XML 66 R53.htm IDEA: XBRL DOCUMENT v3.26.1
Segment Information - Schedule of Operating Segment Information (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Mar. 31, 2026
Mar. 31, 2025
Revenues:        
Total revenues $ 446,881 $ 306,316 $ 828,900 $ 626,486
Gross profit 260,038 178,452 483,004 363,856
Segment and corporate expenses (income):        
Store expenses 148,119 111,067 274,891 222,003
General and administrative 34,488 25,100 61,231 49,284
Depreciation and amortization 9,588 8,020 18,344 16,355
Loss on sale or disposal of assets and other   17 87 25
Interest expense 8,354 3,281 16,520 6,428
Interest income (2,587) (1,875) (7,401) (3,968)
Income from equity method investments 1,166 1,505 2,989 2,980
Other (income) expense (2,244) (65) (2,336) 913
Income before income taxes 65,486 34,412 124,657 75,796
Cash Converters International Limited        
Segment and corporate expenses (income):        
Income from equity method investments 1,000 1,900 2,900 3,500
Operating Segments        
Revenues:        
Total revenues 446,881 306,316 828,900 626,486
Gross profit 260,038 178,452 483,004 363,856
Segment and corporate expenses (income):        
Store expenses 148,119 111,067 274,891 222,003
General and administrative 0 0 0 0
Depreciation and amortization 6,216 4,671 11,474 9,434
Loss on sale or disposal of assets and other   17 87 25
Interest expense 0 0 0 0
Interest income 0 0 0 0
Income from equity method investments 0 0 0 0
Other (income) expense (305) (133) (328) (215)
Income before income taxes 106,008 62,830 196,880 132,609
Operating Segments | U.S. Pawn        
Revenues:        
Total revenues 282,176 221,385 551,936 453,586
Gross profit 169,871 133,378 330,580 272,055
Segment and corporate expenses (income):        
Store expenses 88,982 81,718 176,148 163,199
General and administrative 0 0 0 0
Depreciation and amortization 2,809 2,682 5,532 5,399
Loss on sale or disposal of assets and other   17 87 17
Interest expense 0 0 0 0
Interest income 0 0 0 0
Income from equity method investments 0 0 0 0
Other (income) expense 0 4 0 (7)
Income before income taxes 78,080 48,957 148,813 103,447
Operating Segments | Latin America Pawn        
Revenues:        
Total revenues 113,394 84,931 225,653 172,900
Gross profit 64,030 45,074 126,287 91,801
Segment and corporate expenses (income):        
Store expenses 42,523 29,349 82,129 58,804
General and administrative 0 0 0 0
Depreciation and amortization 2,733 1,989 5,268 4,035
Loss on sale or disposal of assets and other   0 0 8
Interest expense 0 0 0 0
Interest income 0 0 0 0
Income from equity method investments 0 0 0 0
Other (income) expense (343) (137) (366) (208)
Income before income taxes 19,117 13,873 39,256 29,162
Operating Segments | SMG        
Revenues:        
Total revenues 51,311   51,311  
Gross profit 26,137   26,137  
Segment and corporate expenses (income):        
Store expenses 16,614   16,614  
General and administrative 0   0  
Depreciation and amortization 674   674  
Loss on sale or disposal of assets and other     0  
Interest expense 0   0  
Interest income 0   0  
Income from equity method investments 0   0  
Other (income) expense 38   38  
Income before income taxes 8,811   8,811  
Corporate Items        
Revenues:        
Total revenues 0 0 0 0
Gross profit 0 0 0 0
Segment and corporate expenses (income):        
Store expenses 0 0 0 0
General and administrative 34,488 25,100 61,231 49,284
Depreciation and amortization 3,372 3,349 6,870 6,921
Loss on sale or disposal of assets and other   0 0 0
Interest expense 8,354 3,281 16,520 6,428
Interest income (2,587) (1,875) (7,401) (3,968)
Income from equity method investments 1,166 1,505 2,989 2,980
Other (income) expense (1,939) 68 (2,008) 1,128
Income before income taxes (40,522) (28,418) (72,223) (56,813)
Interest income from notes receivable   600 1,000 1,200
Corporate Items | Cash Converters International Limited        
Segment and corporate expenses (income):        
Income from equity method investments   1,900 1,800 3,500
Merchandise sales        
Revenues:        
Total revenues 214,465 169,467 424,612 355,810
Cost of goods sold 136,788 111,555 269,544 233,379
Merchandise sales | Operating Segments        
Revenues:        
Total revenues 214,465 169,467 424,612 355,810
Cost of goods sold 136,788 111,555 269,544 233,379
Merchandise sales | Operating Segments | U.S. Pawn        
Revenues:        
Total revenues 127,884 116,915 266,926 245,715
Cost of goods sold 79,647 74,772 165,334 156,328
Merchandise sales | Operating Segments | Latin America Pawn        
Revenues:        
Total revenues 68,762 52,552 139,867 110,095
Cost of goods sold 45,227 36,783 92,296 77,051
Merchandise sales | Operating Segments | SMG        
Revenues:        
Total revenues 17,819   17,819  
Cost of goods sold 11,914   11,914  
Merchandise sales | Corporate Items        
Revenues:        
Total revenues 0 0 0 0
Cost of goods sold 0 0 0 0
Jewelry scrap sales        
Revenues:        
Total revenues 81,240 20,938 121,149 37,670
Cost of goods sold 50,055 16,309 76,352 29,251
Jewelry scrap sales | Operating Segments        
Revenues:        
Total revenues 81,240 20,938 121,149 37,670
Cost of goods sold 50,055 16,309 76,352 29,251
Jewelry scrap sales | Operating Segments | U.S. Pawn        
Revenues:        
Total revenues 55,490 16,898 91,005 32,396
Cost of goods sold 32,658 13,235 56,022 25,203
Jewelry scrap sales | Operating Segments | Latin America Pawn        
Revenues:        
Total revenues 6,640 4,040 11,034 5,274
Cost of goods sold 4,137 3,074 7,070 4,048
Jewelry scrap sales | Operating Segments | SMG        
Revenues:        
Total revenues 19,110   19,110  
Cost of goods sold 13,260   13,260  
Jewelry scrap sales | Corporate Items        
Revenues:        
Total revenues 0 0 0 0
Cost of goods sold 0 0 0 0
Pawn service charges        
Revenues:        
Total revenues 151,128 115,871 283,045 232,923
Pawn service charges | Operating Segments        
Revenues:        
Total revenues 151,128 115,871 283,045 232,923
Pawn service charges | Operating Segments | U.S. Pawn        
Revenues:        
Total revenues 98,770 87,548 193,944 175,424
Pawn service charges | Operating Segments | Latin America Pawn        
Revenues:        
Total revenues 37,976 28,323 74,719 57,499
Pawn service charges | Operating Segments | SMG        
Revenues:        
Total revenues 14,382   14,382  
Pawn service charges | Corporate Items        
Revenues:        
Total revenues 0 0 0 0
Other revenues        
Revenues:        
Total revenues 48 40 94 83
Other revenues | Operating Segments        
Revenues:        
Total revenues 48 40 94 83
Other revenues | Operating Segments | U.S. Pawn        
Revenues:        
Total revenues 32 24 61 51
Other revenues | Operating Segments | Latin America Pawn        
Revenues:        
Total revenues 16 16 33 32
Other revenues | Operating Segments | SMG        
Revenues:        
Total revenues 0   0  
Other revenues | Corporate Items        
Revenues:        
Total revenues $ 0 $ 0 $ 0 $ 0