526</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5334</Sole>
                        <Shared>0</Shared>
                        <None>192</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30303M102</cusip>
                <value>7946</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>47638</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>47255</Sole>
                        <Shared>0</Shared>
                        <None>383</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30303M102</cusip>
                <value>83</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30303M102</cusip>
                <value>9770</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>58576</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13458</Sole>
                        <Shared>0</Shared>
                        <None>45118</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACTSET RESEARCH SYSTEMS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>303075105</cusip>
                <value>432</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1659</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>159</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREDDIE MAC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>313400673</cusip>
                <value>93</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREDDIE MAC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>313400780</cusip>
                <value>81</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREDDIE MAC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>313400855</cusip>
                <value>94</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FEDEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31428X106</cusip>
                <value>1383</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11408</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11408</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FEDEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31428X106</cusip>
                <value>24</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FEDEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31428X106</cusip>
                <value>1153</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9507</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7119</Sole>
                        <Shared>0</Shared>
                        <None>2388</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>315616102</cusip>
                <value>10</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>90</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>90</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>315616102</cusip>
                <value>639</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5997</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>197</Sole>
                        <Shared>0</Shared>
                        <None>5800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIDELITY NATIONAL INFORMATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31620M106</cusip>
                <value>107</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>882</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>882</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIDELITY NATIONAL INFORMATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31620M106</cusip>
                <value>262</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2156</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2000</Sole>
                        <Shared>0</Shared>
                        <None>156</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>316773100</cusip>
                <value>203</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13703</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13703</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>316773100</cusip>
                <value>243</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16382</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10882</Sole>
                        <Shared>0</Shared>
                        <None>5500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>318910106</cusip>
                <value>1000</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>43314</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>43314</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRSTCASH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>33767D105</cusip>
                <value>1115</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15538</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>15538</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FISERV INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337738108</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>86</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>86</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FISERV INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337738108</cusip>
                <value>617</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6000</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337932107</cusip>
                <value>156</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3902</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3902</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337932107</cusip>
                <value>269</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6722</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6222</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIVE9 INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>338307101</cusip>
                <value>1206</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15772</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>15772</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FLEXSHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>33939L407</cusip>
                <value>538</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23875</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>23700</Sole>
                        <Shared>0</Shared>
                        <None>175</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FLEXSHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>33939L407</cusip>
                <value>44</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1934</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>949</Sole>
                        <Shared>0</Shared>
                        <None>985</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>345370860</cusip>
                <value>56</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11642</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11642</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>345370860</cusip>
                <value>454</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>94009</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>76009</Sole>
                        <Shared>0</Shared>
                        <None>18000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORTUNE BRANDS HOME &amp; SECURITY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>34964C106</cusip>
                <value>106</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2450</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORTUNE BRANDS HOME &amp; SECURITY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>34964C106</cusip>
                <value>125</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2892</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2892</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRANKLIN RESOURCES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>354613101</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRANKLIN RESOURCES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>354613101</cusip>
                <value>180</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10783</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7177</Sole>
                        <Shared>0</Shared>
                        <None>3606</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRESHPET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>358039105</cusip>
                <value>1532</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23989</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>23989</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FULTON FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>360271100</cusip>
                <value>392</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34078</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>34078</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL DYNAMICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369550108</cusip>
                <value>139</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1048</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1048</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL DYNAMICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369550108</cusip>
                <value>112</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>850</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>850</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369604103</cusip>
                <value>1858</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>234057</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>231057</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369604103</cusip>
                <value>3451</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>434613</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>391581</Sole>
                        <Shared>0</Shared>
                        <None>43032</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MILLS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>370334104</cusip>
                <value>3821</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>72411</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>71861</Sole>
                        <Shared>0</Shared>
                        <None>550</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MILLS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>370334104</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>95</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>95</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MILLS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>370334104</cusip>
                <value>3959</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>75015</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>46339</Sole>
                        <Shared>0</Shared>
                        <None>28676</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENUINE PARTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>372460105</cusip>
                <value>100</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1489</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1489</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENUINE PARTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>372460105</cusip>
                <value>142</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2107</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2057</Sole>
                        <Shared>0</Shared>
                        <None>50</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>375558103</cusip>
                <value>632</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8453</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8378</Sole>
                        <Shared>0</Shared>
                        <None>75</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>375558103</cusip>
                <value>2825</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>37793</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8285</Sole>
                        <Shared>0</Shared>
                        <None>29508</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37733W105</cusip>
                <value>186</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4912</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4874</Sole>
                        <Shared>0</Shared>
                        <None>38</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37733W105</cusip>
                <value>295</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7786</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7786</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>38141G104</cusip>
                <value>92</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>596</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>596</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>38141G104</cusip>
                <value>1146</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7410</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1760</Sole>
                        <Shared>0</Shared>
                        <None>5650</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS GROUP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>38143Y665</cusip>
                <value>63</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3350</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS GROUP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>38143Y665</cusip>
                <value>161</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GRACO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>384109104</cusip>
                <value>542</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11130</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>11130</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HARRIS OFFICE EQUIPMENT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>406000992</cusip>
                <value>492</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>80</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HALLIBURTON </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>406216101</cusip>
                <value>46</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6724</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6724</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HALLIBURTON </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>406216101</cusip>
                <value>69</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10138</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9738</Sole>
                        <Shared>0</Shared>
                        <None>400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HENRY (JACK) &amp; ASSOCIATES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>426281101</cusip>
                <value>288</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1854</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14</Sole>
                        <Shared>0</Shared>
                        <None>1840</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEWLETT PACKARD ENTERPRISE CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42824C109</cusip>
                <value>41</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4269</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4269</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEWLETT PACKARD ENTERPRISE CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42824C109</cusip>
                <value>64</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6562</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5662</Sole>
                        <Shared>0</Shared>
                        <None>900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HILL-ROM HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>431475102</cusip>
                <value>2262</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22484</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>22484</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HSS REAL ESTATE LLC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>432003994</cusip>
                <value>133</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>133464</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>133464</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME DEPOT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
                <value>5514</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29531</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>29269</Sole>
                        <Shared>0</Shared>
                        <None>262</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME DEPOT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
                <value>625</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1350</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME DEPOT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
                <value>13259</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>71016</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>27811</Sole>
                        <Shared>0</Shared>
                        <None>43205</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HONEYWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>4664</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34864</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>34824</Sole>
                        <Shared>0</Shared>
                        <None>40</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HONEYWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>401</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HONEYWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>7655</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>57214</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>41194</Sole>
                        <Shared>0</Shared>
                        <None>16020</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HUMANA INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>444859102</cusip>
                <value>1010</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3215</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>215</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HUNTINGTON BANCSHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>446150104</cusip>
                <value>328</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39925</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>38542</Sole>
                        <Shared>0</Shared>
                        <None>1383</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HUNTINGTON BANCSHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>446150104</cusip>
                <value>989</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>120450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>119450</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>452308109</cusip>
                <value>193</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1359</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1359</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>452308109</cusip>
                <value>299</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2107</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2107</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGERSOLL-RAND INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45687V106</cusip>
                <value>226</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9107</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9107</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGERSOLL-RAND INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45687V106</cusip>
                <value>66</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2647</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2647</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGERSOLL-RAND INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45687V106</cusip>
                <value>134</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5407</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5407</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTEGRA LIFESCIENCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>457985208</cusip>
                <value>1333</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29846</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>29846</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
                <value>5735</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>105969</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>105219</Sole>
                        <Shared>0</Shared>
                        <None>750</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
                <value>285</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>275</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
                <value>11963</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>221049</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>139564</Sole>
                        <Shared>0</Shared>
                        <None>81485</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTERCONTINENTAL EXCHANGE GRP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45866F104</cusip>
                <value>151</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1875</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1875</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTERCONTINENTAL EXCHANGE GRP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45866F104</cusip>
                <value>99</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1225</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>565</Sole>
                        <Shared>0</Shared>
                        <None>660</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>IBM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>459200101</cusip>
                <value>3793</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34196</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>34196</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>IBM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>459200101</cusip>
                <value>11</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>IBM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>459200101</cusip>
                <value>9218</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>83097</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>80927</Sole>
                        <Shared>0</Shared>
                        <None>2170</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTERNATIONAL PAPER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>460146103</cusip>
                <value>812</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26080</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25898</Sole>
                        <Shared>0</Shared>
                        <None>182</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTERNATIONAL PAPER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>460146103</cusip>
                <value>563</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18077</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12408</Sole>
                        <Shared>0</Shared>
                        <None>5669</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46090E103</cusip>
                <value>3625</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19037</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19037</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46090E103</cusip>
                <value>1023</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5371</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5091</Sole>
                        <Shared>0</Shared>
                        <None>280</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTUITIVE SURGICAL, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46120E602</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTUITIVE SURGICAL, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46120E602</cusip>
                <value>4246</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8575</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20</Sole>
                        <Shared>0</Shared>
                        <None>8555</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46138G508</cusip>
                <value>83</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4075</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4075</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46138G508</cusip>
                <value>165</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8050</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8050</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>IQVIA HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46266C105</cusip>
                <value>5555</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>51500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>51500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287168</cusip>
                <value>609</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8286</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8286</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287168</cusip>
                <value>44</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287168</cusip>
                <value>243</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287176</cusip>
                <value>2235</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18957</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17865</Sole>
                        <Shared>0</Shared>
                        <None>1092</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287176</cusip>
                <value>164</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1394</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1352</Sole>
                        <Shared>0</Shared>
                        <None>42</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287200</cusip>
                <value>5112</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19785</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19563</Sole>
                        <Shared>0</Shared>
                        <None>222</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287200</cusip>
                <value>78</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287200</cusip>
                <value>1613</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6242</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5167</Sole>
                        <Shared>0</Shared>
                        <None>1075</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287226</cusip>
                <value>13719</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>118909</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>118377</Sole>
                        <Shared>0</Shared>
                        <None>532</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287226</cusip>
                <value>594</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5149</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2068</Sole>
                        <Shared>0</Shared>
                        <None>3081</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287234</cusip>
                <value>229</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6705</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6705</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287234</cusip>
                <value>1535</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44967</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2548</Sole>
                        <Shared>0</Shared>
                        <None>42419</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287242</cusip>
                <value>2859</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23147</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>23003</Sole>
                        <Shared>0</Shared>
                        <None>144</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287242</cusip>
                <value>76</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>614</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>614</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287408</cusip>
                <value>1258</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13075</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12980</Sole>
                        <Shared>0</Shared>
                        <None>95</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287408</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>47</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>47</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287408</cusip>
                <value>396</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4117</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3498</Sole>
                        <Shared>0</Shared>
                        <None>619</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287432</cusip>
                <value>1730</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10487</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10487</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287432</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>30</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287457</cusip>
                <value>8490</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>97959</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>97076</Sole>
                        <Shared>0</Shared>
                        <None>883</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287457</cusip>
                <value>3354</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38696</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3995</Sole>
                        <Shared>0</Shared>
                        <None>34701</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287465</cusip>
                <value>4250</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>79491</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>79491</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287465</cusip>
                <value>32</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287465</cusip>
                <value>2428</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>45421</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18649</Sole>
                        <Shared>0</Shared>
                        <None>26772</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287473</cusip>
                <value>113</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1764</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1764</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287473</cusip>
                <value>928</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14472</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6889</Sole>
                        <Shared>0</Shared>
                        <None>7583</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287481</cusip>
                <value>5230</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>43012</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>43012</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287481</cusip>
                <value>1087</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8936</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4727</Sole>
                        <Shared>0</Shared>
                        <None>4209</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287499</cusip>
                <value>882</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20432</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20432</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287499</cusip>
                <value>52</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287499</cusip>
                <value>422</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9768</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8436</Sole>
                        <Shared>0</Shared>
                        <None>1332</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287507</cusip>
                <value>2098</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14585</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14585</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287507</cusip>
                <value>430</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2992</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2992</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287556</cusip>
                <value>638</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5918</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5012</Sole>
                        <Shared>0</Shared>
                        <None>906</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287556</cusip>
                <value>162</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287556</cusip>
                <value>689</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6396</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4626</Sole>
                        <Shared>0</Shared>
                        <None>1770</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287598</cusip>
                <value>360</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3634</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3634</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287598</cusip>
                <value>107</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1075</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1075</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287614</cusip>
                <value>1390</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9228</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9228</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287614</cusip>
                <value>424</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2813</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2713</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287622</cusip>
                <value>504</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3564</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3564</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287622</cusip>
                <value>169</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1192</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1192</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287630</cusip>
                <value>2221</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27079</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>26259</Sole>
                        <Shared>0</Shared>
                        <None>820</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287630</cusip>
                <value>29</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>349</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>349</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287630</cusip>
                <value>296</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3606</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3309</Sole>
                        <Shared>0</Shared>
                        <None>297</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287648</cusip>
                <value>1532</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9688</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9688</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287648</cusip>
                <value>108</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>685</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>685</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287655</cusip>
                <value>3472</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30331</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30295</Sole>
                        <Shared>0</Shared>
                        <None>36</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287655</cusip>
                <value>17</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>152</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>152</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287655</cusip>
                <value>4316</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>37706</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3550</Sole>
                        <Shared>0</Shared>
                        <None>34156</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287689</cusip>
                <value>25</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>170</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>170</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287689</cusip>
                <value>3614</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>24364</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1377</Sole>
                        <Shared>0</Shared>
                        <None>22987</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287705</cusip>
                <value>222</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2021</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2021</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287705</cusip>
                <value>22</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287721</cusip>
                <value>209</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1021</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1021</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287721</cusip>
                <value>20</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287721</cusip>
                <value>283</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1387</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1387</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287762</cusip>
                <value>567</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3020</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3020</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287762</cusip>
                <value>142</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>758</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>758</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287804</cusip>
                <value>136</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2418</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2418</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287804</cusip>
                <value>338</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6021</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5346</Sole>
                        <Shared>0</Shared>
                        <None>675</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287879</cusip>
                <value>66</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>657</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>657</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287879</cusip>
                <value>447</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4470</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4470</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287887</cusip>
                <value>75</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>547</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>547</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287887</cusip>
                <value>434</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3151</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3151</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288240</cusip>
                <value>2766</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>73457</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>73457</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288240</cusip>
                <value>27</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>725</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>725</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288240</cusip>
                <value>126</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3350</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288414</cusip>
                <value>1583</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14008</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14008</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288414</cusip>
                <value>117</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1033</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1033</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288513</cusip>
                <value>714</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9267</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8498</Sole>
                        <Shared>0</Shared>
                        <None>769</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288513</cusip>
                <value>22</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>288</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>288</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288620</cusip>
                <value>228</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4067</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4067</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288620</cusip>
                <value>452</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8072</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8072</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288646</cusip>
                <value>1772</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33842</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>33842</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288687</cusip>
                <value>1382</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>43412</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>42802</Sole>
                        <Shared>0</Shared>
                        <None>610</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288687</cusip>
                <value>791</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>24853</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>24853</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288802</cusip>
                <value>265</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2412</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2412</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288802</cusip>
                <value>108</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>980</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>980</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464288877</cusip>
                <value>173</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4835</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4835</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464288877</cusip>
                <value>42</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1185</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1185</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288885</cusip>
                <value>221</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3110</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3110</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ISHARES SILVER TRUST</nameOfIssuer>
                <titleOfClass>ALTERNATIVE FUN</titleOfClass>
                <cusip>46428Q109</cusip>
                <value>42</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3217</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3217</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ISHARES SILVER TRUST</nameOfIssuer>
                <titleOfClass>ALTERNATIVE FUN</titleOfClass>
                <cusip>46428Q109</cusip>
                <value>816</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>62511</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>61511</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46429B655</cusip>
                <value>1398</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28688</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>27507</Sole>
                        <Shared>0</Shared>
                        <None>1181</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46429B655</cusip>
                <value>2114</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>43383</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2953</Sole>
                        <Shared>0</Shared>
                        <None>40430</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46429B663</cusip>
                <value>137</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1911</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1911</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46429B663</cusip>
                <value>344</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4814</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4814</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46429B689</cusip>
                <value>1293</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20842</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20842</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46429B689</cusip>
                <value>170</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2744</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2009</Sole>
                        <Shared>0</Shared>
                        <None>735</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46432F339</cusip>
                <value>151</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1862</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1862</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46432F339</cusip>
                <value>2096</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25869</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1350</Sole>
                        <Shared>0</Shared>
                        <None>24519</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46432F842</cusip>
                <value>116</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2320</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2320</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46432F842</cusip>
                <value>185</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2125</Sole>
                        <Shared>0</Shared>
                        <None>1575</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46434G103</cusip>
                <value>162</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4006</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4006</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46434G103</cusip>
                <value>152</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3752</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1027</Sole>
                        <Shared>0</Shared>
                        <None>2725</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46435G516</cusip>
                <value>215</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4037</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4037</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46435U549</cusip>
                <value>167</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3021</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3021</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46435U549</cusip>
                <value>210</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3795</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3795</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I3 VERTICALS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46571Y107</cusip>
                <value>1708</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>89495</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>89495</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JP MORGAN CHASE </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46625H100</cusip>
                <value>17651</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>196060</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>195078</Sole>
                        <Shared>0</Shared>
                        <None>982</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JP MORGAN CHASE </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46625H100</cusip>
                <value>383</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>250</Sole>
                        <Shared>0</Shared>
                        <None>4000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JP MORGAN CHASE </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46625H100</cusip>
                <value>14005</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>155560</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>113195</Sole>
                        <Shared>0</Shared>
                        <None>42365</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>478160104</cusip>
                <value>16370</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>124836</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>124355</Sole>
                        <Shared>0</Shared>
                        <None>481</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>478160104</cusip>
                <value>208</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1588</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>588</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>478160104</cusip>
                <value>14218</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>108427</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>96242</Sole>
                        <Shared>0</Shared>
                        <None>12185</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JP MORGAN</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>48127V827</cusip>
                <value>293</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11650</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11650</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KLA-TENCOR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>482480100</cusip>
                <value>67</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>466</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>466</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KLA-TENCOR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>482480100</cusip>
                <value>165</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1147</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>147</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KANSAS CITY SOUTHERN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>485170302</cusip>
                <value>5098</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>40085</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>39695</Sole>
                        <Shared>0</Shared>
                        <None>390</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KANSAS CITY SOUTHERN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>485170302</cusip>
                <value>576</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4527</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3864</Sole>
                        <Shared>0</Shared>
                        <None>663</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KELLOGG</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>487836108</cusip>
                <value>383</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6389</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6389</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KELLOGG</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>487836108</cusip>
                <value>228</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3801</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3501</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KIMBERLY-CLARK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>494368103</cusip>
                <value>1044</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8165</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8165</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KIMBERLY-CLARK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>494368103</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>125</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>125</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KIMBERLY-CLARK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>494368103</cusip>
                <value>548</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4288</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4088</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>49456B101</cusip>
                <value>4485</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>322208</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>319504</Sole>
                        <Shared>0</Shared>
                        <None>2704</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>49456B101</cusip>
                <value>10</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>700</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>49456B101</cusip>
                <value>1994</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>143280</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>37087</Sole>
                        <Shared>0</Shared>
                        <None>106193</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KNOWLES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>49926D109</cusip>
                <value>2</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>150</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KNOWLES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>49926D109</cusip>
                <value>1795</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>134160</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>134160</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>500754106</cusip>
                <value>120</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4856</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4523</Sole>
                        <Shared>0</Shared>
                        <None>333</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>500754106</cusip>
                <value>316</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12765</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9486</Sole>
                        <Shared>0</Shared>
                        <None>3279</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LAMB WESTON HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>513272104</cusip>
                <value>26</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>451</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>451</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LAMB WESTON HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>513272104</cusip>
                <value>246</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4302</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4246</Sole>
                        <Shared>0</Shared>
                        <None>56</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LANCASTER COLONY CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>513847103</cusip>
                <value>223</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1544</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1544</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LANCASTER COLONY CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>513847103</cusip>
                <value>705</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4874</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4874</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LENNAR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>526057104</cusip>
                <value>230</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6021</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6021</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LENNAR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>526057104</cusip>
                <value>84</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2210</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1985</Sole>
                        <Shared>0</Shared>
                        <None>225</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LEVEL ONE BANCORP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>52730D208</cusip>
                <value>540</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>532457108</cusip>
                <value>953</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6868</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6868</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>532457108</cusip>
                <value>4785</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34496</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20830</Sole>
                        <Shared>0</Shared>
                        <None>13666</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LIMELIGHT NETWORKS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>53261M104</cusip>
                <value>1476</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>258864</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>258864</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LIQUIDMETAL TECHNOLOGIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>53634X100</cusip>
                <value>45</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>620307</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>620307</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LITHIA MOTORS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>536797103</cusip>
                <value>1184</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14471</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14471</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LIVEPERSON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>538146101</cusip>
                <value>1995</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>87690</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>87690</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>539830109</cusip>
                <value>6687</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19730</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19577</Sole>
                        <Shared>0</Shared>
                        <None>153</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>539830109</cusip>
                <value>68</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>539830109</cusip>
                <value>1537</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4534</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2839</Sole>
                        <Shared>0</Shared>
                        <None>1695</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOWES COS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>548661107</cusip>
                <value>1618</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18798</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18748</Sole>
                        <Shared>0</Shared>
                        <None>50</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOWES COS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>548661107</cusip>
                <value>2188</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25431</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>24651</Sole>
                        <Shared>0</Shared>
                        <None>780</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LULULEMON ATHLETICA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>550021109</cusip>
                <value>217</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1145</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>215</Sole>
                        <Shared>0</Shared>
                        <None>930</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MVB FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>553810102</cusip>
                <value>86</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6739</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6739</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MVB FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>553810102</cusip>
                <value>212</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16645</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16645</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORTOISE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>56167N720</cusip>
                <value>207</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15230</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15230</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORTOISE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>56167N720</cusip>
                <value>12</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>875</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>875</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORTOISE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>56167N720</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1185</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1185</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MANHATTAN ASSOCIATES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>562750109</cusip>
                <value>267</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5366</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5366</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MANULIFE FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56501R106</cusip>
                <value>286</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22810</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22810</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MANULIFE FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56501R106</cusip>
                <value>55</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4358</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4358</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56585A102</cusip>
                <value>2322</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>98287</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>97353</Sole>
                        <Shared>0</Shared>
                        <None>934</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56585A102</cusip>
                <value>738</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31233</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18018</Sole>
                        <Shared>0</Shared>
                        <None>13215</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARKETAXESS HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57060D108</cusip>
                <value>642</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1931</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>1431</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARRIOTT INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>571903202</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARRIOTT INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>571903202</cusip>
                <value>725</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9687</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1038</Sole>
                        <Shared>0</Shared>
                        <None>8649</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>574599106</cusip>
                <value>355</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10257</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10257</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>574599106</cusip>
                <value>19</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>550</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>150</Sole>
                        <Shared>0</Shared>
                        <None>400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57636Q104</cusip>
                <value>10889</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>45079</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>44823</Sole>
                        <Shared>0</Shared>
                        <None>256</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57636Q104</cusip>
                <value>242</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57636Q104</cusip>
                <value>12551</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>51957</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14780</Sole>
                        <Shared>0</Shared>
                        <None>37177</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>580135101</cusip>
                <value>4750</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28728</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>28728</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>580135101</cusip>
                <value>2784</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16834</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16023</Sole>
                        <Shared>0</Shared>
                        <None>811</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58155Q103</cusip>
                <value>454</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3359</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3359</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58155Q103</cusip>
                <value>175</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1292</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1292</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>13444</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>174732</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>172063</Sole>
                        <Shared>0</Shared>
                        <None>2669</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>208</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1200</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>17169</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>223148</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>133836</Sole>
                        <Shared>0</Shared>
                        <None>89312</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>METLIFE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>59156R108</cusip>
                <value>87</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2840</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2840</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>METLIFE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>59156R108</cusip>
                <value>181</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5908</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5772</Sole>
                        <Shared>0</Shared>
                        <None>136</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>METTLER TOLEDO INTL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>592688105</cusip>
                <value>345</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROSOFT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>22974</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>145675</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>145136</Sole>
                        <Shared>0</Shared>
                        <None>539</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROSOFT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>949</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6020</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1020</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROSOFT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>26531</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>168229</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>81016</Sole>
                        <Shared>0</Shared>
                        <None>87213</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROCHIP TECHNOLOGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>595017104</cusip>
                <value>1342</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19791</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19791</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROCHIP TECHNOLOGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>595017104</cusip>
                <value>481</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7092</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6892</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MOELIS &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>60786M105</cusip>
                <value>254</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9050</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9050</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>6103</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>121859</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>120156</Sole>
                        <Shared>0</Shared>
                        <None>1703</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>119</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2373</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>373</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>8437</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>168478</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>48028</Sole>
                        <Shared>0</Shared>
                        <None>120450</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MOOG INC- CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>615394202</cusip>
                <value>133</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2637</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2637</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MOOG INC- CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>615394202</cusip>
                <value>1537</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30427</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>808</Sole>
                        <Shared>0</Shared>
                        <None>29619</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>4428</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>130241</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>129051</Sole>
                        <Shared>0</Shared>
                        <None>1190</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>51</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>5342</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>157115</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>22603</Sole>
                        <Shared>0</Shared>
                        <None>134512</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL GRID PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>636274409</cusip>
                <value>255</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4381</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4316</Sole>
                        <Shared>0</Shared>
                        <None>65</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637417106</cusip>
                <value>731</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22717</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22562</Sole>
                        <Shared>0</Shared>
                        <None>155</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637417106</cusip>
                <value>52</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637417106</cusip>
                <value>342</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10628</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9521</Sole>
                        <Shared>0</Shared>
                        <None>1107</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEOGEN CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>640491106</cusip>
                <value>1682</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25111</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>25111</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NETFLIX INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64110L106</cusip>
                <value>598</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1593</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1420</Sole>
                        <Shared>0</Shared>
                        <None>173</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NETFLIX INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64110L106</cusip>
                <value>38</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NETFLIX INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64110L106</cusip>
                <value>352</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>937</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>783</Sole>
                        <Shared>0</Shared>
                        <None>154</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEW RESIDENTIAL INVESTMENT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64828T201</cusip>
                <value>195</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>39000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEXTERA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65339F101</cusip>
                <value>8454</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>35136</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>34935</Sole>
                        <Shared>0</Shared>
                        <None>201</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEXTERA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65339F101</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>25</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEXTERA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65339F101</cusip>
                <value>3887</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16155</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14563</Sole>
                        <Shared>0</Shared>
                        <None>1592</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NIKE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>654106103</cusip>
                <value>2833</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34238</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>34132</Sole>
                        <Shared>0</Shared>
                        <None>106</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NIKE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>654106103</cusip>
                <value>83</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NIKE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>654106103</cusip>
                <value>1599</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19327</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16567</Sole>
                        <Shared>0</Shared>
                        <None>2760</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NISOURCE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65473P105</cusip>
                <value>256</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10235</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7118</Sole>
                        <Shared>0</Shared>
                        <None>3117</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORFOLK SOUTHERN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>655844108</cusip>
                <value>450</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3080</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3080</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORFOLK SOUTHERN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>655844108</cusip>
                <value>1348</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9235</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2669</Sole>
                        <Shared>0</Shared>
                        <None>6566</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORTHRUP GRUMMAN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>666807102</cusip>
                <value>90</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>299</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>299</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORTHRUP GRUMMAN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>666807102</cusip>
                <value>254</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>838</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>538</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORTHWEST BANCSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>667340103</cusip>
                <value>145</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORTHWEST BANCSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>667340103</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>525</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>525</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NOVARTIS A G ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>66987V109</cusip>
                <value>269</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3265</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3134</Sole>
                        <Shared>0</Shared>
                        <None>131</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NOVARTIS A G ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>66987V109</cusip>
                <value>319</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3863</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3038</Sole>
                        <Shared>0</Shared>
                        <None>825</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUANCE COMMUNICATIONS INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67020Y100</cusip>
                <value>922</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>54917</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>54917</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUCOR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670346105</cusip>
                <value>132</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3673</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3673</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUCOR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670346105</cusip>
                <value>204</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5650</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5360</Sole>
                        <Shared>0</Shared>
                        <None>290</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670657105</cusip>
                <value>378</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27912</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>27912</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670657105</cusip>
                <value>219</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16154</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16154</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NVIDIA CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67066G104</cusip>
                <value>23</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>89</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>89</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NVIDIA CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67066G104</cusip>
                <value>719</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2729</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1410</Sole>
                        <Shared>0</Shared>
                        <None>1319</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVASIVE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670704105</cusip>
                <value>711</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14026</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14026</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN MUNICIPAL VALUE FUND INC.</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670928100</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>700</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN MUNICIPAL VALUE FUND INC.</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670928100</cusip>
                <value>186</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19057</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19057</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670980101</cusip>
                <value>337</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22900</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670980101</cusip>
                <value>27</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1843</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1843</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>O'REILLY AUTOMOTIVE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67103H107</cusip>
                <value>160</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>530</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>530</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>O'REILLY AUTOMOTIVE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67103H107</cusip>
                <value>86</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>287</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>164</Sole>
                        <Shared>0</Shared>
                        <None>123</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OSI SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>671044105</cusip>
                <value>1209</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17549</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>17549</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OHIO VALLEY BANC CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>677719106</cusip>
                <value>3091</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>103088</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>103088</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OLD DOMINION FREIGHT LINE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>679580100</cusip>
                <value>48</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>367</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>367</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OLD DOMINION FREIGHT LINE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>679580100</cusip>
                <value>689</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5250</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OLD NATIONAL BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>680033107</cusip>
                <value>696</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>52768</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>52768</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ON SEMICONDUCTOR CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>682189105</cusip>
                <value>4342</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>349073</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>349073</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ONE GAS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68235P108</cusip>
                <value>13</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>150</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ONE GAS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68235P108</cusip>
                <value>193</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2307</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2307</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ONEOK, INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>682680103</cusip>
                <value>22</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ONEOK, INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>682680103</cusip>
                <value>234</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10709</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10709</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ORACLE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68389X105</cusip>
                <value>1626</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33644</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>33644</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ORACLE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68389X105</cusip>
                <value>242</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ORACLE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68389X105</cusip>
                <value>8919</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>184554</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>36979</Sole>
                        <Shared>0</Shared>
                        <None>147575</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693475105</cusip>
                <value>3513</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36699</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>36699</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693475105</cusip>
                <value>57</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693475105</cusip>
                <value>3740</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39070</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>28422</Sole>
                        <Shared>0</Shared>
                        <None>10648</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PPG INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693506107</cusip>
                <value>3032</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36268</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>36262</Sole>
                        <Shared>0</Shared>
                        <None>6</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PPG INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693506107</cusip>
                <value>7033</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>84121</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>37640</Sole>
                        <Shared>0</Shared>
                        <None>46481</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PPL CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>69351T106</cusip>
                <value>107</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4347</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4347</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PPL CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>69351T106</cusip>
                <value>938</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>37997</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7997</Sole>
                        <Shared>0</Shared>
                        <None>30000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PALO ALTO NETWORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>697435105</cusip>
                <value>3402</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20577</Sole>
                        <Shared>0</Shared>
                        <None>173</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PALO ALTO NETWORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>697435105</cusip>
                <value>404</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2466</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2197</Sole>
                        <Shared>0</Shared>
                        <None>269</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PARKER-HANNIFIN CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>701094104</cusip>
                <value>364</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2804</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2804</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PARKER-HANNIFIN CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>701094104</cusip>
                <value>5403</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41650</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1950</Sole>
                        <Shared>0</Shared>
                        <None>39700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PAYPAL HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>70450Y103</cusip>
                <value>6624</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>69190</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>68717</Sole>
                        <Shared>0</Shared>
                        <None>473</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PAYPAL HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>70450Y103</cusip>
                <value>6406</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>66912</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16759</Sole>
                        <Shared>0</Shared>
                        <None>50153</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PEPSICO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>713448108</cusip>
                <value>9766</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>81315</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>80723</Sole>
                        <Shared>0</Shared>
                        <None>592</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PEPSICO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>713448108</cusip>
                <value>360</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PEPSICO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>713448108</cusip>
                <value>9874</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>82216</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>57857</Sole>
                        <Shared>0</Shared>
                        <None>24359</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PFIZER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>717081103</cusip>
                <value>3036</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>93011</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>93011</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PFIZER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>717081103</cusip>
                <value>8053</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>246722</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>181785</Sole>
                        <Shared>0</Shared>
                        <None>64937</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718172109</cusip>
                <value>923</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12648</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12648</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718172109</cusip>
                <value>28</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>382</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>382</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718172109</cusip>
                <value>1990</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27271</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13763</Sole>
                        <Shared>0</Shared>
                        <None>13508</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718546104</cusip>
                <value>1344</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25054</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25054</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718546104</cusip>
                <value>104</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1942</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1942</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718546104</cusip>
                <value>2170</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>40442</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>35598</Sole>
                        <Shared>0</Shared>
                        <None>4844</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PINNACLE FINANCIAL PARTNERS,INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>72346Q104</cusip>
                <value>954</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25424</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>25424</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>POOL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>73278L105</cusip>
                <value>461</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2345</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2345</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>T ROWE PRICE GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74144T108</cusip>
                <value>55</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>565</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>565</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>T ROWE PRICE GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74144T108</cusip>
                <value>1017</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10412</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>712</Sole>
                        <Shared>0</Shared>
                        <None>9700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRIMERICA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74164M108</cusip>
                <value>413</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4670</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4670</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>742718109</cusip>
                <value>9845</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>89497</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>89497</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>742718109</cusip>
                <value>83</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>750</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>742718109</cusip>
                <value>20221</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>183823</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>174668</Sole>
                        <Shared>0</Shared>
                        <None>9155</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>743315103</cusip>
                <value>598</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8101</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8101</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>743315103</cusip>
                <value>762</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10324</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9874</Sole>
                        <Shared>0</Shared>
                        <None>450</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROLOGIS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74340W103</cusip>
                <value>592</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7368</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7368</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROLOGIS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74340W103</cusip>
                <value>1558</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19391</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4900</Sole>
                        <Shared>0</Shared>
                        <None>14491</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROSHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>74347B680</cusip>
                <value>238</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5289</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5289</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROSHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74347R206</cusip>
                <value>215</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRUDENTIAL FINANCIAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744320102</cusip>
                <value>4576</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>87765</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>86717</Sole>
                        <Shared>0</Shared>
                        <None>1048</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRUDENTIAL FINANCIAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744320102</cusip>
                <value>676</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12969</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9741</Sole>
                        <Shared>0</Shared>
                        <None>3228</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PUBLIC SERVICE ENTERPRISE GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744573106</cusip>
                <value>325</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7234</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7234</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PUBLIC SERVICE ENTERPRISE GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744573106</cusip>
                <value>721</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16056</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3456</Sole>
                        <Shared>0</Shared>
                        <None>12600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PURE STORAGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74624M102</cusip>
                <value>1248</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>101423</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>101423</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>747525103</cusip>
                <value>558</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8249</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7748</Sole>
                        <Shared>0</Shared>
                        <None>501</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>747525103</cusip>
                <value>565</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8349</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6573</Sole>
                        <Shared>0</Shared>
                        <None>1776</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUALYS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74758T303</cusip>
                <value>1304</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14993</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14993</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUANTA SERVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74762E102</cusip>
                <value>31</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>965</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>965</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUANTA SERVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74762E102</cusip>
                <value>3575</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>112667</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2557</Sole>
                        <Shared>0</Shared>
                        <None>110110</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUEST DIAGNOSTICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74834L100</cusip>
                <value>117</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1454</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1454</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUEST DIAGNOSTICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74834L100</cusip>
                <value>269</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3346</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3346</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RLI CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>749607107</cusip>
                <value>315</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3582</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14</Sole>
                        <Shared>0</Shared>
                        <None>3568</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAPID7 INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>753422104</cusip>
                <value>1231</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28401</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>28401</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAYTHEON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>755111507</cusip>
                <value>5275</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>40223</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>39910</Sole>
                        <Shared>0</Shared>
                        <None>313</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAYTHEON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>755111507</cusip>
                <value>46</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAYTHEON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>755111507</cusip>
                <value>6495</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>49520</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9535</Sole>
                        <Shared>0</Shared>
                        <None>39985</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RBC BEARINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>75524B104</cusip>
                <value>240</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2130</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2130</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>REGIONS FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>7591EP100</cusip>
                <value>96</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10693</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10693</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>REGIONS FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>7591EP100</cusip>
                <value>47</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5254</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5254</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RIGHTMOVE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>76657Y101</cusip>
                <value>489</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39881</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>39881</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROCKWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>773903109</cusip>
                <value>575</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3811</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3793</Sole>
                        <Shared>0</Shared>
                        <None>18</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROCKWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>773903109</cusip>
                <value>965</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6393</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6093</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>776696106</cusip>
                <value>168</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>540</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>540</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>776696106</cusip>
                <value>7598</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>24369</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2684</Sole>
                        <Shared>0</Shared>
                        <None>21685</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>780259107</cusip>
                <value>168</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5142</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5142</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>780259107</cusip>
                <value>126</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3858</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3858</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>780259206</cusip>
                <value>384</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11007</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10946</Sole>
                        <Shared>0</Shared>
                        <None>61</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>780259206</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>780259206</cusip>
                <value>769</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22030</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19884</Sole>
                        <Shared>0</Shared>
                        <None>2146</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78409V104</cusip>
                <value>485</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1979</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1979</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78409V104</cusip>
                <value>151</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>616</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>155</Sole>
                        <Shared>0</Shared>
                        <None>461</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78462F103</cusip>
                <value>3407</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13218</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13218</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78462F103</cusip>
                <value>17412</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>67555</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1224</Sole>
                        <Shared>0</Shared>
                        <None>66331</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>ALTERNATIVE FUN</titleOfClass>
                <cusip>78463V107</cusip>
                <value>886</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5984</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5831</Sole>
                        <Shared>0</Shared>
                        <None>153</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>ALTERNATIVE FUN</titleOfClass>
                <cusip>78463V107</cusip>
                <value>1044</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7053</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1816</Sole>
                        <Shared>0</Shared>
                        <None>5237</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A359</cusip>
                <value>1078</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22516</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22516</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A359</cusip>
                <value>2505</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>52335</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13181</Sole>
                        <Shared>0</Shared>
                        <None>39154</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A698</cusip>
                <value>421</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12904</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12904</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A698</cusip>
                <value>196</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A698</cusip>
                <value>197</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6060</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5160</Sole>
                        <Shared>0</Shared>
                        <None>900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A763</cusip>
                <value>5104</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>63909</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>63909</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A763</cusip>
                <value>55</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>690</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>690</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A763</cusip>
                <value>3520</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44077</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>35711</Sole>
                        <Shared>0</Shared>
                        <None>8366</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A888</cusip>
                <value>3724</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>125000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>125000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78467Y107</cusip>
                <value>808</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3074</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3074</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78467Y107</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>34</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78468R200</cusip>
                <value>287</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9775</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9775</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SALESFORCE.COM,INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>79466L302</cusip>
                <value>8460</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>58759</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>58295</Sole>
                        <Shared>0</Shared>
                        <None>464</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SALESFORCE.COM,INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>79466L302</cusip>
                <value>72</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SALESFORCE.COM,INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>79466L302</cusip>
                <value>10369</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>72018</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7684</Sole>
                        <Shared>0</Shared>
                        <None>64334</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>806857108</cusip>
                <value>116</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8613</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8613</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>806857108</cusip>
                <value>234</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17314</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13026</Sole>
                        <Shared>0</Shared>
                        <None>4288</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE SCOTTS MIRACLE-GRO COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>810186106</cusip>
                <value>1618</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15805</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>15605</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y209</cusip>
                <value>557</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6285</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6285</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y209</cusip>
                <value>1921</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21688</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1071</Sole>
                        <Shared>0</Shared>
                        <None>20617</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y308</cusip>
                <value>34</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>619</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>619</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y308</cusip>
                <value>1130</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20738</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1310</Sole>
                        <Shared>0</Shared>
                        <None>19428</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y605</cusip>
                <value>432</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20753</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19756</Sole>
                        <Shared>0</Shared>
                        <None>997</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y605</cusip>
                <value>623</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29939</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2160</Sole>
                        <Shared>0</Shared>
                        <None>27779</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y704</cusip>
                <value>1795</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30423</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1315</Sole>
                        <Shared>0</Shared>
                        <None>29108</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y803</cusip>
                <value>417</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5189</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5189</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y803</cusip>
                <value>2690</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33475</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3404</Sole>
                        <Shared>0</Shared>
                        <None>30071</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y886</cusip>
                <value>208</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3754</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3754</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y886</cusip>
                <value>158</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2855</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2855</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>816851109</cusip>
                <value>131</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1162</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1162</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>816851109</cusip>
                <value>144</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1274</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1232</Sole>
                        <Shared>0</Shared>
                        <None>42</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>81762P102</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>81762P102</cusip>
                <value>4648</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16220</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>35</Sole>
                        <Shared>0</Shared>
                        <None>16185</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SHERWIN WILLIAMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>824348106</cusip>
                <value>0</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SHERWIN WILLIAMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>824348106</cusip>
                <value>249</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>542</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>442</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE SIMPLY GOOD FOODS COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>82900L102</cusip>
                <value>828</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>42968</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>42968</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SIMPSON MANUFACTURING CO. INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>829073105</cusip>
                <value>336</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5423</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5423</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SIRIUS XM HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>82968B103</cusip>
                <value>57</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11633</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11633</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SIRIUS XM HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>82968B103</cusip>
                <value>11</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2244</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2244</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JM SMUCKER CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>832696405</cusip>
                <value>77</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>698</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>698</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JM SMUCKER CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>832696405</cusip>
                <value>418</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3763</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2811</Sole>
                        <Shared>0</Shared>
                        <None>952</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SONOS, INC. </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>83570H108</cusip>
                <value>1190</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>140306</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>140306</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>842587107</cusip>
                <value>992</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18329</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18329</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>842587107</cusip>
                <value>302</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5570</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1570</Sole>
                        <Shared>0</Shared>
                        <None>4000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>842587107</cusip>
                <value>1966</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36308</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>32265</Sole>
                        <Shared>0</Shared>
                        <None>4043</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPARTAN MOTORS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>846819100</cusip>
                <value>939</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>72715</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>72715</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPLUNK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>848637104</cusip>
                <value>878</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6959</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6959</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPLUNK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>848637104</cusip>
                <value>415</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3286</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3091</Sole>
                        <Shared>0</Shared>
                        <None>195</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>855244109</cusip>
                <value>1370</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20847</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20605</Sole>
                        <Shared>0</Shared>
                        <None>242</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>855244109</cusip>
                <value>128</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1950</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>950</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>855244109</cusip>
                <value>1958</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29781</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11087</Sole>
                        <Shared>0</Shared>
                        <None>18694</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STATE STREET CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>857477103</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>114</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>114</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STATE STREET CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>857477103</cusip>
                <value>526</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9877</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>27</Sole>
                        <Shared>0</Shared>
                        <None>9850</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STERLING BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>85917A100</cusip>
                <value>1352</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>129349</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>129349</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STIFEL FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>860630102</cusip>
                <value>1886</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>45676</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>135</Sole>
                        <Shared>0</Shared>
                        <None>45541</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STRYKER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>863667101</cusip>
                <value>605</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3635</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3635</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STRYKER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>863667101</cusip>
                <value>1565</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYNNEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87162W100</cusip>
                <value>2</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYNNEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87162W100</cusip>
                <value>675</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9232</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9232</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYNEOS HEALTH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87166B102</cusip>
                <value>2171</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55062</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>55062</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYSCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>871829107</cusip>
                <value>69</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1515</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1515</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYSCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>871829107</cusip>
                <value>479</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10493</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9433</Sole>
                        <Shared>0</Shared>
                        <None>1060</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872540109</cusip>
                <value>5625</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>117658</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>116666</Sole>
                        <Shared>0</Shared>
                        <None>992</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872540109</cusip>
                <value>920</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18644</Sole>
                        <Shared>0</Shared>
                        <None>606</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872590104</cusip>
                <value>4167</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>49663</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>49214</Sole>
                        <Shared>0</Shared>
                        <None>449</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872590104</cusip>
                <value>247</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2938</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2795</Sole>
                        <Shared>0</Shared>
                        <None>143</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TAIWAN SEMICONDUCTOR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>874039100</cusip>
                <value>70</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1465</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1465</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TAIWAN SEMICONDUCTOR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>874039100</cusip>
                <value>220</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4604</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4514</Sole>
                        <Shared>0</Shared>
                        <None>90</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TANDEM DIABETES CARE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>875372203</cusip>
                <value>955</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14842</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14842</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TARGET</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87612E106</cusip>
                <value>153</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1647</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1562</Sole>
                        <Shared>0</Shared>
                        <None>85</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TARGET</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87612E106</cusip>
                <value>2674</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28762</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4187</Sole>
                        <Shared>0</Shared>
                        <None>24575</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TELADOC HEALTH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87918A105</cusip>
                <value>4200</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27094</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>50</Sole>
                        <Shared>0</Shared>
                        <None>27044</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>879360105</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>55</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>879360105</cusip>
                <value>774</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2605</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>105</Sole>
                        <Shared>0</Shared>
                        <None>2500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TESLA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88160R101</cusip>
                <value>279</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>533</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>533</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TESLA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88160R101</cusip>
                <value>66</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>125</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>125</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>9245</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>92514</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>92445</Sole>
                        <Shared>0</Shared>
                        <None>69</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>677</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6770</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>270</Sole>
                        <Shared>0</Shared>
                        <None>6500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>13068</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>130774</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>103178</Sole>
                        <Shared>0</Shared>
                        <None>27596</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883556102</cusip>
                <value>1492</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5262</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5262</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883556102</cusip>
                <value>99</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883556102</cusip>
                <value>5817</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20511</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5040</Sole>
                        <Shared>0</Shared>
                        <None>15471</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THIRD STREET BANCSHARES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>884283102</cusip>
                <value>456</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9118</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9118</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>3M COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>5640</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41319</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>41319</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>3M COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>215</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1575</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1575</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>3M COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>7332</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>53713</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>43036</Sole>
                        <Shared>0</Shared>
                        <None>10677</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORO COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891092108</cusip>
                <value>765</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11759</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>11759</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORONTO-DOMINION BANK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891160509</cusip>
                <value>353</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8321</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6921</Sole>
                        <Shared>0</Shared>
                        <None>1400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORONTO-DOMINION BANK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891160509</cusip>
                <value>177</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4172</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4172</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TOTAL FINA SA SPON ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89151E109</cusip>
                <value>88</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2356</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2356</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TOTAL FINA SA SPON ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89151E109</cusip>
                <value>1338</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>35940</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>160</Sole>
                        <Shared>0</Shared>
                        <None>35780</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRANSDIGM GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>893641100</cusip>
                <value>613</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1915</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15</Sole>
                        <Shared>0</Shared>
                        <None>1900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE TRAVELERS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89417E109</cusip>
                <value>85</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>855</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>855</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE TRAVELERS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89417E109</cusip>
                <value>442</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4448</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3412</Sole>
                        <Shared>0</Shared>
                        <None>1036</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRUPANION INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>898202106</cusip>
                <value>894</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34337</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>34337</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRUIST FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89832Q109</cusip>
                <value>6716</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>217779</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>216522</Sole>
                        <Shared>0</Shared>
                        <None>1257</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRUIST FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89832Q109</cusip>
                <value>2104</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>68233</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>31359</Sole>
                        <Shared>0</Shared>
                        <None>36874</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRUSTMARK CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>898402102</cusip>
                <value>659</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28265</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>28265</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TYSON FOODS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902494103</cusip>
                <value>4406</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>76135</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>75419</Sole>
                        <Shared>0</Shared>
                        <None>716</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TYSON FOODS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902494103</cusip>
                <value>294</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5073</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4859</Sole>
                        <Shared>0</Shared>
                        <None>214</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ETRACS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>902641646</cusip>
                <value>94</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ETRACS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>902641646</cusip>
                <value>36</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4370</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4370</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UGI CORP HOLDING CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902681105</cusip>
                <value>97</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3625</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3625</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UGI CORP HOLDING CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902681105</cusip>
                <value>182</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6833</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5929</Sole>
                        <Shared>0</Shared>
                        <None>904</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>US BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902973304</cusip>
                <value>8591</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>249383</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>247496</Sole>
                        <Shared>0</Shared>
                        <None>1887</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>US BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902973304</cusip>
                <value>3367</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>97739</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>57080</Sole>
                        <Shared>0</Shared>
                        <None>40659</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>90384S303</cusip>
                <value>3596</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20466</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20285</Sole>
                        <Shared>0</Shared>
                        <None>181</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>90384S303</cusip>
                <value>213</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1210</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1106</Sole>
                        <Shared>0</Shared>
                        <None>104</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNION PACIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>907818108</cusip>
                <value>1986</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14081</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14081</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNION PACIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>907818108</cusip>
                <value>2698</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19126</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17158</Sole>
                        <Shared>0</Shared>
                        <None>1968</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANKSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909907107</cusip>
                <value>1025</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44392</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>44392</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANKSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909907107</cusip>
                <value>2784</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>120636</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>76480</Sole>
                        <Shared>0</Shared>
                        <None>44156</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANCORP INC/OHIO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909911109</cusip>
                <value>55</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5032</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5032</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANCORP INC/OHIO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909911109</cusip>
                <value>30</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2700</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANCORP INC/OHIO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909911109</cusip>
                <value>2152</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>195293</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>195293</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911312106</cusip>
                <value>474</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5077</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5077</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911312106</cusip>
                <value>93</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911312106</cusip>
                <value>4362</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>46690</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>40650</Sole>
                        <Shared>0</Shared>
                        <None>6040</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>913017109</cusip>
                <value>3920</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41557</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>41517</Sole>
                        <Shared>0</Shared>
                        <None>40</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>913017109</cusip>
                <value>24</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>250</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>913017109</cusip>
                <value>5534</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>58671</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>49413</Sole>
                        <Shared>0</Shared>
                        <None>9258</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>91324P102</cusip>
                <value>7638</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30626</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30432</Sole>
                        <Shared>0</Shared>
                        <None>194</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>91324P102</cusip>
                <value>125</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>91324P102</cusip>
                <value>11670</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>46796</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5972</Sole>
                        <Shared>0</Shared>
                        <None>40824</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VALERO ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>91913Y100</cusip>
                <value>57</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1266</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1266</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VALERO ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>91913Y100</cusip>
                <value>656</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14470</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1170</Sole>
                        <Shared>0</Shared>
                        <None>13300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANECK VECTORS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>92189F171</cusip>
                <value>512</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19394</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19394</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921908844</cusip>
                <value>456</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4414</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4413</Sole>
                        <Shared>0</Shared>
                        <None>1</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921908844</cusip>
                <value>224</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2164</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1864</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921910840</cusip>
                <value>25</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>377</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>377</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921910840</cusip>
                <value>4191</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>63489</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>63489</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921937793</cusip>
                <value>315</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2947</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2947</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921937793</cusip>
                <value>51</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>475</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>475</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921937819</cusip>
                <value>482</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5392</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5392</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921937827</cusip>
                <value>144</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1751</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1751</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921937827</cusip>
                <value>92</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1116</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1116</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921937835</cusip>
                <value>13849</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>162261</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>159578</Sole>
                        <Shared>0</Shared>
                        <None>2683</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921937835</cusip>
                <value>180</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2109</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2109</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921937835</cusip>
                <value>1274</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14930</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12671</Sole>
                        <Shared>0</Shared>
                        <None>2259</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922020805</cusip>
                <value>919</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18872</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18872</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922020805</cusip>
                <value>101</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2073</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2073</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922042775</cusip>
                <value>964</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23495</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>23495</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922042775</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922042858</cusip>
                <value>2619</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>78063</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>78063</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922042858</cusip>
                <value>520</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15513</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13202</Sole>
                        <Shared>0</Shared>
                        <None>2311</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>92204A504</cusip>
                <value>164</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>988</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>988</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>92204A504</cusip>
                <value>129</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>778</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>494</Sole>
                        <Shared>0</Shared>
                        <None>284</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>92204A702</cusip>
                <value>113</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>535</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>535</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>92204A702</cusip>
                <value>132</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>623</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>412</Sole>
                        <Shared>0</Shared>
                        <None>211</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>92206C409</cusip>
                <value>659</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8329</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8329</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>92206C409</cusip>
                <value>241</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3050</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2419</Sole>
                        <Shared>0</Shared>
                        <None>631</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>92206C771</cusip>
                <value>726</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13326</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13326</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>92206C813</cusip>
                <value>1705</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17554</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17554</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>92206C813</cusip>
                <value>136</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1398</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1398</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>92206C870</cusip>
                <value>244</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2805</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2805</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VARIAN MEDICAL SYSTEMS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92220P105</cusip>
                <value>151</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1475</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1475</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VARIAN MEDICAL SYSTEMS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92220P105</cusip>
                <value>500</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4870</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1870</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VARONIS SYSTEMS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>922280102</cusip>
                <value>920</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14445</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14445</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908363</cusip>
                <value>5121</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21624</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>21377</Sole>
                        <Shared>0</Shared>
                        <None>247</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908363</cusip>
                <value>710</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2998</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2565</Sole>
                        <Shared>0</Shared>
                        <None>433</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908538</cusip>
                <value>130</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1027</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1027</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908538</cusip>
                <value>261</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2058</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2058</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908553</cusip>
                <value>651</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9318</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9318</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908553</cusip>
                <value>699</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10007</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9949</Sole>
                        <Shared>0</Shared>
                        <None>58</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908595</cusip>
                <value>750</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4987</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4987</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908595</cusip>
                <value>27</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>182</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>182</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908611</cusip>
                <value>194</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2190</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2190</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908611</cusip>
                <value>308</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3474</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3474</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908629</cusip>
                <value>2754</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20918</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20868</Sole>
                        <Shared>0</Shared>
                        <None>50</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908629</cusip>
                <value>560</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4255</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4148</Sole>
                        <Shared>0</Shared>
                        <None>107</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908736</cusip>
                <value>292</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1863</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1863</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908736</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>50</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>50</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908751</cusip>
                <value>523</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4528</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4528</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908751</cusip>
                <value>1000</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8665</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>305</Sole>
                        <Shared>0</Shared>
                        <None>8360</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908769</cusip>
                <value>508</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3941</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3941</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>922908769</cusip>
                <value>160</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1245</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>540</Sole>
                        <Shared>0</Shared>
                        <None>705</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VERASTEM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92337C104</cusip>
                <value>26</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92343V104</cusip>
                <value>6843</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>127366</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>125571</Sole>
                        <Shared>0</Shared>
                        <None>1795</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92343V104</cusip>
                <value>122</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2270</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2270</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92343V104</cusip>
                <value>7247</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>134887</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>102063</Sole>
                        <Shared>0</Shared>
                        <None>32824</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VIACOM CBS INC. CLASS B</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92556H206</cusip>
                <value>14</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>970</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>970</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VIACOM CBS INC. CLASS B</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92556H206</cusip>
                <value>441</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31442</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1642</Sole>
                        <Shared>0</Shared>
                        <None>29800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VICTORY CAPITAL HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92645B103</cusip>
                <value>1000</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>61132</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>61132</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VISA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92826C839</cusip>
                <value>410</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2542</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2504</Sole>
                        <Shared>0</Shared>
                        <None>38</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VISA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92826C839</cusip>
                <value>1374</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8525</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5525</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VOCERA COMMUNICATIONS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92857F107</cusip>
                <value>1559</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>73397</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>73397</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VODAFONE GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92857W308</cusip>
                <value>598</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>43462</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>43462</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VODAFONE GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92857W308</cusip>
                <value>97</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7041</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6684</Sole>
                        <Shared>0</Shared>
                        <None>357</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VULCAN MATERIALS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>929160109</cusip>
                <value>680</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6289</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6289</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VULCAN MATERIALS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>929160109</cusip>
                <value>89</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>822</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>774</Sole>
                        <Shared>0</Shared>
                        <None>48</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WABCO HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92927K102</cusip>
                <value>220</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1627</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1627</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WEC ENERGY GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92939U106</cusip>
                <value>561</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6368</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6368</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WEC ENERGY GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92939U106</cusip>
                <value>31</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>350</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WABTEC CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>929740108</cusip>
                <value>28</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>579</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>579</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WABTEC CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>929740108</cusip>
                <value>4629</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>96185</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1153</Sole>
                        <Shared>0</Shared>
                        <None>95032</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALMART INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931142103</cusip>
                <value>3962</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34868</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>34524</Sole>
                        <Shared>0</Shared>
                        <None>344</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALMART INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931142103</cusip>
                <value>114</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALMART INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931142103</cusip>
                <value>5625</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>49506</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19325</Sole>
                        <Shared>0</Shared>
                        <None>30181</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALGREENS BOOTS ALLIANCE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931427108</cusip>
                <value>283</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6180</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6180</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALGREENS BOOTS ALLIANCE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931427108</cusip>
                <value>755</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16509</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2609</Sole>
                        <Shared>0</Shared>
                        <None>13900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>94106L109</cusip>
                <value>67</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>721</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>721</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>94106L109</cusip>
                <value>313</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3378</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3034</Sole>
                        <Shared>0</Shared>
                        <None>344</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLS FARGO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>949746101</cusip>
                <value>1118</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38970</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>38030</Sole>
                        <Shared>0</Shared>
                        <None>940</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLS FARGO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>949746101</cusip>
                <value>212</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2400</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLS FARGO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>949746101</cusip>
                <value>1584</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55175</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>35767</Sole>
                        <Shared>0</Shared>
                        <None>19408</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>95040Q104</cusip>
                <value>1020</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22272</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22169</Sole>
                        <Shared>0</Shared>
                        <None>103</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>95040Q104</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>95040Q104</cusip>
                <value>511</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11163</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10313</Sole>
                        <Shared>0</Shared>
                        <None>850</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESBANCO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>950810101</cusip>
                <value>20101</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>848129</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>547910</Sole>
                        <Shared>0</Shared>
                        <None>300219</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESBANCO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>950810101</cusip>
                <value>57</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESBANCO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>950810101</cusip>
                <value>26953</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1137270</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>890314</Sole>
                        <Shared>0</Shared>
                        <None>246956</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESTERN DIGITAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>958102105</cusip>
                <value>4</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>107</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>107</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESTERN DIGITAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>958102105</cusip>
                <value>679</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16316</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>16316</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESTROCK CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>96145D105</cusip>
                <value>268</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9466</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9466</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESTROCK CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>96145D105</cusip>
                <value>135</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4764</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4764</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>962166104</cusip>
                <value>53</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3107</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3107</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>962166104</cusip>
                <value>4</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>240</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>240</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>962166104</cusip>
                <value>116</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6862</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6187</Sole>
                        <Shared>0</Shared>
                        <None>675</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE WILLIAMS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>969457100</cusip>
                <value>13</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>925</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>925</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE WILLIAMS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>969457100</cusip>
                <value>185</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13107</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4827</Sole>
                        <Shared>0</Shared>
                        <None>8280</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W505</cusip>
                <value>406</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16820</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16820</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W505</cusip>
                <value>10</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>420</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>420</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W505</cusip>
                <value>451</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18659</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18659</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W604</cusip>
                <value>459</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25450</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W604</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>470</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>470</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W604</cusip>
                <value>263</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14568</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14568</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM! BRANDS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>988498101</cusip>
                <value>128</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1865</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1865</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM! BRANDS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>988498101</cusip>
                <value>303</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4427</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3467</Sole>
                        <Shared>0</Shared>
                        <None>960</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM CHINA HOLDING INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98850P109</cusip>
                <value>62</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1450</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM CHINA HOLDING INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98850P109</cusip>
                <value>182</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4267</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3467</Sole>
                        <Shared>0</Shared>
                        <None>800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98956P102</cusip>
                <value>1098</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10866</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10866</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98956P102</cusip>
                <value>3562</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>35238</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15925</Sole>
                        <Shared>0</Shared>
                        <None>19313</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZOETIS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98978V103</cusip>
                <value>43</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>366</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>366</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZOETIS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98978V103</cusip>
                <value>5465</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>46434</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1216</Sole>
                        <Shared>0</Shared>
                        <None>45218</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KENNEDY HARDWARE CO INC.</nameOfIssuer>
                <titleOfClass>CLOSELY HELD ST</titleOfClass>
                <cusip>992360107</cusip>
                <value>248</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>83400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>83400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KENNEDY HARDWARE CO INC.</nameOfIssuer>
                <titleOfClass>CLOSELY HELD ST</titleOfClass>
                <cusip>992360107</cusip>
                <value>106</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>35768</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>35768</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0176J109</cusip>
                <value>343</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3728</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3728</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0176J109</cusip>
                <value>92</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0176J109</cusip>
                <value>209</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2269</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2114</Sole>
                        <Shared>0</Shared>
                        <None>155</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0177J108</cusip>
                <value>441</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2490</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2385</Sole>
                        <Shared>0</Shared>
                        <None>105</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0177J108</cusip>
                <value>378</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2134</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2134</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G1151C101</cusip>
                <value>1192</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7302</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7270</Sole>
                        <Shared>0</Shared>
                        <None>32</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G1151C101</cusip>
                <value>6077</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>37220</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6748</Sole>
                        <Shared>0</Shared>
                        <None>30472</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>835</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10745</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10477</Sole>
                        <Shared>0</Shared>
                        <None>268</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>1135</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14607</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12987</Sole>
                        <Shared>0</Shared>
                        <None>1620</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENPACT LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G3922B107</cusip>
                <value>3745</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>128270</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>128270</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ICON PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G4705A100</cusip>
                <value>1372</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10090</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>10090</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G491BT108</cusip>
                <value>52</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5695</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5695</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G491BT108</cusip>
                <value>2</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>275</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G491BT108</cusip>
                <value>40</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4418</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4068</Sole>
                        <Shared>0</Shared>
                        <None>350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LINDE PUBLIC LIMITED COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5494J103</cusip>
                <value>93</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>539</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>539</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LINDE PUBLIC LIMITED COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5494J103</cusip>
                <value>148</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>854</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>345</Sole>
                        <Shared>0</Shared>
                        <None>509</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5960L103</cusip>
                <value>5724</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>63474</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>62979</Sole>
                        <Shared>0</Shared>
                        <None>495</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5960L103</cusip>
                <value>207</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5960L103</cusip>
                <value>3140</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34818</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11080</Sole>
                        <Shared>0</Shared>
                        <None>23738</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORWEGIAN CRUISE LINE HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G66721104</cusip>
                <value>174</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15895</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>15895</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G8994E103</cusip>
                <value>853</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10325</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10325</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G8994E103</cusip>
                <value>248</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G8994E103</cusip>
                <value>520</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6293</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6293</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H1467J104</cusip>
                <value>1331</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11917</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11917</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H1467J104</cusip>
                <value>112</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H1467J104</cusip>
                <value>1400</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12532</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12107</Sole>
                        <Shared>0</Shared>
                        <None>425</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MYLAN NV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>N59465109</cusip>
                <value>256</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17189</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17189</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MYLAN NV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>N59465109</cusip>
                <value>182</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12194</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8657</Sole>
                        <Shared>0</Shared>
                        <None>3537</None>
                </votingAuthority>
        </infoTable>
</informationTable>
