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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
6 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Operating activities:    
Net income $ 56,406 $ 49,949
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation and amortization 16,355 16,784
Amortization of deferred financing costs 725 807
Non-cash lease expense 28,943 29,514
Deferred income taxes 10 515
Other adjustments (1,241) (1,429)
Provision for inventory reserve 39 183
Stock compensation expense 5,001 4,844
Equity in net income from investment in unconsolidated affiliates (2,980) (2,872)
Changes in operating assets and liabilities, net of business acquisitions:    
Pawn service charges receivable 1,547 1,071
Inventory (5,390) 1,617
Prepaid expenses, other current assets and other assets 444 (8,699)
Accounts payable, accrued expenses and other liabilities (45,490) (57,531)
Customer layaway deposits 9,640 886
Income taxes (1,081) 909
Net cash provided by operating activities 62,928 36,548
Investing activities:    
Loans made (484,611) (433,194)
Loans repaid 284,095 262,970
Recovery of pawn loan principal through sale of forfeited collateral 198,387 188,351
Capital expenditures, net (13,966) (13,654)
Acquisitions, net of cash acquired (79) (8,610)
Investment in unconsolidated affiliate (509) (850)
Investment in other investments 0 (15,000)
Dividends from unconsolidated affiliates 1,902 1,745
Net cash used in investing activities (14,781) (18,242)
Financing activities:    
Taxes paid related to net share settlement of equity awards (3,971) (3,253)
Proceeds from issuance of debt 300,000 0
Debt issuance cost (5,310) 0
Purchase and retirement of treasury stock (3,997) (6,010)
Payments of finance leases (266) (276)
Net cash provided by (used in) financing activities 286,456 (9,539)
Effect of exchange rate changes on cash and cash equivalents and restricted cash 328 (43)
Net increase in cash, cash equivalents and restricted cash 334,931 8,724
Cash and cash equivalents and restricted cash at beginning of period 179,807 228,968
Cash and cash equivalents and restricted cash at end of period $ 514,738 $ 237,692