XML 34 R9.htm IDEA: XBRL DOCUMENT v3.25.3
CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2023
Operating activities:      
Net income $ 109,613 $ 83,095 $ 38,463
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 32,538 33,069 32,131
Amortization of debt discount and deferred financing costs 1,726 1,605 1,561
Non-cash lease expense 59,265 58,393 56,937
Deferred income taxes (3,084) 1,354 (12,802)
Impairment of other assets 877 843 4,343
Other adjustments (1,942) 789 (2,890)
Provision for inventory reserve 858 73 603
Stock compensation expense 12,465 10,406 9,539
Equity in net (income) loss from investment in unconsolidated affiliates (6,150) (4,711) 28,459
Net loss on extinguishment of debt 0 0 3,545
Changes in operating assets and liabilities, net of business acquisitions:      
Service charges and fees receivable (3,833) (5,217) (4,204)
Inventory (18,179) (8,488) (4,810)
Prepaid expenses, other current assets and other assets (5,719) (8,638) (1,814)
Accounts payable, accrued expenses and other liabilities (41,420) (57,158) (61,522)
Customer layaway deposits 11,712 2,950 1,376
Income taxes 258 5,235 12,919
Net cash provided by operating activities 148,985 113,600 101,834
Investing activities:      
Loans made (1,006,505) (937,014) (821,725)
Loans repaid 557,761 522,497 458,854
Recovery of pawn loan principal through sale of forfeited collateral 393,203 363,396 336,349
Capital expenditures, net (38,561) (35,764) (40,446)
Acquisitions, net of cash acquired (20,693) (12,113) (14,874)
Issuance of note receivable (5,895)   (15,500)
Proceeds from note receivable   421  
Investment in unconsolidated affiliate (786) (1,131) (2,133)
Investment in other investments 0 (15,680) (15,000)
Dividends from unconsolidated affiliates 3,614 3,535 3,589
Net cash used in investing activities (117,862) (111,853) (110,886)
Financing activities:      
Taxes paid related to net share settlement of equity awards (3,972) (3,294) (1,148)
Proceeds from borrowings 300,000 0 230,000
Debt issuance cost (7,593) 0 (7,458)
Cash paid on extinguishment of debt 0 0 (1,951)
Payments on debt (6,410) (34,389) (178,488)
Purchase and retirement of treasury stock (6,999) (12,008) (16,988)
Payments of finance leases (606) (492) (275)
Net cash (used in) provided by financing activities 274,420 (50,183) 23,692
Effect of exchange rate changes on cash and cash equivalents and restricted cash (637) (725) (41)
Net (decrease) increase in cash and cash equivalents and restricted cash 304,906 (49,161) 14,599
Cash and cash equivalents and restricted cash at beginning of period 179,807 228,968 214,369
Cash and cash equivalents and restricted cash at end of period $ 484,713 $ 179,807 $ 228,968