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        <infoTable>
                <nameOfIssuer>AAON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>000360206</cusip>
                <value>2078</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44987</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>44987</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AFLAC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>001055102</cusip>
                <value>3</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>60</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>60</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AFLAC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>001055102</cusip>
                <value>466</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9316</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>676</Sole>
                        <Shared>0</Shared>
                        <None>8640</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AGNC INVESTMENT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00123Q104</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>885</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>885</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AGNC INVESTMENT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00123Q104</cusip>
                <value>272</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>00162Q866</cusip>
                <value>1462</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>145757</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>145249</Sole>
                        <Shared>0</Shared>
                        <None>508</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ALPS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>00162Q866</cusip>
                <value>15</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ALPS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>00162Q866</cusip>
                <value>807</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80488</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>46101</Sole>
                        <Shared>0</Shared>
                        <None>34387</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AT&amp;T</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>8125</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>259091</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>258174</Sole>
                        <Shared>0</Shared>
                        <None>917</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AT&amp;T</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>304</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2700</Sole>
                        <Shared>0</Shared>
                        <None>7000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AT&amp;T</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>9837</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>313692</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>265153</Sole>
                        <Shared>0</Shared>
                        <None>48539</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>002824100</cusip>
                <value>2473</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30940</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30940</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>002824100</cusip>
                <value>12024</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>150418</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>22288</Sole>
                        <Shared>0</Shared>
                        <None>128130</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABBVIE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00287Y109</cusip>
                <value>1401</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17385</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17385</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABBVIE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00287Y109</cusip>
                <value>3805</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>47210</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19462</Sole>
                        <Shared>0</Shared>
                        <None>27748</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABERDEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>00301W105</cusip>
                <value>148</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20345</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20345</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADAMS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>006212104</cusip>
                <value>240</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16597</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16597</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADAMS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>006212104</cusip>
                <value>35</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2430</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2430</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADOBE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00724F101</cusip>
                <value>63</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>236</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>236</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADOBE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00724F101</cusip>
                <value>5428</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20370</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>120</Sole>
                        <Shared>0</Shared>
                        <None>20250</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>007903107</cusip>
                <value>2012</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>78849</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>77337</Sole>
                        <Shared>0</Shared>
                        <None>1512</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>007903107</cusip>
                <value>191</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7486</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7486</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AGILENT TECHNOLOGIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00846U101</cusip>
                <value>145</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1808</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1808</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AGILENT TECHNOLOGIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00846U101</cusip>
                <value>73</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>902</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>902</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>009158106</cusip>
                <value>414</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2168</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2168</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>009158106</cusip>
                <value>1439</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7538</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7438</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALIBABA GROUP HOLDING LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01609W102</cusip>
                <value>6324</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34660</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>34329</Sole>
                        <Shared>0</Shared>
                        <None>331</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALIBABA GROUP HOLDING LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01609W102</cusip>
                <value>91</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALIBABA GROUP HOLDING LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01609W102</cusip>
                <value>1098</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6019</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4808</Sole>
                        <Shared>0</Shared>
                        <None>1211</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGIANT TRAVEL CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01748X102</cusip>
                <value>1443</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11146</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>11146</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLSCRIPTS HEALTHCARE SOLUTIONS,</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01988P108</cusip>
                <value>13</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1316</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1316</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLSCRIPTS HEALTHCARE SOLUTIONS,</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01988P108</cusip>
                <value>2092</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>219275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>219275</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLSTATE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>020002101</cusip>
                <value>45</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>477</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>477</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLSTATE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>020002101</cusip>
                <value>1063</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11290</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10826</Sole>
                        <Shared>0</Shared>
                        <None>464</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K107</cusip>
                <value>2245</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1913</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1913</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K107</cusip>
                <value>8607</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7336</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1790</Sole>
                        <Shared>0</Shared>
                        <None>5546</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K305</cusip>
                <value>10435</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8867</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8819</Sole>
                        <Shared>0</Shared>
                        <None>48</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K305</cusip>
                <value>118</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K305</cusip>
                <value>12407</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10542</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2705</Sole>
                        <Shared>0</Shared>
                        <None>7837</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALTRIA GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02209S103</cusip>
                <value>711</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12377</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12377</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02209S103</cusip>
                <value>1832</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31904</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>29539</Sole>
                        <Shared>0</Shared>
                        <None>2365</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMAZON.COM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>023135106</cusip>
                <value>15295</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8589</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8524</Sole>
                        <Shared>0</Shared>
                        <None>65</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMAZON.COM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>023135106</cusip>
                <value>534</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMAZON.COM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>023135106</cusip>
                <value>26179</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14701</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3831</Sole>
                        <Shared>0</Shared>
                        <None>10870</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMBEV SA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02319V103</cusip>
                <value>60</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14010</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14010</None>
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                <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025537101</cusip>
                <value>4102</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>48982</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>48982</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025537101</cusip>
                <value>586</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>7000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025537101</cusip>
                <value>4657</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55612</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>51542</Sole>
                        <Shared>0</Shared>
                        <None>4070</None>
                </votingAuthority>
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                <nameOfIssuer>AMERICAN EXPRESS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025816109</cusip>
                <value>290</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2649</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2649</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN EXPRESS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025816109</cusip>
                <value>513</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4689</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3689</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN INT'L GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>026874784</cusip>
                <value>574</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13324</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>524</Sole>
                        <Shared>0</Shared>
                        <None>12800</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN MIDSTREAM PARTNERS LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02752P100</cusip>
                <value>57</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>AMERICAN TOWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03027X100</cusip>
                <value>475</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2412</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2412</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN TOWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03027X100</cusip>
                <value>332</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1685</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>747</Sole>
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                        <None>938</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN WATER WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>030420103</cusip>
                <value>307</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2947</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2937</Sole>
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                        <None>10</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN WATER WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>030420103</cusip>
                <value>127</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1221</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1221</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03073E105</cusip>
                <value>158</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1993</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1993</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03073E105</cusip>
                <value>151</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1900</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMGEN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>031162100</cusip>
                <value>8369</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44052</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>43781</Sole>
                        <Shared>0</Shared>
                        <None>271</None>
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        <infoTable>
                <nameOfIssuer>AMGEN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>031162100</cusip>
                <value>11703</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>61599</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14990</Sole>
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                        <None>46609</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMPHENOL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032095101</cusip>
                <value>2861</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30299</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30299</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>AMPHENOL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032095101</cusip>
                <value>554</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5864</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3274</Sole>
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                        <None>2590</None>
                </votingAuthority>
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                <nameOfIssuer>ANADARKO PETROLEUM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032511107</cusip>
                <value>71</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1564</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1564</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>ANADARKO PETROLEUM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032511107</cusip>
                <value>426</value>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4603</Sole>
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                        <None>4754</None>
                </votingAuthority>
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                <nameOfIssuer>ANNALY CAPITAL MGMT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>035710409</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>586</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>586</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANNALY CAPITAL MGMT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>035710409</cusip>
                <value>669</value>
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                        <sshPrnamt>66964</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>42470</Sole>
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                        <None>24494</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ANTHEM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>282</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>984</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>984</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>ANTHEM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>036752103</cusip>
                <value>533</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1857</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>826</Sole>
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                        <None>1031</None>
                </votingAuthority>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>037833100</cusip>
                <value>26045</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>137116</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>136061</Sole>
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                        <None>1055</None>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>679</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3575</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>75</Sole>
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                        <None>3500</None>
                </votingAuthority>
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        <infoTable>
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                <cusip>037833100</cusip>
                <value>41475</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>218348</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>87962</Sole>
                        <Shared>0</Shared>
                        <None>130386</None>
                </votingAuthority>
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                <nameOfIssuer>APPLIED MATERIALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>038222105</cusip>
                <value>135</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3396</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3396</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>APPLIED MATERIALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>038222105</cusip>
                <value>191</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4827</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1500</Sole>
                        <Shared>0</Shared>
                        <None>3327</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ARCHER DANIELS </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>039483102</cusip>
                <value>92</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2138</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2138</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ARCHER DANIELS </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>039483102</cusip>
                <value>288</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6689</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4332</Sole>
                        <Shared>0</Shared>
                        <None>2357</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>04010L103</cusip>
                <value>1</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>65</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>65</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>04010L103</cusip>
                <value>219</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12770</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12000</Sole>
                        <Shared>0</Shared>
                        <None>770</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ARISTA NETWORKS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>040413106</cusip>
                <value>9784</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31115</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>165</Sole>
                        <Shared>0</Shared>
                        <None>30950</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ARMANINO FOODS OF DISTINCTION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>042166801</cusip>
                <value>68</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ASPEN TECHNOLOGY,INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>045327103</cusip>
                <value>520</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4990</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4990</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ATLAS AIR WORLDWIDE HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>049164205</cusip>
                <value>1624</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32120</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>32120</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>049560105</cusip>
                <value>179</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1737</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1737</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>049560105</cusip>
                <value>425</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4132</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4132</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ATRION CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>049904105</cusip>
                <value>308</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AUTOHOME INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>05278C107</cusip>
                <value>868</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8260</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>8260</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053015103</cusip>
                <value>595</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3723</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3607</Sole>
                        <Shared>0</Shared>
                        <None>116</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053015103</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053015103</cusip>
                <value>1528</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9568</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9318</Sole>
                        <Shared>0</Shared>
                        <None>250</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>054937107</cusip>
                <value>6757</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>145224</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>144234</Sole>
                        <Shared>0</Shared>
                        <None>990</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>054937107</cusip>
                <value>8329</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>179007</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>22833</Sole>
                        <Shared>0</Shared>
                        <None>156174</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>054937404</cusip>
                <value>121</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4820</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4820</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>054937404</cusip>
                <value>25</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>054937404</cusip>
                <value>66</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2625</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2625</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>055622104</cusip>
                <value>792</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18108</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17986</Sole>
                        <Shared>0</Shared>
                        <None>122</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>055622104</cusip>
                <value>1521</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34782</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>32782</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BAKER HUGHES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>05722G100</cusip>
                <value>30</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BAKER HUGHES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>05722G100</cusip>
                <value>624</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>22500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANCORPSOUTH BANK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>05971J102</cusip>
                <value>659</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23345</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>23345</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>060505104</cusip>
                <value>371</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13456</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12906</Sole>
                        <Shared>0</Shared>
                        <None>550</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>060505104</cusip>
                <value>1408</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>51019</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>31693</Sole>
                        <Shared>0</Shared>
                        <None>19326</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>060505633</cusip>
                <value>115</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>060505633</cusip>
                <value>297</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13950</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF NY MELLON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>064058100</cusip>
                <value>138</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2739</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2739</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF NY MELLON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>064058100</cusip>
                <value>965</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19135</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3535</Sole>
                        <Shared>0</Shared>
                        <None>15600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANNER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>06652V208</cusip>
                <value>876</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16169</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>16169</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BAXTER INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>071813109</cusip>
                <value>567</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6972</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6972</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BAXTER INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>071813109</cusip>
                <value>759</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9337</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8275</Sole>
                        <Shared>0</Shared>
                        <None>1062</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>075887109</cusip>
                <value>80</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>321</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>321</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>075887109</cusip>
                <value>438</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1752</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1552</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>084670702</cusip>
                <value>1595</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7938</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7048</Sole>
                        <Shared>0</Shared>
                        <None>890</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>084670702</cusip>
                <value>2683</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13356</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9918</Sole>
                        <Shared>0</Shared>
                        <None>3438</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BIOGEN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09062X103</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BIOGEN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09062X103</cusip>
                <value>816</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3454</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>495</Sole>
                        <Shared>0</Shared>
                        <None>2959</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09247X101</cusip>
                <value>170</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>397</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>397</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09247X101</cusip>
                <value>7514</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17582</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>708</Sole>
                        <Shared>0</Shared>
                        <None>16874</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOEING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>097023105</cusip>
                <value>12442</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32621</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>32621</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOEING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>097023105</cusip>
                <value>381</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOEING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>097023105</cusip>
                <value>21802</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>57159</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>29128</Sole>
                        <Shared>0</Shared>
                        <None>28031</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BORGWARNER, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>099724106</cusip>
                <value>774</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20153</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4953</Sole>
                        <Shared>0</Shared>
                        <None>15200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110122108</cusip>
                <value>8483</value>
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                        <sshPrnamt>177801</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>177672</Sole>
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                        <None>129</None>
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                <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110122108</cusip>
                <value>211</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4429</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2429</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110122108</cusip>
                <value>11027</value>
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                        <sshPrnamt>231115</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>218208</Sole>
                        <Shared>0</Shared>
                        <None>12907</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BROADCOM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>11135F101</cusip>
                <value>11286</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>37532</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>37292</Sole>
                        <Shared>0</Shared>
                        <None>240</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BROADCOM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>11135F101</cusip>
                <value>361</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BROADCOM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>11135F101</cusip>
                <value>12232</value>
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                        <sshPrnamt>40678</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8361</Sole>
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                        <None>32317</None>
                </votingAuthority>
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                <nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>118230101</cusip>
                <value>232</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6825</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6825</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>118230101</cusip>
                <value>3</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>75</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>75</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>118230101</cusip>
                <value>333</value>
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                        <sshPrnamt>9794</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8819</Sole>
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                        <None>975</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BURLINGTON STORES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>122017106</cusip>
                <value>1</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BURLINGTON STORES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>122017106</cusip>
                <value>6286</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>40120</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>120</Sole>
                        <Shared>0</Shared>
                        <None>40000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CB FINANCIAL SERVICES INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12479G101</cusip>
                <value>208</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8749</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8749</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CB FINANCIAL SERVICES INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12479G101</cusip>
                <value>618</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26032</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>25432</Sole>
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                        <None>600</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CDW CORP OF DELAWARE</nameOfIssuer>
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                        <sshPrnamt>6740</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6740</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>C.H. ROBINSON WORLDWIDE, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>147</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1690</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1690</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>C.H. ROBINSON WORLDWIDE, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12541W209</cusip>
                <value>96</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CIGNA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>125523100</cusip>
                <value>2780</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17285</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17017</Sole>
                        <Shared>0</Shared>
                        <None>268</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CIGNA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>125523100</cusip>
                <value>80</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CIGNA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>125523100</cusip>
                <value>1171</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7282</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6793</Sole>
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                        <None>489</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CME GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12572Q105</cusip>
                <value>279</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1693</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1693</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CME GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12572Q105</cusip>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>169</Sole>
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                        <None>285</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CSX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126408103</cusip>
                <value>743</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9928</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9928</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CSX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126408103</cusip>
                <value>15</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CSX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126408103</cusip>
                <value>1504</value>
                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18596</Sole>
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                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CNX RESOURCES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12653C108</cusip>
                <value>23</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2150</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CNX RESOURCES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12653C108</cusip>
                <value>109</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10106</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10106</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126650100</cusip>
                <value>8065</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>149544</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>148337</Sole>
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                        <None>1207</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126650100</cusip>
                <value>5072</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>94048</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>30054</Sole>
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                        <None>63994</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CADENCE BANCORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12739A100</cusip>
                <value>551</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29682</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>29682</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CALADRIUS BIOSCIENCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>128058203</cusip>
                <value>36</value>
                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAMPBELL SOUP COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>134429109</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAMPBELL SOUP COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>134429109</cusip>
                <value>265</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6942</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6742</Sole>
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                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CANADA GOOSE HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>135086106</cusip>
                <value>753</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15674</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>15674</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CANNABIS SCIENCE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>137648101</cusip>
                <value>0</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CITIZENS BANCSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>140000993</cusip>
                <value>294</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>750</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAPITAL ONE FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14040H105</cusip>
                <value>173</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2120</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2120</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAPITAL ONE FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14040H105</cusip>
                <value>97</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1184</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1184</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARDINAL HEALTH</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14149Y108</cusip>
                <value>255</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5290</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5290</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARDINAL HEALTH</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14149Y108</cusip>
                <value>375</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7792</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6804</Sole>
                        <Shared>0</Shared>
                        <None>988</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAREDX INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14167L103</cusip>
                <value>804</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25517</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2000</Sole>
                        <Shared>0</Shared>
                        <None>23517</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <votingAuthority>
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                        <None>0</None>
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                        <sshPrnamt>261</sshPrnamt>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>261</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>149123101</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>8950</None>
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                <nameOfIssuer>CELANESE CORP. SERIES A</nameOfIssuer>
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                        <sshPrnamt>9185</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Sole>185</Sole>
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                        <None>9000</None>
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                <nameOfIssuer>CELGENE CORP</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6033</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CELGENE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>14466</None>
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                <nameOfIssuer>CENTENE CORP</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>14000</None>
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                <nameOfIssuer>CENTERSTATE BANK CORP</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>29614</None>
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        <infoTable>
                <nameOfIssuer>CERNER CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>309</value>
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                        <sshPrnamt>5404</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5404</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CERNER CORP.</nameOfIssuer>
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                        <sshPrnamt>964</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>964</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CHARLES RIVER LABORATORIES INTL,</nameOfIssuer>
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                        <sshPrnamt>14284</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Sole>0</Sole>
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                        <None>14284</None>
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                <nameOfIssuer>CHART INDUSTRIES</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Sole>0</Sole>
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                        <None>3500</None>
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                <nameOfIssuer>CHEESECAKE FACTORY</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>15642</None>
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                        <None>0</None>
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                        <None>58608</None>
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                <votingAuthority>
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        <infoTable>
                <nameOfIssuer>CHEMOURS CO</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5784</Sole>
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                        <None>60</None>
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                <nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
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                <cusip>166764100</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>131936</Sole>
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                        <None>664</None>
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        <infoTable>
                <nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
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                        <None>2000</None>
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        <infoTable>
                <nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>32739</None>
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                <nameOfIssuer>CHURCH &amp; DWIGHT CO INC</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>2170</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>CINCINNATI FINANCIAL</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4973</Sole>
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                        <None>0</None>
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                <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>92019</Sole>
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                        <None>0</None>
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                <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>DFND</investmentDiscretion>
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                        <None>5000</None>
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        <infoTable>
                <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>97396</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5216</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
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                <investmentDiscretion>DFND</investmentDiscretion>
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                        <None>300</None>
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                <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <value>246</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>0</None>
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                <nameOfIssuer>CLOROX</nameOfIssuer>
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                <value>237</value>
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                        <None>0</None>
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        <infoTable>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>CLOUDERA INC</nameOfIssuer>
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                <value>2881</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>652</Sole>
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                        <None>262705</None>
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        <infoTable>
                <nameOfIssuer>COCA-COLA CO</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>1000</None>
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        <infoTable>
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                <value>222</value>
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                <investmentDiscretion>DFND</investmentDiscretion>
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                        <Sole>1735</Sole>
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                        <None>3000</None>
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        <infoTable>
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                <cusip>191216100</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>149500</Sole>
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                        <None>31230</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COLGATE-PALMOLIVE COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>194162103</cusip>
                <value>468</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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        <infoTable>
                <nameOfIssuer>COLGATE-PALMOLIVE COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>194162103</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13960</Sole>
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                        <None>5681</None>
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        <infoTable>
                <nameOfIssuer>COMCAST</nameOfIssuer>
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                <cusip>20030N101</cusip>
                <value>687</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17186</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
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                        <Sole>17391</Sole>
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                        <None>2654</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>COMMERCE BANCSHARES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                        <sshPrnamt>3972</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3972</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COMMERCE BANCSHARES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>200525103</cusip>
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                        <sshPrnamt>2316</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2316</Sole>
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                        <None>0</None>
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                <nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
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                        <sshPrnamt>15270</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15270</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>205887102</cusip>
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                <votingAuthority>
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                        <None>28000</None>
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                <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
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                <votingAuthority>
                        <Sole>63652</Sole>
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                        <None>400</None>
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        <infoTable>
                <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>20825C104</cusip>
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                        <Sole>200</Sole>
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                        <None>3885</None>
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        <infoTable>
                <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
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                        <None>10018</None>
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                <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>209115104</cusip>
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                        <sshPrnamt>3642</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3642</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>209115104</cusip>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
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                        <None>2000</None>
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        <infoTable>
                <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>209115104</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8834</Sole>
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                        <None>103</None>
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        <infoTable>
                <nameOfIssuer>CONSTELLATION BRANDS, INC.</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>271</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>CONSTELLATION BRANDS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4885</Sole>
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                        <None>36712</None>
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                <cusip>212015101</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7767</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CONTINENTAL RESOURCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>212015101</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Sole>9435</Sole>
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                        <None>1800</None>
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        <infoTable>
                <nameOfIssuer>COPART,INC </nameOfIssuer>
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                <votingAuthority>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>COPART,INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>217204106</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>155</Sole>
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                        <None>11520</None>
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                <nameOfIssuer>CORNING</nameOfIssuer>
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                <votingAuthority>
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                        <None>0</None>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>1500</None>
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                <nameOfIssuer>COSTCO WHOLESALE</nameOfIssuer>
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                <cusip>22160K105</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5696</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>COSTCO WHOLESALE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22160K105</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>523</None>
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        <infoTable>
                <nameOfIssuer>CUMMINS INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1808</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CUMMINS INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>802</Sole>
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                        <None>350</None>
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                <nameOfIssuer>CYPRESS SEMICONDUCTOR CORP</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CYPRESS SEMICONDUCTOR CORP</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>85000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>DNP SELECT INCOME FUND, INC.</nameOfIssuer>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>DNP SELECT INCOME FUND, INC.</nameOfIssuer>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>DNP SELECT INCOME FUND, INC.</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>32705</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>D T E ENERGY CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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        <infoTable>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DTF TAX-FREE INCOME, INC.</nameOfIssuer>
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                <cusip>23334J107</cusip>
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                        <None>0</None>
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        <infoTable>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25875</Sole>
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                        <None>364</None>
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        <infoTable>
                <nameOfIssuer>DANAHER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>DFND</investmentDiscretion>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DANAHER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>235851102</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4900</Sole>
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                        <None>385</None>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>237194105</cusip>
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                <votingAuthority>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>DARDEN RESTAURANTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>237194105</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Sole>2466</Sole>
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                        <None>250</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>6900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2921</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>24703L202</cusip>
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                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4847</Sole>
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                        <None>20314</None>
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        <infoTable>
                <nameOfIssuer>DELTA AIR LINES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>247361702</cusip>
                <value>574</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11120</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11013</Sole>
                        <Shared>0</Shared>
                        <None>107</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DELTA AIR LINES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>247361702</cusip>
                <value>805</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15580</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3591</Sole>
                        <Shared>0</Shared>
                        <None>11989</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIAMONDBACK ENERGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25278X109</cusip>
                <value>2085</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20533</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20533</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIAMONDBACK ENERGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25278X109</cusip>
                <value>96</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>950</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>950</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DICK'S SPORTING GOODS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>253393102</cusip>
                <value>3</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>70</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>70</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DICK'S SPORTING GOODS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>253393102</cusip>
                <value>1745</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>47404</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>117</Sole>
                        <Shared>0</Shared>
                        <None>47287</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>253868103</cusip>
                <value>2939</value>
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                        <sshPrnamt>24695</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>24292</Sole>
                        <Shared>0</Shared>
                        <None>403</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>253868103</cusip>
                <value>24</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>253868103</cusip>
                <value>1953</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16415</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5615</Sole>
                        <Shared>0</Shared>
                        <None>10800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALT DISNEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254687106</cusip>
                <value>8812</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>79366</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>78923</Sole>
                        <Shared>0</Shared>
                        <None>443</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALT DISNEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254687106</cusip>
                <value>222</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALT DISNEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254687106</cusip>
                <value>13563</value>
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                        <sshPrnamt>122158</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>28205</Sole>
                        <Shared>0</Shared>
                        <None>93953</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DISCOVER FINANCIAL SERVICES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254709108</cusip>
                <value>14</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>192</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>192</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DISCOVER FINANCIAL SERVICES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254709108</cusip>
                <value>3815</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>53617</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4267</Sole>
                        <Shared>0</Shared>
                        <None>49350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOLLAR GENERAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>256677105</cusip>
                <value>222</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1865</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1100</Sole>
                        <Shared>0</Shared>
                        <None>765</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOLLAR TREE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>256746108</cusip>
                <value>3043</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28967</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>28490</Sole>
                        <Shared>0</Shared>
                        <None>477</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOLLAR TREE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>256746108</cusip>
                <value>7707</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>73370</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3195</Sole>
                        <Shared>0</Shared>
                        <None>70175</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25746U109</cusip>
                <value>5762</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>75163</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>75163</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25746U109</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>3400</Sole>
                        <Shared>0</Shared>
                        <None>4100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25746U109</cusip>
                <value>9694</value>
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                        <sshPrnamt>126453</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>94777</Sole>
                        <Shared>0</Shared>
                        <None>31676</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DONALDSON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>257651109</cusip>
                <value>309</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6171</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>301</Sole>
                        <Shared>0</Shared>
                        <None>5870</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOVER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260003108</cusip>
                <value>4</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>40</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>40</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOVER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260003108</cusip>
                <value>666</value>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>7100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOWDUPONT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26078J100</cusip>
                <value>12775</value>
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                        <sshPrnamt>239627</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>236812</Sole>
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                        <None>2815</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOWDUPONT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26078J100</cusip>
                <value>427</value>
                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2158</Sole>
                        <Shared>0</Shared>
                        <None>5846</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOWDUPONT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26078J100</cusip>
                <value>12188</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>228628</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>178584</Sole>
                        <Shared>0</Shared>
                        <None>50044</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DRIL-QUIP INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>262037104</cusip>
                <value>314</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6850</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6850</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26441C204</cusip>
                <value>2591</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28784</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>28784</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26441C204</cusip>
                <value>255</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2832</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>166</Sole>
                        <Shared>0</Shared>
                        <None>2666</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26441C204</cusip>
                <value>3264</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36269</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>21120</Sole>
                        <Shared>0</Shared>
                        <None>15149</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26875P101</cusip>
                <value>8932</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>93839</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>93362</Sole>
                        <Shared>0</Shared>
                        <None>477</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26875P101</cusip>
                <value>57</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26875P101</cusip>
                <value>6351</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>66723</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>52494</Sole>
                        <Shared>0</Shared>
                        <None>14229</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26884L109</cusip>
                <value>380</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18344</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18344</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26884L109</cusip>
                <value>1489</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>71775</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7354</Sole>
                        <Shared>0</Shared>
                        <None>64421</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>E TRADE FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>269246401</cusip>
                <value>224</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4835</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4835</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>E TRADE FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>269246401</cusip>
                <value>40</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>865</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>50</Sole>
                        <Shared>0</Shared>
                        <None>815</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>277432100</cusip>
                <value>133</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1751</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1751</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>277432100</cusip>
                <value>414</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5461</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4711</Sole>
                        <Shared>0</Shared>
                        <None>750</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>278274105</cusip>
                <value>126</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8778</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8778</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>278274105</cusip>
                <value>11</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>750</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>278274105</cusip>
                <value>102</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7101</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6726</Sole>
                        <Shared>0</Shared>
                        <None>375</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EBAY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278642103</cusip>
                <value>158</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4250</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EBAY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278642103</cusip>
                <value>207</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5570</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5570</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ECOLAB INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278865100</cusip>
                <value>4</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ECOLAB INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278865100</cusip>
                <value>289</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1635</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>635</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ELANCO ANIMAL HEALTH INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>28414H103</cusip>
                <value>5793</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>180621</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>180121</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>291011104</cusip>
                <value>1568</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22898</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22898</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>291011104</cusip>
                <value>33</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>483</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>483</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>291011104</cusip>
                <value>2159</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31531</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17931</Sole>
                        <Shared>0</Shared>
                        <None>13600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29250N105</cusip>
                <value>222</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6115</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6115</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29250N105</cusip>
                <value>343</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9447</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8079</Sole>
                        <Shared>0</Shared>
                        <None>1368</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENERGY TRANSFER LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29273V100</cusip>
                <value>119</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7739</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7739</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENERGY TRANSFER LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29273V100</cusip>
                <value>0</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>32</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENERGY TRANSFER LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29273V100</cusip>
                <value>267</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17393</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16900</Sole>
                        <Shared>0</Shared>
                        <None>493</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29364G103</cusip>
                <value>915</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9570</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9515</Sole>
                        <Shared>0</Shared>
                        <None>55</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29364G103</cusip>
                <value>510</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5328</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4911</Sole>
                        <Shared>0</Shared>
                        <None>417</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERGY LOUISIANA LLC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>29364W504</cusip>
                <value>213</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>293792107</cusip>
                <value>66</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2257</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2257</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>293792107</cusip>
                <value>487</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16735</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7205</Sole>
                        <Shared>0</Shared>
                        <None>9530</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUIFAX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>294429105</cusip>
                <value>233</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1967</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1967</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUIFAX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>294429105</cusip>
                <value>745</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6291</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3800</Sole>
                        <Shared>0</Shared>
                        <None>2491</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUITRANS MIDSTREAM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>294600101</cusip>
                <value>302</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13886</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13886</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUITRANS MIDSTREAM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>294600101</cusip>
                <value>155</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7102</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5683</Sole>
                        <Shared>0</Shared>
                        <None>1419</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29476L107</cusip>
                <value>41</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>550</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>550</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29476L107</cusip>
                <value>1073</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>250</Sole>
                        <Shared>0</Shared>
                        <None>14000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXELON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30161N101</cusip>
                <value>345</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6891</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6891</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXELON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30161N101</cusip>
                <value>254</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5057</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5057</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30212P303</cusip>
                <value>64</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>540</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>540</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30212P303</cusip>
                <value>3749</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31502</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>67</Sole>
                        <Shared>0</Shared>
                        <None>31435</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30231G102</cusip>
                <value>22537</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>278931</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>278931</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30231G102</cusip>
                <value>152</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1875</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1875</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30231G102</cusip>
                <value>31899</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>394794</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>382839</Sole>
                        <Shared>0</Shared>
                        <None>11955</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FMC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>302491303</cusip>
                <value>2430</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31630</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>31066</Sole>
                        <Shared>0</Shared>
                        <None>564</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FMC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>302491303</cusip>
                <value>290</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3777</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3777</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30303M102</cusip>
                <value>4917</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29495</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>29097</Sole>
                        <Shared>0</Shared>
                        <None>398</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30303M102</cusip>
                <value>9226</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55347</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12519</Sole>
                        <Shared>0</Shared>
                        <None>42828</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACTSET RESEARCH SYSTEMS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>303075105</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>23</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACTSET RESEARCH SYSTEMS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>303075105</cusip>
                <value>410</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1650</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>150</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREDDIE MAC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>313400673</cusip>
                <value>164</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREDDIE MAC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>313400780</cusip>
                <value>150</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREDDIE MAC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>313400855</cusip>
                <value>160</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FEDEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31428X106</cusip>
                <value>7524</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41473</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>41188</Sole>
                        <Shared>0</Shared>
                        <None>285</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FEDEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31428X106</cusip>
                <value>36</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FEDEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31428X106</cusip>
                <value>11635</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>64134</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8328</Sole>
                        <Shared>0</Shared>
                        <None>55806</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>315616102</cusip>
                <value>32</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>204</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>96</Sole>
                        <Shared>0</Shared>
                        <None>108</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>315616102</cusip>
                <value>1035</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6597</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>197</Sole>
                        <Shared>0</Shared>
                        <None>6400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIDELITY NATIONAL INFORMATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31620M106</cusip>
                <value>100</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>880</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>880</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIDELITY NATIONAL INFORMATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31620M106</cusip>
                <value>248</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2193</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2000</Sole>
                        <Shared>0</Shared>
                        <None>193</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>316773100</cusip>
                <value>400</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15863</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15863</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>316773100</cusip>
                <value>546</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21646</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16146</Sole>
                        <Shared>0</Shared>
                        <None>5500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIREEYE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31816Q101</cusip>
                <value>1581</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>94168</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>94168</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>318910106</cusip>
                <value>1174</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33762</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>33762</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FISERV INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337738108</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>89</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>89</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FISERV INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337738108</cusip>
                <value>574</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6000</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337932107</cusip>
                <value>203</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4879</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4879</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337932107</cusip>
                <value>323</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7768</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6877</Sole>
                        <Shared>0</Shared>
                        <None>891</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FLEXSHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>33939L407</cusip>
                <value>5643</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>172305</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>172130</Sole>
                        <Shared>0</Shared>
                        <None>175</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FLEXSHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>33939L407</cusip>
                <value>494</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15085</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14100</Sole>
                        <Shared>0</Shared>
                        <None>985</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FOOT LOCKER, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>344849104</cusip>
                <value>27</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>438</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>438</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FOOT LOCKER, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>344849104</cusip>
                <value>1964</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32408</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>32408</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>345370860</cusip>
                <value>212</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>24176</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>24176</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>345370860</cusip>
                <value>812</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>92498</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>76498</Sole>
                        <Shared>0</Shared>
                        <None>16000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORTUNE BRANDS HOME &amp; SECURITY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>34964C106</cusip>
                <value>117</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2450</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORTUNE BRANDS HOME &amp; SECURITY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>34964C106</cusip>
                <value>170</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3561</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3561</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORWARD AIR CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>349853101</cusip>
                <value>207</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRANKLIN FINANCIAL NETWORK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>35352P104</cusip>
                <value>594</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20474</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>20474</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRANKLIN RESOURCES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>354613101</cusip>
                <value>40</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1204</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1204</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRANKLIN RESOURCES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>354613101</cusip>
                <value>357</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10783</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7177</Sole>
                        <Shared>0</Shared>
                        <None>3606</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREEPORT-MCMORAN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>35671D857</cusip>
                <value>142</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11037</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>330</Sole>
                        <Shared>0</Shared>
                        <None>10707</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRESHPET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>358039105</cusip>
                <value>1014</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23989</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>23989</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FULTON FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>360271100</cusip>
                <value>528</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34078</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>34078</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL DYNAMICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369550108</cusip>
                <value>209</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1233</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1233</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL DYNAMICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369550108</cusip>
                <value>141</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>833</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>833</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369604103</cusip>
                <value>2985</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>298802</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>295302</Sole>
                        <Shared>0</Shared>
                        <None>3500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369604103</cusip>
                <value>2</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369604103</cusip>
                <value>5528</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>553345</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>447983</Sole>
                        <Shared>0</Shared>
                        <None>105362</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MILLS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>370334104</cusip>
                <value>3897</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>75296</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>74746</Sole>
                        <Shared>0</Shared>
                        <None>550</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MILLS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>370334104</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>95</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>95</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MILLS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>370334104</cusip>
                <value>4213</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>81407</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>51686</Sole>
                        <Shared>0</Shared>
                        <None>29721</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MOTORS CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37045V100</cusip>
                <value>97</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2606</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2606</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MOTORS CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37045V100</cusip>
                <value>122</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3285</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>159</Sole>
                        <Shared>0</Shared>
                        <None>3126</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENUINE PARTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>372460105</cusip>
                <value>169</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1512</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1512</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENUINE PARTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>372460105</cusip>
                <value>236</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2107</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2057</Sole>
                        <Shared>0</Shared>
                        <None>50</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>375558103</cusip>
                <value>494</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7602</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7542</Sole>
                        <Shared>0</Shared>
                        <None>60</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>375558103</cusip>
                <value>1390</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21389</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9807</Sole>
                        <Shared>0</Shared>
                        <None>11582</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37733W105</cusip>
                <value>262</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6214</Sole>
                        <Shared>0</Shared>
                        <None>61</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37733W105</cusip>
                <value>396</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9466</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8066</Sole>
                        <Shared>0</Shared>
                        <None>1400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>38141G104</cusip>
                <value>99</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>516</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>516</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>38141G104</cusip>
                <value>1240</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6460</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1960</Sole>
                        <Shared>0</Shared>
                        <None>4500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS GROUP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>38143Y665</cusip>
                <value>96</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5050</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5050</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS GROUP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>38143Y665</cusip>
                <value>162</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GRACO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>384109104</cusip>
                <value>551</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11130</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>11130</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HFF INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>40418F108</cusip>
                <value>299</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6260</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6260</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>40434L105</cusip>
                <value>139</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7148</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7148</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>40434L105</cusip>
                <value>110</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5637</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4737</Sole>
                        <Shared>0</Shared>
                        <None>900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HARRIS OFFICE EQUIPMENT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>406000992</cusip>
                <value>246</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>80</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HALLIBURTON </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>406216101</cusip>
                <value>413</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14098</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14098</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HALLIBURTON </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>406216101</cusip>
                <value>428</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14610</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11512</Sole>
                        <Shared>0</Shared>
                        <None>3098</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEALTH INSURANCE INNOVATIONS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42225K106</cusip>
                <value>834</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31084</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>31084</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HENRY (JACK) &amp; ASSOCIATES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>426281101</cusip>
                <value>256</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1845</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5</Sole>
                        <Shared>0</Shared>
                        <None>1840</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEWLETT PACKARD ENTERPRISE CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42824C109</cusip>
                <value>69</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4442</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4442</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEWLETT PACKARD ENTERPRISE CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42824C109</cusip>
                <value>101</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6562</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5662</Sole>
                        <Shared>0</Shared>
                        <None>900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEXCEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>428291108</cusip>
                <value>3909</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>56523</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>56523</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HILL-ROM HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>431475102</cusip>
                <value>42</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HILL-ROM HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>431475102</cusip>
                <value>3159</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29846</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>29846</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HSS REAL ESTATE LLC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>432003994</cusip>
                <value>162</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>161926</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>161926</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME DEPOT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
                <value>8170</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>42576</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>42339</Sole>
                        <Shared>0</Shared>
                        <None>237</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME DEPOT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
                <value>691</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1600</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME DEPOT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
                <value>13868</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>72273</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>29090</Sole>
                        <Shared>0</Shared>
                        <None>43183</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HONEYWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>6159</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38758</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>38721</Sole>
                        <Shared>0</Shared>
                        <None>37</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HONEYWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>477</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HONEYWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>13812</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>86910</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>41021</Sole>
                        <Shared>0</Shared>
                        <None>45889</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HUMANA INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>444859102</cusip>
                <value>754</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2835</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>135</Sole>
                        <Shared>0</Shared>
                        <None>2700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HUNTINGTON BANCSHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>446150104</cusip>
                <value>525</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41405</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>40022</Sole>
                        <Shared>0</Shared>
                        <None>1383</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HUNTINGTON BANCSHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>446150104</cusip>
                <value>1549</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>122126</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>121126</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>452308109</cusip>
                <value>211</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1468</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1468</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>452308109</cusip>
                <value>286</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1995</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1995</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGEVITY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45688C107</cusip>
                <value>200</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1896</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1896</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGEVITY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45688C107</cusip>
                <value>76</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>715</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>715</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INTEGRA LIFESCIENCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>457985208</cusip>
                <value>1663</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29846</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>29846</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
                <value>6372</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>118658</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>117777</Sole>
                        <Shared>0</Shared>
                        <None>881</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
                <value>283</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>275</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
                <value>10699</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>199231</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>142739</Sole>
                        <Shared>0</Shared>
                        <None>56492</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INTERCONTINENTAL EXCHANGE GRP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45866F104</cusip>
                <value>222</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2918</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2918</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INTERCONTINENTAL EXCHANGE GRP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45866F104</cusip>
                <value>153</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2015</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1340</Sole>
                        <Shared>0</Shared>
                        <None>675</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>IBM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>459200101</cusip>
                <value>4922</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34880</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>34880</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>IBM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>459200101</cusip>
                <value>14</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>IBM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>459200101</cusip>
                <value>11413</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80887</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>78792</Sole>
                        <Shared>0</Shared>
                        <None>2095</None>
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        <infoTable>
                <nameOfIssuer>INTERNATIONAL PAPER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>460146103</cusip>
                <value>1081</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23356</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>23225</Sole>
                        <Shared>0</Shared>
                        <None>131</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INTERNATIONAL PAPER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>460146103</cusip>
                <value>559</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12079</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9313</Sole>
                        <Shared>0</Shared>
                        <None>2766</None>
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                <nameOfIssuer>INVESCO</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46090E103</cusip>
                <value>3548</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19751</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19751</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INVESCO</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46090E103</cusip>
                <value>1305</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7263</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5233</Sole>
                        <Shared>0</Shared>
                        <None>2030</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>IQVIA HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46266C105</cusip>
                <value>8991</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>62500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>62500</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464286533</cusip>
                <value>1308</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22073</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>21993</Sole>
                        <Shared>0</Shared>
                        <None>80</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464286533</cusip>
                <value>184</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3110</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3110</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287168</cusip>
                <value>836</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8515</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8515</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287168</cusip>
                <value>59</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287168</cusip>
                <value>384</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3910</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3910</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287176</cusip>
                <value>2272</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20098</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18827</Sole>
                        <Shared>0</Shared>
                        <None>1271</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287176</cusip>
                <value>160</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1414</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1372</Sole>
                        <Shared>0</Shared>
                        <None>42</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287200</cusip>
                <value>4613</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16210</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16157</Sole>
                        <Shared>0</Shared>
                        <None>53</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287200</cusip>
                <value>1556</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5468</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4203</Sole>
                        <Shared>0</Shared>
                        <None>1265</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287226</cusip>
                <value>9694</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>88881</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>88602</Sole>
                        <Shared>0</Shared>
                        <None>279</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287226</cusip>
                <value>471</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4320</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1009</Sole>
                        <Shared>0</Shared>
                        <None>3311</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287234</cusip>
                <value>191</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4453</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4453</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287234</cusip>
                <value>684</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15938</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2913</Sole>
                        <Shared>0</Shared>
                        <None>13025</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287242</cusip>
                <value>890</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7474</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7474</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287242</cusip>
                <value>30</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>254</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>254</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287374</cusip>
                <value>269</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8577</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8577</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287374</cusip>
                <value>189</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6025</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6025</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287408</cusip>
                <value>1239</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10992</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10922</Sole>
                        <Shared>0</Shared>
                        <None>70</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287408</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>47</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>47</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287408</cusip>
                <value>464</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4119</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3500</Sole>
                        <Shared>0</Shared>
                        <None>619</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287432</cusip>
                <value>1264</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287432</cusip>
                <value>193</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1525</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1525</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287457</cusip>
                <value>503</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5977</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5566</Sole>
                        <Shared>0</Shared>
                        <None>411</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287457</cusip>
                <value>55</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>658</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>358</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287465</cusip>
                <value>3604</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55567</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>55567</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287465</cusip>
                <value>29</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>450</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287465</cusip>
                <value>3250</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>50108</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17154</Sole>
                        <Shared>0</Shared>
                        <None>32954</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287473</cusip>
                <value>211</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2432</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2432</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287473</cusip>
                <value>1224</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14097</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6612</Sole>
                        <Shared>0</Shared>
                        <None>7485</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287481</cusip>
                <value>5893</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>43434</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>43434</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287481</cusip>
                <value>1188</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8759</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4580</Sole>
                        <Shared>0</Shared>
                        <None>4179</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287499</cusip>
                <value>1224</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22686</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22686</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287499</cusip>
                <value>457</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8462</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7330</Sole>
                        <Shared>0</Shared>
                        <None>1132</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287507</cusip>
                <value>2210</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11668</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11668</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287507</cusip>
                <value>614</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3242</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3242</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287549</cusip>
                <value>1163</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5638</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5638</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287556</cusip>
                <value>662</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5918</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5012</Sole>
                        <Shared>0</Shared>
                        <None>906</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287556</cusip>
                <value>168</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287556</cusip>
                <value>715</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6396</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4626</Sole>
                        <Shared>0</Shared>
                        <None>1770</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287598</cusip>
                <value>446</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3613</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3613</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287598</cusip>
                <value>50</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>406</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>406</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287614</cusip>
                <value>1271</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287614</cusip>
                <value>390</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2574</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2474</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287622</cusip>
                <value>625</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3974</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3974</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287622</cusip>
                <value>168</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1068</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1068</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287630</cusip>
                <value>2290</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19096</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18523</Sole>
                        <Shared>0</Shared>
                        <None>573</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287630</cusip>
                <value>40</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>333</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>333</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287630</cusip>
                <value>273</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2281</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1984</Sole>
                        <Shared>0</Shared>
                        <None>297</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287648</cusip>
                <value>1533</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7797</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7797</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287648</cusip>
                <value>112</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>570</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>570</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287655</cusip>
                <value>2520</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16461</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16461</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287655</cusip>
                <value>4893</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31961</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2723</Sole>
                        <Shared>0</Shared>
                        <None>29238</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287689</cusip>
                <value>28</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>170</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>170</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287689</cusip>
                <value>230</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1377</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1377</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287705</cusip>
                <value>202</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1285</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1285</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287705</cusip>
                <value>31</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287721</cusip>
                <value>116</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>607</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>607</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287721</cusip>
                <value>19</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287721</cusip>
                <value>235</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1232</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1132</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287762</cusip>
                <value>582</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3003</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3003</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287762</cusip>
                <value>157</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>808</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>808</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287804</cusip>
                <value>192</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2484</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2484</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287804</cusip>
                <value>357</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4623</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4098</Sole>
                        <Shared>0</Shared>
                        <None>525</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287879</cusip>
                <value>23</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>158</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>158</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287879</cusip>
                <value>651</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4413</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4413</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287887</cusip>
                <value>30</value>
                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288687</cusip>
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                <cusip>464288810</cusip>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46429B655</cusip>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46429B655</cusip>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46429B663</cusip>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46429B689</cusip>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46432F339</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46432F842</cusip>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46432F842</cusip>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46434G103</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46434G103</cusip>
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                <votingAuthority>
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                        <None>1011</None>
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                        <None>4000</None>
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                        <None>0</None>
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                        <None>469</None>
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                        <sshPrnamt>3673</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3373</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>KENNAMETAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>489170100</cusip>
                <value>658</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>17900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KIMBERLY-CLARK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>494368103</cusip>
                <value>1033</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8340</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8340</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KIMBERLY-CLARK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>494368103</cusip>
                <value>577</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4654</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4454</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>49456B101</cusip>
                <value>3227</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>161275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>159048</Sole>
                        <Shared>0</Shared>
                        <None>2227</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>49456B101</cusip>
                <value>2292</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>114519</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>29545</Sole>
                        <Shared>0</Shared>
                        <None>84974</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>500754106</cusip>
                <value>615</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18828</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18407</Sole>
                        <Shared>0</Shared>
                        <None>421</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>500754106</cusip>
                <value>737</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22563</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20655</Sole>
                        <Shared>0</Shared>
                        <None>1908</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LAMB WESTON HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>513272104</cusip>
                <value>30</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>398</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>398</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LAMB WESTON HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>513272104</cusip>
                <value>318</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4246</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4246</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LANCASTER COLONY CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>513847103</cusip>
                <value>242</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1544</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1544</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LANCASTER COLONY CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>513847103</cusip>
                <value>787</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5025</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5025</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ESTEE LAUDER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>518439104</cusip>
                <value>205</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1238</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1238</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ESTEE LAUDER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>518439104</cusip>
                <value>40</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>240</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>240</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LEIDOS HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>525327102</cusip>
                <value>1474</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>23000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LENNAR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>526057104</cusip>
                <value>378</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7705</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7705</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LENNAR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>526057104</cusip>
                <value>279</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5676</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4251</Sole>
                        <Shared>0</Shared>
                        <None>1425</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LENNOX INTERNATIONAL INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>526107107</cusip>
                <value>3341</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12636</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>12636</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LEVEL ONE BANCORP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>52730D208</cusip>
                <value>698</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>532457108</cusip>
                <value>839</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6462</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6462</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>532457108</cusip>
                <value>2962</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22830</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>21830</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LIQUIDMETAL TECHNOLOGIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>53634X100</cusip>
                <value>90</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>620307</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>620307</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LITHIA MOTORS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>536797103</cusip>
                <value>985</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10623</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>10623</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LIVEPERSON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>538146101</cusip>
                <value>1464</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>50442</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>50442</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LIVENT CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>53814L108</cusip>
                <value>343</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27913</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>27408</Sole>
                        <Shared>0</Shared>
                        <None>505</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LIVENT CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>53814L108</cusip>
                <value>36</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2957</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2957</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>539830109</cusip>
                <value>6724</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22220</Sole>
                        <Shared>0</Shared>
                        <None>180</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>539830109</cusip>
                <value>3441</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11463</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2791</Sole>
                        <Shared>0</Shared>
                        <None>8672</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOWES COS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>548661107</cusip>
                <value>2133</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19487</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19487</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOWES COS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>548661107</cusip>
                <value>2928</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26748</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>25868</Sole>
                        <Shared>0</Shared>
                        <None>880</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>M D U RESOURCES GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>552690109</cusip>
                <value>24</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>927</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>927</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>M D U RESOURCES GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>552690109</cusip>
                <value>600</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23220</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>23220</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MVB FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>553810102</cusip>
                <value>92</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6003</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6003</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MVB FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>553810102</cusip>
                <value>254</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16645</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16645</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORTOISE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>56167N720</cusip>
                <value>422</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17670</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17670</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORTOISE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>56167N720</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>660</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>660</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MANKIND CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56400P706</cusip>
                <value>108</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>55000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MANULIFE FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56501R106</cusip>
                <value>386</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22810</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22810</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MANULIFE FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56501R106</cusip>
                <value>74</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4358</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4358</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56585A102</cusip>
                <value>4448</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>74314</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>73704</Sole>
                        <Shared>0</Shared>
                        <None>610</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56585A102</cusip>
                <value>1651</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27592</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14447</Sole>
                        <Shared>0</Shared>
                        <None>13145</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>MARKETAXESS HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57060D108</cusip>
                <value>475</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1931</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>1431</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARRIOTT INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>571903202</cusip>
                <value>22</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>176</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>176</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARRIOTT INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>571903202</cusip>
                <value>1212</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9687</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1038</Sole>
                        <Shared>0</Shared>
                        <None>8649</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>574599106</cusip>
                <value>434</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11047</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11047</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>574599106</cusip>
                <value>81</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2066</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>821</Sole>
                        <Shared>0</Shared>
                        <None>1245</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57636Q104</cusip>
                <value>10326</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>43858</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>43607</Sole>
                        <Shared>0</Shared>
                        <None>251</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57636Q104</cusip>
                <value>235</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57636Q104</cusip>
                <value>13507</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>57365</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14857</Sole>
                        <Shared>0</Shared>
                        <None>42508</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>580135101</cusip>
                <value>5995</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31567</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>31567</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>580135101</cusip>
                <value>3471</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18276</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17521</Sole>
                        <Shared>0</Shared>
                        <None>755</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58155Q103</cusip>
                <value>562</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4800</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58155Q103</cusip>
                <value>217</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1851</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1851</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDNAX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58502B106</cusip>
                <value>372</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>13700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>14169</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>170358</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>167567</Sole>
                        <Shared>0</Shared>
                        <None>2791</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>158</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>900</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>18499</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>222425</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>133491</Sole>
                        <Shared>0</Shared>
                        <None>88934</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>METLIFE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>59156R108</cusip>
                <value>136</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>METLIFE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>59156R108</cusip>
                <value>193</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4529</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4529</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>METTLER TOLEDO INTL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>592688105</cusip>
                <value>434</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROSOFT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>16958</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>143785</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>143223</Sole>
                        <Shared>0</Shared>
                        <None>562</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROSOFT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>672</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>700</Sole>
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                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROSOFT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>21028</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>178291</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>79869</Sole>
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                        <None>98422</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROCHIP TECHNOLOGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>595017104</cusip>
                <value>2894</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34879</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>34879</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROCHIP TECHNOLOGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>595017104</cusip>
                <value>414</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4988</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4788</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICRON TECHNOLOGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>595112103</cusip>
                <value>275</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6656</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>128</Sole>
                        <Shared>0</Shared>
                        <None>6528</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MISONIX INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>604871103</cusip>
                <value>539</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28010</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>28010</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MOELIS &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>60786M105</cusip>
                <value>261</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6280</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>430</Sole>
                        <Shared>0</Shared>
                        <None>5850</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>7001</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>140247</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>138434</Sole>
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                        <None>1813</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>118</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2373</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>373</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>6732</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>134862</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>50745</Sole>
                        <Shared>0</Shared>
                        <None>84117</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MOOG INC- CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>615394202</cusip>
                <value>260</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2987</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2987</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MOOG INC- CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>615394202</cusip>
                <value>2178</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25054</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>808</Sole>
                        <Shared>0</Shared>
                        <None>24246</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>5548</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>131475</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>130160</Sole>
                        <Shared>0</Shared>
                        <None>1315</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>63</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>6516</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>154406</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19207</Sole>
                        <Shared>0</Shared>
                        <None>135199</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637417106</cusip>
                <value>1261</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22758</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22604</Sole>
                        <Shared>0</Shared>
                        <None>154</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637417106</cusip>
                <value>89</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637417106</cusip>
                <value>567</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10232</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9373</Sole>
                        <Shared>0</Shared>
                        <None>859</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NAVIGATORS GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>638904102</cusip>
                <value>217</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEOGEN CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>640491106</cusip>
                <value>1275</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22218</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>22218</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NETFLIX INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64110L106</cusip>
                <value>390</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1093</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>920</Sole>
                        <Shared>0</Shared>
                        <None>173</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NETFLIX INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64110L106</cusip>
                <value>72</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>203</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>203</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NETFLIX INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64110L106</cusip>
                <value>268</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>752</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>752</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEW RESIDENTIAL INVESTMENT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64828T201</cusip>
                <value>594</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>35100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>35100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEXTERA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65339F101</cusip>
                <value>6714</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34730</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>34486</Sole>
                        <Shared>0</Shared>
                        <None>244</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEXTERA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65339F101</cusip>
                <value>3091</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15991</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14582</Sole>
                        <Shared>0</Shared>
                        <None>1409</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NIKE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>654106103</cusip>
                <value>3087</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36654</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>36537</Sole>
                        <Shared>0</Shared>
                        <None>117</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NIKE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>654106103</cusip>
                <value>1493</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17731</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15026</Sole>
                        <Shared>0</Shared>
                        <None>2705</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NISOURCE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65473P105</cusip>
                <value>293</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10235</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7118</Sole>
                        <Shared>0</Shared>
                        <None>3117</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORFOLK SOUTHERN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>655844108</cusip>
                <value>632</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3379</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3372</Sole>
                        <Shared>0</Shared>
                        <None>7</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORFOLK SOUTHERN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>655844108</cusip>
                <value>1946</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10410</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3910</Sole>
                        <Shared>0</Shared>
                        <None>6500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORTHRUP GRUMMAN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>666807102</cusip>
                <value>67</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>248</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>248</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORTHRUP GRUMMAN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>666807102</cusip>
                <value>281</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1043</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>743</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORTHWEST BANCSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>667340103</cusip>
                <value>258</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15175</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15175</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORTHWEST BANCSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>667340103</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>525</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>525</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NOVARTIS A G ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>66987V109</cusip>
                <value>380</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3957</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3826</Sole>
                        <Shared>0</Shared>
                        <None>131</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NOVARTIS A G ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>66987V109</cusip>
                <value>400</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4163</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2778</Sole>
                        <Shared>0</Shared>
                        <None>1385</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUANCE COMMUNICATIONS INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67020Y100</cusip>
                <value>11</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>660</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>660</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUANCE COMMUNICATIONS INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67020Y100</cusip>
                <value>619</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36542</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>36542</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUCOR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670346105</cusip>
                <value>402</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6882</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6882</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUCOR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670346105</cusip>
                <value>415</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7119</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6340</Sole>
                        <Shared>0</Shared>
                        <None>779</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670657105</cusip>
                <value>248</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18598</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18598</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670657105</cusip>
                <value>264</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19766</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19766</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NVIDIA CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67066G104</cusip>
                <value>422</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1800</Sole>
                        <Shared>0</Shared>
                        <None>550</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OGE ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670837103</cusip>
                <value>69</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OGE ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670837103</cusip>
                <value>132</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3050</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3050</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN MUNICIPAL VALUE FUND INC.</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670928100</cusip>
                <value>174</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17357</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17357</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670980101</cusip>
                <value>358</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>24743</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>24743</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670980101</cusip>
                <value>27</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1843</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1843</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>O'REILLY AUTOMOTIVE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67103H107</cusip>
                <value>2750</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7083</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6962</Sole>
                        <Shared>0</Shared>
                        <None>121</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>O'REILLY AUTOMOTIVE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67103H107</cusip>
                <value>313</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>806</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>633</Sole>
                        <Shared>0</Shared>
                        <None>173</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OSI SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>671044105</cusip>
                <value>1537</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17549</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>17549</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>674599105</cusip>
                <value>227</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3435</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3435</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>674599105</cusip>
                <value>1149</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17364</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2464</Sole>
                        <Shared>0</Shared>
                        <None>14900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OHIO VALLEY BANC CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>677719106</cusip>
                <value>3643</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100763</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>100763</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OLD DOMINION FREIGHT LINE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>679580100</cusip>
                <value>35</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>245</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>245</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OLD DOMINION FREIGHT LINE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>679580100</cusip>
                <value>2465</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17075</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>75</Sole>
                        <Shared>0</Shared>
                        <None>17000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OLD NATIONAL BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>680033107</cusip>
                <value>861</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>52504</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>52504</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ONE GAS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68235P108</cusip>
                <value>13</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>150</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <votingAuthority>
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                        <None>0</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>49487</Sole>
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                <votingAuthority>
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                        <None>10600</None>
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                <nameOfIssuer>PPG INDUSTRIES</nameOfIssuer>
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                <votingAuthority>
                        <Sole>55256</Sole>
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                        <None>25</None>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>46138</None>
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                <nameOfIssuer>PPL CORPORATION</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4697</Sole>
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                        <None>0</None>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>PALO ALTO NETWORKS</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10377</Sole>
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                <nameOfIssuer>PALO ALTO NETWORKS</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1916</Sole>
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                        <None>245</None>
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        <infoTable>
                <nameOfIssuer>PARKER-HANNIFIN CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2840</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>PARKER-HANNIFIN CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2075</Sole>
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                        <None>300</None>
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                <nameOfIssuer>PAYPAL HOLDINGS</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>58754</Sole>
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                <nameOfIssuer>PAYPAL HOLDINGS</nameOfIssuer>
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                <nameOfIssuer>PEPSICO</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>92592</Sole>
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                <nameOfIssuer>PEPSICO</nameOfIssuer>
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                <votingAuthority>
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                <votingAuthority>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                <votingAuthority>
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                        <None>0</None>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
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                <nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>1945</None>
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                <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
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                <cusip>718546104</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>4955</None>
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                <nameOfIssuer>PINNACLE FINANCIAL PARTNERS,INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>72346Q104</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>9400</None>
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                <nameOfIssuer>POOL CORP.</nameOfIssuer>
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                <cusip>73278L105</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>2345</None>
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                <nameOfIssuer>PREMIER FINANCIAL BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74050M105</cusip>
                <value>169</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10758</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74050M105</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>26922</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>T ROWE PRICE GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74144T108</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>631</Sole>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74144T108</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>712</Sole>
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                </votingAuthority>
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                        <sshPrnamt>3760</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>3760</None>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>4670</None>
                </votingAuthority>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>118077</Sole>
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                        <None>0</None>
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        <infoTable>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>742718109</cusip>
                <value>19242</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>184932</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>155902</Sole>
                        <Shared>0</Shared>
                        <None>29030</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>743315103</cusip>
                <value>2315</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32112</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>32112</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>743315103</cusip>
                <value>160</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2225</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2225</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROLOGIS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74340W103</cusip>
                <value>508</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7065</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7065</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROLOGIS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74340W103</cusip>
                <value>1389</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5000</Sole>
                        <Shared>0</Shared>
                        <None>14300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROSHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>74347B680</cusip>
                <value>223</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3954</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3954</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROSHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74347R206</cusip>
                <value>216</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROSPECT CAPITAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74348T102</cusip>
                <value>2</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>275</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROSPECT CAPITAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74348T102</cusip>
                <value>115</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17642</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15500</Sole>
                        <Shared>0</Shared>
                        <None>2142</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRUDENTIAL FINANCIAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744320102</cusip>
                <value>1124</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12231</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11938</Sole>
                        <Shared>0</Shared>
                        <None>293</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRUDENTIAL FINANCIAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744320102</cusip>
                <value>619</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6734</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4405</Sole>
                        <Shared>0</Shared>
                        <None>2329</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PUBLIC SERVICE ENTERPRISE GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744573106</cusip>
                <value>465</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7834</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7834</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PUBLIC SERVICE ENTERPRISE GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744573106</cusip>
                <value>970</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16322</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3722</Sole>
                        <Shared>0</Shared>
                        <None>12600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>74460W107</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>74460W107</cusip>
                <value>199</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>74460W875</cusip>
                <value>300</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>74460W875</cusip>
                <value>61</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2465</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2465</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PURE STORAGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74624M102</cusip>
                <value>3827</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>175634</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>175634</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>747525103</cusip>
                <value>640</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11222</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10722</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>747525103</cusip>
                <value>399</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6998</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5548</Sole>
                        <Shared>0</Shared>
                        <None>1450</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUALYS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74758T303</cusip>
                <value>1241</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14993</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14993</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUANTA SERVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74762E102</cusip>
                <value>80</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2115</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2115</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUANTA SERVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74762E102</cusip>
                <value>4320</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>114480</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2557</Sole>
                        <Shared>0</Shared>
                        <None>111923</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUEST DIAGNOSTICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74834L100</cusip>
                <value>124</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1374</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1374</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUEST DIAGNOSTICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74834L100</cusip>
                <value>319</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3546</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3546</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RANGE RESOURCES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>75281A109</cusip>
                <value>128</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11360</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>10360</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAPID7 INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>753422104</cusip>
                <value>1437</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28401</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>28401</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAYTHEON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>755111507</cusip>
                <value>7058</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38761</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>38489</Sole>
                        <Shared>0</Shared>
                        <None>272</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAYTHEON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>755111507</cusip>
                <value>64</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAYTHEON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>755111507</cusip>
                <value>8976</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>49296</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9311</Sole>
                        <Shared>0</Shared>
                        <None>39985</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RBC BEARINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>75524B104</cusip>
                <value>252</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1980</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1980</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>REGIONS FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>7591EP100</cusip>
                <value>230</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16268</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16268</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>REGIONS FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>7591EP100</cusip>
                <value>117</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8254</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7654</Sole>
                        <Shared>0</Shared>
                        <None>600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RESTAURANT BRANDS INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>76131D103</cusip>
                <value>6529</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100270</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>270</Sole>
                        <Shared>0</Shared>
                        <None>100000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RIGHTMOVE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>76657Y101</cusip>
                <value>539</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39881</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>39881</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROCKWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>773903109</cusip>
                <value>681</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3880</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3872</Sole>
                        <Shared>0</Shared>
                        <None>8</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROCKWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>773903109</cusip>
                <value>1215</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6926</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6626</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROPER INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>776696106</cusip>
                <value>233</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>680</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>680</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROPER INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>776696106</cusip>
                <value>1795</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5249</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2800</Sole>
                        <Shared>0</Shared>
                        <None>2449</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>780259107</cusip>
                <value>293</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4575</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4575</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <shrsOrPrnAmt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>46</None>
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        <infoTable>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
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                        <sshPrnamt>21879</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19654</Sole>
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                        <None>2225</None>
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                <shrsOrPrnAmt>
                        <sshPrnamt>18411</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <Shared>0</Shared>
                        <None>18411</None>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78462F103</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <votingAuthority>
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                        <None>0</None>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <votingAuthority>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <votingAuthority>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8285</Sole>
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                        <None>0</None>
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                        <sshPrnamt>165</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>165</Sole>
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                        <None>0</None>
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                <shrsOrPrnAmt>
                        <sshPrnamt>22052</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A359</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <shrsOrPrnAmt>
                        <sshPrnamt>17954</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A698</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
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                        <Shared>0</Shared>
                        <None>6000</None>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A698</cusip>
                <value>377</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7335</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6435</Sole>
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                        <None>900</None>
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        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A763</cusip>
                <value>5615</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>56486</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>56486</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A763</cusip>
                <value>2493</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25073</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>24723</Sole>
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                        <None>350</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78467X109</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>700</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78467X109</cusip>
                <value>102</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>392</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>392</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7095</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78467Y107</cusip>
                <value>12</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>34</None>
                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78468R200</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>9775</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9775</Sole>
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                        <None>0</None>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>45631</Sole>
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                        <None>434</None>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5663</Sole>
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                        <None>63150</None>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18604</Sole>
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                        <None>0</None>
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        <infoTable>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13884</Sole>
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                        <None>6918</None>
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        <infoTable>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>560</Sole>
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                        <None>0</None>
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        <infoTable>
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                        <sshPrnamt>4554</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>940</Sole>
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                        <None>3614</None>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>11906</None>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <shrsOrPrnAmt>
                        <sshPrnamt>6345</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y209</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>11670</None>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y308</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>539</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>539</Sole>
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                        <None>0</None>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <shrsOrPrnAmt>
                        <sshPrnamt>39800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1324</Sole>
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                        <None>38476</None>
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        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y506</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>2976</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2976</Sole>
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                        <None>0</None>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1260</Sole>
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                        <None>116305</None>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>27719</Sole>
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                        <None>1100</None>
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        <infoTable>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3270</Sole>
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                        <None>43575</None>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y803</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>4747</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4747</Sole>
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                        <None>0</None>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y803</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>9031</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3116</Sole>
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                        <None>5915</None>
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        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y886</cusip>
                <value>206</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3533</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3533</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y886</cusip>
                <value>1132</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19467</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3055</Sole>
                        <Shared>0</Shared>
                        <None>16412</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SEMTECH CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>816850101</cusip>
                <value>219</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>816851109</cusip>
                <value>168</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1334</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1334</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>816851109</cusip>
                <value>155</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1232</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1232</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SENSEONICS HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>81727U105</cusip>
                <value>297</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>121156</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>121156</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SHERWIN WILLIAMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>824348106</cusip>
                <value>22</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>52</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>52</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SHERWIN WILLIAMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>824348106</cusip>
                <value>290</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>673</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>573</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SIMON PROPERTY GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>828806109</cusip>
                <value>273</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1501</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1501</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SIMON PROPERTY GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>828806109</cusip>
                <value>132</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>723</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>307</Sole>
                        <Shared>0</Shared>
                        <None>416</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE SIMPLY GOOD FOODS COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>82900L102</cusip>
                <value>885</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>42968</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>42968</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SIRIUS XM HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>82968B103</cusip>
                <value>66</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11633</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11633</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SIRIUS XM HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>82968B103</cusip>
                <value>18</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3244</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3244</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SLEEP NUMBER CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>83125X103</cusip>
                <value>1265</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26919</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>26919</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JM SMUCKER CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>832696405</cusip>
                <value>208</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1785</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1785</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JM SMUCKER CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>832696405</cusip>
                <value>421</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3614</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2370</Sole>
                        <Shared>0</Shared>
                        <None>1244</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>842587107</cusip>
                <value>1002</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19392</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19392</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>842587107</cusip>
                <value>288</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5570</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1570</Sole>
                        <Shared>0</Shared>
                        <None>4000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>842587107</cusip>
                <value>2122</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41060</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>37140</Sole>
                        <Shared>0</Shared>
                        <None>3920</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPIRIT AEROSYSTEMS HOLDINGS,</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>848574109</cusip>
                <value>2849</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31121</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30595</Sole>
                        <Shared>0</Shared>
                        <None>526</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPIRIT AEROSYSTEMS HOLDINGS,</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>848574109</cusip>
                <value>4223</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>46138</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3438</Sole>
                        <Shared>0</Shared>
                        <None>42700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPLUNK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>848637104</cusip>
                <value>2930</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23518</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>23518</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPLUNK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>848637104</cusip>
                <value>346</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2775</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2213</Sole>
                        <Shared>0</Shared>
                        <None>562</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPROUTS FARMERS MARKET</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>85208M102</cusip>
                <value>416</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>19300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STANDARD AVB FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>85303B100</cusip>
                <value>236</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8754</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8754</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>855244109</cusip>
                <value>1044</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14045</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13767</Sole>
                        <Shared>0</Shared>
                        <None>278</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>855244109</cusip>
                <value>71</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>950</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>950</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>855244109</cusip>
                <value>2090</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28120</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9825</Sole>
                        <Shared>0</Shared>
                        <None>18295</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STIFEL FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>860630102</cusip>
                <value>2408</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>45641</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>45541</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STRYKER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>863667101</cusip>
                <value>701</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3550</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3550</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STRYKER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>863667101</cusip>
                <value>2010</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10175</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10175</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYNNEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87162W100</cusip>
                <value>2</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYNNEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87162W100</cusip>
                <value>881</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9232</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9232</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYNEOS HEALTH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87166B102</cusip>
                <value>2850</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55062</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>55062</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYSCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>871829107</cusip>
                <value>108</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1615</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1615</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYSCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>871829107</cusip>
                <value>663</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9937</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9177</Sole>
                        <Shared>0</Shared>
                        <None>760</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872540109</cusip>
                <value>867</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16303</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16303</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872540109</cusip>
                <value>548</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10050</Sole>
                        <Shared>0</Shared>
                        <None>250</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872590104</cusip>
                <value>4062</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>58785</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>58284</Sole>
                        <Shared>0</Shared>
                        <None>501</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872590104</cusip>
                <value>278</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4027</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2667</Sole>
                        <Shared>0</Shared>
                        <None>1360</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TPI COMPOSITES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87266J104</cusip>
                <value>1090</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38077</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>38077</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TAIWAN SEMICONDUCTOR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>874039100</cusip>
                <value>60</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1465</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1465</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TAIWAN SEMICONDUCTOR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>874039100</cusip>
                <value>185</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4514</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4514</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TARGET</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87612E106</cusip>
                <value>121</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1508</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1378</Sole>
                        <Shared>0</Shared>
                        <None>130</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TARGET</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87612E106</cusip>
                <value>1569</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19550</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3775</Sole>
                        <Shared>0</Shared>
                        <None>15775</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TELADOC HEALTH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87918A105</cusip>
                <value>1167</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20991</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>50</Sole>
                        <Shared>0</Shared>
                        <None>20941</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>879360105</cusip>
                <value>642</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2710</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2710</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>12805</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>120721</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>120649</Sole>
                        <Shared>0</Shared>
                        <None>72</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>689</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>14144</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>133349</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>106252</Sole>
                        <Shared>0</Shared>
                        <None>27097</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXTRON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883203101</cusip>
                <value>15</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXTRON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883203101</cusip>
                <value>210</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4150</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883556102</cusip>
                <value>4263</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15573</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15573</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883556102</cusip>
                <value>96</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883556102</cusip>
                <value>7289</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26630</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5320</Sole>
                        <Shared>0</Shared>
                        <None>21310</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THIRD STREET BANCSHARES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>884283102</cusip>
                <value>456</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9118</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9118</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>3M COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>9764</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>46992</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>46992</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>3M COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>291</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>3M COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>12596</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>60623</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>44523</Sole>
                        <Shared>0</Shared>
                        <None>16100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORO COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891092108</cusip>
                <value>629</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9135</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9135</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORONTO-DOMINION BANK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891160509</cusip>
                <value>536</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9867</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8467</Sole>
                        <Shared>0</Shared>
                        <None>1400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORONTO-DOMINION BANK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891160509</cusip>
                <value>276</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5089</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5089</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TOTAL FINA SA SPON ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89151E109</cusip>
                <value>169</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3036</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3036</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TOTAL FINA SA SPON ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89151E109</cusip>
                <value>1969</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>35385</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>385</Sole>
                        <Shared>0</Shared>
                        <None>35000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE TRAVELERS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89417E109</cusip>
                <value>120</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>875</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>875</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE TRAVELERS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89417E109</cusip>
                <value>605</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4412</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3412</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRI- CONTINENTAL CORP.</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>895436103</cusip>
                <value>95</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3612</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3612</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRI- CONTINENTAL CORP.</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>895436103</cusip>
                <value>144</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5481</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5481</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRUPANION INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>898202106</cusip>
                <value>1126</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34397</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>60</Sole>
                        <Shared>0</Shared>
                        <None>34337</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRUSTMARK CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>898402102</cusip>
                <value>947</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28160</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>28160</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ETRACS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>902641646</cusip>
                <value>153</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6750</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ETRACS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>902641646</cusip>
                <value>229</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10095</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10095</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UGI CORP HOLDING CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902681105</cusip>
                <value>242</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4375</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4375</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UGI CORP HOLDING CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902681105</cusip>
                <value>358</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6463</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6463</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>US BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902973304</cusip>
                <value>9956</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>206595</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>204912</Sole>
                        <Shared>0</Shared>
                        <None>1683</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>US BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902973304</cusip>
                <value>3867</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80251</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>41572</Sole>
                        <Shared>0</Shared>
                        <None>38679</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>90384S303</cusip>
                <value>3017</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8650</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8503</Sole>
                        <Shared>0</Shared>
                        <None>147</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>90384S303</cusip>
                <value>312</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>896</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>676</Sole>
                        <Shared>0</Shared>
                        <None>220</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNION PACIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>907818108</cusip>
                <value>2153</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12879</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12879</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNION PACIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>907818108</cusip>
                <value>3321</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19863</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18363</Sole>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8102</Sole>
                        <Shared>0</Shared>
                        <None>357</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VULCAN MATERIALS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>929160109</cusip>
                <value>651</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5495</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5495</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VULCAN MATERIALS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>929160109</cusip>
                <value>98</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>830</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>830</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WABCO HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92927K102</cusip>
                <value>475</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WEC ENERGY GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92939U106</cusip>
                <value>485</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6135</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6135</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WEC ENERGY GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92939U106</cusip>
                <value>37</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>474</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>474</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WABTEC CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>929740108</cusip>
                <value>111</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1506</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1490</Sole>
                        <Shared>0</Shared>
                        <None>16</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WABTEC CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>929740108</cusip>
                <value>0</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WABTEC CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>929740108</cusip>
                <value>4265</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>57858</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2302</Sole>
                        <Shared>0</Shared>
                        <None>55556</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALMART INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931142103</cusip>
                <value>3574</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36649</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>36302</Sole>
                        <Shared>0</Shared>
                        <None>347</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALMART INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931142103</cusip>
                <value>98</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALMART INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931142103</cusip>
                <value>4237</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>43446</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18273</Sole>
                        <Shared>0</Shared>
                        <None>25173</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALGREENS BOOTS ALLIANCE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931427108</cusip>
                <value>314</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4965</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4965</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALGREENS BOOTS ALLIANCE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931427108</cusip>
                <value>1076</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2950</Sole>
                        <Shared>0</Shared>
                        <None>14050</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WASTE MANAGEMENT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>94106L109</cusip>
                <value>48</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>460</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>460</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WASTE MANAGEMENT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>94106L109</cusip>
                <value>267</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2566</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2566</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLS FARGO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>949746101</cusip>
                <value>2703</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55939</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>54432</Sole>
                        <Shared>0</Shared>
                        <None>1507</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLS FARGO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>949746101</cusip>
                <value>358</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2400</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLS FARGO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>949746101</cusip>
                <value>3129</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>64763</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>43575</Sole>
                        <Shared>0</Shared>
                        <None>21188</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>95040Q104</cusip>
                <value>1406</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18119</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18033</Sole>
                        <Shared>0</Shared>
                        <None>86</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>95040Q104</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>95040Q104</cusip>
                <value>740</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9541</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8691</Sole>
                        <Shared>0</Shared>
                        <None>850</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESBANCO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>950810101</cusip>
                <value>33344</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>838852</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>538633</Sole>
                        <Shared>0</Shared>
                        <None>300219</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESBANCO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>950810101</cusip>
                <value>95</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESBANCO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>950810101</cusip>
                <value>38800</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>976095</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>724155</Sole>
                        <Shared>0</Shared>
                        <None>251940</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESTROCK CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>96145D105</cusip>
                <value>437</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11384</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11384</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESTROCK CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>96145D105</cusip>
                <value>184</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4803</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4803</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>962166104</cusip>
                <value>105</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3987</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3987</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>962166104</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>240</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>240</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>962166104</cusip>
                <value>184</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6967</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6292</Sole>
                        <Shared>0</Shared>
                        <None>675</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE WILLIAMS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>969457100</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>280</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>280</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE WILLIAMS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>969457100</cusip>
                <value>297</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10327</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4927</Sole>
                        <Shared>0</Shared>
                        <None>5400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W505</cusip>
                <value>473</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13228</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13228</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W505</cusip>
                <value>832</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23234</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>23234</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W604</cusip>
                <value>790</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28670</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>28670</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W604</cusip>
                <value>535</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19441</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19441</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W760</cusip>
                <value>398</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6054</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6054</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W760</cusip>
                <value>11</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>164</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>164</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM! BRANDS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>988498101</cusip>
                <value>290</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2908</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2908</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM! BRANDS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>988498101</cusip>
                <value>463</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4640</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3680</Sole>
                        <Shared>0</Shared>
                        <None>960</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM CHINA HOLDING INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98850P109</cusip>
                <value>65</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1450</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM CHINA HOLDING INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98850P109</cusip>
                <value>201</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4467</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3667</Sole>
                        <Shared>0</Shared>
                        <None>800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98956P102</cusip>
                <value>1496</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11718</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11718</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98956P102</cusip>
                <value>2704</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21175</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18478</Sole>
                        <Shared>0</Shared>
                        <None>2697</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZOETIS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98978V103</cusip>
                <value>22</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>220</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>220</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZOETIS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98978V103</cusip>
                <value>6658</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>66135</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1135</Sole>
                        <Shared>0</Shared>
                        <None>65000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KENNEDY HARDWARE CO INC.</nameOfIssuer>
                <titleOfClass>CLOSELY HELD ST</titleOfClass>
                <cusip>992360107</cusip>
                <value>248</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>83400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>83400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KENNEDY HARDWARE CO INC.</nameOfIssuer>
                <titleOfClass>CLOSELY HELD ST</titleOfClass>
                <cusip>992360107</cusip>
                <value>115</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38688</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>38688</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0176J109</cusip>
                <value>353</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3889</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3889</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0176J109</cusip>
                <value>91</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0176J109</cusip>
                <value>192</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2114</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2114</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0177J108</cusip>
                <value>508</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3469</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3364</Sole>
                        <Shared>0</Shared>
                        <None>105</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0177J108</cusip>
                <value>217</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1481</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1481</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G1151C101</cusip>
                <value>1112</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6315</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6285</Sole>
                        <Shared>0</Shared>
                        <None>30</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G1151C101</cusip>
                <value>6637</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>37706</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7532</Sole>
                        <Shared>0</Shared>
                        <None>30174</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>922</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11445</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11145</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>1174</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14568</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12648</Sole>
                        <Shared>0</Shared>
                        <None>1920</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ICON PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G4705A100</cusip>
                <value>1370</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10032</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>10032</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGERSOLL-RAND</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G47791101</cusip>
                <value>1230</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11391</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11391</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGERSOLL-RAND</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G47791101</cusip>
                <value>324</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGERSOLL-RAND</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G47791101</cusip>
                <value>746</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6913</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6913</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G491BT108</cusip>
                <value>223</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11526</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11526</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G491BT108</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>275</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G491BT108</cusip>
                <value>224</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11597</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9176</Sole>
                        <Shared>0</Shared>
                        <None>2421</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LINDE PUBLIC LIMITED COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5494J103</cusip>
                <value>75</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>429</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>429</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LINDE PUBLIC LIMITED COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5494J103</cusip>
                <value>234</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1331</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1131</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5960L103</cusip>
                <value>6266</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>68797</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>68233</Sole>
                        <Shared>0</Shared>
                        <None>564</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5960L103</cusip>
                <value>205</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>250</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5960L103</cusip>
                <value>3033</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33301</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9422</Sole>
                        <Shared>0</Shared>
                        <None>23879</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORWEGIAN CRUISE LINE HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G66721104</cusip>
                <value>797</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H1467J104</cusip>
                <value>4250</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30338</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>29988</Sole>
                        <Shared>0</Shared>
                        <None>350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H1467J104</cusip>
                <value>140</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H1467J104</cusip>
                <value>9934</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>70915</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13361</Sole>
                        <Shared>0</Shared>
                        <None>57554</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MYLAN NV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>N59465109</cusip>
                <value>610</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21525</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>21525</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MYLAN NV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>N59465109</cusip>
                <value>255</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9006</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5469</Sole>
                        <Shared>0</Shared>
                        <None>3537</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SAFE BULKERS INC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>Y7388L137</cusip>
                <value>202</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STAR BULK CARRIERS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>Y8162K204</cusip>
                <value>93</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14125</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14125</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
</informationTable>
