Operating Segment Information (Tables)

12 Months Ended

Sep. 30, 2011

Operating Segment Information [Abstract]

Operating segment information

	U.S. Pawn		Empeño		EZMONEY
	Operations		Fácil		Operations		Consolidated
	(In thousands)
Year Ended September 30, 2011:
Revenues:
Merchandise Sales	$	256,643	$	25,237	$	203	$	282,083
Jewelry Scrapping Sales		195,276		15,997		1,206		212,479
Pawn service charges		184,234		16,901		—		201,135
Signature loan fees		2,501		—		147,749		150,250
Auto title loan fees		1,539		—		20,162		21,701
Other		634		122		913		1,669
Total revenues		640,827		58,257		170,233		869,317
Merchandise cost of goods sold		147,239		14,672		149		162,060
Jewelry scrapping cost of goods sold		120,767		12,205		588		133,560
Signature loan bad debt		923		—		35,405		36,328
Auto title loan bad debt		165		—		2,266		2,431
Net revenues		371,733		31,380		131,825		534,938
Operations expense		177,191		20,636		69,225		267,052
Store operating income	$	194,542	$	10,744	$	62,600	$	267,886

	U.S. Pawn		Empeño		EZMONEY
	Operations		Fácil		Operations		Consolidated
	(In thousands)
Year Ended September 30, 2010:
Revenues:
Merchandise Sales	$	226,424	$	14,030	$	—	$	240,454
Jewelry scrapping Sales		163,667		7,389		355		171,411
Pawn service charges		154,505		9,190		—		163,695
Signature loan fees		1,930		—		137,385		139,315
Auto title loan fees		1,659		—		16,048		17,707
Other		442		—		21		463
Total revenues		548,627		30,609		153,809		733,045
Merchandise cost of goods sold		131,825		8,459		—		140,284
Jewelry scrapping cost of goods sold		104,531		6,137		170		110,838
Signature loan bad debt		641		—		31,068		31,709
Auto title loan bad debt		236		—		2,499		2,735
Net revenues		311,394		16,013		120,072		447,479
Operations expense		161,145		11,658		63,861		236,664
Store operating income	$	150,249	$	4,355	$	56,211	$	210,815
Year Ended September 30, 2009:
Revenues:
Merchandise Sales	$	202,250	$	8,751	$	—	$	211,001
Jewelry scrap Sales		117,013		1,900		9		118,922
Pawn service charges		124,396		5,773		—		130,169
Signature loan fees		2,293		—		131,051		133,344
Auto title loan fees		1,313		—		2,276		3,589
Other		431		—		—		431
Total revenues		447,696		16,424		133,336		597,456
Merchandise cost of goods sold		121,170		5,392		—		126,562
Jewelry scraping cost of goods sold		75,744		1,277		6		77,027
Signature loan bad debt		828		—		32,725		33,553
Auto title loan bad debt		124		—		256		380
Net revenues		249,830		9,755		100,349		359,934
Operations expense		140,525		5,833		59,879		206,237
Store operating income	$	109,305	$	3,922	$	40,470	$	153,697

Reconciliation of store operating income with consolidated income before income taxes

	Fiscal Years Ended September 30,
	2011			2010			2009
				(In thousands)
Consolidated store operating income	$	267,886		$	210,815		$	153,697
Administrative expenses		75,270			52,740			40,497
Depreciation and amortization		18,344			14,661			12,746
(Gain) / loss on sale or disposal of assets		309			1,528			(1,024	)
Interest income		(37	)		(186	)		(281	)
Interest expense		1,690			1,385			1,425
Equity in net income of unconsolidated affiliates		(16,237	)		(10,750	)		(5,016	)
Other		(164	)		(93	)		38
Consolidated income before income taxes	$	188,711		$	151,530		$	105,312

Separately identified segment assets

	U.S. Pawn		Empeño		EZMONEY
	Operations		Fácil		Operations		Consolidated
	(In thousands)
Assets at September 30, 2011:
Pawn loans	$	134,457	$	10,861	$	—	$	145,318
Signature loans, net		990		—		10,399		11,389
Auto title loans, net		930		—		2,292		3,222
Service charges and fees receivable, net		25,148		1,663		6,419		33,230
Inventory, net		81,257		8,514		602		90,373
Goodwill		163,897		9,309		—		173,206
Total separately identified recorded segment assets	$	406,679	$	30,347	$	19,712	$	456,738
Brokered signature loans outstanding from unaffiliated lenders	$	206	$	—	$	20,767	$	20,973
Brokered auto title loans outstanding from unaffiliated lenders	$	175	$	—	$	5,892	$	6,067
Assets at September 30, 2010:
Pawn loans	$	113,944	$	7,257	$	—	$	121,201
Signature loans, net		456		—		10,319		10,775
Auto title loans, net		651		—		2,494		3,145
Service charges and fees receivable, net		20,830		1,053		7,177		29,060
Inventory, net		66,542		4,935		25		71,502
Goodwill		110,255		7,050		—		117,305
Total separately identified recorded segment assets	$	312,678	$	20,295	$	20,015	$	352,988
Brokered signature loans outstanding from unaffiliated lenders	$	231	$	—	$	22,709	$	22,940
Brokered auto title loans outstanding from unaffiliated lenders	$	236	$	—	$	6,589	$	6,825
Assets at September 30, 2009:
Pawn loans	$	98,099	$	3,585	$	—	$	101,684
Signature loans, net		453		—		7,904		8,357
Auto title loans, net		685		—		978		1,663
Service charges and fees receivable, net		17,910		513		5,892		24,315
Inventory, net		61,196		2,804		1		64,001
Goodwill		94,192		6,527		—		100,719
Total separately identified recorded segment assets	$	272,535	$	13,429	$	14,775	$	300,739
Brokered signature loans outstanding from unaffiliated lenders	$	278	$	—	$	22,706	$	22,984
Brokered auto title loans outstanding from unaffiliated lenders	$	276	$	—	$	1,910	$	2,186

Reconciliation of separately identified recorded segment assets to consolidated total assets:

	September 30,
	2011		2010		2009
	(In thousands)
Total separately identified recorded segment assets	$	456,738	$	352,988	$	300,739
Corporate assets		299,712		253,424		191,778
Total assets	$	756,450	$	606,412	$	492,517