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        <infoTable>
                <nameOfIssuer>AAON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>000360206</cusip>
                <value>1342</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>42000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>42000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AFLAC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>001055102</cusip>
                <value>36</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>534</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>534</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AFLAC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>001055102</cusip>
                <value>494</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7399</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>7399</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AGL RES. INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>001204106</cusip>
                <value>658</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13940</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12740</Sole>
                        <Shared>0</Shared>
                        <None>1200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AGL RES. INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>001204106</cusip>
                <value>246</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5206</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5006</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALERIAN MLP ETF</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00162Q866</cusip>
                <value>2904</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>163230</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>159780</Sole>
                        <Shared>0</Shared>
                        <None>3450</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ALERIAN MLP ETF</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00162Q866</cusip>
                <value>18</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALERIAN MLP ETF</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00162Q866</cusip>
                <value>738</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41464</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>33466</Sole>
                        <Shared>0</Shared>
                        <None>7998</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AT&amp;T</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>13786</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>392089</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>375762</Sole>
                        <Shared>0</Shared>
                        <None>16327</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AT&amp;T</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>390</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>4100</Sole>
                        <Shared>0</Shared>
                        <None>7000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AT&amp;T</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>7437</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>211527</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>143749</Sole>
                        <Shared>0</Shared>
                        <None>67778</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABAXIS INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>002567105</cusip>
                <value>318</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7950</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>7950</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>002824100</cusip>
                <value>1159</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30244</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>29311</Sole>
                        <Shared>0</Shared>
                        <None>933</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>002824100</cusip>
                <value>5233</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>136515</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12085</Sole>
                        <Shared>0</Shared>
                        <None>124430</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABBVIE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00287Y109</cusip>
                <value>1410</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26707</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25774</Sole>
                        <Shared>0</Shared>
                        <None>933</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ABBVIE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00287Y109</cusip>
                <value>1452</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5194</Sole>
                        <Shared>0</Shared>
                        <None>22306</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACCREDITED BUSINESS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>004365102</cusip>
                <value>0</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>80000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACTUANT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00508X203</cusip>
                <value>733</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>20000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADAMS EXPRESS COMPANY (CLOSED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>006212104</cusip>
                <value>323</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>24705</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>24705</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ADAMS EXPRESS COMPANY (CLOSED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>006212104</cusip>
                <value>29</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2230</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2230</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AETNA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00817Y108</cusip>
                <value>1171</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17066</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17066</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AETNA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00817Y108</cusip>
                <value>93</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1351</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>183</Sole>
                        <Shared>0</Shared>
                        <None>1168</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AGILENT TECHNOLOGIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00846U101</cusip>
                <value>356</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6220</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6220</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AGILENT TECHNOLOGIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00846U101</cusip>
                <value>35</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>618</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>318</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>009158106</cusip>
                <value>743</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6650</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6650</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>009158106</cusip>
                <value>866</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7745</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6907</Sole>
                        <Shared>0</Shared>
                        <None>838</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALCOA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>013817101</cusip>
                <value>30</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2823</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2823</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALCOA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>013817101</cusip>
                <value>279</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26270</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13300</Sole>
                        <Shared>0</Shared>
                        <None>12970</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALIGN TECHNOLOGY INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>016255101</cusip>
                <value>657</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>11500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGHENY VALLEY BANCORP PA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>017427105</cusip>
                <value>314</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7738</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7738</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGIANT TRAVEL CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>01748X102</cusip>
                <value>2003</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>19000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLERGAN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>018490102</cusip>
                <value>31</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>282</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>282</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLERGAN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>018490102</cusip>
                <value>4396</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39573</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3086</Sole>
                        <Shared>0</Shared>
                        <None>36487</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLSTATE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>020002101</cusip>
                <value>82</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1497</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1219</Sole>
                        <Shared>0</Shared>
                        <None>278</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLSTATE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>020002101</cusip>
                <value>823</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15091</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12219</Sole>
                        <Shared>0</Shared>
                        <None>2872</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALTRIA GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02209S103</cusip>
                <value>876</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22818</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>21772</Sole>
                        <Shared>0</Shared>
                        <None>1046</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALTRIA GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02209S103</cusip>
                <value>1922</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>50066</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>26897</Sole>
                        <Shared>0</Shared>
                        <None>23169</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMAZON.COM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>023135106</cusip>
                <value>327</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>820</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>720</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMAZON.COM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>023135106</cusip>
                <value>732</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1836</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>545</Sole>
                        <Shared>0</Shared>
                        <None>1291</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMBEV SA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02319V103</cusip>
                <value>145</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>19250</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN CAMPUS COMMUNITIES     </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>024835100</cusip>
                <value>217</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6750</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN CAMPUS COMMUNITIES     </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>024835100</cusip>
                <value>11</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>330</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>330</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025537101</cusip>
                <value>4768</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>102014</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>100812</Sole>
                        <Shared>0</Shared>
                        <None>1202</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025537101</cusip>
                <value>561</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2000</Sole>
                        <Shared>0</Shared>
                        <None>10000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025537101</cusip>
                <value>1524</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32597</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>27413</Sole>
                        <Shared>0</Shared>
                        <None>5184</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN EXPRESS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025816109</cusip>
                <value>445</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4909</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4909</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN EXPRESS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025816109</cusip>
                <value>11008</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>121330</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>121030</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN INT'L GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>026874784</cusip>
                <value>56</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1092</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1092</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERICAN INT'L GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>026874784</cusip>
                <value>1077</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21090</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>72</Sole>
                        <Shared>0</Shared>
                        <None>21018</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03073E105</cusip>
                <value>461</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6550</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6550</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03073E105</cusip>
                <value>126</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1789</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1050</Sole>
                        <Shared>0</Shared>
                        <None>739</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMGEN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>031162100</cusip>
                <value>5817</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>50993</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>50043</Sole>
                        <Shared>0</Shared>
                        <None>950</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMGEN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>031162100</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>70</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>70</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMGEN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>031162100</cusip>
                <value>4990</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>43742</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6280</Sole>
                        <Shared>0</Shared>
                        <None>37462</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMPHENOL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032095101</cusip>
                <value>420</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4712</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3412</Sole>
                        <Shared>0</Shared>
                        <None>1300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMPHENOL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032095101</cusip>
                <value>95</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1063</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1063</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANADARKO PETROLEUM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032511107</cusip>
                <value>376</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4739</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4485</Sole>
                        <Shared>0</Shared>
                        <None>254</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANADARKO PETROLEUM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032511107</cusip>
                <value>865</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10910</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5300</Sole>
                        <Shared>0</Shared>
                        <None>5610</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANALOGIC CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032657207</cusip>
                <value>2214</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>25000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANHEUSER-BUSCH INBEV NV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03524A108</cusip>
                <value>2</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANHEUSER-BUSCH INBEV NV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03524A108</cusip>
                <value>361</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3390</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3390</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANNALY CAPITAL MGMT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>035710409</cusip>
                <value>233</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23325</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>21025</Sole>
                        <Shared>0</Shared>
                        <None>2300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANNALY CAPITAL MGMT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>035710409</cusip>
                <value>246</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>24672</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9380</Sole>
                        <Shared>0</Shared>
                        <None>15292</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ANSYS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03662Q105</cusip>
                <value>1437</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16480</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>16480</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APACHE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>037411105</cusip>
                <value>326</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3793</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3793</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APACHE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>037411105</cusip>
                <value>966</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11238</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2250</Sole>
                        <Shared>0</Shared>
                        <None>8988</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APPLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>037833100</cusip>
                <value>23313</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41554</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>40744</Sole>
                        <Shared>0</Shared>
                        <None>810</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APPLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>037833100</cusip>
                <value>295</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>525</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>25</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APPLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>037833100</cusip>
                <value>16850</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30034</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3843</Sole>
                        <Shared>0</Shared>
                        <None>26191</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APPLIED MATERIALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>038222105</cusip>
                <value>51</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2900</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APPLIED MATERIALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>038222105</cusip>
                <value>1432</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80984</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2000</Sole>
                        <Shared>0</Shared>
                        <None>78984</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>APTARGROUP INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>038336103</cusip>
                <value>283</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4170</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4170</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ARCHER DANIELS </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>039483102</cusip>
                <value>249</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5729</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5529</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ARCHER DANIELS </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>039483102</cusip>
                <value>184</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4247</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2626</Sole>
                        <Shared>0</Shared>
                        <None>1621</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>049560105</cusip>
                <value>46</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1016</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1016</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>049560105</cusip>
                <value>409</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ATWOOD OCEANICS, INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>050095108</cusip>
                <value>497</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053015103</cusip>
                <value>877</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10849</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10849</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053015103</cusip>
                <value>594</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7357</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4316</Sole>
                        <Shared>0</Shared>
                        <None>3041</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>054937107</cusip>
                <value>4176</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>111901</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>108301</Sole>
                        <Shared>0</Shared>
                        <None>3600</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>054937107</cusip>
                <value>7351</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>196979</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>24079</Sole>
                        <Shared>0</Shared>
                        <None>172900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>054937404</cusip>
                <value>41</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>054937404</cusip>
                <value>20</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>054937404</cusip>
                <value>318</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15625</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>625</Sole>
                        <Shared>0</Shared>
                        <None>15000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>055622104</cusip>
                <value>1601</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32928</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>32391</Sole>
                        <Shared>0</Shared>
                        <None>537</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>055622104</cusip>
                <value>1466</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30154</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18182</Sole>
                        <Shared>0</Shared>
                        <None>11972</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BURLINGTON NORTHERN SANTA FE</nameOfIssuer>
                <titleOfClass>COLLATERALIZED </titleOfClass>
                <cusip>05568BAA6</cusip>
                <value>237</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>210709</sshPrnamt>
                        <sshPrnamtType>PRN</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>210709</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BAIDU.COM ADR</nameOfIssuer>
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                <cusip>056752108</cusip>
                <value>14</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>81</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>81</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BAIDU.COM ADR</nameOfIssuer>
                <titleOfClass>FOREIGN STOCK</titleOfClass>
                <cusip>056752108</cusip>
                <value>330</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1855</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>550</Sole>
                        <Shared>0</Shared>
                        <None>1305</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BAKER HUGHES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>057224107</cusip>
                <value>146</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2650</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2650</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BAKER HUGHES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>057224107</cusip>
                <value>165</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2978</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>2778</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANCO SANTANDER CEN-SPON ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>05964H105</cusip>
                <value>172</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANCO SANTANDER CEN-SPON ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>05964H105</cusip>
                <value>90</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9950</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9950</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>060505104</cusip>
                <value>142</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9093</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9093</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>060505104</cusip>
                <value>817</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>52463</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17736</Sole>
                        <Shared>0</Shared>
                        <None>34727</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>060505633</cusip>
                <value>633</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36209</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>36209</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>060505633</cusip>
                <value>149</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5000</Sole>
                        <Shared>0</Shared>
                        <None>3500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF HAWAII CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>062540109</cusip>
                <value>255</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4310</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4210</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF HAWAII CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>062540109</cusip>
                <value>105</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1775</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
                        <Shared>0</Shared>
                        <None>1375</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF NY MELLON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>064058100</cusip>
                <value>100</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2856</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2856</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANK OF NY MELLON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>064058100</cusip>
                <value>834</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23880</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2372</Sole>
                        <Shared>0</Shared>
                        <None>21508</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BANNER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>06652V208</cusip>
                <value>896</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>20000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>C.R BARD INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>067383109</cusip>
                <value>40</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>298</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>298</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>C.R BARD INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>067383109</cusip>
                <value>387</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2891</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>925</Sole>
                        <Shared>0</Shared>
                        <None>1966</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BARRICK GOLD CORP F</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>067901108</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BARRICK GOLD CORP F</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>067901108</cusip>
                <value>215</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>150</Sole>
                        <Shared>0</Shared>
                        <None>12050</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BAXTER INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>071813109</cusip>
                <value>678</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9744</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9611</Sole>
                        <Shared>0</Shared>
                        <None>133</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BAXTER INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>071813109</cusip>
                <value>2701</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38833</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10756</Sole>
                        <Shared>0</Shared>
                        <None>28077</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BE AEROSPACE,INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>073302101</cusip>
                <value>91</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1045</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1045</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BE AEROSPACE,INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>073302101</cusip>
                <value>2018</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23190</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>23190</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BEAM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>073730103</cusip>
                <value>422</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6207</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5907</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BEAM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>073730103</cusip>
                <value>371</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5447</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4847</Sole>
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                        <None>600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BENCHMARK ELECTRONICS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>08160H101</cusip>
                <value>778</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>33700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>084670702</cusip>
                <value>1072</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9044</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7954</Sole>
                        <Shared>0</Shared>
                        <None>1090</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>084670702</cusip>
                <value>1194</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10072</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2742</Sole>
                        <Shared>0</Shared>
                        <None>7330</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BESRA GOLD INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>086346103</cusip>
                <value>0</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BHP BILLITON LIMITED -ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>088606108</cusip>
                <value>77</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1133</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1133</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BHP BILLITON LIMITED -ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>088606108</cusip>
                <value>238</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3492</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3492</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BIOGEN IDEC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09062X103</cusip>
                <value>105</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>375</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>375</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BIOGEN IDEC</nameOfIssuer>
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                        <sshPrnamt>958</sshPrnamt>
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                <votingAuthority>
                        <Sole>150</Sole>
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                        <None>808</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BLACKBAUD INC.</nameOfIssuer>
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                        <sshPrnamt>6700</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
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                        <None>6700</None>
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                <nameOfIssuer>BLACKROCK INCOME TRUST</nameOfIssuer>
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                <value>191</value>
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                        <sshPrnamt>29430</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>29430</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
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                        <sshPrnamt>4</sshPrnamt>
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                <votingAuthority>
                        <Sole>4</Sole>
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                        <None>0</None>
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                        <sshPrnamt>1245</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>830</Sole>
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                        <None>415</None>
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                <nameOfIssuer>BLUCORA INC</nameOfIssuer>
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                        <sshPrnamt>20000</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Sole>0</Sole>
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                        <None>20000</None>
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                <nameOfIssuer>BOEING</nameOfIssuer>
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                <cusip>097023105</cusip>
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                        <sshPrnamt>106468</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>103292</Sole>
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                        <None>3176</None>
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        <infoTable>
                <nameOfIssuer>BOEING</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                        <sshPrnamt>1070</sshPrnamt>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>70</Sole>
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                        <None>1000</None>
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        <infoTable>
                <nameOfIssuer>BOEING</nameOfIssuer>
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                <cusip>097023105</cusip>
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                <votingAuthority>
                        <Sole>10236</Sole>
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                        <None>84430</None>
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        <infoTable>
                <nameOfIssuer>BORGWARNER, INC.</nameOfIssuer>
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                        <sshPrnamt>98386</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>96946</Sole>
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                        <None>1440</None>
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        <infoTable>
                <nameOfIssuer>BORGWARNER, INC.</nameOfIssuer>
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                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>BORGWARNER, INC.</nameOfIssuer>
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                        <sshPrnamt>23724</sshPrnamt>
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                <votingAuthority>
                        <Sole>5940</Sole>
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                        <None>17784</None>
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                <nameOfIssuer>BOSTON BEER COMPANY</nameOfIssuer>
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                        <sshPrnamt>8000</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
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                        <None>8000</None>
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                <nameOfIssuer>BOTTOMLINE TECHNOLOGIES</nameOfIssuer>
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                        <sshPrnamt>30000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>30000</None>
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                <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
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                <cusip>110122108</cusip>
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                        <sshPrnamt>366269</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>353643</Sole>
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                        <None>12626</None>
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        <infoTable>
                <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110122108</cusip>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1600</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110122108</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>99953</Sole>
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                        <None>39206</None>
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        <infoTable>
                <nameOfIssuer>BROADCOM CORP</nameOfIssuer>
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                        <sshPrnamt>169259</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>168469</Sole>
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                        <None>790</None>
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        <infoTable>
                <nameOfIssuer>BROADCOM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                        <sshPrnamt>1730</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>230</Sole>
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                        <None>1500</None>
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        <infoTable>
                <nameOfIssuer>BROADCOM CORP</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5370</Sole>
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                        <None>119355</None>
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        <infoTable>
                <nameOfIssuer>BROWN &amp; BROWN,INC.</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Sole>0</Sole>
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                        <None>11550</None>
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                <nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
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                        <sshPrnamt>22630</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>21780</Sole>
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                        <None>850</None>
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        <infoTable>
                <nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>118230101</cusip>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>625</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
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                <cusip>118230101</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2050</Sole>
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                        <None>125</None>
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        <infoTable>
                <nameOfIssuer>BUFFALO WILD WINGS INC</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>3000</None>
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        <infoTable>
                <nameOfIssuer>CBS CORP</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>26343</Sole>
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                        <None>350</None>
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        <infoTable>
                <nameOfIssuer>CBS CORP</nameOfIssuer>
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        <infoTable>
                <nameOfIssuer>CBS CORP</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                <nameOfIssuer>CF INDUSTRIES HLDGS</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19261</Sole>
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                        <None>110</None>
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        <infoTable>
                <nameOfIssuer>CF INDUSTRIES HLDGS</nameOfIssuer>
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                <cusip>125269100</cusip>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>30</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CF INDUSTRIES HLDGS</nameOfIssuer>
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                <cusip>125269100</cusip>
                <value>3402</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>13759</None>
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        <infoTable>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>93</Sole>
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                        <None>0</None>
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        <infoTable>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>848</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CSX CORP</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>44677</Sole>
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                        <None>1308</None>
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        <infoTable>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CSX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13612</Sole>
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                        <None>6679</None>
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                <nameOfIssuer>CVS CAREMARK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126650100</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>102682</Sole>
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                        <None>1260</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CVS CAREMARK</nameOfIssuer>
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                <cusip>126650100</cusip>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>140</Sole>
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                        <None>0</None>
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        <infoTable>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19026</Sole>
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                        <None>142583</None>
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        <infoTable>
                <nameOfIssuer>CAMCO FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>138</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20694</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAMERON INTERNATIONAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>13342B105</cusip>
                <value>18</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAMERON INTERNATIONAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>13342B105</cusip>
                <value>188</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3157</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>3057</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAMPBELL SOUP COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>134429109</cusip>
                <value>313</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7238</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7238</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAMPBELL SOUP COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>134429109</cusip>
                <value>35</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>811</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>211</Sole>
                        <Shared>0</Shared>
                        <None>600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CANADIAN NAT'L RAILWAY CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>136375102</cusip>
                <value>78</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1364</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>964</Sole>
                        <Shared>0</Shared>
                        <None>400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CANADIAN NAT'L RAILWAY CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>136375102</cusip>
                <value>3015</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>52870</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>800</Sole>
                        <Shared>0</Shared>
                        <None>52070</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CANADIAN NATURAL RESOURCES LTD.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>136385101</cusip>
                <value>50</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1466</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1466</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CANADIAN NATURAL RESOURCES LTD.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>136385101</cusip>
                <value>179</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5297</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5297</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARDINAL FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14149F109</cusip>
                <value>1889</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>105000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>105000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARDINAL HEALTH</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14149Y108</cusip>
                <value>455</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6810</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6360</Sole>
                        <Shared>0</Shared>
                        <None>450</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARDINAL HEALTH</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14149Y108</cusip>
                <value>261</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3909</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2580</Sole>
                        <Shared>0</Shared>
                        <None>1329</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARRIZO OIL &amp; GAS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>144577103</cusip>
                <value>22</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARRIZO OIL &amp; GAS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>144577103</cusip>
                <value>6895</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>154000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>154000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>149123101</cusip>
                <value>1007</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11087</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10987</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>149123101</cusip>
                <value>902</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9932</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6208</Sole>
                        <Shared>0</Shared>
                        <None>3724</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CELGENE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>151020104</cusip>
                <value>1177</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6965</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5665</Sole>
                        <Shared>0</Shared>
                        <None>1300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CELGENE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>151020104</cusip>
                <value>6518</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38577</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1100</Sole>
                        <Shared>0</Shared>
                        <None>37477</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CENTERPOINT ENERGY, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>15189T107</cusip>
                <value>70</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3015</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3015</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CENTERPOINT ENERGY, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>15189T107</cusip>
                <value>194</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8388</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6988</Sole>
                        <Shared>0</Shared>
                        <None>1400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CENTURYLINK,</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>156700106</cusip>
                <value>193</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6066</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5911</Sole>
                        <Shared>0</Shared>
                        <None>155</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CENTURYLINK,</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>156700106</cusip>
                <value>142</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4460</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1988</Sole>
                        <Shared>0</Shared>
                        <None>2472</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CERNER CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>156782104</cusip>
                <value>431</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7728</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7728</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CERNER CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>156782104</cusip>
                <value>297</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5328</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2592</Sole>
                        <Shared>0</Shared>
                        <None>2736</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHART INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>16115Q308</cusip>
                <value>823</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>8600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>166764100</cusip>
                <value>20933</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>167581</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>159096</Sole>
                        <Shared>0</Shared>
                        <None>8485</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>166764100</cusip>
                <value>334</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2670</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>670</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>166764100</cusip>
                <value>7520</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>60202</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>30369</Sole>
                        <Shared>0</Shared>
                        <None>29833</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHICAGO BRIDGE &amp; IRON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>167250109</cusip>
                <value>6847</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>82352</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>80397</Sole>
                        <Shared>0</Shared>
                        <None>1955</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHICAGO BRIDGE &amp; IRON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>167250109</cusip>
                <value>67</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>805</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>805</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHICAGO BRIDGE &amp; IRON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>167250109</cusip>
                <value>17671</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>212550</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6250</Sole>
                        <Shared>0</Shared>
                        <None>206300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHICO'S FAS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>168615102</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHICO'S FAS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>168615102</cusip>
                <value>1042</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>55300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHUBB</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>171232101</cusip>
                <value>318</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3287</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3287</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHUBB</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>171232101</cusip>
                <value>484</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5007</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4100</Sole>
                        <Shared>0</Shared>
                        <None>907</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHURCH &amp; DWIGHT CO., INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>171340102</cusip>
                <value>1024</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15445</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14245</Sole>
                        <Shared>0</Shared>
                        <None>1200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHURCH &amp; DWIGHT CO., INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>171340102</cusip>
                <value>119</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1600</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CIMAREX ENERGY CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>171798101</cusip>
                <value>1583</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15086</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>15086</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>17275R102</cusip>
                <value>5487</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>244620</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>241320</Sole>
                        <Shared>0</Shared>
                        <None>3300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>17275R102</cusip>
                <value>112</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>17275R102</cusip>
                <value>3183</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>141891</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>34821</Sole>
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                        <None>107070</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CITIGROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172967424</cusip>
                <value>131</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2510</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2510</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CITIGROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CITIGROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>990</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18993</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1451</Sole>
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                        <None>17542</None>
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                <value>277</value>
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                        <sshPrnamt>5980</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5980</Sole>
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                        <None>0</None>
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                <nameOfIssuer>CLARCOR INC</nameOfIssuer>
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                <cusip>179895107</cusip>
                <value>341</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5300</None>
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                <nameOfIssuer>CLOROX</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6502</Sole>
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                        <None>0</None>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>1079</None>
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                <votingAuthority>
                        <Sole>800</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>COACH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>892</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15892</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1500</Sole>
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                        <None>14392</None>
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                <nameOfIssuer>COCA-COLA CO</nameOfIssuer>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>437574</Sole>
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                        <None>8194</None>
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        <infoTable>
                <nameOfIssuer>COCA-COLA CO</nameOfIssuer>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1125</Sole>
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                        <None>6000</None>
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        <infoTable>
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                <cusip>191216100</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>86003</Sole>
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                        <None>216032</None>
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                        <sshPrnamt>21075</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
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                        <None>21075</None>
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                        <sshPrnamt>13768</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13702</Sole>
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                        <None>66</None>
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        <infoTable>
                <nameOfIssuer>COLGATE-PALMOLIVE COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>194162103</cusip>
                <value>1611</value>
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                        <sshPrnamt>24709</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13869</Sole>
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                        <None>10840</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11130</Sole>
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                        <None>267</None>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>20030N101</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5591</Sole>
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                        <None>46434</None>
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                <nameOfIssuer>COMMERCE BANCSHARES, INC.</nameOfIssuer>
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                <cusip>200525103</cusip>
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                        <sshPrnamt>13982</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13982</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>COMMERCE BANCSHARES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                        <sshPrnamt>13723</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1384</Sole>
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                        <None>12339</None>
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        <infoTable>
                <nameOfIssuer>COMPUTER PROGRAMS AND SYSTEMS,</nameOfIssuer>
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                        <sshPrnamt>6300</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
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                        <None>6300</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19000</Sole>
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        <infoTable>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1050</Sole>
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                        <None>1077</None>
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                        <None>4203</None>
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                <votingAuthority>
                        <Sole>188084</Sole>
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                        <None>5435</None>
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        <infoTable>
                <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>20825C104</cusip>
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                <investmentDiscretion>DFND</investmentDiscretion>
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                        <None>3885</None>
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        <infoTable>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>67599</None>
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        <infoTable>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6060</Sole>
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        <infoTable>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1356</Sole>
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                        <None>26266</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2320</Sole>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>209115104</cusip>
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                <investmentDiscretion>DFND</investmentDiscretion>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>209115104</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9980</Sole>
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                        <None>2448</None>
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                        <sshPrnamt>22416</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22416</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CONTINENTAL RESOURCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>212015101</cusip>
                <value>5497</value>
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                        <sshPrnamt>48855</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>47355</Sole>
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                        <None>1500</None>
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        <infoTable>
                <nameOfIssuer>CONTINENTAL RESOURCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>212015101</cusip>
                <value>8</value>
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                        <sshPrnamt>70</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>70</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>CONTINENTAL RESOURCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>212015101</cusip>
                <value>4763</value>
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                        <sshPrnamt>42330</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1730</Sole>
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                        <None>40600</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>COPART,INC </nameOfIssuer>
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                <cusip>217204106</cusip>
                <value>538</value>
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                        <sshPrnamt>14682</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <Shared>0</Shared>
                        <None>14682</None>
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        </infoTable>
        <infoTable>
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                        <sshPrnamt>20654</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20654</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>638</value>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>32185</Sole>
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                        <None>3600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COSTCO WHOLESALE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22160K105</cusip>
                <value>6201</value>
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                        <sshPrnamt>52103</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>50653</Sole>
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                        <None>1450</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>COSTCO WHOLESALE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22160K105</cusip>
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                        <sshPrnamt>70</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>70</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COSTCO WHOLESALE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22160K105</cusip>
                <value>1027</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8626</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3297</Sole>
                        <Shared>0</Shared>
                        <None>5329</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COVANCE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>222816100</cusip>
                <value>141</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1598</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1598</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COVANCE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>222816100</cusip>
                <value>1856</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21082</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>175</Sole>
                        <Shared>0</Shared>
                        <None>20907</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CREE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>225447101</cusip>
                <value>855</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13680</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>13680</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CUBIST PHARMACEUTICALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>229678107</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CUBIST PHARMACEUTICALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>229678107</cusip>
                <value>2417</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>35100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>35100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>D T E ENERGY CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>233331107</cusip>
                <value>115</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1733</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1733</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>D T E ENERGY CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>233331107</cusip>
                <value>120</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1813</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>800</Sole>
                        <Shared>0</Shared>
                        <None>1013</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DANAHER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>235851102</cusip>
                <value>540</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DANAHER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>235851102</cusip>
                <value>272</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3528</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1200</Sole>
                        <Shared>0</Shared>
                        <None>2328</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DARDEN RESTAURANTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>237194105</cusip>
                <value>600</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11040</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11040</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DARDEN RESTAURANTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>237194105</cusip>
                <value>220</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4039</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3589</Sole>
                        <Shared>0</Shared>
                        <None>450</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>244199105</cusip>
                <value>2577</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28213</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>26163</Sole>
                        <Shared>0</Shared>
                        <None>2050</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>244199105</cusip>
                <value>274</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>244199105</cusip>
                <value>1145</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12532</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2240</Sole>
                        <Shared>0</Shared>
                        <None>10292</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DEVON ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25179M103</cusip>
                <value>211</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3418</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2818</Sole>
                        <Shared>0</Shared>
                        <None>600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DEVON ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25179M103</cusip>
                <value>99</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1606</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>456</Sole>
                        <Shared>0</Shared>
                        <None>1150</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIAGEO PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25243Q205</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>50</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>50</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIAGEO PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25243Q205</cusip>
                <value>4231</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31955</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>615</Sole>
                        <Shared>0</Shared>
                        <None>31340</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALT DISNEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254687106</cusip>
                <value>8884</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>116285</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>113655</Sole>
                        <Shared>0</Shared>
                        <None>2630</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALT DISNEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254687106</cusip>
                <value>316</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4130</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>130</Sole>
                        <Shared>0</Shared>
                        <None>4000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALT DISNEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254687106</cusip>
                <value>8917</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>116720</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12970</Sole>
                        <Shared>0</Shared>
                        <None>103750</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DISCOVER FINANCIAL SERVICES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254709108</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>289</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>146</Sole>
                        <Shared>0</Shared>
                        <None>143</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DISCOVER FINANCIAL SERVICES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254709108</cusip>
                <value>403</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7194</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4639</Sole>
                        <Shared>0</Shared>
                        <None>2555</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIRECTV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25490A309</cusip>
                <value>167</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2412</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2412</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIRECTV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25490A309</cusip>
                <value>392</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5669</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>5569</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOMINION RESOURCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25746U109</cusip>
                <value>6774</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>104714</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>91576</Sole>
                        <Shared>0</Shared>
                        <None>13138</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOMINION RESOURCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25746U109</cusip>
                <value>499</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7718</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>3618</Sole>
                        <Shared>0</Shared>
                        <None>4100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOMINION RESOURCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25746U109</cusip>
                <value>4764</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>73644</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>63712</Sole>
                        <Shared>0</Shared>
                        <None>9932</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOVER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260003108</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>87</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>87</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOVER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260003108</cusip>
                <value>942</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9757</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9757</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOW CHEMICAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260543103</cusip>
                <value>6559</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>147721</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>142221</Sole>
                        <Shared>0</Shared>
                        <None>5500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOW CHEMICAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260543103</cusip>
                <value>89</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DOW CHEMICAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260543103</cusip>
                <value>3645</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>82092</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>41789</Sole>
                        <Shared>0</Shared>
                        <None>40303</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DR PEPPER SNAPPLE GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26138E109</cusip>
                <value>193</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3955</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3955</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DR PEPPER SNAPPLE GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26138E109</cusip>
                <value>100</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2046</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1182</Sole>
                        <Shared>0</Shared>
                        <None>864</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EI DU PONT DE NEMOURS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>263534109</cusip>
                <value>11774</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>181216</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>176774</Sole>
                        <Shared>0</Shared>
                        <None>4442</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EI DU PONT DE NEMOURS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>263534109</cusip>
                <value>270</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4160</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1160</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EI DU PONT DE NEMOURS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>263534109</cusip>
                <value>5243</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80703</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>45473</Sole>
                        <Shared>0</Shared>
                        <None>35230</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE REALTY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>264411505</cusip>
                <value>84</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE REALTY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>264411505</cusip>
                <value>75</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2000</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26441C204</cusip>
                <value>2236</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32398</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>31359</Sole>
                        <Shared>0</Shared>
                        <None>1039</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26441C204</cusip>
                <value>270</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3916</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1250</Sole>
                        <Shared>0</Shared>
                        <None>2666</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26441C204</cusip>
                <value>1654</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23961</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6491</Sole>
                        <Shared>0</Shared>
                        <None>17470</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>26441C303</cusip>
                <value>324</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15685</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15685</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>26441C303</cusip>
                <value>91</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>E M C CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>268648102</cusip>
                <value>5683</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>225977</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>225177</Sole>
                        <Shared>0</Shared>
                        <None>800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>E M C CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>268648102</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>250</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>E M C CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>268648102</cusip>
                <value>8490</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>337569</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>34695</Sole>
                        <Shared>0</Shared>
                        <None>302874</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EOG RESOURCES, INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26875P101</cusip>
                <value>8003</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>47685</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>47685</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EOG RESOURCES, INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26875P101</cusip>
                <value>1172</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6985</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3250</Sole>
                        <Shared>0</Shared>
                        <None>3735</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ESB FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26884F102</cusip>
                <value>410</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28881</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>28881</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26884L109</cusip>
                <value>4945</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55075</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>53405</Sole>
                        <Shared>0</Shared>
                        <None>1670</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26884L109</cusip>
                <value>53</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>590</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>590</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26884L109</cusip>
                <value>2036</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22680</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1930</Sole>
                        <Shared>0</Shared>
                        <None>20750</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>277432100</cusip>
                <value>359</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4452</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4242</Sole>
                        <Shared>0</Shared>
                        <None>210</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>277432100</cusip>
                <value>577</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7154</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4298</Sole>
                        <Shared>0</Shared>
                        <None>2856</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278274105</cusip>
                <value>298</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22907</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22207</Sole>
                        <Shared>0</Shared>
                        <None>700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON VANCE ENHANCED EQUITY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278274105</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>375</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>375</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EBAY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278642103</cusip>
                <value>1856</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33834</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>33314</Sole>
                        <Shared>0</Shared>
                        <None>520</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EBAY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278642103</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>150</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EBAY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>278642103</cusip>
                <value>463</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8440</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2750</Sole>
                        <Shared>0</Shared>
                        <None>5690</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>291011104</cusip>
                <value>4655</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>66327</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>63327</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>291011104</cusip>
                <value>142</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2028</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>28</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>291011104</cusip>
                <value>1443</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20568</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6212</Sole>
                        <Shared>0</Shared>
                        <None>14356</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>293792107</cusip>
                <value>115</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1741</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1741</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>293792107</cusip>
                <value>283</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4262</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>822</Sole>
                        <Shared>0</Shared>
                        <None>3440</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EQUIFAX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>294429105</cusip>
                <value>936</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13547</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8800</Sole>
                        <Shared>0</Shared>
                        <None>4747</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXELON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30161N101</cusip>
                <value>160</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5847</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5447</Sole>
                        <Shared>0</Shared>
                        <None>400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXELON CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30161N101</cusip>
                <value>193</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7029</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5727</Sole>
                        <Shared>0</Shared>
                        <None>1302</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXPONENT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30214U102</cusip>
                <value>380</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4920</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4920</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30219G108</cusip>
                <value>3064</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>43616</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>41446</Sole>
                        <Shared>0</Shared>
                        <None>2170</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30219G108</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30219G108</cusip>
                <value>1397</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19887</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5678</Sole>
                        <Shared>0</Shared>
                        <None>14209</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30231G102</cusip>
                <value>56928</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>562534</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>545075</Sole>
                        <Shared>0</Shared>
                        <None>17459</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30231G102</cusip>
                <value>283</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2799</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>670</Sole>
                        <Shared>0</Shared>
                        <None>2129</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30231G102</cusip>
                <value>22786</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>225161</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>190565</Sole>
                        <Shared>6514</Shared>
                        <None>28082</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FMC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>302491303</cusip>
                <value>4745</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>62887</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>62447</Sole>
                        <Shared>0</Shared>
                        <None>440</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FMC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>302491303</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>120</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>120</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FMC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>302491303</cusip>
                <value>219</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2908</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2358</Sole>
                        <Shared>0</Shared>
                        <None>550</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30303M102</cusip>
                <value>83</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1510</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1510</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30303M102</cusip>
                <value>269</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4930</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>4730</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FACTSET RESEARCH SYSTEMS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>303075105</cusip>
                <value>383</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3530</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>150</Sole>
                        <Shared>0</Shared>
                        <None>3380</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREDDIE MAC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>313400673</cusip>
                <value>141</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREDDIE MAC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>313400780</cusip>
                <value>135</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREDDIE MAC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>313400855</cusip>
                <value>134</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FEDERATED INVESTORS COMMON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>314211103</cusip>
                <value>403</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FEDEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31428X106</cusip>
                <value>1581</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10994</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10994</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FEDEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31428X106</cusip>
                <value>255</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1774</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>834</Sole>
                        <Shared>0</Shared>
                        <None>940</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>315616102</cusip>
                <value>998</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10986</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>10986</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIDELITY NATIONAL INFORMATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31620M106</cusip>
                <value>342</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6366</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5000</Sole>
                        <Shared>0</Shared>
                        <None>1366</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>316773100</cusip>
                <value>768</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36524</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30524</Sole>
                        <Shared>0</Shared>
                        <None>6000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>316773100</cusip>
                <value>6470</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>307644</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4615</Sole>
                        <Shared>0</Shared>
                        <None>303029</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST AMERICAN FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31847R102</cusip>
                <value>635</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>22500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST SOLAR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>336433107</cusip>
                <value>270</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4950</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4950</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST UNITED CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>33741H107</cusip>
                <value>123</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16060</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16060</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST WEST VIRGINIA BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337493100</cusip>
                <value>550</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33482</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>33482</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST WEST VIRGINIA BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337493100</cusip>
                <value>233</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14186</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1786</Sole>
                        <Shared>0</Shared>
                        <None>12400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FISERV INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337738108</cusip>
                <value>299</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5058</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3000</Sole>
                        <Shared>0</Shared>
                        <None>2058</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337932107</cusip>
                <value>363</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11018</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10610</Sole>
                        <Shared>0</Shared>
                        <None>408</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>337932107</cusip>
                <value>396</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12015</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5911</Sole>
                        <Shared>0</Shared>
                        <None>6104</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FLUOR CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>343412102</cusip>
                <value>328</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4090</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3690</Sole>
                        <Shared>0</Shared>
                        <None>400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FLUOR CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>343412102</cusip>
                <value>148</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1842</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1842</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FOOT LOCKER, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>344849104</cusip>
                <value>2578</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>62200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>62200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>345370860</cusip>
                <value>2058</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>133404</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>133404</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>345370860</cusip>
                <value>77</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>345370860</cusip>
                <value>3720</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>241083</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>30900</Sole>
                        <Shared>0</Shared>
                        <None>210183</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORTUNE BRANDS HOME &amp; SECURITY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>34964C106</cusip>
                <value>231</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5050</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5050</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FORTUNE BRANDS HOME &amp; SECURITY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>34964C106</cusip>
                <value>203</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4447</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4147</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRANKLIN RESOURCES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>354613101</cusip>
                <value>2128</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36867</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>36867</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRANKLIN RESOURCES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>354613101</cusip>
                <value>572</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9901</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7242</Sole>
                        <Shared>0</Shared>
                        <None>2659</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREEPORT-MCMORAN COPPER &amp; GOLD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>35671D857</cusip>
                <value>25</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>670</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>470</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FREEPORT-MCMORAN COPPER &amp; GOLD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>35671D857</cusip>
                <value>889</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23559</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1960</Sole>
                        <Shared>0</Shared>
                        <None>21599</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRONTIER COMMUNICATIONS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>35906A108</cusip>
                <value>45</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9688</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8978</Sole>
                        <Shared>0</Shared>
                        <None>710</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FRONTIER COMMUNICATIONS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>35906A108</cusip>
                <value>36</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7833</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5753</Sole>
                        <Shared>0</Shared>
                        <None>2080</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GAP STORES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>364760108</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>189</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>189</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GAP STORES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>364760108</cusip>
                <value>994</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25441</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>25441</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL DYNAMICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369550108</cusip>
                <value>252</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2633</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2500</Sole>
                        <Shared>0</Shared>
                        <None>133</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL DYNAMICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369550108</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>86</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>86</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369604103</cusip>
                <value>33780</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1205144</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1149009</Sole>
                        <Shared>0</Shared>
                        <None>56135</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369604103</cusip>
                <value>472</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16850</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1850</Sole>
                        <Shared>0</Shared>
                        <None>15000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369604103</cusip>
                <value>23395</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>834628</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>267682</Sole>
                        <Shared>0</Shared>
                        <None>566946</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MILLS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>370334104</cusip>
                <value>8260</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>165507</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>162894</Sole>
                        <Shared>0</Shared>
                        <None>2613</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MILLS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>370334104</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>160</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>160</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MILLS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>370334104</cusip>
                <value>4064</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>81435</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15541</Sole>
                        <Shared>0</Shared>
                        <None>65894</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENUINE PARTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>372460105</cusip>
                <value>634</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7618</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7618</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENUINE PARTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>372460105</cusip>
                <value>233</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2797</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2137</Sole>
                        <Shared>0</Shared>
                        <None>660</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>375558103</cusip>
                <value>105</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>375558103</cusip>
                <value>2918</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38849</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7625</Sole>
                        <Shared>0</Shared>
                        <None>31224</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37733W105</cusip>
                <value>519</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9717</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9717</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37733W105</cusip>
                <value>936</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17524</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8025</Sole>
                        <Shared>0</Shared>
                        <None>9499</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>38141G104</cusip>
                <value>124</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>700</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>38141G104</cusip>
                <value>1185</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6684</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1325</Sole>
                        <Shared>0</Shared>
                        <None>5359</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS GROUP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>38143Y665</cusip>
                <value>1287</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>71300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>71300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS GROUP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>38143Y665</cusip>
                <value>405</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1450</Sole>
                        <Shared>0</Shared>
                        <None>21000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOOGLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>38259P508</cusip>
                <value>12457</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11115</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10850</Sole>
                        <Shared>0</Shared>
                        <None>265</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOOGLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>38259P508</cusip>
                <value>17</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>15</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOOGLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>38259P508</cusip>
                <value>12471</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11128</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>847</Sole>
                        <Shared>0</Shared>
                        <None>10281</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HCP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>40414L109</cusip>
                <value>225</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6195</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5145</Sole>
                        <Shared>0</Shared>
                        <None>1050</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HAEMONETICS CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>405024100</cusip>
                <value>417</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HALCON RESOURCES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>40537Q209</cusip>
                <value>4</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HALCON RESOURCES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>40537Q209</cusip>
                <value>53</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13796</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13796</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HALLIBURTON </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>406216101</cusip>
                <value>1356</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26716</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25716</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HALLIBURTON </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>406216101</cusip>
                <value>102</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HALLIBURTON </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>406216101</cusip>
                <value>871</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17170</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3133</Sole>
                        <Shared>0</Shared>
                        <None>14037</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HARTFORD FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>416515104</cusip>
                <value>19</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>515</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>515</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HARTFORD FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>416515104</cusip>
                <value>824</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22739</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14210</Sole>
                        <Shared>0</Shared>
                        <None>8529</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEALTH CARE REIT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42217K106</cusip>
                <value>1711</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>31934</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30134</Sole>
                        <Shared>0</Shared>
                        <None>1800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEALTH CARE REIT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42217K106</cusip>
                <value>63</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1175</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1175</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEALTH CARE REIT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42217K106</cusip>
                <value>516</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9632</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5982</Sole>
                        <Shared>0</Shared>
                        <None>3650</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEARTLAND PAYMENT SERVICES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42235N108</cusip>
                <value>1196</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>24000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>24000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HECLA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>422704106</cusip>
                <value>3</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HECLA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>422704106</cusip>
                <value>47</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>15200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HENRY (JACK) &amp; ASSOCIATES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>426281101</cusip>
                <value>626</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10580</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>10580</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE HERSHEY COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>427866108</cusip>
                <value>154</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1584</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1317</Sole>
                        <Shared>0</Shared>
                        <None>267</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE HERSHEY COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>427866108</cusip>
                <value>187</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1919</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1240</Sole>
                        <Shared>0</Shared>
                        <None>679</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HESS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42809H107</cusip>
                <value>178</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2140</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2140</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HESS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>42809H107</cusip>
                <value>1379</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16610</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1250</Sole>
                        <Shared>0</Shared>
                        <None>15360</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEWLETT-PACKARD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>428236103</cusip>
                <value>248</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8878</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7978</Sole>
                        <Shared>0</Shared>
                        <None>900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEWLETT-PACKARD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>428236103</cusip>
                <value>296</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10586</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7886</Sole>
                        <Shared>0</Shared>
                        <None>2700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HEXCEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>428291108</cusip>
                <value>3388</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>75819</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>75819</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>HIBBETT SPORTS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>428567101</cusip>
                <value>384</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5725</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5725</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HITTITE MICROWAVE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>43365Y104</cusip>
                <value>438</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>7100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME DEPOT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
                <value>6144</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>74615</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>71820</Sole>
                        <Shared>0</Shared>
                        <None>2795</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME DEPOT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
                <value>312</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3790</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1790</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>HOME DEPOT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
                <value>3433</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41693</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>23509</Sole>
                        <Shared>0</Shared>
                        <None>18184</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME PROPERTIES INC REIT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437306103</cusip>
                <value>79</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1475</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1475</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME PROPERTIES INC REIT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437306103</cusip>
                <value>55</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1025</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1025</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HOME PROPERTIES INC REIT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437306103</cusip>
                <value>68</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1175</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HONEYWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>8415</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>92097</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>91304</Sole>
                        <Shared>0</Shared>
                        <None>793</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HONEYWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>281</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3080</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>80</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HONEYWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>10992</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>120298</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18658</Sole>
                        <Shared>0</Shared>
                        <None>101640</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>J.B. HUNT TRANSPORT SERVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>445658107</cusip>
                <value>5812</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>75190</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>75190</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>HUNTINGTON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>446150104</cusip>
                <value>427</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44206</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>44206</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HUNTINGTON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>446150104</cusip>
                <value>14</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>HUNTINGTON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>446150104</cusip>
                <value>688</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>71289</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>67456</Sole>
                        <Shared>0</Shared>
                        <None>3833</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>452308109</cusip>
                <value>287</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3414</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3414</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>452308109</cusip>
                <value>217</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2586</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1100</Sole>
                        <Shared>0</Shared>
                        <None>1486</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INSULET CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45784P101</cusip>
                <value>1299</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>35000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>35000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INTEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
                <value>5484</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>211303</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>208170</Sole>
                        <Shared>0</Shared>
                        <None>3133</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
                <value>130</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTEL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
                <value>3849</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>148291</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>38633</Sole>
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                        <None>109658</None>
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        <infoTable>
                <nameOfIssuer>INTL BUSINESS MACHINES </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>459200101</cusip>
                <value>27088</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>144416</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>142653</Sole>
                        <Shared>0</Shared>
                        <None>1763</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTL BUSINESS MACHINES </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>459200101</cusip>
                <value>38</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INTL BUSINESS MACHINES </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>459200101</cusip>
                <value>10837</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>57776</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>43076</Sole>
                        <Shared>0</Shared>
                        <None>14700</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>INTERNATIONAL PAPER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>460146103</cusip>
                <value>439</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8953</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8953</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>INTERNATIONAL PAPER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>460146103</cusip>
                <value>889</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18137</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2601</Sole>
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                        <None>15536</None>
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        <infoTable>
                <nameOfIssuer>INVESCO VAN KAMPEN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46131M106</cusip>
                <value>119</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9807</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4007</Sole>
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                        <None>5800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO VAN KAMPEN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46131M106</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>642</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>642</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464285105</cusip>
                <value>147</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12600</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464286731</cusip>
                <value>158</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10930</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>930</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464286749</cusip>
                <value>208</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6299</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6299</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464286772</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>10265</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10265</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287168</cusip>
                <value>849</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11896</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11667</Sole>
                        <Shared>0</Shared>
                        <None>229</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287168</cusip>
                <value>43</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>600</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287168</cusip>
                <value>158</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2214</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1177</Sole>
                        <Shared>0</Shared>
                        <None>1037</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287176</cusip>
                <value>41</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>369</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>219</Sole>
                        <Shared>0</Shared>
                        <None>150</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287176</cusip>
                <value>244</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2224</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>545</Sole>
                        <Shared>0</Shared>
                        <None>1679</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287184</cusip>
                <value>35</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>900</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287184</cusip>
                <value>178</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4650</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1650</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
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                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287200</cusip>
                <value>852</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4591</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4591</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287200</cusip>
                <value>260</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287226</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>150</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287226</cusip>
                <value>463</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4347</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>640</Sole>
                        <Shared>0</Shared>
                        <None>3707</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287234</cusip>
                <value>158</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3773</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3773</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287234</cusip>
                <value>419</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10025</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7250</Sole>
                        <Shared>0</Shared>
                        <None>2775</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287242</cusip>
                <value>14</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>125</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>125</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287242</cusip>
                <value>864</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7565</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7565</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287465</cusip>
                <value>903</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13453</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13453</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287465</cusip>
                <value>1229</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18321</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4767</Sole>
                        <Shared>0</Shared>
                        <None>13554</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287473</cusip>
                <value>405</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6156</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6156</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287473</cusip>
                <value>445</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6769</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6769</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287481</cusip>
                <value>1135</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13456</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13456</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287481</cusip>
                <value>337</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3990</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3990</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287499</cusip>
                <value>202</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1345</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1345</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287499</cusip>
                <value>297</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1981</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>626</Sole>
                        <Shared>0</Shared>
                        <None>1355</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287556</cusip>
                <value>778</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3427</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3125</Sole>
                        <Shared>0</Shared>
                        <None>302</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287556</cusip>
                <value>152</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>670</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>25</Sole>
                        <Shared>0</Shared>
                        <None>645</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287630</cusip>
                <value>923</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9281</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9281</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287630</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>78</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>78</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287648</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>19900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19900</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287648</cusip>
                <value>2548</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>18500</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287655</cusip>
                <value>1216</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10542</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10542</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287655</cusip>
                <value>115</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287655</cusip>
                <value>2023</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17536</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1536</Sole>
                        <Shared>0</Shared>
                        <None>16000</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287762</cusip>
                <value>1002</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287762</cusip>
                <value>66</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>570</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>570</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287879</cusip>
                <value>18</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>162</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>162</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287879</cusip>
                <value>456</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4100</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464287887</cusip>
                <value>357</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3006</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3006</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464288240</cusip>
                <value>2307</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>49440</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>49440</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464288240</cusip>
                <value>60</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1290</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1290</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464288646</cusip>
                <value>3077</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29179</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>29179</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464288687</cusip>
                <value>195</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5290</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4890</Sole>
                        <Shared>0</Shared>
                        <None>400</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>464288687</cusip>
                <value>97</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2625</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1375</Sole>
                        <Shared>0</Shared>
                        <None>1250</None>
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        <infoTable>
                <nameOfIssuer>I SHARES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46429B663</cusip>
                <value>316</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>ITC HOLDINGS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>465685105</cusip>
                <value>2357</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>24600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>24600</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>JP MORGAN CHASE </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46625H100</cusip>
                <value>11443</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>195665</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>184755</Sole>
                        <Shared>0</Shared>
                        <None>10910</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>JP MORGAN CHASE </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46625H100</cusip>
                <value>234</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
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                        <Shared>0</Shared>
                        <None>4000</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>JP MORGAN CHASE </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46625H100</cusip>
                <value>6295</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>107638</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>50469</Sole>
                        <Shared>0</Shared>
                        <None>57169</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>JARDEN CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>471109108</cusip>
                <value>2301</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>37500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>37500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>478160104</cusip>
                <value>20171</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>220230</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>216332</Sole>
                        <Shared>0</Shared>
                        <None>3898</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>478160104</cusip>
                <value>13</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>140</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>140</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>478160104</cusip>
                <value>15404</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>168186</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>43507</Sole>
                        <Shared>0</Shared>
                        <None>124679</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JOHNSON CONTROLS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>478366107</cusip>
                <value>57</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1105</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1105</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JOHNSON CONTROLS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>478366107</cusip>
                <value>2149</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>41888</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>708</Sole>
                        <Shared>0</Shared>
                        <None>41180</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>J2 GLOBAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>48123V102</cusip>
                <value>500</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>10000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KBS REAL ESTATE INV TRUST II</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>48243C109</cusip>
                <value>164</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15957</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>15957</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KELLOGG</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>487836108</cusip>
                <value>785</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12853</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12353</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KELLOGG</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>487836108</cusip>
                <value>138</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2257</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>677</Sole>
                        <Shared>0</Shared>
                        <None>1580</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KENNAMETAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>489170100</cusip>
                <value>675</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12963</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>12963</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>KIMBERLY-CLARK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>494368103</cusip>
                <value>556</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5319</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5319</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KIMBERLY-CLARK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>494368103</cusip>
                <value>858</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8218</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4936</Sole>
                        <Shared>0</Shared>
                        <None>3282</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>494550106</cusip>
                <value>2217</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27489</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>27356</Sole>
                        <Shared>0</Shared>
                        <None>133</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>494550106</cusip>
                <value>73</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>900</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>494550106</cusip>
                <value>576</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7135</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6385</Sole>
                        <Shared>0</Shared>
                        <None>750</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN MANAGEMENT LLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>49455U100</cusip>
                <value>76</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1003</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1003</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN MANAGEMENT LLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>49455U100</cusip>
                <value>142</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1876</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1455</Sole>
                        <Shared>0</Shared>
                        <None>421</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>49456B101</cusip>
                <value>28</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>776</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>571</Sole>
                        <Shared>0</Shared>
                        <None>205</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>49456B101</cusip>
                <value>211</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5872</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3114</Sole>
                        <Shared>0</Shared>
                        <None>2758</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KOHLS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>500255104</cusip>
                <value>45</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>800</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KOHLS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>500255104</cusip>
                <value>731</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12882</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2675</Sole>
                        <Shared>0</Shared>
                        <None>10207</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KRAFT FOODS GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>50076Q106</cusip>
                <value>1337</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>24805</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>24372</Sole>
                        <Shared>0</Shared>
                        <None>433</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KRAFT FOODS GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>50076Q106</cusip>
                <value>1110</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20583</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8375</Sole>
                        <Shared>0</Shared>
                        <None>12208</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KROGER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>501044101</cusip>
                <value>47</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1184</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1184</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KROGER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>501044101</cusip>
                <value>682</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17258</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>17258</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>L BRANDS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>501797104</cusip>
                <value>179</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2890</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2890</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>L BRANDS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>501797104</cusip>
                <value>62</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1001</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>544</Sole>
                        <Shared>0</Shared>
                        <None>457</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LSI CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>502161102</cusip>
                <value>2</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>148</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>148</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LSI CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>502161102</cusip>
                <value>1529</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>138600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>138600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LAM RESEARCH</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>512807108</cusip>
                <value>2196</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>40331</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>40331</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LANDSTAR SYSTEM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>515098101</cusip>
                <value>373</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6496</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6496</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LAS VEGAS SANDS CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>517834107</cusip>
                <value>12</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>149</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>149</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LAS VEGAS SANDS CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>517834107</cusip>
                <value>189</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1900</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LENNOX INTERNATIONAL INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>526107107</cusip>
                <value>2305</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>27100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LIFE TECHNOLOGIES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>53217V109</cusip>
                <value>132</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1746</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1746</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LIFE TECHNOLOGIES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>53217V109</cusip>
                <value>82</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1085</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>885</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>532457108</cusip>
                <value>574</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11261</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11261</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>532457108</cusip>
                <value>1165</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22847</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17982</Sole>
                        <Shared>0</Shared>
                        <None>4865</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LINCOLN ELECTRIC HOLDINGS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>533900106</cusip>
                <value>135</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1890</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1890</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>LINCOLN ELECTRIC HOLDINGS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>533900106</cusip>
                <value>99</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1390</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1390</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LIQUIDMETAL TECHNOLOGIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>53634X100</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>28000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LITHIA MOTORS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>536797103</cusip>
                <value>1250</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>18000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>LITHIUM TECHNOLOGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>536808405</cusip>
                <value>0</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>20000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LLOYDES TSB GROUP PLC -ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>539439109</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LLOYDES TSB GROUP PLC -ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>539439109</cusip>
                <value>51</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9510</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9510</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>539830109</cusip>
                <value>155</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1040</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1040</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>539830109</cusip>
                <value>329</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2210</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>710</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOUISIANA PACIFIC CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>546347105</cusip>
                <value>1625</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>87800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>87800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOWES COS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>548661107</cusip>
                <value>1619</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32666</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>31066</Sole>
                        <Shared>0</Shared>
                        <None>1600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LOWES COS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>548661107</cusip>
                <value>1271</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25648</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>21903</Sole>
                        <Shared>0</Shared>
                        <None>3745</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>M &amp; T BANK CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>55261F104</cusip>
                <value>35</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>M &amp; T BANK CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>55261F104</cusip>
                <value>235</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2019</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>135</Sole>
                        <Shared>0</Shared>
                        <None>1884</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MACY'S INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>55616P104</cusip>
                <value>4262</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>79818</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>79128</Sole>
                        <Shared>0</Shared>
                        <None>690</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MACY'S INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>55616P104</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>160</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>160</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MACY'S INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>55616P104</cusip>
                <value>7277</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>136275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4679</Sole>
                        <Shared>0</Shared>
                        <None>131596</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MANULIFE FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56501R106</cusip>
                <value>499</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25295</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25295</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MANULIFE FINANCIAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56501R106</cusip>
                <value>100</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5064</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2684</Sole>
                        <Shared>0</Shared>
                        <None>2380</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARATHON OIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>565849106</cusip>
                <value>244</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6925</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6925</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARATHON OIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>565849106</cusip>
                <value>76</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2145</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>450</Sole>
                        <Shared>0</Shared>
                        <None>1695</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56585A102</cusip>
                <value>369</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4022</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4022</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
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                <cusip>56585A102</cusip>
                <value>117</value>
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                        <sshPrnamt>1272</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
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                        <None>972</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARKWEST ENERGY PARTNERS LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>570759100</cusip>
                <value>538</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8136</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7770</Sole>
                        <Shared>0</Shared>
                        <None>366</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARKWEST ENERGY PARTNERS LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>570759100</cusip>
                <value>96</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1450</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARKWEST ENERGY PARTNERS LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>570759100</cusip>
                <value>192</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1600</Sole>
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                        <None>1300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MARSH &amp; MCLENNAN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>571748102</cusip>
                <value>209</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4313</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3048</Sole>
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                        <None>1265</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>574599106</cusip>
                <value>3228</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>141760</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>140750</Sole>
                        <Shared>0</Shared>
                        <None>1010</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>574599106</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>320</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>320</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>574599106</cusip>
                <value>1173</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>51510</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6020</Sole>
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                        <None>45490</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASTEC INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>576323109</cusip>
                <value>327</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>10000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASTERCARD INC CLASS A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57636Q104</cusip>
                <value>1931</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2311</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2281</Sole>
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                        <None>30</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASTERCARD INC CLASS A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57636Q104</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>10</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MASTERCARD INC CLASS A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57636Q104</cusip>
                <value>628</value>
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                        <sshPrnamt>752</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>169</Sole>
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                        <None>583</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MATTEL INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>577081102</cusip>
                <value>35</value>
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                        <sshPrnamt>730</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>730</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MATTEL INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>577081102</cusip>
                <value>952</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20003</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3860</Sole>
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                        <None>16143</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>580135101</cusip>
                <value>5030</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>51835</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>50635</Sole>
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                        <None>1200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>580135101</cusip>
                <value>97</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>580135101</cusip>
                <value>2427</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25015</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10409</Sole>
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                        <None>14606</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58155Q103</cusip>
                <value>9086</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>56297</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>55727</Sole>
                        <Shared>0</Shared>
                        <None>570</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58155Q103</cusip>
                <value>13</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>80</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58155Q103</cusip>
                <value>1933</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11975</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3398</Sole>
                        <Shared>0</Shared>
                        <None>8577</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEAD JOHNSON NUTRITION CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>582839106</cusip>
                <value>25</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEAD JOHNSON NUTRITION CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>582839106</cusip>
                <value>2486</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>29683</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>29683</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEADWESTVACO CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>583334107</cusip>
                <value>628</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16997</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16997</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEADWESTVACO CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>583334107</cusip>
                <value>140</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3500</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>585055106</cusip>
                <value>62</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1075</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1075</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>585055106</cusip>
                <value>115</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>585055106</cusip>
                <value>194</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3374</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1300</Sole>
                        <Shared>0</Shared>
                        <None>2074</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>11560</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>230971</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>227192</Sole>
                        <Shared>0</Shared>
                        <None>3779</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>90</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>800</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>11760</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>234968</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>62480</Sole>
                        <Shared>0</Shared>
                        <None>172488</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERRILL LYNCH PFD CAPITAL TRUST</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>59021F206</cusip>
                <value>880</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>35000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>35000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MERRILL LYNCH PFD CAPITAL TRUST</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>59021F206</cusip>
                <value>1</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>50</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>50</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>METLIFE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>59156R108</cusip>
                <value>177</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3283</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3283</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>METLIFE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>59156R108</cusip>
                <value>263</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4885</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4885</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>METLIFE</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>59156R504</cusip>
                <value>189</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>METLIFE</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>59156R504</cusip>
                <value>178</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8450</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5450</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROS SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594901100</cusip>
                <value>1837</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32012</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>32012</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROSOFT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>8734</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>233473</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>231163</Sole>
                        <Shared>0</Shared>
                        <None>2310</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROSOFT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>198</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5280</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>280</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROSOFT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>13002</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>347558</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>36633</Sole>
                        <Shared>0</Shared>
                        <None>310925</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MITSUBISHI UFJ FINANCIAL GRP</nameOfIssuer>
                <titleOfClass>FOREIGN STOCK</titleOfClass>
                <cusip>606822104</cusip>
                <value>87</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13060</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>13060</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>7774</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>220219</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>215868</Sole>
                        <Shared>0</Shared>
                        <None>4351</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>80</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2270</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>270</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>3866</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>109517</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>24922</Sole>
                        <Shared>0</Shared>
                        <None>84595</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MONSANTO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>61166W101</cusip>
                <value>709</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6081</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6081</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MONSANTO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>61166W101</cusip>
                <value>3910</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33549</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3954</Sole>
                        <Shared>0</Shared>
                        <None>29595</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MOOG INC- CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>615394202</cusip>
                <value>2592</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38157</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>38157</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MOOG INC- CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>615394202</cusip>
                <value>11769</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>173224</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2424</Sole>
                        <Shared>0</Shared>
                        <None>170800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>187</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5956</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5650</Sole>
                        <Shared>0</Shared>
                        <None>306</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>47</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>6671</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>212726</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8870</Sole>
                        <Shared>0</Shared>
                        <None>203856</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>61744G107</cusip>
                <value>126</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8132</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8132</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MORGAN STANLEY </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>61744G107</cusip>
                <value>85</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MURPHY OIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>626717102</cusip>
                <value>334</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5150</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MURPHY OIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>626717102</cusip>
                <value>130</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MURPHY OIL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>626717102</cusip>
                <value>27</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>422</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>422</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MYLAN LABORATORIES INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>628530107</cusip>
                <value>1319</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30381</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30381</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MYLAN LABORATORIES INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>628530107</cusip>
                <value>468</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10787</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2150</Sole>
                        <Shared>0</Shared>
                        <None>8637</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NCR CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>62886E108</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>247</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>247</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NCR CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>62886E108</cusip>
                <value>872</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>25600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NVR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>62944T105</cusip>
                <value>304</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>296</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>296</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL FUEL GAS CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>636180101</cusip>
                <value>164</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL FUEL GAS CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>636180101</cusip>
                <value>328</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4590</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4590</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL GRID</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>636274300</cusip>
                <value>279</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4271</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3200</Sole>
                        <Shared>0</Shared>
                        <None>1071</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL-OILWELL VARCO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637071101</cusip>
                <value>5711</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>71811</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>71431</Sole>
                        <Shared>0</Shared>
                        <None>380</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL-OILWELL VARCO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637071101</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL-OILWELL VARCO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637071101</cusip>
                <value>3078</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38706</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4962</Sole>
                        <Shared>0</Shared>
                        <None>33744</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637417106</cusip>
                <value>1780</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>58692</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>57852</Sole>
                        <Shared>0</Shared>
                        <None>840</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637417106</cusip>
                <value>108</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3570</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>3570</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NATIONAL RETAIL PROPERTIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>637417106</cusip>
                <value>765</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25227</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11857</Sole>
                        <Shared>0</Shared>
                        <None>13370</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEOGEN CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>640491106</cusip>
                <value>1388</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30375</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>30375</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NESTLE S.A. REG ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>641069406</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>222</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>222</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NESTLE S.A. REG ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>641069406</cusip>
                <value>2548</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34627</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>34627</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NETAPP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64110D104</cusip>
                <value>242</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5894</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5894</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NETSCOUT SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64115T104</cusip>
                <value>1036</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>35000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>35000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEW YORK COMMUNITY BANCORP, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>649445103</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>329</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>329</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEW YORK COMMUNITY BANCORP, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>649445103</cusip>
                <value>326</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19357</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14600</Sole>
                        <Shared>0</Shared>
                        <None>4757</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEWMONT MINING CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>651639106</cusip>
                <value>73</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3154</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2433</Sole>
                        <Shared>0</Shared>
                        <None>721</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEWMONT MINING CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>651639106</cusip>
                <value>161</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6979</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
                        <Shared>0</Shared>
                        <None>6579</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEXTERA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65339F101</cusip>
                <value>2586</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30203</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>29203</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEXTERA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65339F101</cusip>
                <value>2019</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23578</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9851</Sole>
                        <Shared>0</Shared>
                        <None>13727</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NIKE INC. CLASS B</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>654106103</cusip>
                <value>4155</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>52832</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>51932</Sole>
                        <Shared>0</Shared>
                        <None>900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NIKE INC. CLASS B</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>654106103</cusip>
                <value>188</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2386</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>2086</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NISOURCE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65473P105</cusip>
                <value>69</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NISOURCE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65473P105</cusip>
                <value>235</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7135</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3118</Sole>
                        <Shared>0</Shared>
                        <None>4017</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORDSTROM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>655664100</cusip>
                <value>99</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORDSTROM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>655664100</cusip>
                <value>1570</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>25400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORFOLK SOUTHERN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>655844108</cusip>
                <value>615</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6621</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6293</Sole>
                        <Shared>0</Shared>
                        <None>328</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORFOLK SOUTHERN</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>655844108</cusip>
                <value>2369</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25517</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3774</Sole>
                        <Shared>0</Shared>
                        <None>21743</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORTHEAST UTILITIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>664397106</cusip>
                <value>67</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1581</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1581</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORTHEAST UTILITIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>664397106</cusip>
                <value>133</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3146</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1024</Sole>
                        <Shared>0</Shared>
                        <None>2122</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORTHSTAR REALTY FINANCE</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>66704R308</cusip>
                <value>329</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NOVARTIS A G ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>66987V109</cusip>
                <value>79</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>987</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>987</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NOVARTIS A G ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>66987V109</cusip>
                <value>330</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4111</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1961</Sole>
                        <Shared>0</Shared>
                        <None>2150</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUCOR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670346105</cusip>
                <value>1236</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23155</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22955</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUCOR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670346105</cusip>
                <value>80</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUCOR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670346105</cusip>
                <value>136</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2541</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1100</Sole>
                        <Shared>0</Shared>
                        <None>1441</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN MUNICIPAL VALUE FUND INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670928100</cusip>
                <value>188</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20762</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20762</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>NUVEEN MUNICIPAL VALUE FUND INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670928100</cusip>
                <value>187</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20700</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20700</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN OHIO QUALITY INC MUNI</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670980101</cusip>
                <value>205</value>
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                        <sshPrnamt>14736</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14736</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>NUVEEN INSURED MUNICIPAL</nameOfIssuer>
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                <cusip>670984103</cusip>
                <value>92</value>
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                        <sshPrnamt>6977</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6977</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN INSURED MUNICIPAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>670984103</cusip>
                <value>170</value>
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                        <sshPrnamt>12850</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12850</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>OSI SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>671044105</cusip>
                <value>1062</value>
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                        <sshPrnamt>20000</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>20000</None>
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                <nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>674599105</cusip>
                <value>1311</value>
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                        <sshPrnamt>13788</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13322</Sole>
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                        <None>466</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>674599105</cusip>
                <value>2085</value>
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                        <sshPrnamt>21924</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2014</Sole>
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                        <None>19910</None>
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        <infoTable>
                <nameOfIssuer>OCEANEERING INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>675232102</cusip>
                <value>290</value>
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                        <sshPrnamt>3680</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3680</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>OCEANEERING INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>675232102</cusip>
                <value>825</value>
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                        <sshPrnamt>10460</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>10460</None>
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        <infoTable>
                <nameOfIssuer>OLD REPUBLIC INTERNATIONAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>680223104</cusip>
                <value>256</value>
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                        <sshPrnamt>14820</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14320</Sole>
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                        <None>500</None>
                </votingAuthority>
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                <nameOfIssuer>ONEOK, INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>682680103</cusip>
                <value>482</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7750</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ONEOK, INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>682680103</cusip>
                <value>232</value>
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                        <sshPrnamt>3730</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3230</Sole>
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                        <None>500</None>
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                <nameOfIssuer>ORACLE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68389X105</cusip>
                <value>4192</value>
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                        <sshPrnamt>109571</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>104405</Sole>
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                        <None>5166</None>
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        <infoTable>
                <nameOfIssuer>ORACLE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68389X105</cusip>
                <value>191</value>
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                        <sshPrnamt>5000</sshPrnamt>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
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                        <None>5000</None>
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        <infoTable>
                <nameOfIssuer>ORACLE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68389X105</cusip>
                <value>12333</value>
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                        <sshPrnamt>322340</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9910</Sole>
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                        <None>312430</None>
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                <nameOfIssuer>OWENS &amp; MINOR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>690732102</cusip>
                <value>78</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2130</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2130</None>
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        <infoTable>
                <nameOfIssuer>OWENS &amp; MINOR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>690732102</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>7900</None>
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        <infoTable>
                <nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693475105</cusip>
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                        <sshPrnamt>102113</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>99913</Sole>
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                        <None>2200</None>
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        <infoTable>
                <nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693475105</cusip>
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                        <sshPrnamt>229</sshPrnamt>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>229</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
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                <cusip>693475105</cusip>
                <value>2726</value>
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                        <sshPrnamt>35133</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9554</Sole>
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                        <None>25579</None>
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        <infoTable>
                <nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
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                <value>16</value>
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                        <sshPrnamt>800</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>800</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>693475832</cusip>
                <value>305</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>15150</None>
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                <nameOfIssuer>PPG INDUSTRIES</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>27738</Sole>
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                        <None>390</None>
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        <infoTable>
                <nameOfIssuer>PPG INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>DFND</investmentDiscretion>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>PPG INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19482</Sole>
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                        <None>15762</None>
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        <infoTable>
                <nameOfIssuer>PPL CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>69351T106</cusip>
                <value>393</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13071</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13071</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>PPL CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>69351T106</cusip>
                <value>338</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11249</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2410</Sole>
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                        <None>8839</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>PACCAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693718108</cusip>
                <value>413</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6975</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6875</Sole>
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                        <None>100</None>
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        <infoTable>
                <nameOfIssuer>PACCAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693718108</cusip>
                <value>235</value>
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                        <sshPrnamt>3976</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>850</Sole>
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                        <None>3126</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>PANERA BREAD CO. CLASS A</nameOfIssuer>
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                <cusip>69840W108</cusip>
                <value>309</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>1750</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>PARKER-HANNIFIN CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>701094104</cusip>
                <value>819</value>
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                        <sshPrnamt>6366</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6266</Sole>
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                        <None>100</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>PARKER-HANNIFIN CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>701094104</cusip>
                <value>138</value>
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                        <sshPrnamt>1075</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
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                        <None>575</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PAYCHEX INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>704326107</cusip>
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                        <sshPrnamt>350</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>350</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>550</Sole>
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                        <None>3536</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PEABODY ENERGY, INC.</nameOfIssuer>
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                <cusip>704549104</cusip>
                <value>51</value>
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                        <sshPrnamt>2634</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2634</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>PEABODY ENERGY, INC.</nameOfIssuer>
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                <cusip>704549104</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3300</Sole>
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                        <None>7585</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>PEPSICO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>713448108</cusip>
                <value>7408</value>
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                        <sshPrnamt>89319</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>85886</Sole>
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                        <None>3433</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>PEPSICO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>713448108</cusip>
                <value>249</value>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
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                        <None>3000</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>PEPSICO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16759</Sole>
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                        <None>14803</None>
                </votingAuthority>
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                <nameOfIssuer>PETSMART INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>716768106</cusip>
                <value>3697</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>50815</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>50545</Sole>
                        <Shared>0</Shared>
                        <None>270</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PETSMART INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>716768106</cusip>
                <value>6</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>80</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PETSMART INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>716768106</cusip>
                <value>1069</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14689</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1500</Sole>
                        <Shared>0</Shared>
                        <None>13189</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PFIZER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>717081103</cusip>
                <value>6447</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>210486</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>204616</Sole>
                        <Shared>0</Shared>
                        <None>5870</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PFIZER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>717081103</cusip>
                <value>4187</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>136683</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>113353</Sole>
                        <Shared>0</Shared>
                        <None>23330</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718172109</cusip>
                <value>1811</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20783</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19741</Sole>
                        <Shared>0</Shared>
                        <None>1042</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718172109</cusip>
                <value>2520</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28921</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20822</Sole>
                        <Shared>0</Shared>
                        <None>8099</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718546104</cusip>
                <value>4920</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>63789</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>61385</Sole>
                        <Shared>0</Shared>
                        <None>2404</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718546104</cusip>
                <value>150</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1942</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1942</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>718546104</cusip>
                <value>1704</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22088</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15298</Sole>
                        <Shared>0</Shared>
                        <None>6790</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PIONEER NATURAL RESOURCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>723787107</cusip>
                <value>82</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>445</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>445</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PIONEER NATURAL RESOURCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>723787107</cusip>
                <value>1893</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10286</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>10286</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PLUM CREEK TIMBER COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>729251108</cusip>
                <value>683</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14688</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14688</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PLUM CREEK TIMBER COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>729251108</cusip>
                <value>19</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PLUM CREEK TIMBER COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>729251108</cusip>
                <value>5499</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>118226</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2650</Sole>
                        <Shared>0</Shared>
                        <None>115576</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PORTFOLIO RECOVERY ASSOCIATES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>73640Q105</cusip>
                <value>634</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>12000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>POWERSHARES QQQ</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>73935A104</cusip>
                <value>1393</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15840</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15840</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>POWERSHARES QQQ</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>73935A104</cusip>
                <value>88</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRAXAIR INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74005P104</cusip>
                <value>244</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1874</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1674</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRAXAIR INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74005P104</cusip>
                <value>651</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5010</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3663</Sole>
                        <Shared>0</Shared>
                        <None>1347</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRECISION CASTPARTS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>740189105</cusip>
                <value>3479</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12917</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12597</Sole>
                        <Shared>0</Shared>
                        <None>320</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRECISION CASTPARTS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>740189105</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>35</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>35</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRECISION CASTPARTS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>740189105</cusip>
                <value>3124</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11601</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1440</Sole>
                        <Shared>0</Shared>
                        <None>10161</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>742718109</cusip>
                <value>17681</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>217183</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>213686</Sole>
                        <Shared>0</Shared>
                        <None>3497</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>742718109</cusip>
                <value>8487</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>104255</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>88631</Sole>
                        <Shared>0</Shared>
                        <None>15624</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROLOGIS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74340W103</cusip>
                <value>558</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13100</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PROLOGIS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74340W103</cusip>
                <value>174</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4721</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1875</Sole>
                        <Shared>0</Shared>
                        <None>2846</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRUDENTIAL FINANCIAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744320102</cusip>
                <value>5391</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>58459</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>57527</Sole>
                        <Shared>0</Shared>
                        <None>932</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRUDENTIAL FINANCIAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744320102</cusip>
                <value>10</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>110</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>110</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PRUDENTIAL FINANCIAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744320102</cusip>
                <value>1214</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13169</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2790</Sole>
                        <Shared>0</Shared>
                        <None>10379</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PUBLIC SERVICE ENTERPRISE GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744573106</cusip>
                <value>337</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10520</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9920</Sole>
                        <Shared>0</Shared>
                        <None>600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PUBLIC SERVICE ENTERPRISE GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>744573106</cusip>
                <value>639</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19944</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3422</Sole>
                        <Shared>0</Shared>
                        <None>16522</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>74460W206</cusip>
                <value>248</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11482</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>11482</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>747525103</cusip>
                <value>11059</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>148947</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>146907</Sole>
                        <Shared>0</Shared>
                        <None>2040</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>747525103</cusip>
                <value>161</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2170</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>170</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>747525103</cusip>
                <value>12276</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>165335</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12014</Sole>
                        <Shared>0</Shared>
                        <None>153321</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUALYS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74758T303</cusip>
                <value>693</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>30000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUANTA SERVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74762E102</cusip>
                <value>5648</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>178965</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>177765</Sole>
                        <Shared>0</Shared>
                        <None>1200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUANTA SERVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74762E102</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUANTA SERVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74762E102</cusip>
                <value>3524</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>111650</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7190</Sole>
                        <Shared>0</Shared>
                        <None>104460</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUEST DIAGNOSTICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74834L100</cusip>
                <value>201</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3760</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3760</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>QUEST DIAGNOSTICS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74834L100</cusip>
                <value>144</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2698</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1798</Sole>
                        <Shared>0</Shared>
                        <None>900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RLI CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>749607107</cusip>
                <value>335</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3435</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3435</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RPC,INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>749660106</cusip>
                <value>268</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>15000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RANGE RESOURCES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>75281A109</cusip>
                <value>59</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>700</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RANGE RESOURCES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>75281A109</cusip>
                <value>243</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2880</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>50</Sole>
                        <Shared>0</Shared>
                        <None>2830</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAYMOND JAMES FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>754730109</cusip>
                <value>130</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2490</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2490</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAYMOND JAMES FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>754730109</cusip>
                <value>141</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2710</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2250</Sole>
                        <Shared>0</Shared>
                        <None>460</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAYONIER INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>754907103</cusip>
                <value>295</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6900</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAYTHEON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>755111507</cusip>
                <value>526</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5803</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5803</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RAYTHEON</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>755111507</cusip>
                <value>138</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1518</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1518</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RBC BEARINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>75524B104</cusip>
                <value>276</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>REGIONS FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>7591EP100</cusip>
                <value>159</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16101</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>15601</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RESOURCE CAPITAL CORP</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>76120W500</cusip>
                <value>231</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10500</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>REX ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>761565100</cusip>
                <value>127</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6445</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6270</Sole>
                        <Shared>0</Shared>
                        <None>175</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>REX ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>761565100</cusip>
                <value>108</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>5000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROCKWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>773903109</cusip>
                <value>1337</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11312</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11162</Sole>
                        <Shared>0</Shared>
                        <None>150</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROCKWELL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>773903109</cusip>
                <value>381</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3223</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1994</Sole>
                        <Shared>0</Shared>
                        <None>1229</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROCKWELL COLLINS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>774341101</cusip>
                <value>559</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7565</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7465</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROCKWELL COLLINS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>774341101</cusip>
                <value>229</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3099</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2120</Sole>
                        <Shared>0</Shared>
                        <None>979</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROPER INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>776696106</cusip>
                <value>180</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROPER INDUSTRIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>776696106</cusip>
                <value>1490</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10743</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6100</Sole>
                        <Shared>0</Shared>
                        <None>4643</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROSETTA RESOURCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>777779307</cusip>
                <value>209</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4350</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROSETTA RESOURCES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>777779307</cusip>
                <value>1297</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>27000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>780259206</cusip>
                <value>1671</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23443</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>23218</Sole>
                        <Shared>0</Shared>
                        <None>225</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>780259206</cusip>
                <value>1397</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19603</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17968</Sole>
                        <Shared>0</Shared>
                        <None>1635</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RYDER SYSTEM, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>783549108</cusip>
                <value>1155</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15650</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>15650</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SM ENERGY COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78454L100</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>82</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>82</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SM ENERGY COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78454L100</cusip>
                <value>632</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>7600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78464A359</cusip>
                <value>192</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78464A359</cusip>
                <value>841</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>18000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78464A698</cusip>
                <value>688</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16950</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16050</Sole>
                        <Shared>0</Shared>
                        <None>900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78464A698</cusip>
                <value>244</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78464A698</cusip>
                <value>81</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78464A763</cusip>
                <value>1271</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17503</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17220</Sole>
                        <Shared>0</Shared>
                        <None>283</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78464A763</cusip>
                <value>568</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7816</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7616</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78467Y107</cusip>
                <value>1908</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7813</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7813</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78467Y107</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>34</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ST JUDE MEDICAL INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>790849103</cusip>
                <value>307</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4950</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3850</Sole>
                        <Shared>0</Shared>
                        <None>1100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SALESFORCE.COM,INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>79466L302</cusip>
                <value>239</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4326</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4326</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SALIX PHARMACEUTICALS,LTD.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>795435106</cusip>
                <value>495</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SANDISK CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>80004C101</cusip>
                <value>491</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6960</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6160</Sole>
                        <Shared>0</Shared>
                        <None>800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SANDISK CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>80004C101</cusip>
                <value>4091</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>57992</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>250</Sole>
                        <Shared>0</Shared>
                        <None>57742</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SCANA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>80589M102</cusip>
                <value>972</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20719</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19719</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SCANA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>80589M102</cusip>
                <value>94</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SCANA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>80589M102</cusip>
                <value>444</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9452</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7802</Sole>
                        <Shared>0</Shared>
                        <None>1650</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>806857108</cusip>
                <value>2539</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28182</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>26766</Sole>
                        <Shared>0</Shared>
                        <None>1416</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>806857108</cusip>
                <value>1920</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21304</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5783</Sole>
                        <Shared>0</Shared>
                        <None>15521</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>808513105</cusip>
                <value>240</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9221</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9221</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>81369Y209</cusip>
                <value>226</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4071</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4071</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>81369Y803</cusip>
                <value>586</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16387</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16387</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>81369Y803</cusip>
                <value>92</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2565</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2565</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>816851109</cusip>
                <value>126</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>816851109</cusip>
                <value>149</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1664</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1200</Sole>
                        <Shared>0</Shared>
                        <None>464</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SENIOR HOUSING PROP TRUST</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>81721M109</cusip>
                <value>512</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23037</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22837</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SENIOR HOUSING PROP TRUST</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>81721M109</cusip>
                <value>114</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1850</Sole>
                        <Shared>0</Shared>
                        <None>3300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SIMON PROPERTY GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>828806109</cusip>
                <value>146</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>957</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>541</Sole>
                        <Shared>0</Shared>
                        <None>416</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SIMON PROPERTY GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>828806109</cusip>
                <value>142</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>932</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>732</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SIRONA DENTAL SYSTEMS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>82966C103</cusip>
                <value>288</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SIRIUS XM HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>82968B103</cusip>
                <value>49</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14060</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14060</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SIRIUS XM HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>82968B103</cusip>
                <value>75</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4100</Sole>
                        <Shared>0</Shared>
                        <None>17400</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>J M SMUCKER COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>832696405</cusip>
                <value>417</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4024</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3224</Sole>
                        <Shared>0</Shared>
                        <None>800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>J M SMUCKER COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>832696405</cusip>
                <value>382</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3685</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2458</Sole>
                        <Shared>0</Shared>
                        <None>1227</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SONOCO PRODUCTS COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>835495102</cusip>
                <value>217</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SONOCO PRODUCTS COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>835495102</cusip>
                <value>92</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2000</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>842587107</cusip>
                <value>1817</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>43900</Sole>
                        <Shared>0</Shared>
                        <None>300</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>842587107</cusip>
                <value>303</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7370</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>3370</Sole>
                        <Shared>0</Shared>
                        <None>4000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>842587107</cusip>
                <value>1533</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>37288</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18618</Sole>
                        <Shared>0</Shared>
                        <None>18670</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHWEST AIRLINES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>844741108</cusip>
                <value>38</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHWEST AIRLINES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>844741108</cusip>
                <value>2140</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>113579</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>113579</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SOUTHWESTERN ENERGY COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>845467109</cusip>
                <value>3178</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>80800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPECTRA ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>847560109</cusip>
                <value>409</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11476</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10816</Sole>
                        <Shared>0</Shared>
                        <None>660</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPECTRA ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>847560109</cusip>
                <value>128</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3597</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1256</Sole>
                        <Shared>0</Shared>
                        <None>2341</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>855244109</cusip>
                <value>53</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>679</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>679</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>855244109</cusip>
                <value>810</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10336</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>10336</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STATE STREET CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>857477103</cusip>
                <value>140</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1907</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1907</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STATE STREET CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>857477103</cusip>
                <value>153</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2086</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2086</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STIFEL FINANCIAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>860630102</cusip>
                <value>2200</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>45900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>45900</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STRYKER CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>863667101</cusip>
                <value>409</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5449</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5449</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>STRYKER CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>863667101</cusip>
                <value>259</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3442</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1650</Sole>
                        <Shared>0</Shared>
                        <None>1792</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SUMITOMO MITSUI TRUST HLDGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>86562X106</cusip>
                <value>106</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19965</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>19965</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SUN COMMUNITIES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>866674104</cusip>
                <value>426</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SUNOCO LOGISTICS PARTNERS LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>86764L108</cusip>
                <value>784</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10383</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10383</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SUNOCO LOGISTICS PARTNERS LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>86764L108</cusip>
                <value>45</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SUNTRUST BANKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>867914103</cusip>
                <value>55</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1485</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1485</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SUNTRUST BANKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>867914103</cusip>
                <value>234</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6361</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>6061</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SUPERIOR ENERGY SERVICES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>868157108</cusip>
                <value>16</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SUPERIOR ENERGY SERVICES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>868157108</cusip>
                <value>255</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>9600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SURMODICS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>868873100</cusip>
                <value>366</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>15000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYNTEL,INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87162H103</cusip>
                <value>1407</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15475</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>15475</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYSCO CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>871829107</cusip>
                <value>407</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11273</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11273</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYSCO CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>871829107</cusip>
                <value>701</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19415</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13300</Sole>
                        <Shared>0</Shared>
                        <None>6115</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TECO ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872375100</cusip>
                <value>181</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10476</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10476</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TECO ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872375100</cusip>
                <value>169</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9808</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7458</Sole>
                        <Shared>0</Shared>
                        <None>2350</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872540109</cusip>
                <value>161</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2522</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2522</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872540109</cusip>
                <value>2229</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34972</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>400</Sole>
                        <Shared>0</Shared>
                        <None>34572</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TAIWAN SEMICONDUCTOR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>874039100</cusip>
                <value>10</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>550</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>550</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TAIWAN SEMICONDUCTOR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>874039100</cusip>
                <value>359</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20612</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7204</Sole>
                        <Shared>0</Shared>
                        <None>13408</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TARGET</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87612E106</cusip>
                <value>207</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3269</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3269</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TARGET</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87612E106</cusip>
                <value>95</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TARGET</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87612E106</cusip>
                <value>508</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8031</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4025</Sole>
                        <Shared>0</Shared>
                        <None>4006</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TECHNE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>878377100</cusip>
                <value>522</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5510</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>5510</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TERADYNE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>880770102</cusip>
                <value>1404</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>79700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>79700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TESORO CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>881609101</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>150</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TESORO CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>881609101</cusip>
                <value>983</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>16800</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEVA PHARMACEUTICAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>881624209</cusip>
                <value>227</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5665</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5165</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEVA PHARMACEUTICAL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>881624209</cusip>
                <value>131</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3256</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>402</Sole>
                        <Shared>0</Shared>
                        <None>2854</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>11237</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>255905</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>244729</Sole>
                        <Shared>0</Shared>
                        <None>11176</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>294</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
                        <Shared>0</Shared>
                        <None>6500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>2331</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>53089</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>24716</Sole>
                        <Shared>0</Shared>
                        <None>28373</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXTRON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883203101</cusip>
                <value>201</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5456</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5456</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXTRON INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883203101</cusip>
                <value>348</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9470</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9470</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883556102</cusip>
                <value>247</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2215</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2215</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883556102</cusip>
                <value>231</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2075</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1625</Sole>
                        <Shared>0</Shared>
                        <None>450</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THIRD STREET BANCSHARES, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>884283102</cusip>
                <value>466</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9318</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9318</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>3M COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>13949</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>99461</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>96895</Sole>
                        <Shared>0</Shared>
                        <None>2566</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>3M COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>168</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>1200</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>3M COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>2948</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21021</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14146</Sole>
                        <Shared>0</Shared>
                        <None>6875</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TIFFANY &amp; CO NEW</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>886547108</cusip>
                <value>235</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2529</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2529</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TIME WARNER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>887317303</cusip>
                <value>174</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2499</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2499</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TIME WARNER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>887317303</cusip>
                <value>552</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7920</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2900</Sole>
                        <Shared>0</Shared>
                        <None>5020</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORO COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891092108</cusip>
                <value>718</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11295</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>11295</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORONTO-DOMINION BANK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891160509</cusip>
                <value>1551</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16454</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16404</Sole>
                        <Shared>0</Shared>
                        <None>50</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORONTO-DOMINION BANK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891160509</cusip>
                <value>3232</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2490</Sole>
                        <Shared>0</Shared>
                        <None>31810</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TOTAL FINA SA SPON ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89151E109</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>80</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TOTAL FINA SA SPON ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89151E109</cusip>
                <value>286</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4669</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>50</Sole>
                        <Shared>0</Shared>
                        <None>4619</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>892331307</cusip>
                <value>30</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>250</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>892331307</cusip>
                <value>206</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1690</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>320</Sole>
                        <Shared>0</Shared>
                        <None>1370</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE TRAVELERS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89417E109</cusip>
                <value>341</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3766</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3766</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE TRAVELERS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89417E109</cusip>
                <value>184</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2029</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2029</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRI- CONTINENTAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>895436103</cusip>
                <value>101</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5078</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5078</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRI- CONTINENTAL CORP.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>895436103</cusip>
                <value>403</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20161</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>20161</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRI-STATE FIRST BANC INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>895665305</cusip>
                <value>339</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>37335</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>37335</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRI-STATE FIRST BANC INC</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>895665404</cusip>
                <value>550</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>110</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>110</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRIUMPH GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>896818101</cusip>
                <value>17</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>225</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>225</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRIUMPH GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>896818101</cusip>
                <value>3050</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>40100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>40100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRULIA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>897888103</cusip>
                <value>705</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>20000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TWENTY-FIRST CENTURY FOX</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>90130A101</cusip>
                <value>264</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7520</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>7520</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UGI CORP HOLDING CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902681105</cusip>
                <value>257</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6190</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6190</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UGI CORP HOLDING CO.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902681105</cusip>
                <value>140</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3375</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2175</Sole>
                        <Shared>0</Shared>
                        <None>1200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UMB FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902788108</cusip>
                <value>704</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10950</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>10950</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>US BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902973304</cusip>
                <value>4926</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>121938</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>121168</Sole>
                        <Shared>0</Shared>
                        <None>770</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>US BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902973304</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>170</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>170</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>US BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902973304</cusip>
                <value>1517</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>37538</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7505</Sole>
                        <Shared>0</Shared>
                        <None>30033</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>US SILICA HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>90346E103</cusip>
                <value>614</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>18000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ULTRATECH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>904034105</cusip>
                <value>957</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>33000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNILEVER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>904784709</cusip>
                <value>43</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1071</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1071</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNILEVER</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>904784709</cusip>
                <value>285</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7078</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5180</Sole>
                        <Shared>0</Shared>
                        <None>1898</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNION PACIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>907818108</cusip>
                <value>6169</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>36723</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>35243</Sole>
                        <Shared>0</Shared>
                        <None>1480</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNION PACIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>907818108</cusip>
                <value>343</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2040</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>40</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNION PACIFIC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>907818108</cusip>
                <value>9391</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55897</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2485</Sole>
                        <Shared>0</Shared>
                        <None>53412</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANKSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909907107</cusip>
                <value>2336</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>74271</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>74271</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANKSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909907107</cusip>
                <value>3952</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>125663</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>69722</Sole>
                        <Shared>0</Shared>
                        <None>55941</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANCORP INC/OHIO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909911109</cusip>
                <value>99</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12329</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12329</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED BANCORP INC/OHIO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>909911109</cusip>
                <value>2046</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>254814</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>243132</Sole>
                        <Shared>0</Shared>
                        <None>11682</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED NATURAL FOODS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911163103</cusip>
                <value>241</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911312106</cusip>
                <value>329</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3128</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3128</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911312106</cusip>
                <value>105</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911312106</cusip>
                <value>1027</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9778</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>800</Sole>
                        <Shared>0</Shared>
                        <None>8978</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED RENTALS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911363109</cusip>
                <value>21</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>270</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>270</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED RENTALS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911363109</cusip>
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                        <None>27248</None>
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        <infoTable>
                <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>913017109</cusip>
                <value>11124</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>94900</Sole>
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                        <None>2851</None>
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        <infoTable>
                <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>913017109</cusip>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>60</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>913017109</cusip>
                <value>3151</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19850</Sole>
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                        <None>7842</None>
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                <nameOfIssuer>UNITEDHEALTH GROUP</nameOfIssuer>
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                <cusip>91324P102</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1434</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>UNITEDHEALTH GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>91324P102</cusip>
                <value>4898</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>101</Sole>
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                        <None>64942</None>
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                <votingAuthority>
                        <Sole>2345</Sole>
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                        <None>0</None>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                        <None>47209</None>
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                <nameOfIssuer>VALUECLICK INC</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>19500</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>36671</Sole>
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                        <None>2500</None>
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        <infoTable>
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                <votingAuthority>
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                        <None>0</None>
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                <cusip>922042858</cusip>
                <value>96</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                <nameOfIssuer>VANGUARD</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92206C102</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92206C409</cusip>
                <value>158</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1980</Sole>
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                        <None>0</None>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92206C409</cusip>
                <value>1811</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>22701</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12750</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92206C870</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>VANGUARD</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>VARIAN MEDICAL SYSTEMS, INC.</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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        <infoTable>
                <nameOfIssuer>VARIAN MEDICAL SYSTEMS, INC.</nameOfIssuer>
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        <infoTable>
                <nameOfIssuer>VENTAS,INC </nameOfIssuer>
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        <infoTable>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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        <infoTable>
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                <cusip>922908595</cusip>
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                <votingAuthority>
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                        <None>0</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11020</Sole>
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                        <None>0</None>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>922908629</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <votingAuthority>
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        <infoTable>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1081</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>VIACOM</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92553P201</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>3833</None>
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        <infoTable>
                <nameOfIssuer>VISA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92826C839</cusip>
                <value>375</value>
                <shrsOrPrnAmt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1510</Sole>
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                        <None>175</None>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92826C839</cusip>
                <value>535</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>2404</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>VODAFONE GROUP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92857W209</cusip>
                <value>936</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22640</Sole>
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                        <None>1172</None>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>92857W209</cusip>
                <value>1120</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28485</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>17682</Sole>
                        <Shared>0</Shared>
                        <None>10803</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WVS FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>929358109</cusip>
                <value>820</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>66953</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>66953</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WACHOVIA</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>92977V206</cusip>
                <value>27</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1066</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1066</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WACHOVIA</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>92977V206</cusip>
                <value>336</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13427</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13427</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WAL-MART STORES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931142103</cusip>
                <value>1456</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17898</Sole>
                        <Shared>0</Shared>
                        <None>602</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WAL-MART STORES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931142103</cusip>
                <value>2268</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28828</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5889</Sole>
                        <Shared>0</Shared>
                        <None>22939</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALGREEN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931422109</cusip>
                <value>172</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WALGREEN CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>931422109</cusip>
                <value>1088</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18948</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2577</Sole>
                        <Shared>0</Shared>
                        <None>16371</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLPOINT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>94973V107</cusip>
                <value>83</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>900</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>262</Sole>
                        <Shared>0</Shared>
                        <None>638</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLPOINT</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>94973V107</cusip>
                <value>192</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2081</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>1981</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLS FARGO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>949746101</cusip>
                <value>10934</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>240848</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>238718</Sole>
                        <Shared>0</Shared>
                        <None>2130</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLS FARGO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>949746101</cusip>
                <value>479</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10550</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>2550</Sole>
                        <Shared>0</Shared>
                        <None>8000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WELLS FARGO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>949746101</cusip>
                <value>13475</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>296817</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>27811</Sole>
                        <Shared>0</Shared>
                        <None>269006</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESBANCO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>950810101</cusip>
                <value>37434</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1169812</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>817203</Sole>
                        <Shared>0</Shared>
                        <None>352609</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESBANCO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>950810101</cusip>
                <value>64</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WESBANCO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>950810101</cusip>
                <value>18939</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>591859</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>294222</Sole>
                        <Shared>0</Shared>
                        <None>297637</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WHITEWAVE FOODS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>966244105</cusip>
                <value>887</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38677</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>38677</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WHITING PETROLEUM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>966387102</cusip>
                <value>328</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>5200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WHOLE FOODS MARKET, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>966837106</cusip>
                <value>3695</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>63898</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>490</Sole>
                        <Shared>0</Shared>
                        <None>63408</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE WILLIAMS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>969457100</cusip>
                <value>148</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3839</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2339</Sole>
                        <Shared>0</Shared>
                        <None>1500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THE WILLIAMS COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>969457100</cusip>
                <value>649</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16818</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4200</Sole>
                        <Shared>0</Shared>
                        <None>12618</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WILLIAMS PARTNERS LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>96950F104</cusip>
                <value>153</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2999</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2999</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WILLIAMS PARTNERS LP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>96950F104</cusip>
                <value>76</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WINDSTREAM HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>97382A101</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>662</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>662</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WINDSTREAM HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>97382A101</cusip>
                <value>135</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16902</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14084</Sole>
                        <Shared>0</Shared>
                        <None>2818</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISCONSIN ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>976657106</cusip>
                <value>253</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6124</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6124</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISCONSIN ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>976657106</cusip>
                <value>28</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>674</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>474</Sole>
                        <Shared>0</Shared>
                        <None>200</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE INVESTMENTS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>97717P104</cusip>
                <value>1169</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>66000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>66000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>97717W851</cusip>
                <value>12</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>240</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>240</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>97717W851</cusip>
                <value>211</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3000</Sole>
                        <Shared>0</Shared>
                        <None>1150</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WOODWARD INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>980745103</cusip>
                <value>236</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5166</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5166</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WOODWARD INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>980745103</cusip>
                <value>14</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>300</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>XEROX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>984121103</cusip>
                <value>11</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>918</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>918</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>XEROX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>984121103</cusip>
                <value>176</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14462</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>12780</Sole>
                        <Shared>0</Shared>
                        <None>1682</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>XYLEM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98419M100</cusip>
                <value>36</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1051</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1051</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>XYLEM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98419M100</cusip>
                <value>274</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7916</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6524</Sole>
                        <Shared>0</Shared>
                        <None>1392</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YAHOO INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>984332106</cusip>
                <value>55</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1350</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1350</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YAHOO INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>984332106</cusip>
                <value>150</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3709</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1450</Sole>
                        <Shared>0</Shared>
                        <None>2259</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM! BRANDS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>988498101</cusip>
                <value>528</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6979</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6979</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM! BRANDS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>988498101</cusip>
                <value>296</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3909</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>570</Sole>
                        <Shared>0</Shared>
                        <None>3339</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZIMMER HOLDINGS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98956P102</cusip>
                <value>3503</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>37585</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>37145</Sole>
                        <Shared>0</Shared>
                        <None>440</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZIMMER HOLDINGS, INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98956P102</cusip>
                <value>1457</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15639</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4400</Sole>
                        <Shared>0</Shared>
                        <None>11239</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZOETIS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98978V103</cusip>
                <value>33</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZOETIS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98978V103</cusip>
                <value>1521</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>46543</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>46543</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ZYGO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>989855101</cusip>
                <value>207</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>14000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>KENNEDY HARDWARE CO INC.</nameOfIssuer>
                <titleOfClass>CLOSELY HELD ST</titleOfClass>
                <cusip>992360107</cusip>
                <value>410</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>139114</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>139114</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>SANTANDER FIN PFD SA UNI</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>E8683R144</cusip>
                <value>237</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACTAVIS PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0083B108</cusip>
                <value>2560</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15240</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15080</Sole>
                        <Shared>0</Shared>
                        <None>160</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACTAVIS PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0083B108</cusip>
                <value>7</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>40</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>40</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACTAVIS PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0083B108</cusip>
                <value>341</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2030</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1530</Sole>
                        <Shared>0</Shared>
                        <None>500</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0176J109</cusip>
                <value>288</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6512</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6512</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0176J109</cusip>
                <value>44</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLEGION PUBLIC LIMITED CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0176J109</cusip>
                <value>69</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1557</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>557</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G1151C101</cusip>
                <value>5682</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>69106</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>68746</Sole>
                        <Shared>0</Shared>
                        <None>360</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G1151C101</cusip>
                <value>8</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G1151C101</cusip>
                <value>788</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9582</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6506</Sole>
                        <Shared>0</Shared>
                        <None>3076</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COVIDIEN PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G2554F113</cusip>
                <value>4148</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>60916</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>58886</Sole>
                        <Shared>0</Shared>
                        <None>2030</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COVIDIEN PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G2554F113</cusip>
                <value>78</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1140</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>140</Sole>
                        <Shared>0</Shared>
                        <None>1000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>COVIDIEN PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G2554F113</cusip>
                <value>4494</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>65992</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3420</Sole>
                        <Shared>0</Shared>
                        <None>62572</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DELPHI AUTOMOTIVE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G27823106</cusip>
                <value>4</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>65</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>65</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DELPHI AUTOMOTIVE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G27823106</cusip>
                <value>6055</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>100700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>9702</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>127455</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>124135</Sole>
                        <Shared>0</Shared>
                        <None>3320</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>237</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3120</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>120</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>2608</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>34266</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13087</Sole>
                        <Shared>0</Shared>
                        <None>21179</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENDURANCE SPECIALTY HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G30397106</cusip>
                <value>270</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3000</Sole>
                        <Shared>0</Shared>
                        <None>1600</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENSCO PLC-CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G3157S106</cusip>
                <value>7471</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>130654</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>128174</Sole>
                        <Shared>0</Shared>
                        <None>2480</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENSCO PLC-CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G3157S106</cusip>
                <value>57</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>990</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>990</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ENSCO PLC-CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G3157S106</cusip>
                <value>3879</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>67836</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15006</Sole>
                        <Shared>0</Shared>
                        <None>52830</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGERSOLL-RAND</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G47791101</cusip>
                <value>1204</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19546</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19546</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGERSOLL-RAND</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G47791101</cusip>
                <value>185</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>3000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INGERSOLL-RAND</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G47791101</cusip>
                <value>288</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4676</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3001</Sole>
                        <Shared>0</Shared>
                        <None>1675</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G491BT108</cusip>
                <value>5807</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>159536</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>157536</Sole>
                        <Shared>0</Shared>
                        <None>2000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G491BT108</cusip>
                <value>9</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>260</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>260</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G491BT108</cusip>
                <value>10091</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>277222</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10276</Sole>
                        <Shared>0</Shared>
                        <None>266946</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SEADRILL LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G7945E105</cusip>
                <value>68</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1650</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1500</Sole>
                        <Shared>0</Shared>
                        <None>150</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SEADRILL LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G7945E105</cusip>
                <value>165</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4020</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1500</Sole>
                        <Shared>0</Shared>
                        <None>2520</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACE LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H0023R105</cusip>
                <value>4092</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39521</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>38440</Sole>
                        <Shared>0</Shared>
                        <None>1081</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACE LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H0023R105</cusip>
                <value>5</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>50</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>DFND</investmentDiscretion>
                <votingAuthority>
                        <Sole>50</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACE LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H0023R105</cusip>
                <value>9836</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>95005</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1565</Sole>
                        <Shared>0</Shared>
                        <None>93440</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ALLIED WORLD ASSURANCE CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H01531104</cusip>
                <value>739</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6550</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>6550</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WEATHERFORD INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H27013103</cusip>
                <value>93</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>WEATHERFORD INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H27013103</cusip>
                <value>339</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21895</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>21895</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H8817H100</cusip>
                <value>61</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1241</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>682</Sole>
                        <Shared>0</Shared>
                        <None>559</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H8817H100</cusip>
                <value>575</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>11639</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2809</Sole>
                        <Shared>0</Shared>
                        <None>8830</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TYCO INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H89128104</cusip>
                <value>4</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>95</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>95</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TYCO INTL</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H89128104</cusip>
                <value>526</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12825</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>775</Sole>
                        <Shared>0</Shared>
                        <None>12050</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LYONDELLBASELL INDUSTRIES NV</nameOfIssuer>
                <titleOfClass>FOREIGN STOCK</titleOfClass>
                <cusip>N53745100</cusip>
                <value>80</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LYONDELLBASELL INDUSTRIES NV</nameOfIssuer>
                <titleOfClass>FOREIGN STOCK</titleOfClass>
                <cusip>N53745100</cusip>
                <value>333</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4150</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>4150</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>VITAL SPRINGS TECHNOLOGIES</nameOfIssuer>
                <titleOfClass>PREFERRED STOCK</titleOfClass>
                <cusip>PS0000010</cusip>
                <value>137</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>350000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>0</Sole>
                        <Shared>0</Shared>
                        <None>350000</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AVAGO TECHNOLOGIES LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>Y0486S104</cusip>
                <value>2933</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55475</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>75</Sole>
                        <Shared>0</Shared>
                        <None>55400</None>
                </votingAuthority>
        </infoTable>
</informationTable>
