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        <infoTable>
                <nameOfIssuer>AAON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>000360206</cusip>
                <value>1577</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44987</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>44987</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AFLAC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>001055102</cusip>
                <value>3</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>60</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>60</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AFLAC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>001055102</cusip>
                <value>424</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9298</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>258</Sole>
                        <Shared>0</Shared>
                        <None>9040</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AGNC INVESTMENT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00123Q104</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>885</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>885</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AGNC INVESTMENT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00123Q104</cusip>
                <value>295</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16800</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>00162Q866</cusip>
                <value>1285</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>147196</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>146638</Sole>
                        <Shared>0</Shared>
                        <None>558</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ALPS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>00162Q866</cusip>
                <value>13</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ALPS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>00162Q866</cusip>
                <value>687</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>78644</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>45188</Sole>
                        <Shared>0</Shared>
                        <None>33456</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AT&amp;T</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>6668</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>233628</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>232695</Sole>
                        <Shared>0</Shared>
                        <None>933</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AT&amp;T</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>277</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2700</Sole>
                        <Shared>0</Shared>
                        <None>7000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AT&amp;T</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>7937</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>278095</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>224855</Sole>
                        <Shared>0</Shared>
                        <None>53240</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>002824100</cusip>
                <value>1270</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17563</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17563</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>002824100</cusip>
                <value>10531</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>145590</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15833</Sole>
                        <Shared>0</Shared>
                        <None>129757</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABBVIE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00287Y109</cusip>
                <value>1275</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13826</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13826</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABBVIE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00287Y109</cusip>
                <value>3841</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41666</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13280</Sole>
                        <Shared>0</Shared>
                        <None>28386</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABERDEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>00301W105</cusip>
                <value>129</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20345</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20345</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADAMS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>006212104</cusip>
                <value>209</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16597</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16597</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADAMS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>006212104</cusip>
                <value>31</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2430</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2430</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADOBE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00724F101</cusip>
                <value>23</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADOBE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00724F101</cusip>
                <value>4649</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20550</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>20550</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>009158106</cusip>
                <value>265</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1655</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1655</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>009158106</cusip>
                <value>1243</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7768</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7358</Sole>
                        <Shared>0</Shared>
                        <None>410</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALIBABA GROUP HOLDING LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01609W102</cusip>
                <value>4922</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>35911</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>35659</Sole>
                        <Shared>0</Shared>
                        <None>252</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALIBABA GROUP HOLDING LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01609W102</cusip>
                <value>69</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALIBABA GROUP HOLDING LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01609W102</cusip>
                <value>939</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6849</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4615</Sole>
                        <Shared>0</Shared>
                        <None>2234</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGIANT TRAVEL CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01748X102</cusip>
                <value>1468</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14650</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14650</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLSCRIPTS HEALTHCARE SOLUTIONS,</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01988P108</cusip>
                <value>3196</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>331486</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>331486</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLSTATE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>020002101</cusip>
                <value>13</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>157</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>157</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLSTATE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>020002101</cusip>
                <value>895</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10833</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10019</Sole>
                        <Shared>0</Shared>
                        <None>814</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K107</cusip>
                <value>1584</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1530</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1530</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K107</cusip>
                <value>7637</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7374</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1682</Sole>
                        <Shared>0</Shared>
                        <None>5692</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K305</cusip>
                <value>8960</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8574</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8533</Sole>
                        <Shared>0</Shared>
                        <None>41</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K305</cusip>
                <value>104</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K305</cusip>
                <value>11251</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10767</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2603</Sole>
                        <Shared>0</Shared>
                        <None>8164</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALTRIA GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02209S103</cusip>
                <value>268</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5432</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5432</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALTRIA GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02209S103</cusip>
                <value>1946</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39406</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>27516</Sole>
                        <Shared>0</Shared>
                        <None>11890</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMAZON.COM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>023135106</cusip>
                <value>11735</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7813</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7758</Sole>
                        <Shared>0</Shared>
                        <None>55</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMAZON.COM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>023135106</cusip>
                <value>451</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMAZON.COM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>023135106</cusip>
                <value>22062</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14689</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3590</Sole>
                        <Shared>0</Shared>
                        <None>11099</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMBEV SA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02319V103</cusip>
                <value>60</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15320</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>15320</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025537101</cusip>
                <value>3722</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>49806</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>49806</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025537101</cusip>
                <value>523</value>
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                        <sshPrnamt>7000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>7000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025537101</cusip>
                <value>4347</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>58168</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>53698</Sole>
                        <Shared>0</Shared>
                        <None>4470</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN EXPRESS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025816109</cusip>
                <value>14</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>144</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>144</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN EXPRESS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025816109</cusip>
                <value>411</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4314</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3314</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN INT'L GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>026874784</cusip>
                <value>533</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13524</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>24</Sole>
                        <Shared>0</Shared>
                        <None>13500</None>
                </votingAuthority>
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                <nameOfIssuer>AMERICAN MIDSTREAM PARTNERS LP</nameOfIssuer>
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                <value>33</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11000</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>AMERICAN TOWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03027X100</cusip>
                <value>12</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>75</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>75</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN TOWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03027X100</cusip>
                <value>189</value>
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                        <sshPrnamt>1193</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>425</Sole>
                        <Shared>0</Shared>
                        <None>768</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03073E105</cusip>
                <value>119</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03073E105</cusip>
                <value>156</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1900</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMGEN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>031162100</cusip>
                <value>7772</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39924</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>39698</Sole>
                        <Shared>0</Shared>
                        <None>226</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMGEN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>031162100</cusip>
                <value>12002</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>61651</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14544</Sole>
                        <Shared>0</Shared>
                        <None>47107</None>
                </votingAuthority>
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                <nameOfIssuer>AMPHENOL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032095101</cusip>
                <value>2328</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28733</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>28733</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>AMPHENOL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032095101</cusip>
                <value>451</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5564</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2974</Sole>
                        <Shared>0</Shared>
                        <None>2590</None>
                </votingAuthority>
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                <nameOfIssuer>ANADARKO PETROLEUM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032511107</cusip>
                <value>64</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1464</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1464</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>ANADARKO PETROLEUM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032511107</cusip>
                <value>417</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9521</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4667</Sole>
                        <Shared>0</Shared>
                        <None>4854</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ANHEUSER-BUSCH INBEV NV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03524A108</cusip>
                <value>208</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3164</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14</Sole>
                        <Shared>0</Shared>
                        <None>3150</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ANNALY CAPITAL MGMT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>035710409</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>586</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>586</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ANNALY CAPITAL MGMT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>035710409</cusip>
                <value>532</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>54205</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>32403</Sole>
                        <Shared>0</Shared>
                        <None>21802</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANTHEM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>ANTHEM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>490</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1867</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>656</Sole>
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                        <None>1211</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>APPLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>037833100</cusip>
                <value>19601</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>124263</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>123168</Sole>
                        <Shared>0</Shared>
                        <None>1095</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>APPLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>037833100</cusip>
                <value>564</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3575</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>75</Sole>
                        <Shared>0</Shared>
                        <None>3500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APPLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>037833100</cusip>
                <value>34600</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>219348</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>86491</Sole>
                        <Shared>0</Shared>
                        <None>132857</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>APPLIED MATERIALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>038222105</cusip>
                <value>88</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2696</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2696</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>APPLIED MATERIALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>038222105</cusip>
                <value>203</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6207</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1500</Sole>
                        <Shared>0</Shared>
                        <None>4707</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ARCHER DANIELS </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>039483102</cusip>
                <value>88</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2138</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2138</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ARCHER DANIELS </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>039483102</cusip>
                <value>311</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7580</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3715</Sole>
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                        <None>3865</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ASPEN TECHNOLOGY,INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>045327103</cusip>
                <value>410</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4990</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4990</None>
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                <nameOfIssuer>ATHENAHEALTH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>04685W103</cusip>
                <value>1208</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9160</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9160</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ATLAS AIR WORLDWIDE HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>049164205</cusip>
                <value>1355</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32120</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>32120</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>049560105</cusip>
                <value>161</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1737</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1737</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>049560105</cusip>
                <value>383</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4132</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4132</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ATRION CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>049904105</cusip>
                <value>259</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AUTOHOME INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>05278C107</cusip>
                <value>649</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>8300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053015103</cusip>
                <value>397</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3028</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2912</Sole>
                        <Shared>0</Shared>
                        <None>116</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053015103</cusip>
                <value>13</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053015103</cusip>
                <value>1158</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8833</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8143</Sole>
                        <Shared>0</Shared>
                        <None>690</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AVERY DENNISON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053611109</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>70</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>70</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AVERY DENNISON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053611109</cusip>
                <value>219</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2441</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1056</Sole>
                        <Shared>0</Shared>
                        <None>1385</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>054937107</cusip>
                <value>6200</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>143114</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>142210</Sole>
                        <Shared>0</Shared>
                        <None>904</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>054937107</cusip>
                <value>7810</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>180284</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>23550</Sole>
                        <Shared>0</Shared>
                        <None>156734</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>055622104</cusip>
                <value>385</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10151</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10029</Sole>
                        <Shared>0</Shared>
                        <None>122</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>055622104</cusip>
                <value>1095</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28883</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>26883</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BAKER HUGHES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>05722G100</cusip>
                <value>24</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BAKER HUGHES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>05722G100</cusip>
                <value>484</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>22500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANCO SANTANDER CEN-SPON ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>05964H105</cusip>
                <value>66</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14803</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14803</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANCORPSOUTH BANK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>05971J102</cusip>
                <value>610</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23345</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>23345</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>060505104</cusip>
                <value>223</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9063</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8513</Sole>
                        <Shared>0</Shared>
                        <None>550</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>060505104</cusip>
                <value>1419</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>57571</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>28785</Sole>
                        <Shared>0</Shared>
                        <None>28786</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>060505633</cusip>
                <value>111</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>060505633</cusip>
                <value>285</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13950</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BANK OF NY MELLON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>064058100</cusip>
                <value>86</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1830</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1830</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF NY MELLON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>064058100</cusip>
                <value>938</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19935</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3535</Sole>
                        <Shared>0</Shared>
                        <None>16400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANNER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>06652V208</cusip>
                <value>865</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16169</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>16169</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BAXTER INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>071813109</cusip>
                <value>380</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5770</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5770</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BAXTER INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>071813109</cusip>
                <value>641</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9737</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8275</Sole>
                        <Shared>0</Shared>
                        <None>1462</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>075887109</cusip>
                <value>61</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>270</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>270</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>075887109</cusip>
                <value>252</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1119</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>902</Sole>
                        <Shared>0</Shared>
                        <None>217</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>084670702</cusip>
                <value>1359</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6654</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5764</Sole>
                        <Shared>0</Shared>
                        <None>890</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>084670702</cusip>
                <value>2756</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13497</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9057</Sole>
                        <Shared>0</Shared>
                        <None>4440</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BIOGEN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09062X103</cusip>
                <value>484</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1610</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>495</Sole>
                        <Shared>0</Shared>
                        <None>1115</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09247X101</cusip>
                <value>26</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>67</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>67</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09247X101</cusip>
                <value>6938</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17663</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>704</Sole>
                        <Shared>0</Shared>
                        <None>16959</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOEING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>097023105</cusip>
                <value>10320</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31999</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>31999</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOEING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>097023105</cusip>
                <value>323</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOEING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>097023105</cusip>
                <value>16534</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>51268</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>27811</Sole>
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                        <None>23457</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BORGWARNER, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>099724106</cusip>
                <value>644</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18541</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5041</Sole>
                        <Shared>0</Shared>
                        <None>13500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110122108</cusip>
                <value>10884</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>209383</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>208574</Sole>
                        <Shared>0</Shared>
                        <None>809</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110122108</cusip>
                <value>230</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4429</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2429</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110122108</cusip>
                <value>12247</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>235607</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>220341</Sole>
                        <Shared>0</Shared>
                        <None>15266</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BROADCOM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>11135F101</cusip>
                <value>10681</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>42004</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>41775</Sole>
                        <Shared>0</Shared>
                        <None>229</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BROADCOM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>11135F101</cusip>
                <value>305</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BROADCOM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>11135F101</cusip>
                <value>10344</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>40678</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8078</Sole>
                        <Shared>0</Shared>
                        <None>32600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>118230101</cusip>
                <value>198</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6825</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6825</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>118230101</cusip>
                <value>2</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>75</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>75</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>118230101</cusip>
                <value>342</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11794</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10819</Sole>
                        <Shared>0</Shared>
                        <None>975</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BURLINGTON STORES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>122017106</cusip>
                <value>1</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BURLINGTON STORES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>122017106</cusip>
                <value>3298</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20274</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>20274</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CB FINANCIAL SERVICES INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12479G101</cusip>
                <value>188</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7574</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7574</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CB FINANCIAL SERVICES INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12479G101</cusip>
                <value>1242</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>50131</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>49531</Sole>
                        <Shared>0</Shared>
                        <None>600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CDW CORP OF DELAWARE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12514G108</cusip>
                <value>546</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6740</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6740</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CIGNA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>125523100</cusip>
                <value>205</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1081</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1081</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CIGNA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>125523100</cusip>
                <value>95</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CIGNA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>125523100</cusip>
                <value>1846</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9720</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4960</Sole>
                        <Shared>0</Shared>
                        <None>4760</None>
                </votingAuthority>
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                <nameOfIssuer>CME GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12572Q105</cusip>
                <value>224</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1190</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1190</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CME GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12572Q105</cusip>
                <value>90</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>480</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>35</Sole>
                        <Shared>0</Shared>
                        <None>445</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CSX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126408103</cusip>
                <value>392</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6303</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6303</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CSX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126408103</cusip>
                <value>12</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CSX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126408103</cusip>
                <value>1206</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19407</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17307</Sole>
                        <Shared>0</Shared>
                        <None>2100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CNX RESOURCES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12653C108</cusip>
                <value>21</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1850</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1850</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CNX RESOURCES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12653C108</cusip>
                <value>343</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30006</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>30006</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126650100</cusip>
                <value>6586</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100519</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>99897</Sole>
                        <Shared>0</Shared>
                        <None>622</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126650100</cusip>
                <value>2019</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30808</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>27485</Sole>
                        <Shared>0</Shared>
                        <None>3323</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CADENCE BANCORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12739A100</cusip>
                <value>498</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29682</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>29682</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CAMPBELL SOUP COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>134429109</cusip>
                <value>266</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8075</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6355</Sole>
                        <Shared>0</Shared>
                        <None>1720</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CANADIAN NAT'L RAILWAY CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>136375102</cusip>
                <value>229</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3094</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>664</Sole>
                        <Shared>0</Shared>
                        <None>2430</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CANNABIS SCIENCE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>137648101</cusip>
                <value>0</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAPITAL ONE FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14040H105</cusip>
                <value>3473</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>45945</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>45870</Sole>
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                        <None>75</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAPITAL ONE FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14040H105</cusip>
                <value>3253</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>43040</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2622</Sole>
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                        <None>40418</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARDINAL HEALTH</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14149Y108</cusip>
                <value>213</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4782</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4782</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARDINAL HEALTH</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14149Y108</cusip>
                <value>349</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7816</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6328</Sole>
                        <Shared>0</Shared>
                        <None>1488</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAREDX INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14167L103</cusip>
                <value>641</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25517</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2000</Sole>
                        <Shared>0</Shared>
                        <None>23517</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>149123101</cusip>
                <value>194</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1529</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1529</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>149123101</cusip>
                <value>33</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>261</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>261</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>149123101</cusip>
                <value>1866</value>
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                        <sshPrnamt>14685</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5385</Sole>
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                        <None>9300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CELANESE CORP. SERIES A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>150870103</cusip>
                <value>819</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>9000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CELGENE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>151020104</cusip>
                <value>328</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5118</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5118</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CELGENE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>151020104</cusip>
                <value>3946</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>61576</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10290</Sole>
                        <Shared>0</Shared>
                        <None>51286</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CENTENE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>15135B101</cusip>
                <value>813</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7050</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>7050</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CENTERSTATE BANK CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>15201P109</cusip>
                <value>633</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30076</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>30076</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CERNER CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>156782104</cusip>
                <value>293</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5586</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5586</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CERNER CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>156782104</cusip>
                <value>98</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1864</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1564</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHARLES RIVER LABORATORIES INTL,</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>159864107</cusip>
                <value>1617</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14284</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14284</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHART INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>16115Q308</cusip>
                <value>228</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEGG INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>163092109</cusip>
                <value>20</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>700</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEGG INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>163092109</cusip>
                <value>1666</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>58608</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>58608</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEMOURS CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>163851108</cusip>
                <value>140</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4952</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4952</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEMOURS CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>163851108</cusip>
                <value>169</value>
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                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5857</Sole>
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                        <None>140</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>166764100</cusip>
                <value>13028</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>119758</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>119158</Sole>
                        <Shared>0</Shared>
                        <None>600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>166764100</cusip>
                <value>261</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>166764100</cusip>
                <value>13454</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>123666</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>90966</Sole>
                        <Shared>0</Shared>
                        <None>32700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHURCH &amp; DWIGHT CO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>171340102</cusip>
                <value>1933</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29394</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>29331</Sole>
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                        <None>63</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHURCH &amp; DWIGHT CO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>171340102</cusip>
                <value>1177</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17894</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15724</Sole>
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                        <None>2170</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CINCINNATI FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172062101</cusip>
                <value>28</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>359</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>359</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CINCINNATI FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172062101</cusip>
                <value>385</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4973</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4973</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>17275R102</cusip>
                <value>3801</value>
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                        <sshPrnamt>87726</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>87726</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>17275R102</cusip>
                <value>217</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>17275R102</cusip>
                <value>9875</value>
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                        <sshPrnamt>227898</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>133357</Sole>
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                        <None>94541</None>
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        <infoTable>
                <nameOfIssuer>CITIGROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172967424</cusip>
                <value>17</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>335</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>335</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CITIGROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172967424</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
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                        <None>300</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>CITIGROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172967424</cusip>
                <value>397</value>
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                        <sshPrnamt>7627</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1612</Sole>
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                        <None>6015</None>
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        <infoTable>
                <nameOfIssuer>CITIGROUP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>173080201</cusip>
                <value>238</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9000</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9000</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CLOROX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>189054109</cusip>
                <value>240</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1558</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1558</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>CLOROX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>189054109</cusip>
                <value>832</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>COCA-COLA CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>191216100</cusip>
                <value>7643</value>
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                        <sshPrnamt>161415</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>160415</Sole>
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                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COCA-COLA CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>191216100</cusip>
                <value>224</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4735</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1735</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COCA-COLA CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>191216100</cusip>
                <value>8907</value>
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                        <sshPrnamt>188116</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>149466</Sole>
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                        <None>38650</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COLGATE-PALMOLIVE COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>194162103</cusip>
                <value>311</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5225</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5225</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>COLGATE-PALMOLIVE COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>194162103</cusip>
                <value>1202</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13747</Sole>
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                        <None>6449</None>
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        <infoTable>
                <nameOfIssuer>COMCAST</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>20030N101</cusip>
                <value>367</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10776</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>COMCAST</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>20030N101</cusip>
                <value>623</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>6044</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>COMMERCE BANCSHARES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>200525103</cusip>
                <value>224</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3972</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3972</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>COMMERCE BANCSHARES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>200525103</cusip>
                <value>146</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2593</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2316</Sole>
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                        <None>277</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>205887102</cusip>
                <value>309</value>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14470</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>205887102</cusip>
                <value>323</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15140</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14090</Sole>
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                        <None>1050</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>20825C104</cusip>
                <value>3955</value>
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                        <sshPrnamt>63437</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>63037</Sole>
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                        <None>400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>20825C104</cusip>
                <value>255</value>
                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
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                        <None>3885</None>
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        <infoTable>
                <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>20825C104</cusip>
                <value>5787</value>
                <shrsOrPrnAmt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>82901</Sole>
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                        <None>9918</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>209115104</cusip>
                <value>132</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1724</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1724</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>209115104</cusip>
                <value>169</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2205</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>205</Sole>
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                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>209115104</cusip>
                <value>731</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9561</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9258</Sole>
                        <Shared>0</Shared>
                        <None>303</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONSTELLATION BRANDS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>21036P108</cusip>
                <value>4836</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30073</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>29898</Sole>
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                        <None>175</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONSTELLATION BRANDS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>21036P108</cusip>
                <value>6620</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41163</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4444</Sole>
                        <Shared>0</Shared>
                        <None>36719</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONTINENTAL RESOURCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>212015101</cusip>
                <value>1671</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41572</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>41572</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CONTINENTAL RESOURCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>212015101</cusip>
                <value>472</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11740</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9940</Sole>
                        <Shared>0</Shared>
                        <None>1800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COPART,INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>217204106</cusip>
                <value>14</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COPART,INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>217204106</cusip>
                <value>550</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11520</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>11520</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CORNING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4912</Sole>
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                        <None>0</None>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22160K105</cusip>
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                        <None>793</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>524</Sole>
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                        <None>0</None>
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                <nameOfIssuer>CUMMINS INC.</nameOfIssuer>
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                        <None>85000</None>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>DNP SELECT INCOME FUND, INC.</nameOfIssuer>
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        <infoTable>
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                        <None>0</None>
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                <votingAuthority>
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        <infoTable>
                <nameOfIssuer>DTF TAX-FREE INCOME, INC.</nameOfIssuer>
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                <votingAuthority>
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                        <None>0</None>
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                <votingAuthority>
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                <nameOfIssuer>DANAHER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>DFND</investmentDiscretion>
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                <nameOfIssuer>DANAHER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>1064</None>
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                <nameOfIssuer>DARDEN RESTAURANTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>237194105</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>417</Sole>
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                        <None>0</None>
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                <nameOfIssuer>DARDEN RESTAURANTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>237194105</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2466</Sole>
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                        <None>310</None>
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                <votingAuthority>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>7200</None>
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                <votingAuthority>
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                <cusip>247361702</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>2605</None>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>23000</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                <investmentDiscretion>DFND</investmentDiscretion>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Sole>26254</Sole>
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                <value>11</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>192</Sole>
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                        <None>0</None>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3673</Sole>
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                        <None>47950</None>
                </votingAuthority>
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                <cusip>256746108</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>31698</Sole>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3429</Sole>
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                        <None>69205</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>68239</Sole>
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                        <None>0</None>
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                <investmentDiscretion>DFND</investmentDiscretion>
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                        <Sole>3400</Sole>
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                <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25746U109</cusip>
                <value>8588</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>120181</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>88573</Sole>
                        <Shared>0</Shared>
                        <None>31608</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DONALDSON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>257651109</cusip>
                <value>309</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7120</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>301</Sole>
                        <Shared>0</Shared>
                        <None>6819</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOVER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260003108</cusip>
                <value>3</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>40</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>40</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOVER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260003108</cusip>
                <value>529</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>7450</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOWDUPONT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26078J100</cusip>
                <value>11647</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>217774</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>215209</Sole>
                        <Shared>0</Shared>
                        <None>2565</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOWDUPONT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26078J100</cusip>
                <value>428</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8004</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2158</Sole>
                        <Shared>0</Shared>
                        <None>5846</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOWDUPONT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26078J100</cusip>
                <value>12344</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>230821</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>178501</Sole>
                        <Shared>0</Shared>
                        <None>52320</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DRIL-QUIP INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>262037104</cusip>
                <value>206</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6850</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6850</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26441C204</cusip>
                <value>1644</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19049</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19049</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26441C204</cusip>
                <value>244</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2832</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>166</Sole>
                        <Shared>0</Shared>
                        <None>2666</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26441C204</cusip>
                <value>2865</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33193</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17729</Sole>
                        <Shared>0</Shared>
                        <None>15464</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26875P101</cusip>
                <value>7308</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>83803</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>83737</Sole>
                        <Shared>0</Shared>
                        <None>66</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26875P101</cusip>
                <value>52</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26875P101</cusip>
                <value>5797</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>66468</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>52180</Sole>
                        <Shared>0</Shared>
                        <None>14288</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26884L109</cusip>
                <value>380</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20095</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20095</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26884L109</cusip>
                <value>1065</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>56401</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8452</Sole>
                        <Shared>0</Shared>
                        <None>47949</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>277432100</cusip>
                <value>128</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1751</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1751</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>277432100</cusip>
                <value>416</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5690</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4590</Sole>
                        <Shared>0</Shared>
                        <None>1100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>278274105</cusip>
                <value>114</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8778</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8778</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>278274105</cusip>
                <value>10</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>750</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>278274105</cusip>
                <value>92</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7101</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6726</Sole>
                        <Shared>0</Shared>
                        <None>375</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EBAY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278642103</cusip>
                <value>88</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3150</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EBAY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278642103</cusip>
                <value>221</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7870</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5450</Sole>
                        <Shared>0</Shared>
                        <None>2420</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ECLIPSE RESOURCES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>27890G100</cusip>
                <value>4</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ECLIPSE RESOURCES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>27890G100</cusip>
                <value>23</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21460</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>21460</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ELANCO ANIMAL HEALTH INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>28414H103</cusip>
                <value>4115</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>130500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>130000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>291011104</cusip>
                <value>1251</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20942</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20942</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>291011104</cusip>
                <value>29</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>483</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>483</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>291011104</cusip>
                <value>1225</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20509</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18909</Sole>
                        <Shared>0</Shared>
                        <None>1600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29250N105</cusip>
                <value>129</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4153</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4153</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29250N105</cusip>
                <value>296</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9517</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6499</Sole>
                        <Shared>0</Shared>
                        <None>3018</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENERGY TRANSFER LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29273V100</cusip>
                <value>124</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9355</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9355</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENERGY TRANSFER LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29273V100</cusip>
                <value>189</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14304</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13811</Sole>
                        <Shared>0</Shared>
                        <None>493</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29364G103</cusip>
                <value>807</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9373</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9313</Sole>
                        <Shared>0</Shared>
                        <None>60</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29364G103</cusip>
                <value>491</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5705</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4988</Sole>
                        <Shared>0</Shared>
                        <None>717</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>293792107</cusip>
                <value>46</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1867</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1867</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>293792107</cusip>
                <value>311</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12644</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4694</Sole>
                        <Shared>0</Shared>
                        <None>7950</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUIFAX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>294429105</cusip>
                <value>109</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1167</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1167</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUIFAX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>294429105</cusip>
                <value>618</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6641</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3800</Sole>
                        <Shared>0</Shared>
                        <None>2841</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUITRANS MIDSTREAM CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>294600101</cusip>
                <value>317</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15855</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15855</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUITRANS MIDSTREAM CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>294600101</cusip>
                <value>173</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8660</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6761</Sole>
                        <Shared>0</Shared>
                        <None>1899</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXELON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30161N101</cusip>
                <value>159</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3520</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3520</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXELON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30161N101</cusip>
                <value>232</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5140</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4837</Sole>
                        <Shared>0</Shared>
                        <None>303</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30212P303</cusip>
                <value>42</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>375</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>375</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30212P303</cusip>
                <value>904</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8027</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17</Sole>
                        <Shared>0</Shared>
                        <None>8010</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30231G102</cusip>
                <value>17909</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>262629</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>262629</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30231G102</cusip>
                <value>128</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1875</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1875</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30231G102</cusip>
                <value>26122</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>383080</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>370917</Sole>
                        <Shared>0</Shared>
                        <None>12163</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FLIR SYSTEMS INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>302445101</cusip>
                <value>277</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6371</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>5871</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FMC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>302491303</cusip>
                <value>2155</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29135</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>28692</Sole>
                        <Shared>0</Shared>
                        <None>443</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FMC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>302491303</cusip>
                <value>290</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3923</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3658</Sole>
                        <Shared>0</Shared>
                        <None>265</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30303M102</cusip>
                <value>3972</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30297</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>29923</Sole>
                        <Shared>0</Shared>
                        <None>374</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30303M102</cusip>
                <value>7368</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>56209</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11855</Sole>
                        <Shared>0</Shared>
                        <None>44354</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACTSET RESEARCH SYSTEMS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>303075105</cusip>
                <value>330</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1650</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>150</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREDDIE MAC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>313400673</cusip>
                <value>112</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREDDIE MAC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>313400780</cusip>
                <value>110</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREDDIE MAC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>313400855</cusip>
                <value>107</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FEDEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31428X106</cusip>
                <value>5270</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32669</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>32486</Sole>
                        <Shared>0</Shared>
                        <None>183</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FEDEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31428X106</cusip>
                <value>32</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FEDEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31428X106</cusip>
                <value>7788</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>48274</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7275</Sole>
                        <Shared>0</Shared>
                        <None>40999</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>315616102</cusip>
                <value>17</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>108</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>108</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>315616102</cusip>
                <value>1027</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6337</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>197</Sole>
                        <Shared>0</Shared>
                        <None>6140</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIDELITY NATIONAL INFORMATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31620M106</cusip>
                <value>77</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>750</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIDELITY NATIONAL INFORMATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31620M106</cusip>
                <value>252</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2453</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2000</Sole>
                        <Shared>0</Shared>
                        <None>453</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>316773100</cusip>
                <value>329</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13961</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13961</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>316773100</cusip>
                <value>501</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21296</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14946</Sole>
                        <Shared>0</Shared>
                        <None>6350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIREEYE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31816Q101</cusip>
                <value>1200</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>74010</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>74010</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>318910106</cusip>
                <value>1103</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33762</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>33762</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FISERV INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337738108</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>95</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>95</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FISERV INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337738108</cusip>
                <value>459</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6240</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6000</Sole>
                        <Shared>0</Shared>
                        <None>240</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337932107</cusip>
                <value>168</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4477</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4477</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337932107</cusip>
                <value>293</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7794</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6903</Sole>
                        <Shared>0</Shared>
                        <None>891</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FOOT LOCKER, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>344849104</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>122</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>122</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FOOT LOCKER, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>344849104</cusip>
                <value>2128</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>40000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>40000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>345370860</cusip>
                <value>123</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16045</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15769</Sole>
                        <Shared>0</Shared>
                        <None>276</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>345370860</cusip>
                <value>475</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>62094</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>42844</Sole>
                        <Shared>0</Shared>
                        <None>19250</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORTUNE BRANDS HOME &amp; SECURITY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>34964C106</cusip>
                <value>93</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2450</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORTUNE BRANDS HOME &amp; SECURITY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>34964C106</cusip>
                <value>135</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3561</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3561</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRANKLIN FINANCIAL NETWORK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>35352P104</cusip>
                <value>540</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20474</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>20474</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRANKLIN RESOURCES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>354613101</cusip>
                <value>36</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1204</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1204</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRANKLIN RESOURCES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>354613101</cusip>
                <value>425</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14333</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9577</Sole>
                        <Shared>0</Shared>
                        <None>4756</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREEPORT-MCMORAN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>35671D857</cusip>
                <value>174</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16880</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>330</Sole>
                        <Shared>0</Shared>
                        <None>16550</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRESHPET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>358039105</cusip>
                <value>771</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23989</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>23989</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FULTON FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>360271100</cusip>
                <value>528</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34078</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>34078</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL DYNAMICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369550108</cusip>
                <value>125</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>797</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>797</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL DYNAMICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369550108</cusip>
                <value>147</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>933</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>933</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369604103</cusip>
                <value>2277</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300828</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>297328</Sole>
                        <Shared>0</Shared>
                        <None>3500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369604103</cusip>
                <value>2</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369604103</cusip>
                <value>4254</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>561934</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>456242</Sole>
                        <Shared>0</Shared>
                        <None>105692</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MILLS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>370334104</cusip>
                <value>2990</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>76784</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>76234</Sole>
                        <Shared>0</Shared>
                        <None>550</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MILLS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>370334104</cusip>
                <value>4</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>95</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>95</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MILLS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>370334104</cusip>
                <value>1982</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>50903</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>45542</Sole>
                        <Shared>0</Shared>
                        <None>5361</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MOTORS CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37045V100</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>485</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>485</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MOTORS CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37045V100</cusip>
                <value>221</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6593</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>159</Sole>
                        <Shared>0</Shared>
                        <None>6434</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENUINE PARTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>372460105</cusip>
                <value>141</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1472</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1472</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENUINE PARTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>372460105</cusip>
                <value>226</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2357</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2057</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>375558103</cusip>
                <value>396</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6328</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6268</Sole>
                        <Shared>0</Shared>
                        <None>60</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>375558103</cusip>
                <value>1359</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21734</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9372</Sole>
                        <Shared>0</Shared>
                        <None>12362</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37733W105</cusip>
                <value>121</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3175</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3114</Sole>
                        <Shared>0</Shared>
                        <None>61</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37733W105</cusip>
                <value>323</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8454</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7054</Sole>
                        <Shared>0</Shared>
                        <None>1400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>38141G104</cusip>
                <value>69</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>416</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>416</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>38141G104</cusip>
                <value>1079</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6460</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1760</Sole>
                        <Shared>0</Shared>
                        <None>4700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS GROUP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>38143Y665</cusip>
                <value>89</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5050</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5050</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS GROUP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>38143Y665</cusip>
                <value>149</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GRACO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>384109104</cusip>
                <value>466</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11130</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>11130</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HFF INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>40418F108</cusip>
                <value>266</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8030</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>8030</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>40434L105</cusip>
                <value>92</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4508</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4508</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>40434L105</cusip>
                <value>139</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6797</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4547</Sole>
                        <Shared>0</Shared>
                        <None>2250</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HALLIBURTON </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>406216101</cusip>
                <value>409</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15387</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15387</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HALLIBURTON </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>406216101</cusip>
                <value>422</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15860</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13782</Sole>
                        <Shared>0</Shared>
                        <None>2078</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEALTH INSURANCE INNOVATIONS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42225K106</cusip>
                <value>591</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22116</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>22116</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HENRY (JACK) &amp; ASSOCIATES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>426281101</cusip>
                <value>233</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1845</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5</Sole>
                        <Shared>0</Shared>
                        <None>1840</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEWLETT PACKARD ENTERPRISE CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42824C109</cusip>
                <value>59</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4442</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4442</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEWLETT PACKARD ENTERPRISE CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42824C109</cusip>
                <value>89</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6747</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4547</Sole>
                        <Shared>0</Shared>
                        <None>2200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEXCEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>428291108</cusip>
                <value>3591</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>62626</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>62626</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HILL-ROM HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>431475102</cusip>
                <value>3028</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34199</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
                        <Shared>0</Shared>
                        <None>33799</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME DEPOT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
                <value>8506</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>49508</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>49138</Sole>
                        <Shared>0</Shared>
                        <None>370</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME DEPOT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
                <value>619</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1600</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME DEPOT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
                <value>12481</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>72641</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>28981</Sole>
                        <Shared>0</Shared>
                        <None>43660</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HONEYWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>5939</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44948</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>44735</Sole>
                        <Shared>0</Shared>
                        <None>213</None>
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        <infoTable>
                <nameOfIssuer>HONEYWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>396</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HONEYWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>11242</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>85092</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>39875</Sole>
                        <Shared>0</Shared>
                        <None>45217</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HORTONWORKS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>440894103</cusip>
                <value>1541</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>106869</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>106869</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HUMANA INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>444859102</cusip>
                <value>821</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2865</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>85</Sole>
                        <Shared>0</Shared>
                        <None>2780</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HUNTINGTON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>446150104</cusip>
                <value>506</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>42429</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>41046</Sole>
                        <Shared>0</Shared>
                        <None>1383</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HUNTINGTON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>446150104</cusip>
                <value>1456</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>122126</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>121126</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>452308109</cusip>
                <value>153</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1205</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1205</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>452308109</cusip>
                <value>289</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2280</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1910</Sole>
                        <Shared>0</Shared>
                        <None>370</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INGEVITY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45688C107</cusip>
                <value>159</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1896</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1896</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGEVITY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45688C107</cusip>
                <value>60</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>715</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>715</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INTEGRA LIFESCIENCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>457985208</cusip>
                <value>1346</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29846</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>29846</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INTEGRATED DEVICE TECHNOLOGIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458118106</cusip>
                <value>3825</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>78985</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>78985</None>
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        <infoTable>
                <nameOfIssuer>INTEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
                <value>4208</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>89664</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>88783</Sole>
                        <Shared>0</Shared>
                        <None>881</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INTEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
                <value>248</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>275</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INTEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
                <value>8827</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>188078</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>126534</Sole>
                        <Shared>0</Shared>
                        <None>61544</None>
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        <infoTable>
                <nameOfIssuer>INTERCONTINENTAL EXCHANGE GRP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45866F104</cusip>
                <value>309</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>515</Sole>
                        <Shared>0</Shared>
                        <None>3585</None>
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        <infoTable>
                <nameOfIssuer>IBM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>459200101</cusip>
                <value>3704</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32583</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>32583</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>IBM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>459200101</cusip>
                <value>11</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>IBM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>459200101</cusip>
                <value>9169</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80662</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>78567</Sole>
                        <Shared>0</Shared>
                        <None>2095</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INTERNATIONAL PAPER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>460146103</cusip>
                <value>699</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17314</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17173</Sole>
                        <Shared>0</Shared>
                        <None>141</None>
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        <infoTable>
                <nameOfIssuer>INTERNATIONAL PAPER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>460146103</cusip>
                <value>429</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10630</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7864</Sole>
                        <Shared>0</Shared>
                        <None>2766</None>
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        <infoTable>
                <nameOfIssuer>INVESCO</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46090E103</cusip>
                <value>3146</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20391</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20391</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46090E103</cusip>
                <value>1191</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7721</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5691</Sole>
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                        <None>2030</None>
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        <infoTable>
                <nameOfIssuer>INVESCO</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46138G870</cusip>
                <value>1025</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44933</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>44933</None>
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        <infoTable>
                <nameOfIssuer>IQVIA HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46266C105</cusip>
                <value>7488</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>64455</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>64455</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287168</cusip>
                <value>532</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5954</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5954</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287168</cusip>
                <value>54</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287168</cusip>
                <value>360</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4030</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4030</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287176</cusip>
                <value>1690</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15432</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14538</Sole>
                        <Shared>0</Shared>
                        <None>894</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287176</cusip>
                <value>155</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1414</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1372</Sole>
                        <Shared>0</Shared>
                        <None>42</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287200</cusip>
                <value>3340</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13274</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13221</Sole>
                        <Shared>0</Shared>
                        <None>53</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287200</cusip>
                <value>1134</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4506</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3263</Sole>
                        <Shared>0</Shared>
                        <None>1243</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287226</cusip>
                <value>8857</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>83168</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>82889</Sole>
                        <Shared>0</Shared>
                        <None>279</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287226</cusip>
                <value>2384</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22383</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1009</Sole>
                        <Shared>0</Shared>
                        <None>21374</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287234</cusip>
                <value>120</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3070</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3070</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287234</cusip>
                <value>580</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14848</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2573</Sole>
                        <Shared>0</Shared>
                        <None>12275</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287242</cusip>
                <value>770</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6826</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6826</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287242</cusip>
                <value>44</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>391</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>254</Sole>
                        <Shared>0</Shared>
                        <None>137</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287309</cusip>
                <value>201</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1335</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1335</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287408</cusip>
                <value>1024</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10125</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10064</Sole>
                        <Shared>0</Shared>
                        <None>61</None>
                </votingAuthority>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287408</cusip>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <shrsOrPrnAmt>
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                        <Shared>0</Shared>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <shrsOrPrnAmt>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <shrsOrPrnAmt>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287473</cusip>
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                <shrsOrPrnAmt>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>7459</None>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <shrsOrPrnAmt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287481</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Shared>0</Shared>
                        <None>4168</None>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287499</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287499</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>8307</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>1132</None>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287507</cusip>
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                <shrsOrPrnAmt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287507</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>3160</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287556</cusip>
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                <shrsOrPrnAmt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287556</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287556</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287614</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <votingAuthority>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287614</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287622</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287622</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287630</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287630</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287630</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>158</None>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287648</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <votingAuthority>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287648</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287655</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287655</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287689</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287689</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>1377</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287705</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287705</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287721</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287721</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287721</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>1365</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287762</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287762</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287879</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287887</cusip>
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                <cusip>464288240</cusip>
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                <cusip>464288414</cusip>
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                <cusip>464288414</cusip>
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                <cusip>464288620</cusip>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288620</cusip>
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                <shrsOrPrnAmt>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288646</cusip>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288687</cusip>
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                <shrsOrPrnAmt>
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                <votingAuthority>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288687</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288810</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288836</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464288836</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46429B663</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46432F339</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46432F842</cusip>
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                <shrsOrPrnAmt>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46432F842</cusip>
                <value>205</value>
                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                        <None>1775</None>
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                <votingAuthority>
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                        <None>884</None>
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                        <None>4000</None>
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                        <None>457</None>
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                        <None>40939</None>
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                        <None>0</None>
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                        <Sole>42802</Sole>
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                        <None>363</None>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>419</None>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <nameOfIssuer>KENNAMETAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>489170100</cusip>
                <value>607</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18239</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>18239</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KIMBERLY-CLARK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>494368103</cusip>
                <value>906</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7952</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7952</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KIMBERLY-CLARK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>494368103</cusip>
                <value>543</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4769</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3929</Sole>
                        <Shared>0</Shared>
                        <None>840</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>49456B101</cusip>
                <value>2154</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>140025</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>137998</Sole>
                        <Shared>0</Shared>
                        <None>2027</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>49456B101</cusip>
                <value>1732</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>112585</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>24648</Sole>
                        <Shared>0</Shared>
                        <None>87937</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>500754106</cusip>
                <value>1780</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>40836</Sole>
                        <Shared>0</Shared>
                        <None>514</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>500754106</cusip>
                <value>1004</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23328</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20871</Sole>
                        <Shared>0</Shared>
                        <None>2457</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LAMB WESTON HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>513272104</cusip>
                <value>29</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>398</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>398</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LAMB WESTON HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>513272104</cusip>
                <value>375</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5097</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4246</Sole>
                        <Shared>0</Shared>
                        <None>851</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LANCASTER COLONY CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>513847103</cusip>
                <value>281</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1587</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1587</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LANCASTER COLONY CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>513847103</cusip>
                <value>889</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5025</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5025</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LEIDOS HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>525327102</cusip>
                <value>1213</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>23000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LENNAR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>526057104</cusip>
                <value>237</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6055</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6055</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LENNAR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>526057104</cusip>
                <value>255</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6515</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4307</Sole>
                        <Shared>0</Shared>
                        <None>2208</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LENNOX INTERNATIONAL INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>526107107</cusip>
                <value>3098</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14156</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14156</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LEVEL ONE BANCORP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>52730D208</cusip>
                <value>673</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>532457108</cusip>
                <value>467</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4037</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4037</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>532457108</cusip>
                <value>2604</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22505</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>21405</Sole>
                        <Shared>0</Shared>
                        <None>1100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LIQUIDMETAL TECHNOLOGIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>53634X100</cusip>
                <value>69</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>620307</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>620307</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LITHIA MOTORS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>536797103</cusip>
                <value>1432</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18767</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>18767</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LIVEPERSON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>538146101</cusip>
                <value>711</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>37716</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>37716</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LLOYDES TSB GROUP PLC -ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>539439109</cusip>
                <value>42</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>16250</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>539830109</cusip>
                <value>5143</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19642</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19502</Sole>
                        <Shared>0</Shared>
                        <None>140</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>539830109</cusip>
                <value>2604</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9944</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2603</Sole>
                        <Shared>0</Shared>
                        <None>7341</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOUISIANA PACIFIC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>546347105</cusip>
                <value>900</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>40500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>40500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOWES COS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>548661107</cusip>
                <value>944</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10217</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10217</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOWES COS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>548661107</cusip>
                <value>2455</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26582</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>24892</Sole>
                        <Shared>0</Shared>
                        <None>1690</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MVB FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>553810102</cusip>
                <value>108</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6003</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6003</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MVB FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>553810102</cusip>
                <value>300</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16645</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16645</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORTOISE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>56167N720</cusip>
                <value>234</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11750</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORTOISE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>56167N720</cusip>
                <value>10</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MANKIND CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56400P706</cusip>
                <value>58</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>55000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MANULIFE FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56501R106</cusip>
                <value>324</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22810</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22810</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MANULIFE FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56501R106</cusip>
                <value>100</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7068</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4358</Sole>
                        <Shared>0</Shared>
                        <None>2710</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56585A102</cusip>
                <value>3403</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>57663</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>57174</Sole>
                        <Shared>0</Shared>
                        <None>489</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56585A102</cusip>
                <value>1598</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27082</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13547</Sole>
                        <Shared>0</Shared>
                        <None>13535</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARKETAXESS HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57060D108</cusip>
                <value>408</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1931</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>1431</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARRIOTT INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>571903202</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>51</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>51</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARRIOTT INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>571903202</cusip>
                <value>1032</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9502</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>853</Sole>
                        <Shared>0</Shared>
                        <None>8649</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>574599106</cusip>
                <value>262</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8954</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8954</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>MASCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>574599106</cusip>
                <value>125</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4277</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2682</Sole>
                        <Shared>0</Shared>
                        <None>1595</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57636Q104</cusip>
                <value>8538</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>45260</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>45043</Sole>
                        <Shared>0</Shared>
                        <None>217</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57636Q104</cusip>
                <value>189</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57636Q104</cusip>
                <value>10911</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>57839</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15074</Sole>
                        <Shared>0</Shared>
                        <None>42765</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>580135101</cusip>
                <value>4596</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25885</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25885</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>580135101</cusip>
                <value>3479</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19595</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17700</Sole>
                        <Shared>0</Shared>
                        <None>1895</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58155Q103</cusip>
                <value>367</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3321</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3321</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58155Q103</cusip>
                <value>242</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2191</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2041</Sole>
                        <Shared>0</Shared>
                        <None>150</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDNAX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58502B106</cusip>
                <value>452</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>13700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>13933</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>182341</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>179510</Sole>
                        <Shared>0</Shared>
                        <None>2831</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>145</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>900</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>16470</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>215549</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>126502</Sole>
                        <Shared>0</Shared>
                        <None>89047</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>METLIFE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>59156R108</cusip>
                <value>89</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2164</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2164</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>METLIFE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>59156R108</cusip>
                <value>160</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3892</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3142</Sole>
                        <Shared>0</Shared>
                        <None>750</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>METTLER TOLEDO INTL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>592688105</cusip>
                <value>339</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICHAELS CO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>59408Q106</cusip>
                <value>379</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27959</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>27959</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROSOFT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>12739</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>125421</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>124869</Sole>
                        <Shared>0</Shared>
                        <None>552</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROSOFT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>579</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>700</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROSOFT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>18242</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>179602</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>75084</Sole>
                        <Shared>0</Shared>
                        <None>104518</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROCHIP TECHNOLOGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>595017104</cusip>
                <value>1718</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23885</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>23885</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROCHIP TECHNOLOGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>595017104</cusip>
                <value>313</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4150</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICRON TECHNOLOGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>595112103</cusip>
                <value>296</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9316</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>128</Sole>
                        <Shared>0</Shared>
                        <None>9188</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MISONIX INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>604871103</cusip>
                <value>448</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28010</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>28010</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MITSUBISHI UFJ FINANCIAL GRP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>606822104</cusip>
                <value>69</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14250</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MIZUHO FINANCIAL GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>60687Y109</cusip>
                <value>38</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12830</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>12830</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MOELIS &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>60786M105</cusip>
                <value>213</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6207</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6207</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>5497</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>137318</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>135525</Sole>
                        <Shared>0</Shared>
                        <None>1793</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>95</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2373</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>373</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>5493</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>137220</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>52973</Sole>
                        <Shared>0</Shared>
                        <None>84247</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MOOG INC- CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>615394202</cusip>
                <value>231</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2987</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2987</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MOOG INC- CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>615394202</cusip>
                <value>2329</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30054</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>808</Sole>
                        <Shared>0</Shared>
                        <None>29246</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>1968</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>49636</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>49537</Sole>
                        <Shared>0</Shared>
                        <None>99</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>59</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>4549</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>114732</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11512</Sole>
                        <Shared>0</Shared>
                        <None>103220</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY </nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>61744G107</cusip>
                <value>29</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1800</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY </nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>61744G107</cusip>
                <value>153</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5500</Sole>
                        <Shared>0</Shared>
                        <None>4000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637417106</cusip>
                <value>1150</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23706</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>23561</Sole>
                        <Shared>0</Shared>
                        <None>145</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637417106</cusip>
                <value>78</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637417106</cusip>
                <value>500</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10314</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9455</Sole>
                        <Shared>0</Shared>
                        <None>859</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NAVIGATORS GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>638904102</cusip>
                <value>215</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEOGEN CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>640491106</cusip>
                <value>1266</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22218</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>22218</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NETFLIX INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64110L106</cusip>
                <value>246</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>920</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>920</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NETFLIX INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64110L106</cusip>
                <value>54</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>203</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>203</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NETFLIX INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64110L106</cusip>
                <value>230</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>860</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>427</Sole>
                        <Shared>0</Shared>
                        <None>433</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEW RESIDENTIAL INVESTMENT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64828T201</cusip>
                <value>284</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEXTERA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65339F101</cusip>
                <value>5920</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34058</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>33820</Sole>
                        <Shared>0</Shared>
                        <None>238</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEXTERA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65339F101</cusip>
                <value>2701</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15538</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13847</Sole>
                        <Shared>0</Shared>
                        <None>1691</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NIKE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>654106103</cusip>
                <value>2280</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30708</Sole>
                        <Shared>0</Shared>
                        <None>42</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NIKE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>654106103</cusip>
                <value>1270</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17131</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14076</Sole>
                        <Shared>0</Shared>
                        <None>3055</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NISOURCE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65473P105</cusip>
                <value>265</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10435</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7118</Sole>
                        <Shared>0</Shared>
                        <None>3317</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NOKIA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>654902204</cusip>
                <value>40</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6940</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6940</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NOKIA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>654902204</cusip>
                <value>37</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6370</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>5870</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORFOLK SOUTHERN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>655844108</cusip>
                <value>272</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1822</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1822</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORFOLK SOUTHERN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>655844108</cusip>
                <value>1534</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10260</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3490</Sole>
                        <Shared>0</Shared>
                        <None>6770</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORTHWEST BANCSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>667340103</cusip>
                <value>274</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16175</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16175</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORTHWEST BANCSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>667340103</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>525</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>525</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NOVARTIS A G ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>66987V109</cusip>
                <value>106</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1231</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1100</Sole>
                        <Shared>0</Shared>
                        <None>131</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NOVARTIS A G ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>66987V109</cusip>
                <value>158</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1847</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1187</Sole>
                        <Shared>0</Shared>
                        <None>660</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUCOR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670346105</cusip>
                <value>224</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4315</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4315</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUCOR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670346105</cusip>
                <value>475</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9160</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7340</Sole>
                        <Shared>0</Shared>
                        <None>1820</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670657105</cusip>
                <value>229</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18598</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18598</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670657105</cusip>
                <value>243</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19766</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19766</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NVIDIA CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67066G104</cusip>
                <value>296</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2220</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1350</Sole>
                        <Shared>0</Shared>
                        <None>870</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN MUNICIPAL VALUE FUND INC.</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670928100</cusip>
                <value>161</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17357</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17357</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670980101</cusip>
                <value>316</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23743</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>23743</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>670980101</cusip>
                <value>24</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1843</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1843</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>O'REILLY AUTOMOTIVE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67103H107</cusip>
                <value>3006</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8730</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8602</Sole>
                        <Shared>0</Shared>
                        <None>128</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>O'REILLY AUTOMOTIVE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67103H107</cusip>
                <value>335</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>974</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>772</Sole>
                        <Shared>0</Shared>
                        <None>202</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OSI SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>671044105</cusip>
                <value>1286</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17549</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>17549</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>674599105</cusip>
                <value>207</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3377</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3377</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>674599105</cusip>
                <value>1066</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17364</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2464</Sole>
                        <Shared>0</Shared>
                        <None>14900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OHIO VALLEY BANC CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>677719106</cusip>
                <value>3547</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100225</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>100225</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OLD DOMINION FREIGHT LINE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>679580100</cusip>
                <value>432</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OLD NATIONAL BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>680033107</cusip>
                <value>809</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>52504</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>52504</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ONEOK, INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>682680103</cusip>
                <value>62</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1150</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ONEOK, INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>682680103</cusip>
                <value>605</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11219</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10509</Sole>
                        <Shared>0</Shared>
                        <None>710</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ORACLE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68389X105</cusip>
                <value>1231</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27257</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>27257</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ORACLE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68389X105</cusip>
                <value>226</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ORACLE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68389X105</cusip>
                <value>8459</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>187363</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>37658</Sole>
                        <Shared>0</Shared>
                        <None>149705</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693475105</cusip>
                <value>5075</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>43409</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>43409</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693475105</cusip>
                <value>61</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>519</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>519</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693475105</cusip>
                <value>4587</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39231</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>28451</Sole>
                        <Shared>0</Shared>
                        <None>10780</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PPG INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693506107</cusip>
                <value>5679</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55556</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>55526</Sole>
                        <Shared>0</Shared>
                        <None>30</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PPG INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693506107</cusip>
                <value>9007</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>88102</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>41454</Sole>
                        <Shared>0</Shared>
                        <None>46648</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PPL CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>69351T106</cusip>
                <value>161</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5697</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5697</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PPL CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>69351T106</cusip>
                <value>157</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5547</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5407</Sole>
                        <Shared>0</Shared>
                        <None>140</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>PALO ALTO NETWORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>697435105</cusip>
                <value>2113</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11221</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11083</Sole>
                        <Shared>0</Shared>
                        <None>138</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PALO ALTO NETWORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>697435105</cusip>
                <value>470</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2496</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2176</Sole>
                        <Shared>0</Shared>
                        <None>320</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PARKER-HANNIFIN CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>701094104</cusip>
                <value>424</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2840</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2840</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PARKER-HANNIFIN CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>701094104</cusip>
                <value>354</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2375</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2075</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PAYPAL HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>70450Y103</cusip>
                <value>3740</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44476</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>44476</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PAYPAL HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>70450Y103</cusip>
                <value>4671</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55552</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12067</Sole>
                        <Shared>0</Shared>
                        <None>43485</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PEPSICO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>713448108</cusip>
                <value>7635</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>69109</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>68814</Sole>
                        <Shared>0</Shared>
                        <None>295</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PEPSICO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>713448108</cusip>
                <value>331</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PEPSICO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>713448108</cusip>
                <value>9040</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>81827</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>55805</Sole>
                        <Shared>0</Shared>
                        <None>26022</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PFIZER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>717081103</cusip>
                <value>4724</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>108225</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>108225</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PFIZER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>717081103</cusip>
                <value>10032</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>229830</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>161716</Sole>
                        <Shared>0</Shared>
                        <None>68114</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718172109</cusip>
                <value>260</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3898</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3898</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718172109</cusip>
                <value>26</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>382</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>382</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718172109</cusip>
                <value>1479</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22154</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20644</Sole>
                        <Shared>0</Shared>
                        <None>1510</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718546104</cusip>
                <value>2357</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27356</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>27356</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718546104</cusip>
                <value>167</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1942</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1942</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718546104</cusip>
                <value>3557</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41285</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>35945</Sole>
                        <Shared>0</Shared>
                        <None>5340</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PINNACLE FINANCIAL PARTNERS,INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>72346Q104</cusip>
                <value>433</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>POOL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>73278L105</cusip>
                <value>349</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2345</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2345</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PREMIER FINANCIAL BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74050M105</cusip>
                <value>160</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10758</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10758</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PREMIER FINANCIAL BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74050M105</cusip>
                <value>401</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26922</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>26922</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>T ROWE PRICE GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74144T108</cusip>
                <value>35</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>381</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>381</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>T ROWE PRICE GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74144T108</cusip>
                <value>869</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9412</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>712</Sole>
                        <Shared>0</Shared>
                        <None>8700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRICESMART INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>741511109</cusip>
                <value>222</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3760</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3760</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRIMERICA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74164M108</cusip>
                <value>456</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4670</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4670</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>742718109</cusip>
                <value>9439</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>102682</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>102682</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>742718109</cusip>
                <value>69</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>750</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>742718109</cusip>
                <value>16114</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>175303</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>151166</Sole>
                        <Shared>0</Shared>
                        <None>24137</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROLOGIS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74340W103</cusip>
                <value>415</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7065</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7065</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROLOGIS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74340W103</cusip>
                <value>1268</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7000</Sole>
                        <Shared>0</Shared>
                        <None>14600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROOFPOINT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>743424103</cusip>
                <value>615</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7336</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>7336</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROSPECT CAPITAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74348T102</cusip>
                <value>2</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>275</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROSPECT CAPITAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74348T102</cusip>
                <value>99</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15642</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13500</Sole>
                        <Shared>0</Shared>
                        <None>2142</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRUDENTIAL FINANCIAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744320102</cusip>
                <value>879</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10775</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10477</Sole>
                        <Shared>0</Shared>
                        <None>298</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>PRUDENTIAL FINANCIAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744320102</cusip>
                <value>665</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8157</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5718</Sole>
                        <Shared>0</Shared>
                        <None>2439</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PUBLIC SERVICE ENTERPRISE GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744573106</cusip>
                <value>408</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7834</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7834</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PUBLIC SERVICE ENTERPRISE GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744573106</cusip>
                <value>853</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16382</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3722</Sole>
                        <Shared>0</Shared>
                        <None>12660</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PURE STORAGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74624M102</cusip>
                <value>2824</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>175634</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>175634</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>747525103</cusip>
                <value>319</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5597</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5097</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>747525103</cusip>
                <value>361</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6342</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3962</Sole>
                        <Shared>0</Shared>
                        <None>2380</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUALYS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74758T303</cusip>
                <value>1121</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14993</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14993</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>QUANTA SERVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74762E102</cusip>
                <value>65</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2165</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2165</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUANTA SERVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74762E102</cusip>
                <value>3517</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>116857</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2957</Sole>
                        <Shared>0</Shared>
                        <None>113900</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>QUEST DIAGNOSTICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74834L100</cusip>
                <value>114</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1374</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1374</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUEST DIAGNOSTICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74834L100</cusip>
                <value>313</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3753</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3553</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUOTIENT TECHNOLOGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>749119103</cusip>
                <value>722</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>67622</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>67622</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RANGE RESOURCES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>75281A109</cusip>
                <value>181</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18908</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>17908</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>RAPID7 INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>753422104</cusip>
                <value>885</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28401</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>28401</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>RAYTHEON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>755111507</cusip>
                <value>5611</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36591</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>36378</Sole>
                        <Shared>0</Shared>
                        <None>213</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>RAYTHEON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>755111507</cusip>
                <value>54</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAYTHEON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>755111507</cusip>
                <value>10420</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>67951</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8835</Sole>
                        <Shared>0</Shared>
                        <None>59116</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>RBC BEARINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>75524B104</cusip>
                <value>260</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1980</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1980</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>REGIONS FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>7591EP100</cusip>
                <value>116</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8702</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8702</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>REGIONS FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>7591EP100</cusip>
                <value>94</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7004</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6054</Sole>
                        <Shared>0</Shared>
                        <None>950</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RESIDEO TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>76118Y104</cusip>
                <value>69</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3360</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3360</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RESIDEO TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>76118Y104</cusip>
                <value>10</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RESIDEO TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>76118Y104</cusip>
                <value>123</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5964</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5690</Sole>
                        <Shared>0</Shared>
                        <None>274</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>RESTAURANT BRANDS INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>76131D103</cusip>
                <value>2629</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>50270</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>270</Sole>
                        <Shared>0</Shared>
                        <None>50000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RIGHTMOVE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>76657Y101</cusip>
                <value>435</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39881</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>39881</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROCKWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>773903109</cusip>
                <value>633</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4205</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4197</Sole>
                        <Shared>0</Shared>
                        <None>8</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROCKWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>773903109</cusip>
                <value>1127</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7491</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6626</Sole>
                        <Shared>0</Shared>
                        <None>865</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROPER INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>776696106</cusip>
                <value>181</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>680</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>680</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROPER INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>776696106</cusip>
                <value>1439</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5399</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2800</Sole>
                        <Shared>0</Shared>
                        <None>2599</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>780259206</cusip>
                <value>644</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11049</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10995</Sole>
                        <Shared>0</Shared>
                        <None>54</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>780259206</cusip>
                <value>12</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>780259206</cusip>
                <value>1281</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21982</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19757</Sole>
                        <Shared>0</Shared>
                        <None>2225</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RYDER SYSTEM, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>783549108</cusip>
                <value>886</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18411</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>18411</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78462F103</cusip>
                <value>2344</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9378</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9378</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78462F103</cusip>
                <value>15579</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>62335</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1343</Sole>
                        <Shared>0</Shared>
                        <None>60992</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78463V107</cusip>
                <value>329</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2716</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2638</Sole>
                        <Shared>0</Shared>
                        <None>78</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78463V107</cusip>
                <value>1242</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10246</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1330</Sole>
                        <Shared>0</Shared>
                        <None>8916</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A359</cusip>
                <value>1059</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22638</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22638</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A359</cusip>
                <value>558</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11915</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11915</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A698</cusip>
                <value>870</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18604</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18604</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A698</cusip>
                <value>281</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A698</cusip>
                <value>390</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8335</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6435</Sole>
                        <Shared>0</Shared>
                        <None>1900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78464A730</cusip>
                <value>4285</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>161500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>161500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A763</cusip>
                <value>4436</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>49555</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>49555</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A763</cusip>
                <value>1998</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22318</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>21968</Sole>
                        <Shared>0</Shared>
                        <None>350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78467Y107</cusip>
                <value>2129</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7035</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7035</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78467Y107</cusip>
                <value>10</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>34</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78468R200</cusip>
                <value>297</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9775</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9775</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SALESFORCE.COM,INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>79466L302</cusip>
                <value>5618</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41017</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>40711</Sole>
                        <Shared>0</Shared>
                        <None>306</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SALESFORCE.COM,INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>79466L302</cusip>
                <value>9354</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>68293</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4733</Sole>
                        <Shared>0</Shared>
                        <None>63560</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SAP SE-SPONSORED ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>803054204</cusip>
                <value>3104</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31180</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>31180</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SCANA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>80589M102</cusip>
                <value>298</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6242</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6242</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SCANA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>80589M102</cusip>
                <value>574</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12017</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11117</Sole>
                        <Shared>0</Shared>
                        <None>900</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>806857108</cusip>
                <value>529</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14660</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14660</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>806857108</cusip>
                <value>737</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20424</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12965</Sole>
                        <Shared>0</Shared>
                        <None>7459</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>808513105</cusip>
                <value>330</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7946</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>7446</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y209</cusip>
                <value>484</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5599</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5599</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y209</cusip>
                <value>1751</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20241</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1071</Sole>
                        <Shared>0</Shared>
                        <None>19170</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y308</cusip>
                <value>2</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>44</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y308</cusip>
                <value>2012</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39614</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1324</Sole>
                        <Shared>0</Shared>
                        <None>38290</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y506</cusip>
                <value>228</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3976</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3976</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y506</cusip>
                <value>592</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10318</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1245</Sole>
                        <Shared>0</Shared>
                        <None>9073</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y605</cusip>
                <value>648</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27207</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>26210</Sole>
                        <Shared>0</Shared>
                        <None>997</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y605</cusip>
                <value>924</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38774</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3270</Sole>
                        <Shared>0</Shared>
                        <None>35504</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y803</cusip>
                <value>232</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3747</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3747</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y803</cusip>
                <value>572</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9231</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3316</Sole>
                        <Shared>0</Shared>
                        <None>5915</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y886</cusip>
                <value>134</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2533</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2533</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y886</cusip>
                <value>66</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1255</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1255</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>816851109</cusip>
                <value>144</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1334</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1334</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>816851109</cusip>
                <value>153</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1414</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1264</Sole>
                        <Shared>0</Shared>
                        <None>150</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SENSEONICS HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>81727U105</cusip>
                <value>314</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>121156</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>121156</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SHERWIN WILLIAMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>824348106</cusip>
                <value>0</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SHERWIN WILLIAMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>824348106</cusip>
                <value>265</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>673</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>573</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE SIMPLY GOOD FOODS COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>82900L102</cusip>
                <value>812</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>42968</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>42968</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SLEEP NUMBER CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>83125X103</cusip>
                <value>854</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26919</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>26919</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JM SMUCKER CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>832696405</cusip>
                <value>130</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1386</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1386</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JM SMUCKER CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>832696405</cusip>
                <value>331</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3544</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2202</Sole>
                        <Shared>0</Shared>
                        <None>1342</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>842587107</cusip>
                <value>695</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15818</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15818</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>842587107</cusip>
                <value>245</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5570</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1570</Sole>
                        <Shared>0</Shared>
                        <None>4000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>842587107</cusip>
                <value>1830</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41670</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>37150</Sole>
                        <Shared>0</Shared>
                        <None>4520</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>SPIRIT AEROSYSTEMS HOLDINGS,</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>848574109</cusip>
                <value>2461</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34138</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>33652</Sole>
                        <Shared>0</Shared>
                        <None>486</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPIRIT AEROSYSTEMS HOLDINGS,</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>848574109</cusip>
                <value>3335</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>46255</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3490</Sole>
                        <Shared>0</Shared>
                        <None>42765</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPLUNK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>848637104</cusip>
                <value>2963</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28259</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>28259</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPLUNK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>848637104</cusip>
                <value>357</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3407</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2613</Sole>
                        <Shared>0</Shared>
                        <None>794</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STANDARD AVB FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>85303B100</cusip>
                <value>262</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8754</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8754</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>855244109</cusip>
                <value>640</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9937</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9669</Sole>
                        <Shared>0</Shared>
                        <None>268</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>855244109</cusip>
                <value>61</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>950</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>950</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>855244109</cusip>
                <value>1763</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27382</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6700</Sole>
                        <Shared>0</Shared>
                        <None>20682</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STIFEL FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>860630102</cusip>
                <value>1890</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>45641</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>45541</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STRYKER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>863667101</cusip>
                <value>494</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3150</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STRYKER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>863667101</cusip>
                <value>1669</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10645</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10325</Sole>
                        <Shared>0</Shared>
                        <None>320</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYNNEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87162W100</cusip>
                <value>746</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9232</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9232</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYNEOS HEALTH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87166B102</cusip>
                <value>2167</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55062</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>55062</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYSCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>871829107</cusip>
                <value>647</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10332</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8932</Sole>
                        <Shared>0</Shared>
                        <None>1400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872540109</cusip>
                <value>224</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4996</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4996</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872540109</cusip>
                <value>440</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9830</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8580</Sole>
                        <Shared>0</Shared>
                        <None>1250</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872590104</cusip>
                <value>4097</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>64406</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>63990</Sole>
                        <Shared>0</Shared>
                        <None>416</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872590104</cusip>
                <value>290</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4566</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2895</Sole>
                        <Shared>0</Shared>
                        <None>1671</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TPI COMPOSITES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87266J104</cusip>
                <value>643</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26175</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>26175</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TABLEAU SOFTWARE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87336U105</cusip>
                <value>711</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5923</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5923</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TAIWAN SEMICONDUCTOR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>874039100</cusip>
                <value>36</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>965</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>965</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TAIWAN SEMICONDUCTOR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>874039100</cusip>
                <value>400</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10827</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3514</Sole>
                        <Shared>0</Shared>
                        <None>7313</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TARGET</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87612E106</cusip>
                <value>10</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>155</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25</Sole>
                        <Shared>0</Shared>
                        <None>130</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TARGET</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87612E106</cusip>
                <value>290</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4385</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3270</Sole>
                        <Shared>0</Shared>
                        <None>1115</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TELADOC HEALTH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87918A105</cusip>
                <value>726</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14649</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>50</Sole>
                        <Shared>0</Shared>
                        <None>14599</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>879360105</cusip>
                <value>561</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2710</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2710</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>12562</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>132929</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>132599</Sole>
                        <Shared>0</Shared>
                        <None>330</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>614</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS INSTRUMENTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>12725</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>134651</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>106655</Sole>
                        <Shared>0</Shared>
                        <None>27996</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXTRON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883203101</cusip>
                <value>228</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4950</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4950</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883556102</cusip>
                <value>3862</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17258</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17258</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883556102</cusip>
                <value>78</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883556102</cusip>
                <value>6158</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27515</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4920</Sole>
                        <Shared>0</Shared>
                        <None>22595</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THIRD STREET BANCSHARES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>884283102</cusip>
                <value>456</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9118</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9118</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>3M COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>8602</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>45144</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>45144</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>3M COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>267</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>3M COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>11360</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>59622</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>43622</Sole>
                        <Shared>0</Shared>
                        <None>16000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORO COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891092108</cusip>
                <value>522</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9336</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9336</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORONTO-DOMINION BANK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891160509</cusip>
                <value>491</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9867</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8467</Sole>
                        <Shared>0</Shared>
                        <None>1400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORONTO-DOMINION BANK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891160509</cusip>
                <value>440</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8854</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5089</Sole>
                        <Shared>0</Shared>
                        <None>3765</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>TOTAL FINA SA SPON ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89151E109</cusip>
                <value>1976</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>37860</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>37860</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE TRAVELERS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89417E109</cusip>
                <value>81</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>675</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>675</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE TRAVELERS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89417E109</cusip>
                <value>534</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4462</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3412</Sole>
                        <Shared>0</Shared>
                        <None>1050</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRI- CONTINENTAL CORP.</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>895436103</cusip>
                <value>85</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3612</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3612</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRI- CONTINENTAL CORP.</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>895436103</cusip>
                <value>129</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5481</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5481</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRUPANION INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>898202106</cusip>
                <value>876</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34397</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>60</Sole>
                        <Shared>0</Shared>
                        <None>34337</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRUSTMARK CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>898402102</cusip>
                <value>801</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28160</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>28160</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ETRACS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>902641646</cusip>
                <value>123</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ETRACS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>902641646</cusip>
                <value>145</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7325</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7325</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UGI CORP HOLDING CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902681105</cusip>
                <value>236</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4425</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4425</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UGI CORP HOLDING CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902681105</cusip>
                <value>349</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6538</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6538</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>US BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902973304</cusip>
                <value>8169</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>178760</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>177368</Sole>
                        <Shared>0</Shared>
                        <None>1392</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>US BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902973304</cusip>
                <value>3646</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>79787</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>39518</Sole>
                        <Shared>0</Shared>
                        <None>40269</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>90384S303</cusip>
                <value>2299</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9389</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9252</Sole>
                        <Shared>0</Shared>
                        <None>137</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>90384S303</cusip>
                <value>302</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1233</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>778</Sole>
                        <Shared>0</Shared>
                        <None>455</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNION PACIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>907818108</cusip>
                <value>1706</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12343</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12343</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNION PACIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>907818108</cusip>
                <value>2857</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20668</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18678</Sole>
                        <Shared>0</Shared>
                        <None>1990</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANKSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909907107</cusip>
                <value>1324</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>42554</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>42554</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANKSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909907107</cusip>
                <value>4025</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>129368</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>82372</Sole>
                        <Shared>0</Shared>
                        <None>46996</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANCORP INC/OHIO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909911109</cusip>
                <value>65</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5709</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5709</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANCORP INC/OHIO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909911109</cusip>
                <value>34</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>3000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANCORP INC/OHIO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909911109</cusip>
                <value>2517</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>220199</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>220199</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911312106</cusip>
                <value>88</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>900</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911312106</cusip>
                <value>98</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911312106</cusip>
                <value>4200</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>43061</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>38286</Sole>
                        <Shared>0</Shared>
                        <None>4775</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED RENTALS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911363109</cusip>
                <value>24</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>236</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>236</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED RENTALS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911363109</cusip>
                <value>1269</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12380</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>280</Sole>
                        <Shared>0</Shared>
                        <None>12100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>913017109</cusip>
                <value>5278</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>49568</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>49533</Sole>
                        <Shared>0</Shared>
                        <None>35</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>913017109</cusip>
                <value>27</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>250</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>913017109</cusip>
                <value>6417</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>60269</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>51237</Sole>
                        <Shared>0</Shared>
                        <None>9032</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITEDHEALTH GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>91324P102</cusip>
                <value>4882</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19595</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19574</Sole>
                        <Shared>0</Shared>
                        <None>21</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITEDHEALTH GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>91324P102</cusip>
                <value>13674</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>54889</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3949</Sole>
                        <Shared>0</Shared>
                        <None>50940</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>URANIUM ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>916896103</cusip>
                <value>19</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VALERO ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>91913Y100</cusip>
                <value>102</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1366</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1366</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VALERO ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>91913Y100</cusip>
                <value>1083</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>670</Sole>
                        <Shared>0</Shared>
                        <None>13780</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921910840</cusip>
                <value>4281</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>59896</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>59896</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921937819</cusip>
                <value>361</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4440</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4440</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921937835</cusip>
                <value>9155</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>115583</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>114247</Sole>
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                        <None>1336</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>921937835</cusip>
                <value>83</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1042</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1042</Sole>
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                        <None>46063</None>
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                <nameOfIssuer>VULCAN MATERIALS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>929160109</cusip>
                <value>106</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1075</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1075</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VULCAN MATERIALS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>929160109</cusip>
                <value>105</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1060</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>830</Sole>
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                        <None>230</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WABCO HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92927K102</cusip>
                <value>386</value>
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                        <sshPrnamt>3600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3600</None>
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                <nameOfIssuer>WEC ENERGY GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92939U106</cusip>
                <value>416</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6010</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6010</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>WEC ENERGY GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92939U106</cusip>
                <value>41</value>
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                        <sshPrnamt>593</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>474</Sole>
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                        <None>119</None>
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                <nameOfIssuer>WALMART INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931142103</cusip>
                <value>3107</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>33024</Sole>
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                        <None>333</None>
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        <infoTable>
                <nameOfIssuer>WALMART INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931142103</cusip>
                <value>93</value>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
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                        <Shared>0</Shared>
                        <None>1000</None>
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        <infoTable>
                <nameOfIssuer>WALMART INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931142103</cusip>
                <value>3727</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13933</Sole>
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                        <None>26073</None>
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                <nameOfIssuer>WALGREENS BOOTS ALLIANCE</nameOfIssuer>
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                <cusip>931427108</cusip>
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                        <sshPrnamt>4804</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4804</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>WALGREENS BOOTS ALLIANCE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931427108</cusip>
                <value>1187</value>
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                        <sshPrnamt>17376</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3080</Sole>
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                        <None>14296</None>
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                <nameOfIssuer>WEIGHT WATCHERS INTERNATIONAL,</nameOfIssuer>
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                <cusip>948626106</cusip>
                <value>548</value>
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                        <sshPrnamt>14228</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14228</None>
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                <nameOfIssuer>WELLS FARGO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>949746101</cusip>
                <value>2023</value>
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                        <sshPrnamt>43892</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>42385</Sole>
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                        <None>1507</None>
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                <nameOfIssuer>WELLS FARGO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>949746101</cusip>
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                        <sshPrnamt>7400</sshPrnamt>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2400</Sole>
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                        <None>5000</None>
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                <nameOfIssuer>WELLS FARGO</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>42457</Sole>
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                        <None>148808</None>
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                <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>95040Q104</cusip>
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                        <sshPrnamt>16526</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16427</Sole>
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                        <None>99</None>
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        <infoTable>
                <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>95040Q104</cusip>
                <value>14</value>
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                        <sshPrnamt>200</sshPrnamt>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>95040Q104</cusip>
                <value>725</value>
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                        <sshPrnamt>10442</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9342</Sole>
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                        <None>1100</None>
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        <infoTable>
                <nameOfIssuer>WESBANCO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>950810101</cusip>
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                        <sshPrnamt>686078</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>385859</Sole>
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                        <None>300219</None>
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        <infoTable>
                <nameOfIssuer>WESBANCO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>950810101</cusip>
                <value>88</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2400</sshPrnamt>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
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                        <None>2000</None>
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                <nameOfIssuer>WESBANCO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>950810101</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>694943</Sole>
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                        <None>251160</None>
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        <infoTable>
                <nameOfIssuer>WESTROCK CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>96145D105</cusip>
                <value>430</value>
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                        <sshPrnamt>11384</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11384</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>WESTROCK CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>96145D105</cusip>
                <value>181</value>
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                        <sshPrnamt>4792</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4603</Sole>
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                        <None>189</None>
                </votingAuthority>
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                <nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>962166104</cusip>
                <value>98</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4467</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4467</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
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                <cusip>962166104</cusip>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
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                <cusip>962166104</cusip>
                <value>177</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6292</Sole>
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                        <None>1785</None>
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        <infoTable>
                <nameOfIssuer>THE WILLIAMS COMPANIES INC</nameOfIssuer>
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                <cusip>969457100</cusip>
                <value>6</value>
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                        <sshPrnamt>280</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>280</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>THE WILLIAMS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>969457100</cusip>
                <value>207</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4927</Sole>
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                        <None>4445</None>
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        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
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                <cusip>97717W505</cusip>
                <value>449</value>
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                        <sshPrnamt>14200</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14200</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W505</cusip>
                <value>696</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22014</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>22014</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W604</cusip>
                <value>633</value>
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                        <sshPrnamt>25792</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25792</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>97717W604</cusip>
                <value>411</value>
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                        <sshPrnamt>16766</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16766</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>WORLDPAY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>981558109</cusip>
                <value>5849</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>76530</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>76530</None>
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        <infoTable>
                <nameOfIssuer>YUM! BRANDS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>988498101</cusip>
                <value>235</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2560</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2560</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM! BRANDS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>988498101</cusip>
                <value>457</value>
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                        <sshPrnamt>4968</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3758</Sole>
                        <Shared>0</Shared>
                        <None>1210</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM CHINA HOLDING INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98850P109</cusip>
                <value>56</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1680</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1680</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM CHINA HOLDING INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98850P109</cusip>
                <value>149</value>
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                        <sshPrnamt>4451</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3651</Sole>
                        <Shared>0</Shared>
                        <None>800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98956P102</cusip>
                <value>1160</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11183</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11183</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98956P102</cusip>
                <value>2205</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21261</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18234</Sole>
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                        <None>3027</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZOETIS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98978V103</cusip>
                <value>10947</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>127980</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>126980</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KENNEDY HARDWARE CO INC.</nameOfIssuer>
                <titleOfClass>CLOSELY HELD ST</titleOfClass>
                <cusip>992360107</cusip>
                <value>248</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>83400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>83400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KENNEDY HARDWARE CO INC.</nameOfIssuer>
                <titleOfClass>CLOSELY HELD ST</titleOfClass>
                <cusip>992360107</cusip>
                <value>115</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38688</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>38688</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0176J109</cusip>
                <value>310</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3889</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3889</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0176J109</cusip>
                <value>80</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0176J109</cusip>
                <value>178</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2230</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2114</Sole>
                        <Shared>0</Shared>
                        <None>116</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0177J108</cusip>
                <value>333</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2491</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2486</Sole>
                        <Shared>0</Shared>
                        <None>5</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0177J108</cusip>
                <value>286</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2143</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1806</Sole>
                        <Shared>0</Shared>
                        <None>337</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G1151C101</cusip>
                <value>863</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6119</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6086</Sole>
                        <Shared>0</Shared>
                        <None>33</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G1151C101</cusip>
                <value>1276</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9051</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7532</Sole>
                        <Shared>0</Shared>
                        <None>1519</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>726</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10581</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10281</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>1174</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17103</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12648</Sole>
                        <Shared>0</Shared>
                        <None>4455</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ICON PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G4705A100</cusip>
                <value>1757</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13595</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>13595</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGERSOLL-RAND</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G47791101</cusip>
                <value>1080</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11841</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11841</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGERSOLL-RAND</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G47791101</cusip>
                <value>274</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGERSOLL-RAND</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G47791101</cusip>
                <value>608</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6661</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6461</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G491BT108</cusip>
                <value>214</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12794</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12794</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G491BT108</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>275</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G491BT108</cusip>
                <value>241</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14423</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11602</Sole>
                        <Shared>0</Shared>
                        <None>2821</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LINDE PUBLIC LIMITED COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5494J103</cusip>
                <value>35</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>225</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>225</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LINDE PUBLIC LIMITED COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5494J103</cusip>
                <value>272</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1741</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1231</Sole>
                        <Shared>0</Shared>
                        <None>510</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5960L103</cusip>
                <value>6062</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>66645</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>66193</Sole>
                        <Shared>0</Shared>
                        <None>452</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5960L103</cusip>
                <value>205</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>250</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5960L103</cusip>
                <value>2948</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32413</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8025</Sole>
                        <Shared>0</Shared>
                        <None>24388</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORWEGIAN CRUISE LINE HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G66721104</cusip>
                <value>615</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H1467J104</cusip>
                <value>3770</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29184</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>28897</Sole>
                        <Shared>0</Shared>
                        <None>287</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H1467J104</cusip>
                <value>129</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H1467J104</cusip>
                <value>9177</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>71042</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13266</Sole>
                        <Shared>0</Shared>
                        <None>57776</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LYONDELLBASELL INDUSTRIES NV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>N53745100</cusip>
                <value>64</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>766</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>766</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LYONDELLBASELL INDUSTRIES NV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>N53745100</cusip>
                <value>168</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2020</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>1720</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MYLAN NV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>N59465109</cusip>
                <value>610</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22250</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MYLAN NV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>N59465109</cusip>
                <value>358</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13063</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8371</Sole>
                        <Shared>0</Shared>
                        <None>4692</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STAR BULK CARRIERS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>Y8162K204</cusip>
                <value>129</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14125</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14125</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
</informationTable>
