XML 21 R8.htm IDEA: XBRL DOCUMENT v3.25.2
CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Operating activities:    
Net income $ 82,909 $ 67,899
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation and amortization 24,358 24,942
Amortization of deferred financing costs 1,238 1,212
Non-cash lease expense 43,889 43,999
Deferred income taxes (542) 438
Other adjustments (1,877) 69
Provision for inventory reserve 39 589
Stock compensation expense 9,213 7,945
Equity in net income from investment in unconsolidated affiliates (4,180) (4,135)
Changes in operating assets and liabilities, net of business acquisitions:    
Pawn service charges receivable (364) (1,593)
Inventory (9,205) (2,775)
Prepaid expenses, other current assets and other assets (74) (3,625)
Accounts payable, accrued expenses and other liabilities (58,023) (65,396)
Customer layaway deposits 11,276 1,055
Income taxes (927) (360)
Net cash provided by operating activities 97,730 70,264
Investing activities:    
Loans made (738,670) (683,121)
Loans repaid 417,734 391,297
Recovery of pawn loan principal through sale of forfeited collateral 291,903 272,781
Capital expenditures, net (23,051) (16,870)
Acquisitions, net of cash acquired (17,093) (11,963)
Proceeds from notes receivable 241 1,100
Investment in unconsolidated affiliate (718) (993)
Investment in other investments 0 (15,000)
Dividends from unconsolidated affiliates 3,614 3,535
Net cash used in investing activities (66,040) (59,234)
Financing activities:    
Taxes paid related to net share settlement of equity awards (3,971) (3,253)
Proceeds from issuance of debt 300,000 0
Debt issuance cost (7,563) 0
Payments on debt (6,410) 0
Purchase and retirement of treasury stock (6,000) (9,009)
Payments of finance leases (450) (386)
Net cash provided by (used in) financing activities 275,606 (12,648)
Effect of exchange rate changes on cash and cash equivalents and restricted cash (26) (108)
Net increase in cash, cash equivalents and restricted cash 307,270 (1,726)
Cash and cash equivalents and restricted cash at beginning of period 179,807 228,968
Cash and cash equivalents and restricted cash at end of period $ 487,077 $ 227,242